Recently funded… $91,500.00 in Unsecured business cards!

Congratulations to our client in Oceanside, CA!  He was very pleased to receive $91,500.00 in unsecured business cards.

This was a great push for his company, and he will be able to use it to increase revenue.

We take pride in seeing our clients succeed!

Click Here to see how much funding you can get for your business.

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New comment by Paigewhite in "Ask HN: Who wants to be hired? (November 2019)"

Sourced Group | Cloud Consultants | (Toronto | Australia| Singapore) | (Fulltime | Onsite) | www.sourcedgroup.com

I recently joined Sourced Group to head up Talent Acquisition for North America. We are experts in DevOps, Cloud Transformation and automation across complex enterprise-scale projects and are Premier Partners with AWS, GCP, and a Gold Partner with Azure. We are embarking on an exciting global expansion plan and I am currently recruiting across all teams and in particular our DevOps & Cloud Consulting practice with a specific focus on all three main cloud providers; AWS, GCP, and Azure.

We recently raised $20million in funding so it’s a great time to connect. https://www.newswire.ca/news-releases/sourced-group-closes-2…

We are strongly committed to diversity in hiring! https://www.sourcedgroup.com/careers/

Tech stack: GCP, Azure, Kubernetes, Terraform, CloudFormation, Docker, Python, Bash

New comment by petesergeant in "Ask HN: Who wants to be hired? (October 2019)"

Hi, my name is Pete, and I’m an unusual case looking for unusual work. While I’ve currently got a very full plate, I’d consider making (up to full-time) room on it for the right opportunity.

I know some stuff about programming. I’ve been programming since the age of six, and completed an MSc at Oxford in Software Engineering, which I was admitted to without an undergraduate degree, finishing top of the class. My default chainsaw of choice is Perl, but I’m comfortable in JavaScript and Python, and could probably get my Haskell, Erlang, or Golang to a production level if needed. I would love a chance to bill someone else to learn Rust. I have an extensive open-source portfolio I can share with you.

I know some stuff about managing software teams. My last real job was as CTO at a 200 person company, with a 40 person onsite team in London. When I started, it was around 20, without a single project manager, which was frankly terrifying. We fixed it though! I think my direct reports mostly liked me, and I’d be happy to put you in touch with some of them — or the other directors, or my boss — for references.

I know some stuff about recruitment. The company I was CTO for made recruitment software. Then I started a recruitment company, which is still going, and reasonably profitable. I’ve found developers for clients in the US, UK, wider EU, and Australia. In doing this I had to learn far more than I ever wanted about sales cycles, procurement processes, marketing, and contracts, but we’re a supplier to several large, well-known companies, and spend about $30,000 a year sponsoring various community conferences, newsletters, programming competitions, etc.

I’m a British Citizen living in Bangkok, Thailand, and I’m not planning to move, but I’m happy to do a large amount of (paid) work-related travel. I’m happy to meet your clients, investors, leads, developers, and sit in meetings with them. I’m happy to go and build prototypes of your wild-ass ideas for a product. I’m happy to do architectural reviews, actual code reviews, fix your hiring process, put together a recruitment marketing plan. I’m happy to take your overworked and stressed out CTO for lunch, do an ad-hoc therapy session with them, and give them a plan for making them enjoy their job more. I love working with non-technical commercial people to help them understand technical plans they’ve been given that they want to kick the tyres on.

My day-rate ranges from $750/day for full-time, remote work with a minimum commitment of three months, to $1,500/day + travel for anything ad-hoc.

You can email me at pete@clueball.com

Get a Discover Business Card for Your Company Today

Discover Business Card Specials – and Check Out How They Can Help YOUR Business

We reviewed a ton of company credit cards, and did the research for you. So here are our favorites. We found great Discover business card specials and more!

Per the SBA, company credit card limits are a whopping 10 – 100 times that of consumer credit cards!

This reveals you can get a lot more cash with business credit. And it also shows you can have personal credit cards at retailers. So you would now have an extra card at the same retail stores for your small business.

And you will not need collateral, cash flow, or financials in order to get small business credit.

Business Credit Card Benefits

Benefits can differ. So, make certain to pick the perk you like from this assortment of alternatives.

Reliable Low APR/Balance Transfers Business Credit Cards

Discover it® Cash Back

Have a look at the Discover it® Cash Back card. There is a 10.99% introductory APR for six months from date of first transfer. So, this is for transfers under this offer which post to your account by January 10, 2019.

After the introductory APR expires, your APR will be 14.99% to 23.99%. So, this is based on your creditworthiness. Your APR will vary with the market, which is based on the Prime Rate.

Details

You can get 5% cash back at different places every quarter. So, these are places like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs. But this is up to the quarterly maximum each time you activate. Additionally, automatically earn unlimited 1% cash back on all other purchases.

You will earn an unlimited dollar-for-dollar match of all the cash back you have gotten at the end of your first year, automatically.

