Discover 6 of The Best Business Credit Cards for Travel Points and A Little-Known Strategy to Improve Your Chance of Approval
Credit card rewards can be a great financing tool. Rewards points can reduce major expenses when you redeem them for cash back, statement credit, and more. If your business involves a lot of travel, travel points can be a huge budget saver. Strong business credit can help increase your chances of approval when it comes to business credit cards for travel points.
Increase Your Approval Chances When it Comes to Business Credit Cards for Travel Points, and Get our Top Picks for the Best Options
Of course, you will also need to do some research to determine which credit cards for travel points will work best for your business. Never fear, because we put together a list of some of the best business credit cards for travel to give you a head start.
Our Favorite Business Credit Cards for Travel Points
These are some of our top picks for credit cards that offer travel points, but remember, details can change often and without warning. Please check with the card provider directly to ensure you have the most current information.
Bank of Hope Credit Card
The Bank of Hope credit card offers many benefits. There is no annual fee, and you earn 5,000 bonus points after spending $1,000 in the first 3 months. Not only that, but you also earn 3x points on gas, 2x points on travel and dining, and 1 point per dollar on all other purchases. There is also a 0% introductory APR for 9 months. After that, there is a variable APR of 12.49%, 16.49% or 20.49% based on creditworthiness.
Banner Bank Credit Card
Another good option is the Banner Bank Credit Card. There is a $19 per card annual fee, and you earn 3 TruRewards points per net dollar on retail, internet, phone or mail order purchases. You can redeem points for cash back, travel, gift cards or merchandise. The best part, however, is the fixed 11.99% APR.
Business Advantage Travel Rewards Credit Card
The Bank of America Business Advantage Travel Rewards credit card is made for small businesses. It boasts a $0 annual fee. There is also a bonus of 30,000 bonus points. Regular rewards include 1 point per dollar on all purchases, except for 3 points per dollar on travel purchases booked through the Bank of America Travel Center. There is a 0% introductory APR for the first 9 billing cycles. After that the APR is 12.24-22.24%.
PNC Travel Rewards Visa Business Credit Card
The PNC Travel Rewards Visa business credit card allows holders to earn 1 mile per $1 in eligible net purchases and double miles on the first $2,500 in eligible net purchases. There is a variable APR of 10.99-19.99% and no annual fee.
Mastercard Money Manager Business Credit Card
With the Money Manager Business Credit Card from Mastercard, you can earn travel benefits or merchandise via Republic Bank’s ScoreCard rewards. There is no annual fee the first year, and a $95 annual fee thereafter. You can also get automatic fuel discounts and 0% intro APR for 9 months. After the introductory period, the interest rate is 17.45%.
Synovus Business Travel Rewards Visa Credit Card
This Synovus Business Travel Rewards Visa Credit Card offers 0% APR for the first 6 months on purchases. There is no membership fee the first year, and then $50 per year thereafter. You earn 5x points on up to $5,000 per year spent on travel purchases. This includes hotel, airlines, car rental, and vacation packages. You also earn 3x points on up to $3,000 spent quarterly for purchases in the category of your choice, and 1x points on all eligible purchases. There is no limit on points, and you can pay for purchases with points, subject to some restrictions. Points are worth 20% more when redeemed for travel.
Tip: Strong Business Credit Can Help You Get Business Credit Cards for Travel Points
Despite the fact that most credit cards will pull your consumer credit report, business credit can still play a role in the approval process. If your personal score is not right where it needs to be, but your business credit score is strong, you are more likely to be approved. Not only that, but you will have a better chance at getting the best rates and terms available.
This is why it is important to ensure your business credit is where it needs to be. A business credit expert can help. Get a free business credit consultation now.
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