Amazon | Engineers | London, UK | On Site (Remote during COVID 19) | Full-time | VISA Sponsored | https://www.amazon.com
Amazon Alexa Shopping team is hiring Software Development Engineers to be based in London. Our vision is to redefine the future of shopping by transforming the way our customers browse, find and buy from Amazon using Alexa.
If you are interested in being considered or if you have any questions, email me: (achandaw amazon (dot) com)
Keeping machines running, that’s why we do it. A machine builder’s job used to be done after delivering the machine. Nowadays, they remain involved throughout its entire lifespan. All to ensure that the machine runs as optimally as possible. But how? By connecting the machines to the cloud, in a platform in which all machine service and maintenance is managed. With the IXON Cloud platform and supporting hardware, we deliver the technology, so the machine builder can do what they do best: collaborate with clients, provide service, and share insights.
In 2019, ecommerce sales were $3.53 trillion worldwide. According to Statista, that number is projected to grow to $6.54 trillion by 2023. Online shopping was a popular past time before the pandemic, but ecommerce has grown by 20 percent in 2020 alone. Are you ready? With the right preparation, ecommerce retailers can achieve double-digit conversion … Continue reading Ecommerce Consulting
In 2019, ecommerce sales were $3.53 trillion worldwide.
According to Statista, that number is projected to grow to $6.54 trillion by 2023. Online shopping was a popular past time before the pandemic, but ecommerce has grown by 20 percent in 2020 alone.
Are you ready?
With the right preparation, ecommerce retailers can achieve double-digit conversion rates and consistent, year-over-year growth. Not sure how to achieve these results on your own? An ecommerce consultant can provide you with the step-by-step support you need to achieve these amazing results.
3 Ways an Ecommerce Consultant Can Help Grow Your Business
The pandemic hasn’t been good for everyone.
CB Insights found that the retail apocalypse that started in 2015 actually accelerated during the Covid-19 pandemic. Small, local businesses that neglected ecommerce suffered the most. Large companies with well-known ecommerce stores filed for bankruptcy in 2020.
These are brands you’d probably recognize.
Brooks Brothers, GNC, Neiman Marcus, Hertz, J. Crew — these companies were all leaders in their market at one point or another. But now, 30+ of these companies are on life support.
Online customers are pessimistic and highly skeptical. They’re choosing to work with established companies like Amazon who are willing to offer free two-day shipping.
How’s a consultant supposed to help you survive that?
Here are three ways ecommerce consultants can help retailers address the problems they’re facing.
1. Precise customer targeting
In many cases, 80 to 90 percent of your marketing work is done here. This is also the most difficult part to sell to you, the client. The response is typically along the lines of: “Oh,we know that already.” A good ecommerce client knows how to test that claim.
They do it by asking questions.
Who’s your customer; how familiar are you with their desires, goals, fears, frustrations, and problems? What are their demographics and psychographics? Do you have the answer initially, as most sellers do, or consistently?
Customers change.
What’s okay today won’t be tomorrow.
Here’s why that’s important. Everything your ecommerce consultant does, the effort they invest to help your business grow, it all depends on this step. You can’t create a persuasive product offer or shopper incentive if you don’t know your customers as well as you think you do.
Your ecommerce consultant will refine your audience.
They’ll help you find the people who are willing to spend more money with your business over time.
2. Creating profitable offers with features and benefits
CBInsights shared a list of the most common reasons for startup failure. They listed more than a dozen categories, but most of them weren’t all that important. Don’t get me wrong; they were important, just not the most important. Here’s what was the most important thing.
No market need.
Forty-two percent of startups failed because they created a product with features and benefits no one wanted. Those are startups, though; things are different with ecommerce stores.
Only they’re not.
Research shows 90 percent of ecommerce startups fail in the first 120 days; of the remaining businesses:
36 percent fail in year two
44 percent fail in year three
50 percent fail in year four
The biggest reason?
Ecommerce stores focus their attention on the wrong product. Customers refuse to buy those products, so eventually, the business fails. An ecommerce consultant helps you create the right product. If they’ve enabled you to do the upfront work needed to target your customers, you should have a pretty good idea of the products customers actually want.
3. Use Customer Pessimism to Increase Sales and Average Order Values
You’re going to have two types of customers. Optimists and pessimists. Optimists are easy to sell to but harder to keep. Pessimists, on the other hand, are harder to sell to but easier to hold.
Trustors (your customers) start a relationship with trustees (you).
Trustors use what scientists call “perceived trustworthiness.” That’s the fuel or spark you need to take a risk.
