Amazing Funding for Women Owned Businesses

The Best Funding For Women Owned Businesses

We scoured the internet for the very best funding for women owned businesses. There are a number of fantastic choices which women can make use of today.

Funding for Women Owned Businesses: Collateral-Based Financing

Collateral-based financing offers low rate financing. Personal credit quality and profits don’t determine your approval. Some accepted collateral includes:

  • Account receivables and purchase orders
  • 401k, IRA, stocks, and bonds
  • Inventory
  • Equipment

The idea behind collateral-based funding is that a lender needs an assurance. For the creditor, a great assurance that you will pay back funding is when your property is at risk if you don’t.

Funding for Women Owned Businesses: Cash Flow and Unsecured Financing

Cash flow financing is another great loan program for women, if you’ve been in business one year or more and have $10,000 in monthly revenue.

Unsecured financing is readily available for female small business owners, for up to $150,000. You can get an approval if you have good personal credit, and get 0% intro rates for 6-18 months … even as a startup.

Funding for Women Owned Businesses: The Small Business Administration

The SBA offers some terrific loan programs including their 7( a) loan for working capital. To get approved you’ll have to have:.

  • 3 years of company and personal tax returns
  • Good personal, business, and bank credit
  • Collateral for 50-70% of what you’re borrowing

SBA Express

The SBA Express program is a great loan program for women. You can get approved for a loan up to $350,000. Get rates of 4.5-6.5%. Get a line-of-credit good for 7 years. No collateral is required for up to $25,000. There is a turn-around in 36 hours.

SBA’s Women’s Business Centers

They can help you get access to capital. See: https://www.sba.gov/tools/local-assistance/wbc

Funding for Women Owned Businesses: Veteran Women Igniting the Spirit of Entrepreneurship (V-WISE)

For women who are also military veterans, the Veterans Women Igniting the Spirit of Entrepreneurship (V-WISE) is an SBA funded program offered by the Institute for Veterans and Military Families which includes online training, a conference that utilizes the unique team spirit of women veterans and female military spouses, and follow-on mentoring through a community of partners.

Funding for Women Owned Businesses: Amber Grants

$1,000 to a different women-owned business each month. At the end of the year, one of the monthly grant winners gets $10,000 more. See: https://ambergrantsforwomen.com/get-an-amber-grant/

Funding for Women Owned Businesses: Alternative Lenders

If you have decent personal credit and tax returns for 2 years that show a profit, alternative lenders have programs that could work. You could be approved with rates of 7% or lower. Lenders will need to see some kind of profit on your tax returns.

There’s also business credit building!

Learn more here and get started toward building business credit.

Funding for Women Owned Businesses: Small Business Credit Building

Business credit is credit in a company’s name. It doesn’t attach to an entrepreneur’s consumer credit, not even if the owner is a sole proprietor and the only employee of the company.

Accordingly, a business owner’s business and personal credit scores can be very different.

The Advantages

Considering that company credit is distinct from individual, it helps to secure a business owner’s personal assets, in the event of court action or business insolvency.

Also, with two distinct credit scores, an entrepreneur can get two different cards from the same merchant. This effectively doubles purchasing power.

Another benefit is that even startup companies can do this. Heading to a bank for a business loan can be a recipe for frustration. But building business credit, when done properly, is a plan for success.

Individual credit scores rely on payments but also various other considerations like credit usage percentages.

But for small business credit, the scores actually merely hinge on if a company pays its bills promptly. It is a terrific source of funding for women owned businesses.

The Process

Growing small business credit is a process, and it does not occur automatically. A business has to proactively work to establish company credit.

Nonetheless, it can be done easily and quickly, and it is much speedier than developing individual credit scores.

Vendors are a big aspect of this process.

Carrying out the steps out of order will cause repetitive rejections. Nobody can start at the top with small business credit. For instance, you can’t start with retail or cash credit from your bank. If you do, you’ll get a denial 100% of the time.

Company Fundability

A small business needs to be fundable to lenders and merchants.

Hence, a company will need a professional-looking website and email address. And it needs to have website hosting from a merchant like GoDaddy.

And also, business telephone and fax numbers need to have a listing on ListYourself.net.

Also, the company phone number should be toll-free (800 exchange or similar).

A business will also need a bank account devoted solely to it, and it must have every one of the licenses essential for running.

