Measures like the CPI lose meaning in economically convulsive times like the Covid pandemic years. The post Inflation and the Fog of War appeared first on #1 seo FOR SMALL BUSINESSES. The post Inflation and the Fog of War appeared first on Buy It At A Bargain – Deals And Reviews.
Month: April 2022
Sandbagging an Alzheimer's Treatment
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How to Build Credit for A Business: The Truth About Fast Business Credit
Business credit is a journey, not a destination. It’s not somewhere you get to, but rather a road you travel down, continually making progress. It’s time to change our mindset from business credit being a thing you get quickly, to being a thing you can start building quickly, and then continue building upon. This is the truth behind fast business credit
How to Build Credit for a Business: The Truth is Growth Takes Time
Growing your business credit portfolio doesn’t happen overnight. Your portfolio can grow over the life of your business. The key to speed is to get accounts that will build business credit while growing your portfolio at the same time.
The Keys to Building Business Credit
Start with a Fundable Foundation. Then, get initial accounts reporting. Knowing which accounts will approve you and report positive payment history is essential.
A Fundable Foundation Includes:
- Separate, consistent contact information
- EIN
- Incorporate
- Fundable foundation
- Separate business bank account
- D-U-N-S Number
- Profession, user friendly business website and email address on same domain
Initial Accounts
With a Fundable foundation, you can start applying for initial accounts. These are limited, but as you grow, more tools become available. There are not a ton of vendors that offer credit without an established business credit score, and of the ones that do, even fewer report positive payment history.
Even if they do, they do not always make it easy to find that out, or what they require for approval. Applying for and using smaller accounts that report sets you up to qualify for accounts that are harder to get in the future.
The major roadblock when it comes to building business credit is finding accounts that you both qualify for and that will report positive payment history.
Trial and Error is Slow
If you just start applying for credit in the name of your business, without knowing if you qualify or if they will report, your progress will be slow.
How to Build Credit for a Business: The Business Credit Builder
This is the beauty of the Credit Suite Business Credit Builder. We find the vendors for you and tell you which ones to apply for and when. This saves you an abundance of time.
In fact, we gather all of the business credit building blocks together in one place and tell you when it is time to use each one. We offer lists of vetted vendors as you become eligible for them. This cuts out considerable time over the trial and error method.
When you know specifically which accounts will approve you and report your positive payment history, you stop wasting time on accounts that will do neither.
The Secret Benefit of the Business Credit Builder
Once you complete the steps, the initial building process is done. However, you aren’t finished growing your portfolio. That process continues. The Business Credit Builder has a large list of advanced vendors. These vendors extend credit to businesses based on business credit scores, but they may not report.
Still, they are important to your business credit portfolio. They allow you to get supplies you need to serve your clients and pay for them after you are paid for the job. As you grow, you can ask for higher limits. The best part is, you have access to this list for 5 years!
The Beauty of a Strong Business Credit Portfolio
Think of a business credit portfolio as a pool of various types of business credit. You can leverage it to run your business successfully. This “pool” will allow you to further business growth and success.
How to Build Credit for a Business: It’s Okay to Use Personal Guarantees
A well-rounded business credit portfolio can include both PG and non-PG financing. In general, personal guarantees should be avoided, but sometimes you just can’t avoid them. If a personal guarantee will help you qualify for funding or credit cards, and you wouldn’t qualify without it, it can be smart to offer one. This is especially true if they report payments to the business credit CRAs. Then they can help you build your business credit score.
How to Build Credit for a Business: The Truth
You can get business credit quickly, in the form of vendor credit, soon after you set up a Fundable Foundation. But, you won’t get anywhere on vendor credit alone. You need a variety of types of business credit accounts. The only way to get those is to continue building on the accounts you have and manage them responsibly.
The post How to Build Credit for A Business: The Truth About Fast Business Credit appeared first on Credit Suite.
Regology (YC S18) Is Hiring
Article URL: https://www.ycombinator.com/companies/regology/jobs/WmLGnHI-product-marketing-manager
Comments URL: https://news.ycombinator.com/item?id=31022239
Points: 1
# Comments: 0
Suspected Brooklyn subway shooter is the 'very definition of a terrorist': Former FBI official
Former FBI Criminal Investigations Assistant Director Chris Swecker explained how the Brooklyn subway shooter is the “very definition of a terrorist” Wednesday on “The Ingraham Angle.”
New comment by rlakhani in "Ask HN: Who is hiring? (April 2022)"
Security Compliance | LakhArrow | Remote | Full time GRC Analyst, entry level InfoSec role, Governance, Risk, and Compliance.
LakhArrow provides security assurance and compliance audit management service to early stage companies. We operate with a remote-first mindset. We’re looking for people with 0-1 years of professional experience in a technology risk, compliance, SOC 2 experience.
We are looking for someone who has passion for and desire to help startup build security and compliance programs.
Location is open to anywhere. Please reach out: rlakhani AT lakharrow.com
Florida man arrested in attempted kidnapping of child; detectives concerned there may be more victims
Vinh Nguyen, 37, was arrested Tuesday in connection to the attempted kidnapping of a child that was caught on video, authorities said.