Afterward, trustors change their impression of you to match reality.
Here’s where it gets tricky.
Optimist trustors overestimate trustworthiness. At first, they give you more than you deserve. As they’re disappointed, their trust in you decreases over time. If they’re not happy with the results, their trust continues to fall.
Optimist trustors overestimate trustworthiness. At first, they give you more than you deserve. As they’re disappointed, their trust in you decreases over time. If they’re not happy with the results, their trust continues to fall.
A great ecommerce consultant knows how to build trust with skeptical or pessimistic customers. They’re able to use your customer’s natural distrust to increase sales and revenue using helpful tactics like warranties, return policies, guarantees, and promises.
They’ll show you how to convert this trust to revenue, increasing your sales, upsells, and average order values.
How to Get Started With an Ecommerce Consultant
Your ecommerce consultant should be a specialist with deep expertise in retail or ecommerce. Think about your needs and the specialty and experience of the consultant. Will you be working with an individual or a team? You are looking for proven knowledge and expertise that has produced successful outcomes for other clients. You want your consulting team to be able to generate the same results for you.
They should also have experience across a broad range of marketing disciplines and channels, including:
Analytics
Email marketing
CRM
Content
Branding
Direct Response
Email
Marketing automation
Market research
Mobile
Sales
SEO
PPC
Website
Once you’ve decided on the consultant you’d like to work with, ask them to answer these questions:
What do you need from me?
When do you need it?
What’s your role, and what’s my role?
Will I have a dedicated rep to contact?
What’s your process for communication?
How can we ensure a smooth experience?
You’ll want to see that your consultant follows a process. They should provide you with clear answers to each of these questions.
Measuring the ROI of Ecommerce Consulting Services
Measuring the ROI of ecommerce consulting is pretty easy.
If you’re tracking the right metrics, you’ll be able to measure your ROI. While there are hundreds of metrics you can track, only a few of these metrics are essential. Ask your consultant to start with the essentials, then build from there.
Here’s a shortlist you can use.
Traffic (unique visitors): The number of qualified prospects who visit your site. If you’re using a tool like Google Analytics, you’ll want to make sure you’re filtering out traffic from bots or spam. Your visits should be focused on generating traffic from qualified traffic sources.
Conversion rate: It’s the number of conversions divided by the number of users. You can have several different conversion goals (e.g., leads, ecommerce, likes, etc.).
Revenue by traffic source: This shows you which traffic source is most profitable and clarifies where you should spend your marketing and advertising dollars.
Cost per action: This tells you how much it costs to generate a lead, make a sale, or upsell a particular customer. It’s an important part of your breakeven calculation used to determine whether you’re profitable (or not).
Ecommerce churn rate: Churn measures the number of customers leaving your business in a particular period. It’s typically a SaaS metric, but it’s now commonly used as a metric for ecommerce. If your churn is going up (i.e., customers are leaving), your revenue is declining.
The number of returning customers: The formula is returning customers / by total customers * 100. Returning customers have a conversion rate of 60 to 70 percent. The more repeat customers you have, the greater your revenue.
Average order values: This is a formula, it’s your total revenue divided by the number of orders taken. You can increase average order values using upsells, downsells, and cross-sells.
Your ecommerce consultant should be able to help you track these metrics. If you’re just starting out, you’ll want to focus your attention on these seven essential metrics.
7 Point Checklist For Finding the Right Ecommerce Consultant
What should you look for in a consultant?
If you’re looking for high-quality consultants, what sort of questions should you be asking? Are there specific details you’ll need to focus on to make sure your store attracts the right people?
Here’s a list of the qualities and characteristics you need to find the right consultant for your business.
A good reputation: You’ll want to look for reviews, references, and testimonials. You’ll want to find a consultant with positive reviews from the majority of their clients. If your consultant doesn’t have an established reputation, you’ll want to look for content that establishes credibility and authority.
No ethical grey areas: Your consultant shouldn’t have any issues with black hat SEO or questionable tactics. There shouldn’t be a history of unethical behavior, cheating, or suspicious behavior.
Clear goal setting: Your consultant should be comfortable working with your goals and objectives. They should understand your business well enough to be able to track and manage the key metrics and KPIs you need to grow. The right consultant should be able to help you set goals, objectives, and KPIs. They should be able to help you develop your goals and objectives.
Consistent ROI: Your ecommerce consultant should be able to show you that they achieved consistent results over a three to five year period. Asking for case studies and the references that go along with them is a good start. But you’ll want them to provide you with detailed figures or evidence showing that they’ve either been able to do this for themselves or other clients just like you.