Licenses

These licenses all must be in the correct, appropriate name of the company. And they must have the same small business address and telephone numbers.

So keep in mind, that this means not just state licenses, but potentially also city licenses.

Learn more here and get started toward building business credit.

Dealing with the IRS

Visit the IRS website and get an EIN for the small business. They’re free of charge. Pick a business entity like corporation, LLC, etc.

A business can start off as a sole proprietor. But they will more than likely want to change to a form of corporation or an LLC.

This is in order to decrease risk. And it will make best use of tax benefits.

A business entity will matter when it involves tax obligations and liability in case of a lawsuit. A sole proprietorship means the owner is it when it comes to liability and taxes. No one else is responsible.

Sole Proprietors Take Note

If you operate a business as a sole proprietor, then at least be sure to file for a DBA. This is ‘doing business as’ status.

If you do not, then your personal name is the same as the company name. Because of this, you can wind up being directly accountable for all small business financial obligations.

Plus, per the IRS, by having this structure there is a 1 in 7 chance of an IRS audit. There is a 1 in 50 probability for corporations! Prevent confusion and noticeably decrease the odds of an IRS audit as well.

Kicking Off the Business Credit Reporting Process

Start at the D&B website and obtain a totally free D-U-N-S number. A D-U-N-S number is how D&B gets a business into their system, to produce a PAYDEX score. If there is no D-U-N-S number, then there is no record and no PAYDEX score.

Once in D&B’s system, search Equifax and Experian’s sites for the company. You can do this at www.creditsuite.com/reports. If there is a record with them, check it for correctness and completeness. If there are no records with them, go to the next step in the process.

This way, Experian and Equifax will have activity to report on.

Vendor Credit Tier

First you must build trade lines that report. This is also called the vendor credit tier. Then you’ll have an established credit profile, and you’ll get a business credit score.

And with an established business credit profile and score you can start to get credit in the retail and cash credit tiers.

These kinds of accounts often tend to be for the things bought all the time, like marketing materials, shipping boxes, outdoor work wear, ink and toner, and office furniture.

But first off, what is trade credit? These trade lines are credit issuers who will give you starter credit when you have none now. Terms are in most cases Net 30, instead of revolving.

So, if you get approval for $1,000 in vendor credit and use all of it, you need to pay that money back in a set term, like within 30 days on a Net 30 account.

Details

Net 30 accounts must be paid in full within 30 days. 60 accounts need to be paid fully within 60 days. In contrast to with revolving accounts, you have a set time when you have to pay back what you borrowed or the credit you made use of.

To launch your business credit profile properly, you ought to get approval for vendor accounts that report to the business credit reporting agencies. Once that’s done, you can then use the credit.

Then repay what you used, and the account is on report to Dun & Bradstreet, Experian, or Equifax.

Funding for Women Small Business Owners Credit Suite

Vendor Credit Tier – It Helps

Not every vendor can help in the same way true starter credit can. These are merchants that will grant an approval with minimal effort. You also want them to be reporting to one or more of the big three CRAs: Dun & Bradstreet, Equifax, and Experian.

You want 5 to 8 of these to move onto the next step, which is the retail credit tier. But you may have to apply more than one time to these vendors. So, this is to demonstrate you are dependable and will pay promptly. Here are some stellar choices from us: https://www.creditsuite.com/blog/5-vendor-accounts-that-build-your-business-credit/

Retail Credit Tier

Once there are 5 to 8 or more vendor trade accounts reporting to at least one of the CRAs, then progress to the retail credit tier. These are service providers which include Office Depot and Staples.

Just use your SSN and date of birth on these applications for verification purposes. For credit checks and guarantees, use the business’s EIN on these credit applications.

One example is Lowe’s. They report to D&B, Equifax and Business Experian. They need to see a D-U-N-S and a PAYDEX score of 78 or more.

Fleet Credit Tier

Are there 8 to 10 accounts reporting? Then move to the fleet credit tier. These are companies like BP and Conoco. Use this credit to buy fuel, and to repair, and maintain vehicles. Just use your Social Security Number and date of birth on these applications for verification purposes. For credit checks and guarantees, make certain to apply using the small business’s EIN.

One such example is Shell. They report to D&B and Business Experian. They want to see a PAYDEX Score of 78 or more and a 411 small business telephone listing.

