North Carolina GOP move on school choice with new supermajority after Dem's stunning party switch

Republican lawmakers in North Carolina are poised to push ahead with school choice legislation and other education reforms, a key policy area where the GOP has surging momentum following the high-profile defection of a Democratic legislator.

State Rep. Tricia Cotham announced last week that she’s joining the Republican Party after serving her deep blue Charlotte-area district as a Democrat. While North Carolina Republicans already held strong majorities in both chambers of the state legislature, Cotham’s decision gave Republicans a veto-proof supermajority in the House in what observers described as a “political earthquake.”

The threat of a veto from Democratic Gov. Roy Cooper had prevented Republicans from implementing much of their agenda, but now the GOP has a clearer path to push a wide range of legislation — including on school choice.

“The House Republican caucus has for several years pushed for more reform on school choice. We believe that giving parents power over their child’s education improves educational experiences for everyone,” Rep. Jason Saine, the North Carolina House GOP caucus leader, told Fox News Digital. “

NORTH CAROLINA GOP GOES ON OFFENSE, PUSHING AMBITIOUS AGENDA WITH NEW SUPERMAJORITY IN STATE HOUSE

“Representative Cotham, as a former teacher and principal, is in a unique position as an elected member of the House, to assist in badly needed reforms,” continued Saine. “She was already part of the reform team, and she’s now freer to openly work on those reforms in an environment that cares more for children than antiquated systems.”

Cotham referenced school choice at a press conference last week when announcing her change of party affiliation, suggesting the Democratic Party’s stance on the issue was one reason why she became a Republican.

“On issues like school choice, like charters, we have to evolve,” Cotham said in explaining her change of party. “One-size-fits-all in education is wrong for children … [Democrats] didn’t really want to talk about children. They had talking points from adults and adult organizations.”

As chair of the Education K-12 House Standing Committee, Cotham is in a prime position to influence education reform bills that come out of the House. And fellow Republicans, armed with a veto-proof majority, are looking to press their advantage.

“The GOP will push through significant bills on education choice and parental involvement in schools,” said Chris Sinclair, a political strategist in North Carolina. “I believe Cotham will be on board with a lot of these forthcoming bills.”

NORTH CAROLINA LAWMAKER OFFICIALLY LEAVES DEMS FOR GOP, SAYS TURNING POINT WAS AMERICAN FLAG CRITICISM

One such measure, House Bill 219, is designed to provide equal funding for charter school students as well as those attending traditional public schools. It would change the current factors which determine per-pupil funding that public school districts must share with local charter schools, with proponents arguing money should follow the student if their family chooses to attend a charter school.

“If a student attends a charter school, the local school administrative unit in which the child resides shall transfer to the charter school an amount equal to the per pupil share of the local current expense fund of the local school administrative unit for the fiscal year,” the legislation states.

According to critics, however, the current education structure in place is sufficiently fair and House Bill 219 would be taking money away from public schools.

“We believe every student should have the same per-pupil amount of local tax dollars, no matter what school they go to, ” Bruce Mildwurf, director of governmental relations for the North Carolina School Boards Association, told WRAL News. “This bill significantly tilts the scales in favor of the charter schools.”

“That is money out of the classroom; it is fewer teachers; it is fewer resources. Charters are benefiting at the expense of district-wide students,” continued Mildwurf. “School boards want fair funding. We currently have fair funding. This bill is unfair funding and will take millions of dollars away from school districts each year.”

GOV. DESANTIS SIGNS UNIVERSAL SCHOOL CHOICE INTO LAW: ‘MONUMENTAL DAY IN FLORIDA HISTORY’

Saine dismissed such claims as “political double speak,” saying the money should go toward educating students, not supporting the current system.

“Going so far as to suggest that the bill seeks to take funding from traditional students when the fact is we believe money should follow the child, not an antiquated system that has bred disparity in outcomes across the state,” said Saine.” This bill, cosponsored by several House leaders, including Rep. Cotham and myself, seeks to end the practice.”