Experienced ecommerce sellers: You’ll want to focus your attention on consultants who have owned, managed, or grown an ecommerce store successfully. They need to have familiarity or experience with ecommerce. They should be able to show you the store, provide you with case studies, or outline the work they did for the ecommerce brand.
Focus on customers’ first, search engines second: Consultants should create high-quality content for customers first, search engines second. The emphasis should be on attracting the right customer at the right time, for the right price, whether you’re speaking to a cold audience, subscribers, customers, followers, fans, or a combination.
Deep ecommerce expertise: Your consultant should have experience in the same industry or space. Look for in-depth knowledge and expertise with your industry, business, product, or service. If they don’t have the expertise you need, they should be able to demonstrate that they have experience with a similar ecommerce topic or niche.
These are details that high-caliber consultants, including agencies like NP Digital, provide. If you’d like your company to grow, choose consultants who meet these criteria.
Conclusion
Ecommerce sales continue to grow rapidly.
You can achieve double-digit conversion rates and consistent, year-over-year growth. An ecommerce consultant can provide you with the step-by-step support you need to achieve these results.
With precise customer targeting, good products, profitable features and benefits, and some customer pessimism, your ecommerce consultant can help you achieve double-digit conversion rates and consistent, year-over-year growth.
Disclosure: This content is reader-supported, which means if you click on some of our links that we may earn a commission.
A decade ago, clouds were white puffy things we pointed at in the sky.
Today, I suppose that’s still true. But “the cloud” means something completely different. It started as a buzzword, but now, it’s not uncommon to hear it in an afternoon conversation over coffee.
In fact, it’s an incredibly common occurrence in our everyday lives.
And it’s rise in popularity happened for a good reason—cloud storage is safe, affordable, and undoubtedly easy to use. Plus, it has countless uses, from backups and document archiving to team collaboration and file sharing.
But choosing the best cloud storage services isn’t always easy, especially since there are so many options on the market.
To make your decision a little easier, I looked at dozens of providers and narrowed it down to my top nine recommendations.
Then, I reviewed them to help you make the right choice, depending on what you need.
How to choose the best cloud storage services for you
Every option on this list has its own set of perks, features, and benefits. They’re all great in one aspect or another. However, choosing between them isn’t always easy, especially if you don’t know what to look for.
So, don’t forget to use the following considerations as you go through the process.
Storage limits
Every cloud storage service offers various plans with differing storage limits and different price points, depending on how much space you need.
You don’t necessarily need to know how much space you need before you decide.
Thankfully, it’s easy to upgrade and add more storage space with most providers on the list. Some charge a small monthly fee to add more space and others may require you to upgrade to a different plan.
With that said, I always recommend starting on the lowest plan until you meet those storage limits. From there, you can upgrade as you need to.
However, it is essential to choose a provider that can scale with you.
For example, if you know you’re going to need hundreds of terabytes of space, you need a mass storage provider since you will quickly outgrow a standard cloud storage service.
Security
Legal requirements for your industry and your personal preferences may require advanced security features and capabilities.
And when it comes to cloud storage, not all providers are equally secure.
Some practice No Knowledge, meaning they do not know your password, account details, encryption keys, or the files you store on their servers.
Furthermore, end-to-end encryption is common but not utilized by every provider. And some may change their security processes while your files are moving, while they’re stored, or when you share them with other people.
So, you need to be aware of the types and levels of security you need.
This is especially important if you need advanced security for legal compliance, like HIPPA privacy laws in the healthcare industry.
Number of users
This consideration isn’t as crucial if you’re looking for personal cloud storage. However, if you need cloud storage for your company, you typically need to pay monthly per user.
So, it’s important to understand how many users you have and how much space each account needs to have.
Some providers, like iDrive, offer plans with unlimited users and an all-encompassing storage limit. So, you only need to upgrade when you reach the maximum storage capacity, rather than paying separately for new accounts.
However, others don’t offer this, and you’re required to pay for the number of users you have.
Your use cases
There are various types of cloud storage services, which we’ll talk in-depth about here in a second. However, this is an important consideration to think about when deciding which provider is best for you.
Do you need device backups? Maybe you need easy file-sharing or access to files from multiple devices. Perhaps you want to archive sensitive information.
There are many use cases, so it’s essential to understand your needs before making a decision.
Operating system
iCloud is specifically for Apple devices. So, it doesn’t make sense if you don’t use the Mac operating system or have an iPhone.