Shell may say they want a certain amount of time in business or profits. But if you already have adequate vendor accounts, that won’t be necessary. And you can still get an approval.

Learn more here and get started toward building business credit.

Cash Credit Tier

Have you been responsibly handling the credit you’ve up to this point? Then progress to the cash credit tier. These are service providers like Visa and MasterCard. Only use your Social Security Number and date of birth on these applications for verification purposes. For credit checks and guarantees, use your EIN instead.

One example is the Fuelman MasterCard. They report to D&B and Equifax Business. They want to see a PAYDEX Score of 78 or higher. And they also want you to have 10 trade lines reporting on your D&B report.

Plus, they want to see a $10,000 high credit limit reporting on your D&B report (other account reporting).

In addition, they want you to have an established small business.

These are companies such as Walmart and Dell, and also Home Depot, BP, and Racetrac. These are usually MasterCard credit cards. If you have 14 trade accounts reporting, then these are in reach.

Monitor Your Business Credit

Know what is happening with your credit. Make sure it is being reported and deal with any inaccuracies as soon as possible. Get in the habit of taking a look at credit reports and digging into the details, and not just the scores.

We can help you monitor business credit at Experian and D&B for 90% less than it would cost you at the CRAs. See: www.creditsuite.com/monitoring.

At Equifax, you can monitor your account at: www.equifax.com/business/business-credit-monitor-small-business. Equifax will cost about $19.99.

Update Your Data

Update the information if there are inaccuracies or the info is incomplete.

Fix Your Business Credit

So, what’s all this monitoring for? It’s to contest any mistakes in your records. Mistakes in your credit report(s) can be fixed. But the CRAs generally want you to dispute in a particular way.

Disputing credit report errors commonly means you send a paper letter with copies of any proofs of payment with it. These are documents like receipts and cancelled checks. Never send the original copies. Always send copies and keep the originals.

Fixing credit report errors also means you precisely detail any charges you contest. Make your dispute letter as understandable as possible. Be specific about the issues with your report. Use certified mail so that you will have proof that you mailed in your dispute.

A Word about Building Business Credit

Always use credit smartly! Never borrow beyond what you can pay off. Keep track of balances and deadlines for payments. Paying off on time and fully will do more to boost business credit scores than pretty much anything else.

Growing company credit pays. Excellent business credit scores help a small business get loans. Your lending institution knows the company can pay its financial obligations. They know the business is for real.

The small business’s EIN connects to high scores and lenders won’t feel the need to call for a personal guarantee.

Funding for Women Owned Businesses: Takeaways

Get creative and grab the best funding for women owned businesses around!

 

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Organisation Funding Sources

Company Funding Sources When you determine to open up a service by yourself, oftentimes the enjoyment will certainly have you prepared to release your concept right now, nonetheless one point that might be holding you back. You have a number of alternatives in obtaining much required resources to start to apply your company concepts. This …

Organisation Funding Sources

Company Funding Sources

When you determine to open up a service by yourself, oftentimes the enjoyment will certainly have you prepared to release your concept right now, nonetheless one point that might be holding you back. You have a number of alternatives in obtaining much required resources to start to apply your company concepts. This post will certainly consist of some concepts you can utilize to discover financing for your organisation and also start to make the resources you require to expand.

Where can you start to locate financing resources for your service to obtain funding? Periodically, some individuals will certainly obtain fortunate as well as be able to discover a loan provider within their family members or good friends to start a company.

One more exceptional method is to examine any type of kind of bank loan your federal government might provide. Numerous federal governments will certainly use brand-new entrepreneur lendings for service launch, or calamity help and also training. With the rapid expanding net populace there has actually been web sites that have actually been produced that permit customers and also lending institutions to come with each other in initiatives of beginning up an organisation.

An additional concept is to look for financial backing companies; these are sorts of economic organisations that gathers all companions sources as well as utilize these funds in initiatives to assist a brand-new company entrepreneur being their company. Furthermore, explore your residence equity, these sorts of car loans commonly called a bank loan, enables you to obtain cash from an organization by utilizing the equity consisted of within your house as a type of security.

Credit score cards and also angel capitalists are 2 various other kinds of financing resources you can check out. If you have sufficient of a credit rating restriction as well as the methods to pay it, utilizing your individual credit score card can be a really appealing financing resource; this generally functions. With charge card, you will certainly wish to be exceptionally cautious in operation them for your service endeavor and also make certain that you stay on top of the marginal repayments at the very least; or else, you might wind up harming your credit report and also its score.