Charter school attendance in North Carolina has surged by more than 19% from 2019 to 2022, according to the North Carolina Department of Public Instruction. Such growth seems to be an indication of increased unhappiness with traditional public schools.

Saine argued that while some public-school systems do well in educating students, many “fall way short and unfortunately do a great disservice to many families,” calling for new innovations to the status quo.

EMBOLDENED BY NEW SUPERMAJORITY, NORTH CAROLINA REPUBLICANS GO TO WORK ON TRANSGENDER BILLS

“Unfortunately, many in education refuse to innovate or acknowledge shortcomings,” said Saine. “What probably alarms guys like Midruff is his message rings empty on representatives like me and others. The district I represent has never received the ‘fair funding’ he claims exists and actually receives the least under the current system he defends. What’s an even bigger counter to the educational left’s argument is our district does far more in performance measures with less money than all other systems.”

House Bill 219 may be just one of several education reform measures pushed by Republicans.

“Expansion of school choice, election law reforms, as well as many other issues are still being discussed and planned,” said Saine. “Having just completed the House budget proposal and receiving the vote of nine Democrats on our budget bill, which also included a number of policy reforms, we think we are in a good place to continue to move our agenda forward.”

The state House on Thursday approved a two-year budget plan that now goes to the Senate for a vote. The budget expands school choice by growing private-school choice programs and charter schools, in part through the Opportunity Scholarship Program, a means-tested scholarship designed to allow low- and moderate-income families to attend the private school of their choice.

Cooper had proposed a budget that would eventually phase out Opportunity Scholarships.

Why and How to Use an LLC – is it a Good Choice for YOUR Business?

How to Use an LLC for Setting Up a Business

One piece off setting up a business, beyond deciding on a name or buying web hosting, is deciding on the business entity. The business entity you choose will affect your business in numerous ways. If you want to know how to use an LLC, then you’ve got to know about business entities.

Why Business Entities Matter

Your business entity will determine the following with reference to your business:

  • Taxes
  • Legal liability
  • Costs and shares

LLCs

LLC stands for “limited liability company”. According to Nolo.com:

“An LLC is one type of legal entity that can be formed to own and operate a business. LLCs are very popular because they provide the same limited liability as a corporation, but are easier and cheaper to form and run.”

It “is a popular business structure combining both the liability protection of a corporation and pass-through taxation of a partnership. One advantage of an LLC is the flexibility it offers in terms of management and ownership structure.”

LLCs vs. Corporations vs. Partnerships

In order to best review what an LLC is, and how it can be helpful to your business, it pays to explain what partnerships and corporations are, including where they converge and where they differ from LLCs. We’ll also look at sole proprietorships.

Business Entities and the IRS

The IRS recognizes these business entities:

  • Sole proprietorship
  • Partnership
  • C-Corporation
  • S-Corporation

But an LLC is not considered a separate entity by the IRS. As a result, the IRS will follow certain rules depending on the size of an LLC, when it comes to deciding whether to treat it more like a partnership, or a corporation, or a sole proprietorship.

Business Entity Definitions

Let’s look at what the various business entities are.

Sole Proprietors and Partnerships

Sole proprietors – per the SBA, this type of structure “can be a good choice for low-risk businesses and owners who want to test their business idea before forming a more formal business.”

There are Limited Partnerships and Limited Liability Partnerships. Limited partnerships have only one general partner with unlimited liability. All other partners have limited liability.

Limited Partnerships and Limited Liability Partnerships

With limited partnerships, partners with limited liability also tend to have limited control over the company. The general partner (the partner without limited liability) must pay self-employment taxes. Limited liability partnerships work a lot like limited partnerships. But they give limited liability to every owner. An LLP protects each partner from debts against the partnership. Plus, partners will not be responsible for the actions of other partners.