Philly gives Bohm ovation night after choice words
Phillies third baseman Alec Bohm, who made three errors Monday and later apologized for how he vented his frustration, received a standing ovation from the Philadelphia crowd on Tuesday.
The post Philly gives Bohm ovation night after choice words appeared first on Buy It At A Bargain – Deals And Reviews.
New comment by nicbaz in "Ask HN: Who is hiring? (April 2022)"
Kaiko | Paris, France | Permanent Full-Time | SRE & Data Engineer | Hybrid or Remote EU
Kaiko unifies data feeds across 100+ crypto spot and derivatives exchanges, serving as a single access point for market information. We provide granular trade data, order books, and aggregated datasets, covering 100,000+ traded instruments.
Kaiko delivers historical and real-time data to clients through a set of HTTP and gRPC APIs, as well as CSV file datasets.
Tech stack:
* Golang, gRPC
* ClickHouse, PostgreSQL, Kafka
* Nomad/Consul/Vault
* Terraform, Ansible
* VictoriaMetrics, Loki, Grafana
* Self-managed dedicated servers
We’re hiring for the following roles:
* Senior Site Reliability Engineer: https://kaiko.talentlyft.com/jobs/senior-site-reliability-en…
* Senior Data Engineer: https://kaiko.talentlyft.com/jobs/senior-data-engineer-hybri…
If you are interested, feel free to apply through the above links or reach out directly to me: nicolas [at] kaiko [dot] com
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How to Use Business Credit to Fight Inflation as a Startup
How to Use Business Credit As a Startup: Where to Find It
The truth is, even as a startup you can benefit from business credit. Generally, the mindset is that you have to have credit to get credit. Unfortunately, this is more true with business credit than personal. However, it is possible to get credit for your business as a startup. With inflation on the rise, it’s more important now than ever. So, here’s how to use business credit to fight inflation as a startup.
First, starting this process as early as the startup phase has many benefits. In fact, the earlier you start the better. Still, it isn’t easy to find companies that will extend credit to a startup.
Business Credit Options for the First 30 Days
In the first 30 days most businesses can get accounts with:
- Uline
- Brex
- Grainger
Uline
Uline sells shipping, packing and industrial supplies. To get a Net 30 account with them you need to meet the general requirements for a Fundable
Foundation. In addition, they may require that you make a few prepaid orders before they offer net terms.
Now, how do you use business credit with Uline to fight inflation as a startup? Use your Uline account to buy things you need for your business now, before prices rise anymore. Imagine, even if you buy things you will not use for later, you are probably saving money in the long run. Due to inflation, the price may very well go up before you actually need to buy them again.
Some examples of things you can buy include:
- Office furniture
- Office supplies
- Warehouse equipment
- Shipping supplies
- PPE
- Items needed for retail setup
Brex Net Daily
To start, open a Brex cash account. Everyone with a cash account gets a corporate card that works like a debit card. However, as you buy things on it, they report to Dun & Bradstreet like you are making payments on a credit account. Even though this doesn’t include extra funding, it can still be helpful. This is because it can help build your business credit score faster.
Grainger Industrial Supply
Grainger sells hardware, power tools, pumps and more. In addition, they offer fleet maintenance. The account reports to Dun & Bradstreet. To qualify, you need to meet the standard Fundable Foundation requirements, plus be registered with the Secretary of State for at least 60 days.
Furthermore, if you have no established credit, more documents may be necessary. These may include:
- Accounts payable
- Income statement
- Balance sheet
How to Use Business Credit With Grainger to Survive Inflation
You can use your Grainger account to buy:
- Constructions supplies
- Cleaning supplies
- Tools
- And more!
Just like with Uline, you can buy now to lock in lower prices before inflation causes them to rise.
Business Credit Options for the First 60 to 90 Days of Operations
In the first 60 to 90 days many will qualify for accounts with:
- United Rental
- Tiger Direct
- Amazon
United Rental
United Rental is the largest equipment rental company in the world. To qualify for a credit account with them, you need to have a FundableFoundation. There is no minimum time in business and they do not require a minimum purchase to report payments.
Use this account to rent tools and equipment, which can help you manage your cash flow better.
Tiger Direct
Tiger Direct is an online provider of electronic products. They offer pretty much anything you can think of when it comes to electronics, including:
- Computers
- Hard drives
- Keyboards and more
Use your account to buy things you need, run your company more efficiently, manage cash flow, and build business credit.
Amazon
Everyone knows Amazon is an online retailer of virtually everything. However, they also report payments on business credit accounts to D&B and Equifax.
So, wondering how to use business credit with Amazon to help your company make it through inflation? Like the others, use it to buy things you need for your business while the prices are lower. Then, when you have the cash to pay later, you will not have to worry about the rising prices.
Keep Building Business Credit
That’s how to use business credit as a startup. Leverage the few credit accounts you can get as a startup, and grow your business credit score through the startup phase. Truly, credit for your company can be an excellent life raft to help you get through the sea of inflation. After that, you can continue to grow your business and thrive well past startup.
The post How to Use Business Credit to Fight Inflation as a Startup appeared first on Credit Suite.