Overtime – Episode #421: Intel, Private Prisons, North Korea

Bill and his guests – Jelani Cobb, Chelsea Handler, Ted Lieu, Evan McMullin, and Ana Navarro – answer viewer questions after the show. (Originally aired 4/7/17)

See omnystudio.com/listener for privacy information.

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New comment by yokto in "Ask HN: Who is hiring? (March 2022)"

Journee | Berlin, Germany, Europe | REMOTE | Full-time | https://journee.live ========== Journee reconnects people in the virtual realm, offering a groundbreaking solution for people to come together virtually and enjoy the most high-end 3D interactive experiences. We are scaling fast while working with top global companies. We are looking for autonomous, proactive and reliable … Continue reading New comment by yokto in "Ask HN: Who is hiring? (March 2022)"

Service Web Hosting

Service Web Hosting

In today affordable service globe, you require to make use of every source that you can locate to maintain your service afloat. Company webhosting solution is a really essential component for on-line deal business.

One of the most crucial choice you will certainly produce your organization is that you choose for your company host solution with many to select from.

Organization webhosting website designers frequently organize the Web web pages for business usually on a computer system in their workplace.

Organization host is a suitable option for those that currently have a website however optimum uptime, dependability as well as efficiency is crucial to their organization or e business internet site.

Company webhosting is generally far more pricey, nonetheless those that sign up for organization webhosting have actually mentioned that they want to pay the added price since the solution is unrivaled.

With ever before expanding need of webhosting solutions, lots of people think of beginning a host company.

Company webhosting is the most effective option for getting to a more comprehensive team of consumers, connecting with them efficiently and also enhancing your very own income by performing company interactions and also purchases online, over networks and also with computer systems.

Service webhosting is something like Internet realty. It is consists of a listing of all organization feeding on the web server.

Company Web holding is a course in addition to remainder of the organizing bargains since their solutions much go beyond a normal webhosting business, it can be given simply by a certificated firm.

Company host is provided by a variety of webhosting companies that typically supply complete to service website consisting of website creating (with the languages like PHP, ASP and also others), programs, along with others like e Commerce centers.

You have to take into consideration a variety of elements prior to dedicating to a company webhosting solution.

One aspect is a company webhosting solution has to use a refund, no doubt ensure. One more is an uptime warranty. You must likewise take into consideration the kinds of back-ups they use.

Service internet organizing have to be dependable. Exactly how long have they been in service?

Service Web Hosting Disk room is the storage area allocated to site which can be utilized to save images, HTML documents, folders, video clips as well as anything else utilized by a Website.

Every effective local business owner will certainly vouch for the reality that in today’s company globe, an amazing web site is what mesmerizes the consumer as well as maintains them surfing your website.

Company webhosting customers have special requirements from a procedures stand factor that needs to be dealt with within their IT acquisitions in order to discover the very best and also leading organization webhosting.

Organization host and also inexpensive webhosting is not the exact same point. Organization internet site holding enhances your capacity to get to the ideal clients via individualized accounts, on the internet brochures and also e mail listings of consumers that want to be maintained notified concerning brand-new supply.

Picking the best company webhosting solution is necessary for your company to expand. Your webhosting solution might suggest the distinction in between success and also failing in your service.

One aspect is an organization internet organizing solution needs to use a cash back, no inquiries assure. Service internet organizing need to be reputable. The last point you require to stress around is that the company’s solution comes to be inaccessible for lengthy stretches of time. What kind of uptime warranty do they give you with? Just how long have they been in service?

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Small Business Inventory Loans

What are Small Business Inventory Loans? 

You may have heard the term small business inventory loans. But do you really know what it is all about? We break it all down for you right here. This form of funding just might be perfect for your business. It’s also called inventory financing.

According to a definition from Investopedia – “Inventory financing is a revolving line of credit or a short-term loan that is acquired by a company so it can purchase products for sale later. The products serve as the collateral for the loan.” See investopedia.com/terms/i/inventory-financing.asp.

You can get a low rate credit line. And all you need to do is use your current inventory as collateral. Inventory is valuable! It is perfect for collateral for small business inventory loans.

Check out these Credit Line Details

Keep in mind that your inventory must be worth $500,000 or higher. You can get approval for a line with low rates, regardless of your personal credit quality.

You can get approval for a line of credit for 50% of inventory value. Rates are usually 5 – 15% depending on type of inventory. And you can get funding within 3 weeks or less. It can’t be lumped together inventory, like office equipment.

With inventory financing, there may be restrictions on the type of inventory you can use. This can include not allowing cannabis, alcohol, firearms, etc., or perishable goods. And there can be revenue requirements. There may also be minimum FICO score requirements.

