Day: May 15, 2020

Don’t Let Bad Credit Sink Your Business: Recession Vendor Credit Can Pull You Out of the Quicksand

How Recession Vendor Credit Can Be a Lifeline Out of Mud and Muck

You’re trying to sleep but anxiety is creeping in.  You can’t shake the cold feeling in the pit of your stomach.  The recession hit and you are about to start sinking fast.  What can you do?  Is there any hope?  Your personal credit can only hold so much, and it won’t last for long the way things are going.  The business credit situation isn’t great either.  You need to find a vine so you can pull yourself out of this mess.  That is exactly what recession vendor credit can do, if you know how to use it.

Bad business credit is like quicksand.  It can pull you down and choke the life out of your business before you can think.  The more you struggle the deeper you sink.  How can you possibly pull your business out of this sticky situation?  Reach for the vine of recession business credit.  Not only can it help rebuild and repair damaged business credit, it can start you on the path to stronger business credit than you have ever had.  If you don’t have business credit, then recession vendor credit can help you establish it.

Learn more here and get started toward building business credit attached to your company’s EIN and not your SSN. Get money even in a recession! 

The vendor credit tier of business financing offers terms that count as credit, and reports payments to credit agencies.  This allows you to establish and build business credit that will get you out and keep you away from more business finance quicksand.

To fully understand the vendor credit tier however, you need to know what it is, and how it fits in to the other business financing tiers.

The Recession Vendor Credit Vine Hangs Low

If you are sinking in quicksand the first thing you have to do is stop struggling.  The more you struggle the faster you sink.  You do not reach for vines and branches that are too high.  The low hanging vine that is easy to get to is really the only option you have.  Recession vendor credit is easy to recognize because, unlike the other credit tiers, it is going to be easy to grab a hold of from right where you are.

Start Vendors

This is a low hanging vine that you need to grab to build your business credit. Even if you do not have business credit at all when you first start, it will still work. In fact, it may work better from the beginning.  However, this vine can pull you out of a bad credit mess as well.

Starter vendors are the businesses from which you purchase the things you use day to day in your own business. It may be inventory, raw materials, office supplies, or any number of things. They offer terms such as net 30, meaning you get 30 days from the date of purchase to pay for the items purchased.  Some vendors offer net 15, net 60, or even net 90.

In the end, they report your payments, or lack thereof, to credit agencies. The beauty is they do not require a credit check typically, meaning if you handle things properly, they offer an opportunity to build business credit from the ground up.

Store Credit

Once there are 3 or more vendor trade accounts reporting to at least one of the CRAs, you can start to reach for some of the higher vines, like store credit. These are service providers like Office Depot and Staples.

Only use your SSN and date of birth on these applications for verification purposes. For credit checks and guarantees, use the company’s EIN on these credit applications.

There are several options that report to various credit reporting agencies.  For example, Lowe’s reports to D&B, Equifax and Business Experian. They want to see a D-U-N-S and a PAYDEX score of 78 or more.  If you have handled your recession vendor credit properly, this will be no problem.

Fleet Credit

Are there more accounts reporting? Then you can reach for the next higher vine, fleet credit. These are companies like BP and Conoco. Use this credit to purchase fuel and vehicle maintenance. Just use your Social Security Number and date of birth on these applications for verification purposes. For credit checks and guarantees, make sure to apply using the company’s EIN.

Shell is an example of a company in this tier.  They report to D&B and Business Experian. They want to see a PAYDEX Score of 78 or more and a 411-business phone listing.

Shell might say they want a certain amount of time in business or revenue. However, if you already have adequate recession vendor credit, that won’t be necessary. You will still be able to get approval.

General Credit Cards

Have you been responsibly handling the credit you’ve gotten up to this point? Then keep reaching for higher vines and get yourself out of the muck for good.  General credit cards include businesses such as Visa and MasterCard. Only use your Social Security Number and date of birth on these applications for verification purposes. For credit checks and guarantees, use your EIN.

 

Learn more here and get started toward building business credit attached to your company’s EIN and not your SSN. Get money even in a recession! 

Additionally, they want you to have an established company.

How to Make Starter Credit Work for Your Business

Using recession vendor credit doesn’t help you at all if you are operating under your personal credit. You have to establish your business as its own entity before it can build its own credit. It’s much easier to stay out of the quicksand, but if you do fall in, knowing what to do is essential.  It also helps if you have been working out and have a solid core to help pull yourself up.  When it comes to business credit, these are the things you must do to build your core:

  • Incorporate your business (or at least begin operating under a DBA)
  • List separate business contact information in directories
  • Obtain an EIN and D-U-N-S number
  • Open a bank account in your business name and run all business expenses through that account.