On the other hand, OneDrive is specifically for Windows users.
Some providers offer solutions that work regardless of your OS. So, this isn’t a crucial consideration unless you plan to use a cloud storage service specifically for your operating system.
You may even need more than one of these services. I use iCloud to back up my phone and for personal use, but I use pCloud and Google Drive to run my business.
The different types of cloud storage services
There are countless different types of cloud storage services, including backups, archives, hybrid deployments, and standard file storage.
The best type for you depends on what you want to do with your cloud storage solution.
So, before we dive into my top recommendations, let’s take a moment to walk through some of the most common types.
File storage
With standard file storage cloud services, you can upload images, videos, text documents, audio, spreadsheets, and most common file types anytime and anywhere.
Google Drive, Icedrive, pCloud, and OneDrive are all examples of this.
They typically also include collaboration tools and advanced sharing capabilities to suit businesses and teams of all sizes. They make it easy for everyone to get access to what they need and collaborate in real-time.
This is an excellent type of cloud storage service for individuals and businesses of all sizes without tight security requirements and the need to collaborate or share documents.
Plus, you can keep your phone/computer storage space open for other things.
Backups
Backups are an incredibly affordable way to create cloud-based copies of your files, device settings, servers, etc. if something happens to the original document or device.
This process usually happens automatically, daily, or at the click of a button, depending on your preferences.
Regular backups help protect you and your business if someone hacks into your system, files get deleted, or something physically happens to your device (i.e., your phone or laptop).
If something does happen, you can revert everything to the last backup you have.
iCloud, SpiderOak, Zoolz, and iDrive offer backup services for various devices, including phones, computers, servers, setting configurations, and more.
Archives
Archive storage is similar to backups, except it’s for files and data you don’t expect to access again in the future.
Archiving is typically for legal compliance purposes and is usually very affordable since you don’t need any special features or collaboration tools to go with your storage space.
Hybrid deployments
This is a combination of public and private cloud storage for businesses that need hyper-secure storage and general storage space.
Private clouds are much more secure and aren’t shared with other users, hence being called private. And this comes with a bigger price tag.
However, public cloud resources are shared with numerous users to keep costs low. But it also means there’s less built-in security.
As such, it makes sense that you wouldn’t want to store sensitive information or patient data in a public cloud.
So, specific industries may need a hybrid deployment to cover their sensitive documents as well as other files and backups that may not require as much security.
#1 – pCloud Review — The best cloud storage services with lifetime access
Most cloud storage services charge monthly based on the amount of storage you need. However, pCloud offers lifetime plans, so you don’t have to worry about paying a fee every month.
This is a great deal, especially if you plan to use the storage space for an extended period.
On top of that, pCloud’s lifetime plans come with a wide range of features, including:
Shareable links and file requests
Brandable and customizable share links
TLS and SSL channel protection
Five copies on different servers
Automatic syncing
Offline access capabilities
Built-in video and audio player
File versioning up to 30 days in the past
pCloud also offers an add-on service for extra security and client-side encryption. You have the option to pay annually or for a lifetime subscription.
There are two lifetime storage plans to choose from, including:
Premium — 500 GB for $480 (only $175 for a limited time)
Premium Plus — 2 TB for $980 (only $350 for a limited time)
If you prefer paying annually, you can do that as well.
You can try pCloud for free for up to 10 GB of storage space. So, sign up for a free account or buy lifetime access to get started!
#2 – iDrive Review — The best storage + device backups with unlimited users
If you need cloud storage or cloud backups for a large number of people, it’s more affordable to choose a plan with unlimited users. With iDrive Business, you can have as many users as you want with flexible plans depending on the amount of space you need.
iDrive’s personal plan is also affordable if you only need cloud storage for yourself.
However, the business plans are where the service really shines. Those business plans come with a ton of powerful features, including things like:
Unlimited PC, Mac, iPhone, Android, and tablet backups
Continuous and automatic data backups
External hard drive backups
Remote management via a browser-based application
User and group management
Single sign-on
24/7 priority support
Server backups
Business compliance
So, it’s an excellent option for businesses of all sizes needing backups and affordable cloud storage space.
Pricing starts at $99.50 per year for 250 GB, with storage limits up to 12.5 TB if you need more. Alternatively, you can opt for monthly plans starting at $49.95 per month for 1.25 TB.
You can try iDrive free for up to 5 GB to see if it’s right for you. From there, you can upgrade once you run out of space or need access to more features.