C Corporations

C Corporations have a completely independent life separate from their shareholders. If a shareholder leaves the company or sells his or her shares, the C corporation can continue doing business relatively undisturbed. C corporations have an advantage when it comes to raising capital, because they can raise funds through the sale of stock. This can also be a benefit in attracting employees.

C corporations can be a good choice, for medium- or higher-risk businesses.

They can be good for businesses that need to raise money. And they can be good for businesses that plan to go public or eventually be sold. Incorporating (whether a C corporation or an S corporation) is also how to truly build business credit that’s separate from personal.

S Corporations

S Corporations are also called Subchapter S Corporations. An S Corporation is a special type of corporation. It is designed to avoid the double taxation drawback of regular C corps. S corps allow profits, and some losses, to be passed through directly to owners’ personal income, without ever being subject to corporate tax rates. S corporations are subject to certain rules, such as they can only have 100 or fewer shareholders.

Get our business credit building checklist and build business credit the fast and easy way.

How to Use an LLC and Other Business Entities When it Comes to Legal Liability

Let’s take a look at how legal liability differs among various business entities.

Sole Proprietors

With a sole proprietorship, there are no limits to personal liability. As a result, if the sole proprietorship did it, then so did its one owner. This includes all debts and obligations, and any risks from the actions of employees.

Partnerships

In partnership situations, partners retain full, shared liability. Therefore, partners are not only liable for their own actions, but they are also liable for any business debts and decisions made by the other partners. In addition, all of the partners’ personal assets can be seized to satisfy a partnership’s debt. Limited liability partnerships are an effort to address some of these downsides, like limiting a partner’s liability to just the money he or so put into the business.

C Corporations

Within a C corporation, shareholders’ personal assets get protection. Shareholders can usually just be held accountable for their investment in the stock of the company. But if an employee commits fraud or a felony under the corporation’s direction, then the corporate ‘veil’ can be ‘pierced’. If this happens, then personal assets can be on the line.

S Corporations and LLCs

An S corporation shareholder’s personal assets, like personal bank accounts, cannot be seized for the purpose of satisfying any business liabilities. Owners of an LLC are called ‘members’, as opposed to the owners of corporations, which are called ‘shareholders’. In an LLC, the LLC members get protection from personal liability for the business decisions or actions of the LLC. If the LLC incurs debt or is sued, the members’ personal assets are often exempt. But not always, hence the term ‘limited liability’.

Get our business credit building checklist and build business credit the fast and easy way.

How to Use an LLC for Distributing Costs and Shares

How do the distributions of costs and shares differ?

Sole Proprietorships, Partnerships, and LLCs

In a sole proprietorship, the owner is the company. If it makes money, so does the owner (and their share is 100%). In partnership situations, partner shares vary, and they should be clearly spelled out in the partnership agreement. An LLC works as another type of corporation. The only real difference is liability rather than shares and costs, so it works like other corporations.

Corporations (Both Types)

A corporation is run by its board of directors. These are usually the owners. Ownership stakes are defined by what percentage of stock everyone owns. If one person has a controlling interest (over 50% of the stock), then their decisions will generally overrule everyone else’s.

If the shareholders have smaller stakes in the corporation, sometimes shareholders will band together to influence decisions or even kick out board members. Profits are generally distributed per share percentages. But board members can take a salary. In an S Corporation, a shareholder working for the company must pay him or herself reasonable compensation. The shareholder has to get fair market value. Otherwise, the IRS may reclassify any additional corporate earnings as wages.

Taxes

How does taxation differ?

Sole Proprietors and Partnerships

How to Use an LLC Credit SuiteSole proprietors are the same as their owners, the owner pays taxes on the sole proprietorship’s profits. A partnership does not have to pay income tax. Instead, the business will pass through its profits or losses straight to the partners. Then the partners will include their respective share of the partnership’s income or loss on their personal tax returns.

C Corporations

C Corporations pay state and federal taxes, they sometimes also pay local taxes. This will include paying income taxes on profits. It is the opposite of partnerships and sole proprietorships.