Get it here: https://www.discover.com/credit-cards/cash-back/it-card.html

Credit Builder Company Credit Cards – Make Your Credit Surge!

Discover it® Student Cash Back

Be sure to take a look at the Discover it® Student Cash Back card. It has no annual fee. The card also offers a six-month introductory period of 0% APR on purchases. And there is an APR of 14.99 – 23.99% variable on all purchases after that period.

One distinct feature is that it provides an incentive for students to maintain good grades with a $20 statement credit. If students earn a GPA of 3.0 or better each school year, the card will award the $20 statement credit annually for up to five years.

Details

Use this credit card to build personal credit. While this is a personal credit card versus a business card, for new credit users, their FICO scores will be important. And this card provides an outstanding way to raise FICO while also getting rewards.

You can earn 5% cash back at different places each quarter such as grocery stores, gas stations, restaurants or Amazon.com up to the quarterly maximum. After that, this card offers unlimited 1% cash back on all purchases.

In the initial year, all cash back rewards are matched 100%.

Downsides include a cash advance fee of either $10 or 5% of the amount of each cash advance, whichever is greater. And though they waive the first late payment fee, a fee of up to $37 applies on all other late payments. There is also a returned payment fee of up to $37.

Get it here: https://www.discover.com/credit-cards/cash-back/it-card.html

Unbeatable Cards for Jackpot Rewards

The Discover it® Student Cash Back card also works in this category. This is in addition to being a Discover business card for credit building.

Secure Business Credit Cards for Average Credit

We did not find a good Discover business card for average credit. so instead we are showing the Capital One Spark Classic for Business.

Capital One® Spark® Classic for Business

For average credit, we like the Capital One Spark Classic for Business. It has no yearly fee. There are cash-back rewards. The card earns an unlimited 1% cash back on all purchases. There is an annual fee of $0.

With this card, you will get benefits including an auto rental collision damage waiver, and purchase security. And you also get extended warranty coverage. And you get travel and emergency assistance services.

But BEAR IN MIND: the ongoing APR is 24.74% variable APR. And the penalty APR is even higher, 31.15%. Also, there is no sign-up bonus.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Small Business Credit Cards with 0% APR – Pay Zero!

The Discover it® Student Cash Back card can fit under this category. So this is in addition to being a Discover business card for credit building.

Here are two other cards we liked. But keep in mind, neither of them is a Discover business card.

Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card has no yearly fee and comes with a 0% introductory APR on purchases for the initial nine months. Afterwards, the card has a 13.24 – 23.24% variable APR

Earn 3 points/dollar spent when you book travel through the Bank of America Travel Center and 1.5 points/dollar on all other purchases. You can get unlimited points and points never expire.

Details

There is a 25,000-point sign-up bonus when you spend $1,000 in the first 60 days of opening the account. Cardholders get travel accident insurance, and lost luggage reimbursement.

They also get trip cancellation coverage, trip delay reimbursement and other benefits.

There is no introductory rate for balance transfers. Also, bonus categories are limited.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/travel-rewards-business-credit-card/

JetBlue Plus Card

Take a look at the JetBlue Plus Card for an additional offer of a 0% introductory APR

Earn six points/dollar on JetBlue purchases, two points/dollar at restaurants and grocery stores. And get one point/dollar on all other purchases.

Details

Spend $1,000 in the initial 90 days and pay the annual fee, and earn 40,000 bonus points. New cardholders receive a 12 month, 0% introductory APR on balance transfers made within 45 days of account opening.

Afterwards, the variable APR on purchases and balance transfers is 17.99%, 21.99% or 26.99%, based on creditworthiness. Benefits include a free first checked bag and 50% savings on in-flight purchases.

There is a $99 yearly fee for this card.

Get it here: https://cards.barclaycardus.com/cards/jetblue-card/

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Terrific Cards for Cash Back

The Discover it® Cash Back card and the Discover it® Student Cash Back card also work for this category. This is in addition to each of them being a Discover business card for balance transfers or credit building.

Remarkable Business Credit Cards with No Annual Fee

The Discover it® Student Cash Back card also works in this category. That is in addition to being a Discover business card for credit building. For the other cards in this category, they can also work as good cards for travel points.

However, none of them are a Discover business card, unfortunately.

Uber Visa Card

Check out the Uber Visa Card. Uber is the very first ride-sharing service to offer a credit card, in a partnership with Visa and Barclays.

The card provides 4% back per dollar spent at restaurants, takeout and bars, including UberEATS. Also, get 3% back on hotel, airfare and vacation home rentals. And get 2% back on online purchases.

So, this includes retailers and subscription services like Uber and Netflix. And get 1% back on all other purchases. Each percent/point has a value of 1 cent. Redeem points for cash back, gift cards or Uber credits directly within the app.

By spending at least $500 in the initial 90 days, users can earn a $100 sign-up bonus. Cardholders spending a minimum of $5,000 per year are eligible to receive a $50 credit toward online subscription services.