These steps will help you establish your business as an entity with finances separate from your own. That means vendors will report credit information in your business name. Thus, your business credit will be born. This is the foundation of your strong core and what will help you begin the process of pulling yourself out of a sticky credit situation.

Now, who are these vendors that can save you?   We picked a few of the best to highlight, but the list isn’t exhaustive by any means.

Grainger Industrial Supply

Grainger sells power tools, pumps, hardware and other things. In addition, they can handle maintenance of your auto fleet. You need a business license and EIN number to quality, as well as a D-U-N-S number from Dun & Bradstreet.

Quill Office Supplies

Quill is the ultimate starter vendor . They sell office supplies as well as cleaning and packaging supplies. Products range from office furniture and printer ink to snacks and coffee.

Uline Shipping Supplies

Uline reports to Dun & Bradstreet and carries shipping boxes, trucks, dollies, janitorial supplies, and more. Initially, you may need to prepay. After that, they are likely to approve you for Net 30 terms.

Behalf.com

Behalf is way of getting paid through an app, but they also offer funding. The more you have your customers pay you through Behalf, the more likely they are to offer you favorable terms when it comes to funding.

Avoid the Quicksand All Together

Once you are out of muck and safe, don’t jump right back in. Stay on solid ground and on top of your business credit. How do you do this when quicksand can sneak up on you so quickly?  It’s not as hard as it sounds.

If you are working with recession vendor credit, be certain to make payments on time or early. Then, monitor your credit. When you see things moving in the right direction, keep moving up the vines and building strong business credit.

Don’t become a victim of credit agency mistakes. If you see a problem on your report, signal for help. Let them know about the mistake in writing, give them the correct information, and provide documentation. Don’t send originals though. Be sure to make copies and keep the originals for yourself.

Learn more here and get started toward building business credit attached to your company’s EIN and not your SSN. Get money even in a recession! 

You should note that it is isn’t as easy to monitor business credit as it is to monitor personal credit. You can get a free personal credit report annually, and you can monitor your score and changes in your report through several free websites.  It costs money to monitor your business credit score.  There is no way around it.  However, we can help you monitor business credit at Experian and D&B for 90% less than it would cost you with the credit reporting agencies.  Find out how at www.creditsuite.com/monitoring.

Grab the Recession Vendor Credit Vine: Don’t Let Bad Business Cause Your Business to Sink

If you know it’s there and are watching out for it, quicksand is totally avoidable. Unless, of course, you find yourself in a COVID-19 situation.  Then, you may very likely be pushed in before you even know what is happening. Bad business credit is also avoidable and fixable, even in a recession. It may take some time, but you can establish and build great business credit following the process, starting with recession vendor credit.

Start with starter vendors and work your way up to traditional financing.  If you trust the process, your business can thrive. Be careful not to move too fast. Start slow. If you move to quickly you could be sinking before you know it. When it comes to building business credit, slow and steady wins the race.

What does it mean to take it slow? Don’t bite off more than you can chew. Do not take on more credit than you can handle. Know your limits, and pay attention to the market. If you move to fast when trying to get out of quicksand you are just going to sink faster.  You have to stop struggling and move with slow, controlled movements. Any progress is progress toward where you want to be, meaning you are getting closer no matter how slowly you are moving.  Just keep moving in the right direction.

The same is true of building a business. You don’t have to move quickly, you just have to keep moving in the right direction.

 

 

 

 

 

 

The post Don’t Let Bad Credit Sink Your Business: Recession Vendor Credit Can Pull You Out of the Quicksand appeared first on Credit Suite.

Federal Funding, the Coronavirus, and Avoiding Scams

It was … inevitable. As the federal funding bailout was put together, and the SBA Paycheck Protection Program was announced, the scammers came out of the woodwork.

Not now, Satan.

Federal Funding and the Dirty Business of Scamming

There are essentially two ways in which scammers could try to bilk the system. One is by way of fraudulent applications for federal funding. The other is by targeting small businesses and trying to rip them off.

Let’s take a look at both.

Scammers Trying Fraudulent Applications for Federal Funding

Both CNN and the New York Times warn of a crush of demand, particularly at the start. And it’s no wonder, as there have been nearly 10 million new unemployment claims for the weeks of March 15 – 28. Businesses large and small are shedding workers. Hopefully, a lot of this unemployment will be temporary.