A corporation can end up paying taxes twice, first when it makes a profit, and the second time when dividends go to the shareholders. This is the case even if there is just one shareholder

S Corporations

Only the wages of any S corporation shareholder who is also an employee are subject to employment tax. Any remaining income is payment to the owner as a distribution. Distributions are taxed at a lower rate, if at all.

Per the IRS, “Generally, an S corporation is exempt from federal income tax other than tax on certain capital gains and passive income. It is treated in the same way as a partnership, in that generally taxes are not paid at the corporate level.”

How to Use an LLC When it Comes to Taxes

An LLC is not a separate entity as per the Internal Revenue Service. As a result, it is not taxed directly. Instead, the members pay individual taxes. Members of an LLC have to pay an employment tax on the entire net income of the business.

Get our business credit building checklist and build business credit the fast and easy way.

How to Use an LLC: Upsides

LLC members get protection from personal liability for the LLC’s business decisions or actions. If the LLC incurs debt or someone sues it, member personal assets are often exempt. LLCs don’t pay the double taxation of standard corporations, and if they ‘pass through’ profits to member tax returns, LLC owners may be able to deduct 20% of their business income with the 20% pass-through deduction established under the Tax Cuts and Jobs Act of 2017.

How to Use an LLC: Downsides

The IRS (and others) doe not see an LLC as a separate entity, hence it’s not good for fully separating business from personal credit. LLC members end up paying employment taxes on the entire net income of the business. LLCs can’t issue shares so they can’t use the issuance of shares as a form of fundraising.

Annual/biennial renewal fees are often higher than for corporations. Setup fees (as of 2021) run from $40 (Kentucky) to $500 (Massachusetts). And annual/biennial renewal fees run from $0 (Arizona, Idaho, Minnesota, Missouri, New Mexico, Ohio, South Carolina, and Texas), to $800 (California, annually + $20 every other year).

Why and How to Use an LLC – is it Right for Your Business? Takeaways

If you want to build credit for your business, an LLC will not offer you the protection that a C corporation or an S corporation does. But an LLC is better than a partnership or a sole proprietorship, when it comes to personal liability.

If you want to (potentially) save on taxes, then an LLC might be a good idea. But if your business truly takes off, your personal taxes will be higher, even with a 20% deduction.

The post Why and How to Use an LLC – is it a Good Choice for YOUR Business? appeared first on Credit Suite.

Your Excellent Question: What is the Best Choice Business Credit Card for a 0% Balance Transfer?

The Best Choice Business Credit Card for a 0% Balance Transfer – Check Out the Hottest Cards!

You asked: What is the best choice business credit card for a 0% balance transfer? Our research turned up some stellar choices. So here are our favorites for a 0% balance transfer and other great perks.

According to the SBA, corporate credit card limits are a whopping 10 – 100 times that of personal cards!

This means you can get a lot more money with small business credit. And it also means you can have personal credit cards at shops. So you would now have an additional card at the same shops for your company.

And you won’t have to provide collateral, cash flow, or financial information in order to get business credit.

Credit card Benefits

Features vary. So make sure to choose the advantage you prefer from this assortment of possibilities. Because you may find that the best choice business credit card for a 0% balance transfer is not the best choice for you.

Reliable Best Choice Business Credit Card for a 0% Balance Transfer

For Low APR/Balance Transfers Business Credit Cards, we prefer the U.S. Bank Business Edge Platinum. So you start with twelve months of 0% APR financing on new purchases and balance transfers. There is a 3% balance transfer fee.

After that, the purchase APR is a variable 10.49% – 18.49%. And this depends on creditworthiness. There is no yearly fee. But this card is just available to those with great or exceptional credit. But there is no rewards program for purchases.

Get it here: https://www.usbankedge.com/credit/business-edge-platinum.do

Blue Business Plus from American Express

Also, have a look at the Blue Business Plus Credit Card from American Express. It has a 15-month initial 0% APR offer. There is no annual fee.