Angel capitalists are normally retired execs or local business owner, which are especially there to assist you begin your service. These angel capitalists normally can supply you starting funding over of what any type of various other financing resource can. Typically, these car loans can begin at $20,000 completely approximately around 2 million.

Where can you start to discover financing resources for your organisation to acquire resources? Several federal governments will certainly use brand-new service proprietors lendings for service begin up, or catastrophe support and also training. With credit score cards, you will certainly desire to be incredibly cautious in utilizing them for your organisation endeavor as well as make certain that you maintain up with the very little repayments at the very least; or else, you might finish up harming your credit scores and also its score.

Angel financiers are commonly retired execs or organisation proprietors, which are particularly there to aid you begin your organisation.

The post Organisation Funding Sources appeared first on ROI Credit Builders.

Organisation Funding Sources

Company Funding Sources

When you determine to open up a service by yourself, oftentimes the enjoyment will certainly have you prepared to release your concept right now, nonetheless one point that might be holding you back. You have a number of alternatives in obtaining much required resources to start to apply your company concepts. This post will certainly consist of some concepts you can utilize to discover financing for your organisation and also start to make the resources you require to expand.

Where can you start to locate financing resources for your service to obtain funding? Periodically, some individuals will certainly obtain fortunate as well as be able to discover a loan provider within their family members or good friends to start a company.

One more exceptional method is to examine any type of kind of bank loan your federal government might provide. Numerous federal governments will certainly use brand-new entrepreneur lendings for service launch, or calamity help and also training. With the rapid expanding net populace there has actually been web sites that have actually been produced that permit customers and also lending institutions to come with each other in initiatives of beginning up an organisation.

An additional concept is to look for financial backing companies; these are sorts of economic organisations that gathers all companions sources as well as utilize these funds in initiatives to assist a brand-new company entrepreneur being their company. Furthermore, explore your residence equity, these sorts of car loans commonly called a bank loan, enables you to obtain cash from an organization by utilizing the equity consisted of within your house as a type of security.

Credit score cards and also angel capitalists are 2 various other kinds of financing resources you can check out. If you have sufficient of a credit rating restriction as well as the methods to pay it, utilizing your individual credit score card can be a really appealing financing resource; this generally functions. With charge card, you will certainly wish to be exceptionally cautious in operation them for your service endeavor and also make certain that you stay on top of the marginal repayments at the very least; or else, you might wind up harming your credit report and also its score.

Angel capitalists are normally retired execs or local business owner, which are especially there to assist you begin your service. These angel capitalists normally can supply you starting funding over of what any type of various other financing resource can. Typically, these car loans can begin at $20,000 completely approximately around 2 million.

Where can you start to discover financing resources for your organisation to acquire resources? Several federal governments will certainly use brand-new service proprietors lendings for service begin up, or catastrophe support and also training. With credit score cards, you will certainly desire to be incredibly cautious in utilizing them for your organisation endeavor as well as make certain that you maintain up with the very little repayments at the very least; or else, you might finish up harming your credit scores and also its score.

Angel financiers are commonly retired execs or organisation proprietors, which are particularly there to aid you begin your organisation.

The post Organisation Funding Sources appeared first on ROI Credit Builders.

Can Women Entrepreneurs Change a Sexist System, When 98 Percent of VC Funding Goes to Men?

Why Men Get Substantially More Venture Capital than Women Entrepreneurs, and How to Change It

Over the past 20 years, there has been a 114% increase in the number of women-owned businesses.  Women entrepreneurs are on the rise for sure, with more and more popping up every year.  One might assume that, along with this increase, there has been a correlating increase in the number of female entrepreneurs that are getting venture capital.

While there may have very well been an increase, it is sadly disproportional.  According to Crunchbase, in 2018 women entrepreneurs only got 2.2% of the $130 billion of venture capital investments in the United States.

What is promising, is that in Q1 of 2019, Crunchbase reports that 17% of venture capital investments went to businesses that had at least one female founder. Of this, 2% went to firms founded by females only while 15% went to firms with both female and male founders.  This 17% represents $8.1 billion.

The increase is both significant and promising, but when you consider that 83% of venture capital investments in Q1 of 2019 still went to firms founded by men alone, you can see there is still an issue.