#3 – Zoolz Review — The best high-volume cloud storage services
If you need a secure place to store large amounts of backup data (100 TB range), Zoolz is an excellent choice. They offer long-term storage plans in increments of one, three, and five years.
The longer your term and the more space you have, the more you can save.
Plus, Zoolz’ enterprise-grade mass backup storage plans come with a ton of security, management, and reporting features, including:
Automatic purging by days and versions
Smart duplication algorithm even for encrypted files
On-the-fly decryption for easy access
Military-grade AES encryption
Easy deployment via Active Directory Deployment
Advanced device management
Bandwidth and storage monitoring
Automatic system alerts
Continuous change monitoring
Server backups
If you don’t need mass storage, Zoolz offers standard cloud backup plans for businesses of all sizes starting at $15 per month (or $99 per year) for up to 1 TB of storage space.
#4 – Icedrive Review — The best desktop and portable cloud storage software
If you’re looking for cloud storage that feels more like a hard drive with cloud servers’ portability and flexibility, Icedrive is a smart choice. It utilizes drive mounting software so you can access your files as if they’re stored directly on your computer.
You can also get up to 10 GB of storage space for free, making this one of the most robust free plans on this list.
Icedrive offers several different storage apps for various devices, including web-based, mobile, and desktop. So, you can easily access your files from anywhere.
The mobile app is available for iOS and Android devices with a clean and intuitive interface.
With it, you can view documents in various formats, watch videos and listen to audio files with the built-in media player, and create a full device backup in just a few taps.
Plus, the various apps come packed full of powerful features, including:
Client-side Twofish encryption
Password protection
Share timeout capabilities
Collaboration tools
Icedrive offers monthly, annual, and lifetime plans. Monthly plans start at $4.99 per month for up to 1 TB of data, which is incredibly affordable. Alternatively, you can pay $49.99 per year or $149 for lifetime access.
#5 – Degoo Cloud Review — The best cloud storage services for storing photos
If you’re interested in a better way to store your photos, Degoo Cloud is a photo storage service that lets you rediscover memories using AI and a built-in personal image feed.
Plus, Degoo has over 23 million users worldwide. So, you’re in good company.
On top of that, you get top-notch security. When you upload an image, you can encrypt it with a password. From there, the data gets broken down into pieces and scattered throughout several data centers in different countries.
The company even claims it’s 100% NSA proof. So, you can rest easy knowing your photos are safe and secure.
It’s also an excellent way to free up space on your phone. And you can choose when you want to upload your files to preserve your phone’s battery life. Alternatively, you can set things up to auto-upload into your Degoo account.
Furthermore, Degoo works on virtually any device with iOS, Android, and web-based applications available.
You have three different plans to choose from, including:
Free — 100 GB of storage, three devices, and Degoo ads
Pro — 500 GB of storage, ten devices, and no ads for $2.99 per month
Ultimate — 10 TB of storage and unlimited devices for $9.99 per month
#6 – SpiderOak One Review — The best cloud storage services and backups for security
If you want or need advanced levels of security, SpiderOak is an excellent choice. It offers everything you need to protect your data and stay compliant with local, state, and federal regulations (like HIPPA).
Rather than a true cloud storage provider, SpiderOak provides data backups. However, you can share and access those files.
So, it works similarly, but you can only store backups vs. uploading whatever you want.
On top of that, SpiderOak practices No Knowledge, meaning the company has no knowledge of your passwords, the data you’re storing, or any of the metadata associated with the files you upload.
No one but you knows what you store on the cloud. And the system is built with privacy and security in mind with end-to-end encryption.
This means your files are encrypted before they ever leave your computer, and they stay encrypted the entire time they’re stored.
Furthermore, you also get:
Point-in-time recovery to restore data to any point in time
File sharing (No Knowledge doesn’t apply to shared files)
Mobile apps for file viewing
Separate encryption keys for each file
File versioning
Access to deleted files
Pricing starts at $6/month for up to 150 GB and goes all the way up to 5 TB for $29/month.
#7 – OneDrive Review — The best cloud storage services for Windows users
If you use Windows and none of the other options feel like a good fit, OneDrive is an affordable and easy-to-use option. There are family, individual, and business plans available to suit individuals and businesses of all shapes and sizes.
Plus, you can access, edit, and manage your files from any device regardless of where you are in the world.
Some plans also include access to Microsoft Office apps, like Word and Excel. So, it’s a great deal if you don’t already have those tools.