Right now small businesses can get double points. But this is on the initial $50,000 in purchases per year.

Get it here: https://creditcard.americanexpress.com/blue/

Best Choice Business Credit Card for a 0% Balance Transfer: Cards with 0% APR – Pay Zero!

For a 0% APR time frame, we prefer the Ink Business Cash ℠ Credit Card. Also, you pay no annual fee. It’s got an interest-free time period. It has flexible cash-back rewards. There are spending limits for your employees. But you will have to have a credit score of 690 or better.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-cash

Blue Business Plus from American Express

For an introductory 0% APR period, we also prefer the Blue Business ℠ Plus Credit Card from American Express. So it has an introductory 0% APR for 15 Months. Also, you can earn double points on routine company expenses up to annual cap. But the regular APR is 12.24% – 20.24%. So this APR is variable.

Get it here: https://creditcard.americanexpress.com/blue/

Best Choice Business Credit Card for a 0% Balance Transfer: Company Credit Cards for Luxurious Travel Points

For Travel Points, we like the Gold Delta SkyMiles Business Credit Card from American Express. Get 30,000 bonus miles. But this is after you make $1,000 in purchases on your new card. And it is within your first three months. Terms and limitations apply.

Also earn a $50 statement credit. But this is after you make a Delta purchase with your card. And it is in your first three months. Earn two miles per dollar spent on purchases made directly with Delta. Also, earn one mile per eligible dollar spent on purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/gold-delta-skymiles/44279

Business Platinum from American Express

Check out the Business Platinum Card from American Express. Travel benefits including access to these airport lounge networks:

  • Priority Pass Select
  • Delta SkyClubs
  • American Express Centurion Lounges

You also receive Gold Status when you sign up for the Starwood Preferred Guest program. There is also a $200 yearly air travel fee credit.

There is a $100 credit towards the Global Entry application fee, which includes access to TSA PreCheck program. And you also get one point per dollar spent on the majority of purchases.

Also, you get 1.5 times the points. But this is on charges of $5,000 or more. And it is on eligible purchases. But this is up to one million additional points each year. Get five points per dollar. But this is for buying flights and prepaid hotels from the American Express Travel web site.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Ink Business Preferred from Chase

Also, make sure to check out the Ink Business Preferred Card from Chase. Get 80,000 bonus points. But this is once you spend $5,000 on purchases. And it is in your initial 3 months from account opening.

Get three points per dollar. But this is on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, and cable and phone. It is also on advertising purchases made with social media sites and search engines. But this is for each account anniversary year.

Also, get one point per dollar on all other purchases. There is no limit to the amount you can earn.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-business-preferred

Best Choice Business Credit Card for a 0% Balance Transfer: Credit Builder Corporate Credit Cards – Make Your Credit Surge!

Check out the Wells Fargo Business Secured Credit Card. It enables cardholders to secure a credit limit of $500 – $25,000. The amount available is identical to the amount of funding you furnish to secure the line.

Your purchase APR rate can be as low as a variable 13.15%. And the yearly fee is $25. But the more cards you have, the higher your annual fee is going to be.

This card lets company owners with poor personal credit to get a card to make purchases and establish business credit.

But the card will just report to the personal credit bureaus if you default or are late on payments.

Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/

Check out how our reliable process will help your business get the best business credit cards.

Best Choice Business Credit Card for a 0% Balance Transfer: Terrific Cards for Cash Back

Consider the SimplyCash Plus Business Credit Card from American Express. So you can earn as much as $400 cash back. Get a $200 statement credit. But this is after spending $5,000.

Also, get 5% cash back at US office supply stores and on wireless phone services. So these must be bought from US service providers. But this applies to the initial $50,000 of yearly spending.

You also get 3% cash back on spending category of your choice. So this is from eight separate categories. They include airfare, gas, advertising and computer purchases. But it applies to the first $50,000 of yearly spending.