But in the meantime, there are so many businesses in need that the ability of fraudsters to slip their bad actions in amongst the legitimate claims is heightened. That’s not good news. After all, the federal funding is limited. Federal funding isn’t infinite – and just printing up money to meet demand invites catastrophic inflation.

Fraudulent Applications for Federal Funding – the CARES Act May Be Making that Easier, not Harder


One update has been to raise the interest rate from .5% to 1%. The idea is to make it easier for community banks to participate.

According to the ABA Banking Journal:

“The lender does not need to conduct any verification if the borrower submits documentation supporting its request for loan forgiveness and attests that it has accurately verified the payments for eligible costs…The Administrator will hold harmless any lender that relies on such borrower documents and attestation from a borrower.”

CNN notes:

“In light of the urgent needs, Congress also allowed the SBA to expand eligible lenders who can participate in the program, meaning that banks that typically aren’t included on the SBA’s preferred lender list and don’t have experience administering SBA loans will now be allowed to.”

Is this a recipe for problems? You’d better believe it.

The SBA and federal government – rightfully – want to streamline the process and get cash into the hands of as many small business owners as possible. But unprecedented volume + inexperienced lenders + a ton of cash + scammers smelling easy marks = every opportunity for things to go haywire.

Federal Funding COVID-19 Scams Credit Suite

Want to review your options with one of our consultants? Give us a call at 877-600-2487.

Federal Funding and Attempts to Rip off Small Businesses

In perhaps the unkindest cut of all, there are already situations of scammers trying to prey upon desperate small business owners.

According to the SBA, they do not initiate calls regarding either 7(a) or disaster loans or grants.

“If you are proactively contacted by someone claiming to be from the SBA, suspect fraud.”

It’s best to hear it straight from the SBA about scammers.

SBA Federal Funding Advice on Scammers

 

  • “If you are contacted by someone promising to get approval of an SBA loan, but requires any payment up front or offers a high interest bridge loan in the interim, suspect fraud.
  • SBA limits the fees a broker can charge a borrower to 3% for loans $50,000 or less and 2% for loans $50,000 to $1,000,000 with an additional ¼% on amounts over $1,000,000.  Any attempt to charge more than these fees is inappropriate.
  • If you have questions about other SBA lending products, call SBA’s Answer Desk at 800-827-5722 or send an email to answerdesk@sba.gov.”

 

And, of course, the SBA also warns small business owners to be on the lookout for phishing schemes, where fraudsters send official-looking email in the hopes that an entrepreneur will reveal important private information. This private information includes passwords, Social Security Numbers, and the like.

Fortunately, there are ways to spot an SBA loan scam.

Inc’s Ways to Spot an SBA Loan Scam

Inc offers four helpful ways to determine if someone is trying to scam you as you apply for an SBA PPP loan (or any other SBA loan emerging from the COVID-19 situation).

1. Don’t Reveal Any Personal Information

Much like the SBA warns, scammers may try to contact your business and offer help getting loans – or even the loans themselves. That is, so long as you hand over your business credit card number or the like.

According to Inc:

“Scammers could use this information to apply for a loan on your behalf–and you’ll be on the hook for paying it back. Also note, you only get one opportunity to apply for a loan, according to Ami Kassar, founder and CEO of MultiFunding, a small-business loan adviser based in Ambler, Pennsylvania.

If you do receive any notices like this, the Treasury Department recommends contacting the FBI.”

2. Don’t Pay for the Privilege of Applying

The CARES Act is set up in such a way that there are no closing costs. You won’t have to pay any application or package fees, either. So if someone claims they can get you a loan faster if you just cross their palm with silver – run the other way.

Federal Funding COVID-19 Scams Credit Suite

Want to review your options with one of our consultants? Give us a call at 877-600-2487.

3. Don’t Work with Unknown Lenders

The SBA is relaxing a number of its rules. But even though a lender does not have to be a preferred lender, they do need to have applied for preferred lender status. So, as Inc. suggests, try working with your local bank first. That is, a bank with which you already have a relationship.

It will be a lot more difficult for a local bank with a brick and mortar presence to skip town than an online lender you have never heard of before.

But can online lenders participate? At the time of writing of this blog post, not yet. But they’re trying.

Online FinTech Lenders Are Looking to Be a Part of the Federal Funding Bailout

Recently, 22 fintech lenders sent a letter asking to be allowed to take part in the Paycheck Protection Program. They wrote to Majority Leader McConnell, Minority Leader Schumer, Speaker Pelosi and Minority Leader McCarthy, saying:

“We seek no gain from this crisis. Our only aim is to protect the millions of small businesses that we are proud to call our customers.”