Let’s look at Qualifying for Small Business Inventory Loans

You will not need financials, or good personal credit. Your business must have existing inventory now that is valued over $500,000. Lender will also check the quality of your inventory management system.

The inventory might be of supplies, retail merchandise. materials used to produce your product, or other non-obsolete inventory. The lender will review your existing inventory. If you have inventory that qualifies you can get approval quickly with just a review of your inventory records.

You Can Get Fast Funding with Inventory Financing

After the lenders review your inventory summaries, you can get your initial approval and funding in 3 weeks or less. And you can get a working capital credit line to use for whatever purposes you need.

But What if You Have Credit Issues? 

This program is perfect for business owners with credit issues. Lenders are not looking for, nor do they require good credit to qualify. You can even get approval for a credit line with low rates, even with severely challenged personal credit and low credit scores.

You can get approval regardless of personal credit quality. So this is even if you have recent derogatory items and major collections on your credit report. This is one of the best and easiest business financing programs in existence that you can qualify for. And you can get really good terms even with severe personal credit problems.

Demolish your funding problems with 27 killer ways to get cash for your business.

What are the Benefits of Inventory Financing?

Get 24 hour preapproval and get secure financing of 50% of your inventory value. It is just an easy inventory review for approval. And you will pay no application fees.

You can get approval even with poor credit. Go from application to funding in 3 weeks or less. You can get approval with no revenue requirements. This is low rate financing. Enjoy credit line amounts range up to $500,000.

What are the Approval Amounts? 

You can get up to $500,000, and bad credit is accepted. Your inventory serves as your collateral. No financials are necessary.

Let’s Look at Qualifying for Inventory Financing from Credit Suite

You will need over $300,000 in inventory. So, this means no jewelry, apparel, highly seasonal items, or high tech items subject to rapid obsolescence.

What do the Approval Amounts Depend on? 

You can get approval for $150,000 or more. The approval amount is based on the actual value of the inventory. You can get approval for financing up to 50%.

What are the Interest Rates? 

Interest is very low. It is typically as low as 2% monthly. And you can get approval in 3 weeks or less.

What if Small Business Inventory Loans are Impossible to Get Now? 

There are other ways to get financing for your business. Your business – and you – have assets beyond inventory. And you can tap these assets as collateral. You can use a 401(k) or IRA, accounts receivable, or stocks or bonds. Did you know that the 401(k), stocks, or bonds do not even have to be yours? You can work with a partner with these kinds of assets.

Check out Securities-Based Financing

So you can use existing stocks as leverage to get business financing. Borrow as much as 90% of their value. You continue to earn interest on the stocks pledged as collateral. And closing and funding takes less than 3 weeks.

Take a Look at 401(k) Financing

You can use your existing 401(k) or IRA as collateral for business financing. This program uses IRS proven strategies, called ROBS. And you will pay no tax penalties.

You still earn interest on your 401(k). Pay low rates, often less than 5%. And you can close and fund in less than 3 weeks. You can usually get up to 100% of what is “rollable” within your 401(k).

Note: your 401(k) has to be with a company that is no longer employing you.

Demolish your funding problems with 27 killer ways to get cash for your business.

What about Accounts Receivable Financing? 

You can use your outstanding account receivables for financing. In this instance, you can get as much as 80% of receivables advanced ongoing in less than 24 hours. The remainder of the accounts receivable are released as soon as the invoice is paid in full. And closing takes 2 weeks or less. Pay factor rates as low as 1.33%. These are accounts receivable credit line with rates of less than 1% with no consumer credit requirement.

The receivables should be with the government or another business. If you also have purchase orders, you can get financing to have those filled. And you will not need to use your cash flow in order to do so.

Check Out what OnDeck has to Offer

OnDeck offers inventory loans and business lines of credit. Term loans run $5,000 to $250,000, with 12-month terms, paid back daily or weekly.

Their lines of credit run from $6,000 to $100,000. Pay back over 12 months, with automatic weekly payments. Find them online at ondeck.com/loantype-inventory-loans.

Or how about an Amazon Corporate Credit Line? 

Do you have an online business? Then you can get a revolving credit line from Amazon. Make minimum payments or pay in full monthly. Pay 12.99% purchase APR (minimum interest charge is $1). You get an option to apply as a personal guarantor to build business credit. And you will enjoy 24/7 Customer Service.