What is Venture Capital?

Before we can delve into the reasons behind more males getting venture capital than women entrepreneurs, it can help to remind ourselves of what venture capital is.  It’s an investment.  It is a group of investors taking a chance on the next big thing in an effort to gain a profit.  They believe in the idea and the entrepreneur, and they are willing to go out on a limb, but not too far out.

The more perceived risk, the less likely the funds are to flow.  So, do investors see more risk with women than with men?  Do they see men as more stable or more capable?  Maybe they just have more men asking for their money than women.  Which one is it?  Probably a combination of all three.

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Why Don’t Women Entrepreneurs Get More Venture Capital?

There are a few reasons why women entrepreneurs are not getting the venture capital funds. Aside from the obvious gender gap that exists in virtually all of the business world because of a sexist culture in general, there are some other forces at work here. By understanding exactly what these forces are, we can better combat them.  It is hard to fight an enemy that you cannot see clearly.

Lack of Women Owned Venture Capital Firms

While gender shouldn’t matter on either side of the money, studies show that is does. Female investors are more likely to invest in women entrepreneurs.  Since only 9% of U.S. venture capitalists are women, this poses a problem.  Seventy four percent of U.S. venture capital firms are male only. This clearly does not bode well for female owned start-ups.

women entrepreneurs Credit Suite2

Stereotypes and Approach

It seems that investors approach men with questions related to how they plan to win, allowing them to play offense.  Women, on the other hand, are given questions related to how they intend to not lose.  They are inadvertently put on the defensive, which lends itself to negativity.

Research has shown that, despite the numbers, even male investors invest based on feelings as much as numbers.  Its much easier to feel warm and fuzzy about an offensive presentation than one that is already playing defense. Even if you are discussing ways to avoid losing, the idea of losing is still being discussed and therefore pushed to the forefront of the presentation, and then the minds of the investors.

Competence vs. Confidence

Women entrepreneurs tend to be competence focused.  They meticulously go over all the numbers and present them as is.  In contrast, men tend to oversell, erring on the side of confidence.  They may over exaggerate a bit, in anticipation of what could and what they believe will happen, while women will not typically go so far.

It’s not that men are being untruthful.  They are just selling based on more than numbers. They are selling based on their gut.  There is no doubt in their minds what they can do, even if the numbers do not necessarily show it yet.  Women on the other hand, are selling based only what they can prove based on numbers alone.  They may have confidence and believe they can do much more than what the numbers show, but their focus on competence trumps that and causes them not to let the belief they will do better seep through.

Can Women Entrepreneurs Change the System?

Not overnight, no.  Probably not even in a decade.  However, much progress can be made in that amount of time.  The increase in just the first quarter of 2019 shows that change is happening.  There is a lot of change needed however.  What can women do?

They can do what many are already doing.  As more and more women are making it across the lines and successfully nabbing venture capital funds, they are reaching over the fence to help others up.  They are investing in women entrepreneurs, and training them in how to find and win venture capital funds themselves. The following are just a few women led venture capital firms working to turn the tide.

Hit the jackpot with our best webinar and its trustworthy list of seven vendors who can help you build business credit.

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Female Founders Fund

Halogen Ventures

Brilliant Ventures

SoGal Ventures

Forerunner Ventures

Of course, it shouldn’t be that women have to go to women to get venture capital.  To really change the game, all genders need to be investing in businesses despite the gender of the founder.  The facts in our world, however, lead us to believe that isn’t going to happen any time soon.

Still, women can begin to level the playing field somewhat by remembering to balance confidence with competence, and playing offense even if they are thrown into the defense.

What Does this Look Like Practically?

Knowing what the issues we can control actually are, means we can swing the pendulum in our favor by making those changes.  While we do not want to lie to investors, women entrepreneurs could benefit from showing more confidence in their presentations to investors.

Also, take advantage of the training offers from those who have gone before you and found success. They can show you not only how to play the confidence game, but also how to ensure you can make a smooth transition from defense to offense, despite the approach of the investors.

How Can Women Entrepreneurs Fill the Gap in the Meantime?

Fight for the venture capital funds, but if they don’t come through, or if it isn’t enough, there are plenty of other options.

Traditional Loans

These are the common go to, and they can work well, if you have good personal credit.  In fact, they are maybe the best option.  That is, if it is an option that you have available.  At least it may be the best option in the beginning.