Plus you get 1% cash back on all other purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279

Bank of America Business Advantage Cash Rewards MasterCard

Also, check out the Bank of America Business Advantage Cash Rewards MasterCard Credit Card.

With it, you can get a $200 statement credit. But this is after $500 in purchases . And that is within 60 days of account opening.

You also get 3% cash back on purchases at gas stations and office supply stores. But this is as much as $250,000 yearly.

Also, you get 2% cash back on purchases at restaurants. And get 1% cash back on all purchases. Also, there is no annual fee. But it is available to applicants with outstanding credit.

But you can only redeem your cash back in $25 increments.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/cash-rewards-business-credit-card/

Check out how our reliable process will help your business get the best business credit cards.

Spark Cash Select from Capital One

In addition, check out the Spark Cash Select from Capital One. So you get 1.5% cash back on all purchases. So this is without restrictions.

New cardholders can also get a $200 cash bonus. But that is as soon as they spend $3,000 on new purchases. So this is during the first three months of account opening.

New customers also get initial APR of 0% on purchases. But that is for nine months. Also, there is no yearly fee.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

Best Choice Business Credit Card for a 0% Balance Transfer: Secure Corporate Credit Cards for Fair Credit

For Fair Credit, we like the Capital One Spark Classic for Business. It has no annual fee. There are cash-back rewards. But you will need a credit score of 690 or higher.

But BEAR IN MIND: the ongoing APR is 23.99% variable APR.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Check out how our reliable process will help your business get the best business credit cards.

Best Choice Business Credit Card for a 0% Balance Transfer: Unbeatable Cards for Jackpot Rewards

Take a look at the Business Gold Rewards Card from American Express OPEN. So you can earn 50,000 Membership Rewards points. But this is after $5,000 in purchases on the card during first three months.

Also, you get three points on your choice of five categories. In addition, get two times the points on the remaining categories.

Also, get one point per dollar on all other purchases. It has a $0 yearly fee for the first year. But after that your annual fee rises to $175.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-gold-rewards

Business Platinum Card from American Express OPEN

Also, take a look at the Business Platinum ® Card from American Express OPEN. So you can get up to 75,000 Membership Rewards points at the time of account opening.

Also get 50,000 Membership Rewards points. But this is after spending $10,000.

In addition, get 25,000 more points. But that is after spending an added $10,000 all on eligible purchases. But this is during the initial three months.

Also you can get five times the Membership Rewards points. So this is on flights and prepaid hotels on amextravel.com. But it has a $450 annual fee. Yikes!

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Your Best Choice Business Credit Card for a 0% Balance Transfer

Your very best choice business credit card for a 0% balance transfer will be dependent on your credit history and scores.

Only you can choose which features you want and need. So be sure to do your homework. What is excellent for you could be disastrous for someone else.

And, as always, make certain to build credit in the established order for the most mind-blowing, fastest benefits.



The post Your Excellent Question: What is the Best Choice Business Credit Card for a 0% Balance Transfer? appeared first on Credit Suite.

The post Your Excellent Question: What is the Best Choice Business Credit Card for a 0% Balance Transfer? appeared first on Buy It At A Bargain – Deals And Reviews.

Your Excellent Question: What is the Best Choice Business Credit Card for a 0% Balance Transfer?

The Best Choice Business Credit Card for a 0% Balance Transfer – Check Out the Hottest Cards!

You asked: What is the best choice business credit card for a 0% balance transfer? Our research turned up some stellar choices. So here are our favorites for a 0% balance transfer and other great perks.

According to the SBA, corporate credit card limits are a whopping 10 – 100 times that of personal cards!

This means you can get a lot more money with small business credit. And it also means you can have personal credit cards at shops. So you would now have an additional card at the same shops for your company.

And you won’t have to provide collateral, cash flow, or financial information in order to get business credit.

Credit card Benefits

Features vary. So make sure to choose the advantage you prefer from this assortment of possibilities. Because you may find that the best choice business credit card for a 0% balance transfer is not the best choice for you.