Consider Amazon Lines of Credit and Working Capital Loans

If your business is eligible, you will see funding options when you log into Seller Central. Currently, lines of credit are offered by Marcus by Goldman Sachs. Loans come from Amazon Lending – specific terms are tailored to the business. Get access to loan funds within 5 days. Learn more at sell.amazon.com/programs/amazon-lending.html.

Demolish your funding problems with 27 killer ways to get cash for your business.

Small Business Inventory Loans: Takeaways

Your inventory is a valuable business asset. You can leverage it to get business funding. Get approval with excellent terms, even if your personal credit is not so hot. And consider alternatives like 401(k) financing or OnDeck and more if you can’t get small business inventory loans right now.

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New comment by trekking101 in "Ask HN: Who is hiring? (March 2021)"

Koffie Labs | Software Engineer | Remote (US or Can) | Full Time We’re an InsurTech focused on trucking insurance. This line of business (like most of insurance in general!) is anachronistic in every way. We bring an experienced team and strong industry relationships. Intersects with logistics, autonomous vehicles and shipping. We’re getting our commercial …

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Fly.io (YC W20) Is Hiring Elixir Developer Advocates (Remote)

Fly.io is a hosting platform for distributed applications. Our users give us containers; we transmute them into fleets of Firecracker micro-VMs and run them on a WireGuard-backed network that runs app servers close to end users.

We are (almost) the ideal Elixir/Phoenix hosting infrastructure because:

* Built in encrypted private networking means simple and secure clustering

* Running app processes close to users minimizes LiveView latency

* HA PostgreSQL clusters are the default

We are hiring an Elixir dev advocate to improve our tooling and show people how to get the most out of Elixir on Fly.io. This is important – our primary goal is to attract more Elixir devs as customers.

## The Work

We do content based developer outreach, this is not a high travel job. We think the work will break down like this:

* 20% working on the [Fly.io](https://fly.io) UX for deploying and operating Elixir apps. This will mean working in Go and wrangling Docker – so Elixir folks don’t have to.

* 80% community engagement: examples, blog posts, and community outreach. Hopefully you like working with open source projects and showing other people how to get the most out of them.

That 80% covers a lot! If you are actively working on a relevant open source project, you could theoretically spend almost all that time developing your work, posting about it on our blog, and showing people in the community how to use it.

Some of your content might be useful for talks. We want you to help us decide how valuable meetup and conference talks are. Later. When the pandemic is over.

This is our first attempt at focused developer relations. There is a lot to figure out. Your work will determine how we spend money on future marketing. If you’re the type of person who wants to try a bunch of outreach to see what works, help build a dev relations organization from the bottom up, and even hire people to do the same work in other communities, you might _really_ like this job.

## The Hiring Process

Our hiring process is project based. We want to let you try the job on, see your work, and pay you to do a little more work.

1. Email jobs+elixir@fly.io, tell us in a few sentences what you like about Elixir.

2. Schedule a call with us so we can pitch the company to you and answer all your questions. We’ll also tell you the bad parts.

3. Sample project: we have a small Phoenix + LiveView demo we want you to improve. This should only take about 2 hours, but you can spend as much time on it as you want: https://github.com/superfly/elixir-hiring-project#flyio-elix…

We rate the sample projects as objectively as possible. The best projects do what they’re supposed to, use idiomatic Elixir, and are read-to-show.

In our experience, the hardest part of a sample project like this is just getting it done.

## A Larger, paid project

If we like your sample project work, we want to pay you to work on a larger project. We will offer a paid project ($1,000 flat rate) to about half the people who submit complete sample projects.

The goal here is to get a real, firm idea of what doing the job will be like. We’ll get you setup with Slack access, a channel to work in, and future coworkers to collaborate with.

We want you to do four things for us:

* Write “Elixir community report” describing where Fly fits well with a plan for community outreach.

* Come up with a bunch of sample project ideas (like, 10). Single sentence descriptions of projects to demo Elixir on Fly.

* Build a from-scratch Elixir app to demo.

* Write a blog post about the demo app.

When you’re done, we’ll ask you if we can publish it.

## Working at Fly.io

We are a remote-first company with people in Chicago, Montreal, Boulder, and London. We’re hoping we can take field trips to visit each other soon, right now all our work happens over chat with periodic audio breaks.

We’re not a family, but we do _have_ families and try to keep work prioritized from dominating our lives.

Benefits are pretty typical for a company of our size – pretty-good healthcare for US based employees, flexible vacation time, and a hardware/phone allowance.

But, we’re small! We all wear many hats and sometimes multiple hats at the same time. Come wear a hat for us.

To apply, email jobs+elixir@fly.io and tell us in a few sentences what you like about Elixir.


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