The signatories to the letter were online lenders we’ve heard of and even reviewed before.

Signatories Already Reviewed by Credit Suite

We like Fundbox, and in the interests of full disclosure, we work with them. Check out our most recent review of Fundbox.

Check out our Bluevine Capital Inc. review for how we feel about them. Our Credibly review may help you decide how you feel about this lender – assuming they can get approval from the SBA.

And take a look at our review of Fundera for more information. Take a look at our Funding Circle review for all the details.

Check out our latest Kabbage review for what we think of them. Our Lendio review should be helpful to you. Plus our OnDeck Capital review can help you get acquainted with this online lender.

Signatories We Haven’t Reviewed Yet – But Will!

Biz2Credit is based in New York City. BFS Capital is another New York City-based fintech company. Enova International is based in Chicago. Faire is devoted to working with crafters. FiveStars supports local businesses. FundRocket is based in San Francisco.

GetUpside is an app company working with businesses and consumers. They’re in Washington, DC. Homebase is another San Francisco-based company. They make time management and scheduling software. LendingTree is a marketplace for small business loans, mortgages, and more. They are based in Charlotte.

Middesk provides business analysis. Plaid helps companies with business finance management. SevenRooms provides data-driven operations and marketing for restauranteurs. Signpost works with small businesses on their customer communications, brand reputations, and marketing outreach. Thanx provides CRM software to restaurants.

Veem provides a payment network system. They work internationally, so if your business does international commerce, they can help you get paid by folks in Lithuania who owe your business money. Wisely provides a fully integrated host stand, marketing automation, and guest sentiment software suite for growing restaurant brands. And Womply provides CRM and reputation management software.

4. Don’t Buy into Fast Promises

Unfortunately, there are a ton of predatory lenders out there. Avoid falling prey to them!

According to Inc.:

“If a company or person is telling you they can get you an SBA loan under the new PPP in a matter of hours, steer clear. Lenders are still waiting on guidance for how to process these loans. The application is expected to be available starting April 3.”

And remember to always verify what you read with information directly from the government or a reputable company. Don’t believe it unless and until you can verify.

Federal Funding COVID-19 Scams Credit Suite

Want to review your options with one of our consultants? Give us a call at 877-600-2487.

Federal Funding and Federal Oversight

On April 2, 2020, Speaker of the House Nancy Pelosi announced the formation of a committee to oversee the Trump Administration’s handling of the $2 trillion relief package. And that includes the SBA’s Paycheck Protection Program. This committee is actually concerned with the novel coronavirus itself. Its oversight function exists alongside a function to check the latest science to be sure responses are logical and can save the most lives.

Per CNBC, Speaker Pelosi “said the committee ‘will root out waste, fraud and abuse’ and ‘protect against price-gouging, profiteering and political favoritism.’”

CNBC further notes, “Congress [has] added an inspector general and congressional oversight posts to monitor how Treasury Secretary Steven Mnuchin uses the money. The law also includes limits on stock buybacks, dividends and executive compensation for companies that receive taxpayer bailout money. “

But will this oversight be enough? The jury is still out.

Federal Funding, COVID-19, and Scams: Takeaways

As this situation continues to unfold, we will no doubt see changes. Nuances and details are likely to need updating. So be sure to check out our Paycheck Protection Program information page as we will be updating it with the latest. Once we know it, you will.

We’re all in this together. And we hope you can steer clear of scams and cheats.

The post Federal Funding, the Coronavirus, and Avoiding Scams appeared first on Credit Suite.

Variables to Consider for Borrowing Student Loans

Elements to Consider for Borrowing Student Loans

Under the approved criteria of obtaining pupil lendings, it is worried that you can obtain as much as the expense of participation, as figured out by your college, much less various other economic support you may be obtaining. Various other economic support describes gives, work-study, and also scholarships. As well as, the price of presence normally includes tuition, publications, costs, bed and board, and also various other various living expenditures.

The price of participation as established by your institution has numbers that are suggested to use to a vast team of pupils. Often, you might not require to obtain as long as your institution enables. Keep in mind that it is best to obtain the minimum quantity feasible to make sure that you can minimize your general economic responsibility later on.