Reliable Best Choice Business Credit Card for a 0% Balance Transfer

For Low APR/Balance Transfers Business Credit Cards, we prefer the U.S. Bank Business Edge Platinum. So you start with twelve months of 0% APR financing on new purchases and balance transfers. There is a 3% balance transfer fee.

After that, the purchase APR is a variable 10.49% – 18.49%. And this depends on creditworthiness. There is no yearly fee. But this card is just available to those with great or exceptional credit. But there is no rewards program for purchases.

Get it here: https://www.usbankedge.com/credit/business-edge-platinum.do

Blue Business Plus from American Express

Also, have a look at the Blue Business Plus Credit Card from American Express. It has a 15-month initial 0% APR offer. There is no annual fee.

Right now small businesses can get double points. But this is on the initial $50,000 in purchases per year.

Get it here: https://creditcard.americanexpress.com/blue/

Best Choice Business Credit Card for a 0% Balance Transfer: Cards with 0% APR – Pay Zero!

For a 0% APR time frame, we prefer the Ink Business Cash ℠ Credit Card. Also, you pay no annual fee. It’s got an interest-free time period. It has flexible cash-back rewards. There are spending limits for your employees. But you will have to have a credit score of 690 or better.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-cash

Blue Business Plus from American Express

For an introductory 0% APR period, we also prefer the Blue Business ℠ Plus Credit Card from American Express. So it has an introductory 0% APR for 15 Months. Also, you can earn double points on routine company expenses up to annual cap. But the regular APR is 12.24% – 20.24%. So this APR is variable.

Get it here: https://creditcard.americanexpress.com/blue/

Best Choice Business Credit Card for a 0% Balance Transfer: Company Credit Cards for Luxurious Travel Points

For Travel Points, we like the Gold Delta SkyMiles Business Credit Card from American Express. Get 30,000 bonus miles. But this is after you make $1,000 in purchases on your new card. And it is within your first three months. Terms and limitations apply.

Also earn a $50 statement credit. But this is after you make a Delta purchase with your card. And it is in your first three months. Earn two miles per dollar spent on purchases made directly with Delta. Also, earn one mile per eligible dollar spent on purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/gold-delta-skymiles/44279

Business Platinum from American Express

Check out the Business Platinum Card from American Express. Travel benefits including access to these airport lounge networks:

  • Priority Pass Select
  • Delta SkyClubs
  • American Express Centurion Lounges

You also receive Gold Status when you sign up for the Starwood Preferred Guest program. There is also a $200 yearly air travel fee credit.

There is a $100 credit towards the Global Entry application fee, which includes access to TSA PreCheck program. And you also get one point per dollar spent on the majority of purchases.

Also, you get 1.5 times the points. But this is on charges of $5,000 or more. And it is on eligible purchases. But this is up to one million additional points each year. Get five points per dollar. But this is for buying flights and prepaid hotels from the American Express Travel web site.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Ink Business Preferred from Chase

Also, make sure to check out the Ink Business Preferred Card from Chase. Get 80,000 bonus points. But this is once you spend $5,000 on purchases. And it is in your initial 3 months from account opening.

Get three points per dollar. But this is on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, and cable and phone. It is also on advertising purchases made with social media sites and search engines. But this is for each account anniversary year.

Also, get one point per dollar on all other purchases. There is no limit to the amount you can earn.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-business-preferred

Best Choice Business Credit Card for a 0% Balance Transfer: Credit Builder Corporate Credit Cards – Make Your Credit Surge!

Check out the Wells Fargo Business Secured Credit Card. It enables cardholders to secure a credit limit of $500 – $25,000. The amount available is identical to the amount of funding you furnish to secure the line.

Your purchase APR rate can be as low as a variable 13.15%. And the yearly fee is $25. But the more cards you have, the higher your annual fee is going to be.

This card lets company owners with poor personal credit to get a card to make purchases and establish business credit.