Each business plan includes 1 TB of storage space, among various other features, including:
Secure file sharing
Access expiration dates
Accessing files on the cloud without having to download
Offline access
Mentions, comments, and tasks
File folder and access controls
Password protection
Multi-page scanning
Furthermore, you can get unlimited cloud storage space with the Business 2 plan. It also includes advanced security features so you can rest easy knowing your files are secure.
OneDrive’s business plans include:
Business 1 — $5/month paid annually for 1 TB of space
Business 2 — $10/month paid annually for unlimited space and advanced security
365 Business Basic — $6/month for 1 TB plus essential Office apps
365 Standard — $15/month for 1 TB plus all Office apps and collaboration tools
Alternatively, you can get 5 GB for free or pay $1.99/month for 100 GB of personal storage space.
#8 – iCloud Review — The best cloud storage services for Apple users
iCloud definitely isn’t the strongest competitor on this list. But it’s a good choice if you already use Apple devices and want an easy way to store and access your files from one device to another.
Plus, you automatically get 5 GB of storage for free.
If you’re a light user, this may be enough for you. However, if you have a lot of photos or videos, you probably need more space.
Furthermore, it’s incredibly easy to set up and upgrade to a higher plan.
You can upgrade from any of your devices using your iTunes account. And there are various storage plans to choose from, including 50 GB, 200 GB, and 2 TB.
You can also share this storage space with up to six people in your household.
This space can also be used for device backups, including your Apple watch, home screen and app organization, purchase history, photos, videos, and device settings. This means you don’t have to start from scratch if you get a new device.
You can simply use the backups stored in iCloud.
In the US, paid plans start at $0.99/month and extend up to $9.99 per month.
These prices vary in other countries and regions, so be sure to check out iCloud’s storage plan pricing for your country before upgrading.
#9 – Google Drive Review — The best cloud storage services for Google users
If your organization uses G Suite (now called Workspace), Google Drive is included in your subscription. It’s packed full of powerful features and is incredibly affordable for businesses of all sizes.
Workspace paid plans include business email accounts, cloud storage space, video conferencing capabilities, internal messaging, and various web-based tools for document creation, powerpoints, and more.
So, you get everything you need to connect, collaborate, and share documents with your entire team.
But if you’re not already using or planning on using Workspace for business email, you’re better off choosing Workspace Essentials (doesn’t include email services and starts at $8/month) or a different option on this list.
Google Drive comes with various features, including:
Desktop, web-based, and mobile applications
Centralized user and data management
Data loss prevention services
AI-driven predictions for important content
Shared drives for easy team access
Cloud-based streaming
Advanced sharing and accessibility settings
Pricing for Google Workspace starts at $6/month per user with up to 30 GB of storage space per user. You can also upgrade to a higher plan for more space and additional features.
Alternatively, there’s an enterprise plan with unlimited storage, advanced security features, and custom pricing.
pCloud, iDrive, and Icedrive are my top recommendations for most users. Each service offers flexible plans at affordable prices to suit individuals and businesses of all shapes and sizes.
However, your storage and security needs also play a role in which option you should choose.
So, don’t forget to use the considerations we talked about as you go through the process of choosing the best cloud storage services for you and your team.
Get the Most Awesome, Best Balance Transfer Business Credit Cards in a Recession Today!
You can get the best balance transfer business credit cards in a recession! We can show you how!
Per the SBA, corporate credit card limits are 10 – 100 times that of personal cards! This shows you can get a lot more cash with small business credit.
And this also means you can have personal credit cards at retail stores, and now have an additional card at the same stores for your business. And you won’t have to provide collateral, cash flow, or financials to get business credit.
Best Balance Transfer Business Credit Cards in a Recession: Card Advantages
Features vary, so make certain to select the perk you prefer from this range of choices.
The Best Balance Transfer Business Credit Cards in a Recession – You Can Get Luxurious Travel Points
Flat-rate Travel Rewards
Capital One® Spark® Miles for Business
Take a look at the Capital One® Spark® Miles for Business. It has an introductory annual fee of $0 for the first year, which then rises to $95. The regular APR is 18.49%, variable due to the prime rate. There is no introductory annual percentage rate. Pay no transfer fees. Late fees go up to $39.
This card is terrific for travel if your costs don’t come under basic bonus categories. You can get unlimited double miles on all purchases, with no limits. Get 5x miles on rental cars and hotels if you book via Capital One Travel.
Get an initial bonus of 50,000 miles. That’s the same as $500 in travel. But you only get it if you spend $4,500 in the initial 3 months from account opening. There is no foreign transaction fee. You will need a great to outstanding FICO rating to qualify.