Details

If you pay your cellphone bill with this card, you are insured up to $600 for cellphone damage or theft.

Cardholders are eligible for exclusive access to certain events and offers. Uber anticipates most of these offers will be available in major cities like New York, San Francisco, Los Angeles, Chicago and DC. There is no foreign transaction fee.

But there is no introductory rate. The APR is a variable 16.99%, 22.74% or 25.74%, based on your creditworthiness. Cardholders with less than stellar credit will be on the higher end of the range.

Also, there are restrictions on Uber credits. To redeem points as credits in the Uber app, accrue at least 500 points, or $5. Cardholders can convert a maximum of 50,000 points, or $500, in a given day.

Get it here: https://www.uber.com/c/uber-credit-card/

Costco Anywhere Visa® Business Card by Citi

Not taking Uber? Then you’ll need to fill your gas tank somehow. Why not do so with the Costco Anywhere Visa® Business Card by Citi?

This credit card earns cash back with every purchase. Get 4% cash back on the first $7,000 spent on eligible gas purchases annually (1% after that). Get 3% cash back at restaurants and on eligible travel purchases. Also, get 2% cash back at Costco and Costco.com. And earn 1% cash back on all other purchases.

Note: the $0 annual fee is only for Costco members. And an active Costco membership is required. Cardholders will get access to damage and theft purchase protection, extended warranty coverage and travel accident insurance.

Also, there is no sign-up bonus offered with this card.

Get it here: https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=Citi-costco-anywhere-visa-business-credit-card

Discover business credit cards Credit Suite

United MileagePlus Explorer Business Card

Get a good look at the United MileagePlus Explorer Business Card.

Get 2 miles/dollar with United and at restaurants, filling stations and office supply stores. All other purchases get 1 mile/dollar. Earn a 50,000-mile sign-up bonus after spending $3,000 in the first three months from account opening.

Benefits include priority boarding, a free first checked bag for you and a companion on the same reservation.

Details

Also, get two United Club passes annually. And get hotel and resort perks including upgrades. On top of that, get early check-in and late checkout. And get an auto rental collision damage waiver.

Plus, get baggage delay insurance, lost luggage reimbursement, trip cancellation and interruption insurance. Finally, get trip delay reimbursement, purchase protection, price protection and concierge service.

After the first year, the card has an annual fee of $95. APR of 17.99% – 24.99%, based on creditworthiness.

Get it here: https://creditcards.chase.com/small-business-credit-cards/united-mileageplus-explorer-business

Starwood Preferred Guest® Business Credit Card from American Express

Another choice is the Starwood Preferred Guest Business Credit Card from American Express.

This credit card is for those who stay at Starwood Preferred Guest and Marriott hotels often. Earn six points per dollar of eligible purchases at participating SPG and Marriott Rewards hotels.

And get four points per dollar at American restaurants, US filling stations, and on US purchases for shipping.

Also, earn four points to the dollar on wireless telephone services purchased directly from US service providers. For all other eligible purchases, get two points per dollar.

Details

Get 75,000 bonus points when you spend $3,000 in the initial three months of account opening. Benefits include free in-room premium internet access, Sheraton Club lounge access, and purchase protection.

Plus you get car rental loss and damage insurance. And you get baggage insurance. There is also a global assistance hotline. And there is a roadside assistance hotline. And get travel accident insurance and extended warranty coverage.

The biggest issue is the yearly fee. There is a $0 introductory annual fee for the first year, then it’s $95 thereafter. Plus there is no 0% introductory APR. Instead, there is a 17.74 – 26.74% variable APR

Get it here: https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/spg-amex-starwood-credit-card

Ironclad Secured Credit Cards

We could not find a secured Discover business card. So we are offering this alternative instead.

Wells Fargo Business Secured Credit Card

Have a look at the Wells Fargo Business Secured Credit Card. It charges a $25 annual fee per card (up to 10 employee cards). It also requires a minimum security deposit of $500 (up to $25,000) and it is designed to help cardholders establish or rebuild their credit.

Choose this credit card if you wish to get 1.5% per dollar in purchases without any limits or earn one point for every dollar in purchases. You also get 1,000 bonus points for every month your company makes $1,000 in purchases on the card.

Details

Also, you get free FICO scores every month. There are no foreign transaction fees. It is possible to upgrade to unsecured credit. Your account is regularly reviewed. And you may become eligible for an upgrade to an unsecured card with responsible use over time. Approval is not guaranteed and depends on factors including how you manage this and your other accounts.

APR is the current prime rate plus 11.90%. There is no introductory APR period and no sign-up bonus. This is not a credit card for balance transfers.

Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

The Perfect Discover Business Card for You

Your outright best Discover business card will hinge on your credit history and scores.

Only you can choose which features you want and need. So make sure to do your homework. What is outstanding for you could be catastrophic for another person.

And, as always, make sure to establish credit in the recommended order for the best, quickest benefits.

 

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