But the card will just report to the personal credit bureaus if you default or are late on payments.

Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/

Best Choice Business Credit Card for a 0% Balance Transfer Credit Suite

Check out how our reliable process will help your business get the best business credit cards.

Best Choice Business Credit Card for a 0% Balance Transfer: Terrific Cards for Cash Back

Consider the SimplyCash Plus Business Credit Card from American Express. So you can earn as much as $400 cash back. Get a $200 statement credit. But this is after spending $5,000.

Also, get 5% cash back at US office supply stores and on wireless phone services. So these must be bought from US service providers. But this applies to the initial $50,000 of yearly spending.

You also get 3% cash back on spending category of your choice. So this is from eight separate categories. They include airfare, gas, advertising and computer purchases. But it applies to the first $50,000 of yearly spending.

Plus you get 1% cash back on all other purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279

Bank of America Business Advantage Cash Rewards MasterCard

Also, check out the Bank of America Business Advantage Cash Rewards MasterCard Credit Card.

With it, you can get a $200 statement credit. But this is after $500 in purchases . And that is within 60 days of account opening.

You also get 3% cash back on purchases at gas stations and office supply stores. But this is as much as $250,000 yearly.

Also, you get 2% cash back on purchases at restaurants. And get 1% cash back on all purchases. Also, there is no annual fee. But it is available to applicants with outstanding credit.

But you can only redeem your cash back in $25 increments.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/cash-rewards-business-credit-card/

Best Choice Business Credit Card for a 0% Balance Transfer Credit Suite

Check out how our reliable process will help your business get the best business credit cards.

Spark Cash Select from Capital One

In addition, check out the Spark Cash Select from Capital One. So you get 1.5% cash back on all purchases. So this is without restrictions.

New cardholders can also get a $200 cash bonus. But that is as soon as they spend $3,000 on new purchases. So this is during the first three months of account opening.

New customers also get initial APR of 0% on purchases. But that is for nine months. Also, there is no yearly fee.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

Best Choice Business Credit Card for a 0% Balance Transfer: Secure Corporate Credit Cards for Fair Credit

For Fair Credit, we like the Capital One Spark Classic for Business. It has no annual fee. There are cash-back rewards. But you will need a credit score of 690 or higher.

But BEAR IN MIND: the ongoing APR is 23.99% variable APR.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Best Choice Business Credit Card for a 0% Balance Transfer Credit Suite

Check out how our reliable process will help your business get the best business credit cards.

Best Choice Business Credit Card for a 0% Balance Transfer: Unbeatable Cards for Jackpot Rewards

Take a look at the Business Gold Rewards Card from American Express OPEN. So you can earn 50,000 Membership Rewards points. But this is after $5,000 in purchases on the card during first three months.

Also, you get three points on your choice of five categories. In addition, get two times the points on the remaining categories.

Also, get one point per dollar on all other purchases. It has a $0 yearly fee for the first year. But after that your annual fee rises to $175.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-gold-rewards

Business Platinum Card from American Express OPEN

Also, take a look at the Business Platinum ® Card from American Express OPEN. So you can get up to 75,000 Membership Rewards points at the time of account opening.

Also get 50,000 Membership Rewards points. But this is after spending $10,000.

In addition, get 25,000 more points. But that is after spending an added $10,000 all on eligible purchases. But this is during the initial three months.

Also you can get five times the Membership Rewards points. So this is on flights and prepaid hotels on amextravel.com. But it has a $450 annual fee. Yikes!

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Your Best Choice Business Credit Card for a 0% Balance Transfer

Your very best choice business credit card for a 0% balance transfer will be dependent on your credit history and scores.

Only you can choose which features you want and need. So be sure to do your homework. What is excellent for you could be disastrous for someone else.

And, as always, make certain to build credit in the established order for the most mind-blowing, fastest benefits.



The post Your Excellent Question: What is the Best Choice Business Credit Card for a 0% Balance Transfer? appeared first on Credit Suite.