For an excellent sign-up offer and bonus categories, take a look at the Ink Business Preferred℠ Credit Card.
Pay an annual fee of $95. Regular APR is 17.49 – 22.49%, variable. There is no introductory APR offer.
Get 100,000 bonus points after spending $15,000 in the initial 3 months after account opening. This works out to $1,250 towards travel rewards if you redeem with Chase Ultimate Rewards.
Get 3 points per dollar of the first $150,000 you spend with this card. So this is for purchases on travel, shipping, internet, cable, and phone services. Plus it includes advertising purchases made with social media sites and search engines each account anniversary year.
You can get 25% more in travel redemption when you redeem for travel via Chase Ultimate Rewards. You will need a good to superb FICO score to qualify.
Bank of America® Business Advantage Travel Rewards World MasterCard® credit card
For no annual fee while still getting travel rewards, have a look at this card from Bank of America. It has no yearly fee and a 0% introductory APR for purchases during the initial nine billing cycles. After that, its regular APR is 13.74 – 23.74% variable.
You can earn 30,000 bonus points when you make a minimum of $3,000 in net purchases. So this is within 90 days of your account opening. You can redeem these points for a $300 statement credit towards travel purchases.
Get unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time. And this is no matter how much you spend.
Also get 3 points per every dollar spent when you reserve your travel (car, hotel, airline) through the Bank of America® Travel Center. There is no limit to the number of points you can earn and points do not expire.
You will need excellent credit to get this one (as in, 700s or better).
Take a look at the Marriott Bonvoy Business™ Card from American Express. It has an annual fee of $125. There is no introductory APR offer. The regular APR is a variable 17.24 – 26.24%. You will need great to superb credit to get this card.
Points
You can get 75,000 Marriott Bonvoy points after using your card to make purchases of $3,000 in the initial 3 months. Get 6x the points for qualified purchases at participating Marriott Bonvoy hotels. You can get 4x the points at United States restaurants and gasoline stations. And you can get 4x the points on wireless telephone services bought straight from US service providers and on US purchases for shipping.
Get double points on all other eligible purchases.
Rewards
Also, you get a free night each year after your card anniversary. And you can earn an additional free night after you spend $60,000 on your card in a calendar year.
You get free Marriott Bonvoy Silver Elite status with your Card. Also, spend $35,000 on eligible purchases in a calendar year and get an upgrade to Marriott Bonvoy Gold Elite status through the end of the following calendar year.
Plus, each calendar year you can get credit for 15 nights towards the next level of Marriott Bonvoy Elite status.
Alternatives to the Best Balance Transfer Business Credit Cards in a Recession: Business Credit Cards for Fair Credit, Not Needing a Personal Guarantee
Brex Card for Startups
Check out the Brex Card for Startups. It has no annual fee.
You will not need to provide your Social Security number to apply. And you will not need to provide a personal guarantee. They will take your EIN.
To determine creditworthiness, Brex checks a corporation’s cash balance, spending patterns, and investors.
You can get 7x points on rideshare. Get 4x on Brex Travel. Also, get triple points on restaurants. And get double points on recurring software payments. Get 1x points on everything else.
You can have poor credit (even a 300 FICO) to qualify.
Check out how our reliable process will help your business get the best business credit cards, even during a recession.
Alternatives to the Best Balance Transfer Business Credit Cards in a Recession: Terrific Cards for Cash Back
Flat-Rate Rewards
Capital One ® Spark® Cash for Business
Check out the Capital One® Spark® Cash for Business. It has an introductory $0 yearly fee for the first year. After that, this card costs $95 per year. There is no introductory APR deal. The regular APR is a variable 18.49%.
You can get a $500 one-time cash bonus after spending $4,000 in the first 3 months from account opening. Get unlimited 2% cash back. Redeem any time without minimums.
You will need good to outstanding credit scores to qualify.
Take a look at the Discover it® Business Card. It has no annual fee. There is an introductory APR of 0% on purchases for year. Then the regular APR is a variable 14.49 – 22.49%.
Get unlimited 1.5% cash back on all purchases, with no category restrictions or bonuses. They double the 1.5% Cashback Match™ at the end of the first year. There is no minimal spend requirement.
You can download transactions| quickly to Quicken, QuickBooks, and Excel. Keep in mind: you will need great to outstanding credit scores to qualify for this card.
Take a look at the Ink Business Cash℠ Credit Card. It has no yearly fee. There is a 0% introductory APR for the first year. Afterwards, the APR is a variable 14.74 – 20.74%. You can get a $500 one-time cash bonus after spending $3,000 in the initial 3 months from account opening.