The options are many, from regular secured loans to unsecured loans and lines-of-credit to SBA loans.

Secured financing offers lower interest rates. In addition, personal credit quality and revenue are not the sole determining factors for approval.  Collateral can cover a multitude of sins. Some accepted types of collateral include:

– Account receivables and purchase orders

– 401k, IRA, stocks, and bonds

– Inventory

– Equipment

Of course, if you’re trying to start a business, you are likely only going to have personal assets to put up for collateral, not inventory or equipment.

Unsecured Financing

Generally speaking, unsecured financing is a valid option for amounts up to $150,000. You can get an approval if you have decent personal credit, and get 0% introductory rates for 6-18 months even as a startup.

The Small Business Administration

The SBA Express is an option for women entrepreneurs in the startup phase.  You can get approved for a loan up to $350,000. Rates of 4.5-6.5% are standard, and generally a line-of-credit good for 7 years. No collateral is needed for up to $25,000. There is a turnaround in 36 hours.

You can also access information, help, and support with the SBA’s Women’s Business Centers.

Grants

Grants are also a potential source of funding for women entrepreneurs, and they work well when combined with venture capital funds. A couple of popular ones include:

Amber Grants

$1,000 to a different women-owned business each month. At the end of the year, one of the monthly grant winners gets $10,000 more. See: https://ambergrantsforwomen.com/get-an-amber-grant/.

Eileen Fisher Women-Owned Business Grants

Up to $100,000 is awarded to ten women-owned businesses per year. NOTE: this program is was on pause until the middle of 2019. See: https://www.eileenfisher.com/grant-program-guidelines/ for more information.

Life after the Venture

What happens after you are up and running?  Regardless of whether you snagged venture capital at the beginning, you will need to finance your business going forward. It really is best to do this with business credit rather than your personal credit.   Business credit, in case you didn’t know, is credit in the name of your business that is not associated with your personal FICO.  It doesn’t just happen however.  You have to build business credit intentionally.  Here’s how.

Separate Your Business from Yourself

Distinguish yourself from your small business. This means you can help your cause by incorporating or becoming a limited liability company (LLC). This is a distinct entity from the owner.  You also will need an EIN from the IRS.  That is an identifying number for your business, so you do not have to use your SSN when you apply for credit.

In addition, you will need a DUNS number from DUN and Bradstreet, a dedicated business telephone number, and a profession website and email address.  The phone number needs to be toll free, and the email address needs to have the same URL as the website.  A free email service will not suffice in this case.

Do Business with Starter Vendors

These are vendors that will offer net terms on invoices without a credit check.  If you do business with them in your business name and not your personal name, when they report these payments to the credit reporting agencies, they will be reporting in your business name.  This is how you can begin to build business credit. These vendors are said to be in the vendor credit tier.

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Work Up to the Retail Credit Tier

Once there are 5 to 8 or more vendor credit tier accounts reporting to at least one of the business credit reporting agencies, you can move on to the retail credit tier. These are businesses like Office Depot and Staples.

Move on Up to the Fleet Credit Tier

Are there 8 to 10 accounts reporting? Then progress to the fleet credit tier. These include businesses such as BP and Conoco. Use this credit to purchase fuel, and to fix, and maintain vehicles.

Take the Leap to the Cash Credit Tier

Have you been responsibly handling the credit you’ve gotten up to this point? Then move to the cash credit tier. These are companies like Visa and MasterCard.

For cards in each of these tiers be sure you only use your SSN and birthdate for identity verification.  Do not include them for credit checking purposes.

What’s the Verdict?  Can Women Entrepreneurs Change a Sexists System?

I think it depends on the approach taken.  You can’t change the mind of every sexist male in the world. There is a slow movement toward something better however.  If women continue to break into the venture capital scene on the investment side, there is a real chance.  If those that have broken through continue to train those coming behind them, and more women jump into the game both in their own firms and in joining firms with males, the ball is rolling in the right direction. With the understanding that women need to increase confidence and switch to offense when cornered into defense, the future looks bright for women entrepreneurs and venture capital.

In the meantime, all businesses, whether female owned or not, need to work on building business credit.  This is the key to finding continual funding throughout the life of a business.

There will always be those with a sexist mindset, but if these things can continue to happen, we can likely continue to see the large annual increases in the amount of venture capital funds women entrepreneurs receive.

 

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