You can earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on web, cable, and phone services each account anniversary year.
Get 2% cash back on the initial $25,000 spent in combined purchases at filling stations and restaurants each account anniversary year. Get 1% cash back on all other purchases. There is no limitation to the amount you can get.
You will need excellent credit scores to qualify for this card.
Bank of America® Business Advantage Cash Rewards MasterCard® credit card
Check out the Bank of America® Business Advantage Cash Rewards MasterCard® credit card. Get an 0% introductory APR for the initial 9 billing cycles of the account. After that, the APR is 13.74% – 23.74% variable. There is no annual fee. You can get a $300 statement credit offer.
Get 3% cash back in the category of your choice. So these are gasoline stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. Get 2% cash back on dining. So this is for the initial $50,000 in combined choice category/dining purchases each calendar year. Then get 1% after, with no limits.
You will need outstanding credit scores to qualify.
Check out how our reliable process will help your business get the best business credit cards, even during a recession.
Alternatives to the Best Balance Transfer Business Credit Cards in a Recession: Credit Cards with 0% Introductory APR
Blue Business® Plus Credit Card from American Express
Check out the Blue Business® Plus Credit Card from American Express. It has no annual fee. There is a 0% introductory APR for the initial 12 months. Afterwards, the APR is a variable 14.74 – 20.74%.
Get double Membership Rewards® points on everyday company purchases like office supplies or client dinners for the first $50,000 spent each year. Get 1 point per dollar afterwards.
So you will need good to outstanding credit scores to qualify.
Also take a look at the American Express® Blue Business Cash Card. Keep in mind: the American Express® Blue Business Cash Card is identical to the Blue Business® Plus Credit Card from American Express. Yet its rewards are in cash as opposed to points.
Get 2% cash back on all eligible purchases on up to $50,000 per calendar year. Then get 1%.
It has no annual fee. There is a 0% introductory APR for the initial twelve months. Afterwards, the APR is a variable 14.74 – 20.74%.
So you will need great to superb credit to qualify.
Alternatives to the Best Balance Transfer Business Credit Cards in a Recession: Cards for Rewards
Capital One® Spark® Cash Select for Business
Check out the Capital One® Spark® Cash Select for Business. It has no yearly fee. You can get 1.5% cash back on every purchase. There is no limit on the cash back you can earn. And earn a one-time $200 cash bonus once you spend $3,000 on purchases in the initial three months. Rewards never expire.
Pay a 0% introductory APR for 9 months. Then pay 14.49% – 22.49% variable APR after that.
So you will need great to excellent credit to qualify.
Check out how our reliable process will help your business get the best business credit cards, even during a recession.
Alternatives to the Best Balance Transfer Business Credit Cards in a Recession: Exceptional Business Credit Cards with No Yearly Fee
No Yearly Fee/Flat Rate Cash Back
Ink Business Unlimited℠ Credit Card
Have a look at the Ink Business Unlimited℠ Credit Card. Beyond no annual fee, get an introductory 0% APR for the first one year. After that, the APR is a variable 14.74 – 20.74%.
You can earn unlimited 1.5% Cash Back rewards on every purchase made for your corporation. And get $500 bonus cash back after spending $3,000 in the initial 3 months from account opening. You can redeem your rewards for cash back, gift cards, travel and more via Chase Ultimate Rewards®. So you will need exceptional credit scores to get approval for this card.
Your Best Balance Transfer Business Credit Cards in a Recession
Your absolute best balance transfer business credit cards in a recession will be based on your credit history and scores. Just you can decide which benefits you want and need, so be sure to do your homework. And, as always, make sure to build credit in the recommended order for the best, fastest benefits.
The economy will change again – and your prospects for getting cards will be even better.
REMOTE- JAVA Software Engineer at Health Fidelity, Inc. https://healthfidelity.com/careers/open-positions/?gh_jid=23…. Health Fidelity is a healthcare tech company. Our mission is to improve the quality of care and reduce the overall cost of healthcare by making the decision-making process more data driven. Our products will have an impact on the national healthcare infrastructure, as well as patients’ …
Santa Cruz Bicycles | UI Designer| Salt Lake City, UT | Remote for now, Onsite later | Full Time | www.santacruzbicycles.com Santa Cruz Bicycles, Juliana Bicycles, and Cervelo Cycles’ SLC-based digital team is hiring a UI Designer to create new online experiences for customers across our brands. As the next member of our team you …
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