Simply anticipate that some of the loan providers these days have actually obtaining limitations put on pupil financings if you like to take into consideration obtaining pupil finances to fund your education and learning. The federal government areas accumulated and also yearly loaning limitations on government trainee finances, as well as the accumulation restriction is typically the overall quantity that every trainee can obtain in the period of his or her education and learning. Provided this truth, it is after that needed to analyze and also review the regards to every funding you prepare to tackle for the accumulated and also yearly car loan limitations.

Besides that, thoroughly as well as truthfully examine your existing monetary condition, consisting of any type of monetary dedications you have actually made prior to going into the institution of your very own option. Comprehending the payment responsibilities of every dedication you’ve made is the secret below. Keep in mind that gradually you will certainly be in charge of these previous responsibilities along with any kind of education and learning financial debt you handle, and also your education and learning lendings are not offered to cover these previous commitments you have.

Think about the reasonable decision of your future revenue. When selecting a pupil lending program, be certain to do some examinations on the finances that provide you different settlement strategies which can help you in handling your settlements, specifically early on in your very own profession.

If you favor to think about obtaining pupil fundings to fund your education and learning, simply anticipate that some of the lending institutions these days have actually obtaining restrictions positioned on trainee financings. The federal government areas accumulated and also yearly loaning limitations on government pupil finances, and also the accumulation limitation is normally the complete quantity that every trainee can obtain in the period of his or her education and learning. When picking a trainee finance program, be certain to do some examinations on the lendings that supply you alternate payment strategies which can aid you in handling your repayments, particularly early on in your very own occupation.

The post Variables to Consider for Borrowing Student Loans appeared first on ROI Credit Builders.

New comment by chrisstuta in "Ask HN: Freelancer? Seeking freelancer? (May 2020)"

SEEKING FREELANCER | London or remote I’m Looking for a full stack developer (react native, node.js) to help build my product – stuta.io . A mobile app to play prediction based football games in a group. I’m a product manager and have a full strategy and design. Looking for either a freelancer or someone that’s …

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Variables to Consider for Borrowing Student Loans

Elements to Consider for Borrowing Student Loans

Under the approved criteria of obtaining pupil lendings, it is worried that you can obtain as much as the expense of participation, as figured out by your college, much less various other economic support you may be obtaining. Various other economic support describes gives, work-study, and also scholarships. As well as, the price of presence normally includes tuition, publications, costs, bed and board, and also various other various living expenditures.

The price of participation as established by your institution has numbers that are suggested to use to a vast team of pupils. Often, you might not require to obtain as long as your institution enables. Keep in mind that it is best to obtain the minimum quantity feasible to make sure that you can minimize your general economic responsibility later on.

Simply anticipate that some of the loan providers these days have actually obtaining limitations put on pupil financings if you like to take into consideration obtaining pupil finances to fund your education and learning. The federal government areas accumulated and also yearly loaning limitations on government trainee finances, as well as the accumulation restriction is typically the overall quantity that every trainee can obtain in the period of his or her education and learning. Provided this truth, it is after that needed to analyze and also review the regards to every funding you prepare to tackle for the accumulated and also yearly car loan limitations.

Besides that, thoroughly as well as truthfully examine your existing monetary condition, consisting of any type of monetary dedications you have actually made prior to going into the institution of your very own option. Comprehending the payment responsibilities of every dedication you’ve made is the secret below. Keep in mind that gradually you will certainly be in charge of these previous responsibilities along with any kind of education and learning financial debt you handle, and also your education and learning lendings are not offered to cover these previous commitments you have.

Think about the reasonable decision of your future revenue. When selecting a pupil lending program, be certain to do some examinations on the finances that provide you different settlement strategies which can help you in handling your settlements, specifically early on in your very own profession.

If you favor to think about obtaining pupil fundings to fund your education and learning, simply anticipate that some of the lending institutions these days have actually obtaining restrictions positioned on trainee financings. The federal government areas accumulated and also yearly loaning limitations on government pupil finances, and also the accumulation limitation is normally the complete quantity that every trainee can obtain in the period of his or her education and learning. When picking a trainee finance program, be certain to do some examinations on the lendings that supply you alternate payment strategies which can aid you in handling your repayments, particularly early on in your very own occupation.

The post Variables to Consider for Borrowing Student Loans appeared first on ROI Credit Builders.

The post Variables to Consider for Borrowing Student Loans appeared first on Buy It At A Bargain – Deals And Reviews.

Screenleap (YC W12) is hiring engineers to build next-gen collaboration platform

Screenleap (YC W12) is hiring engineers to build next-gen collaboration platform

Screenleap (http://screenleap.com/) is a screen share-first collaboration platform. We allow you to share your screen (installation-free sharing soon on all the major desktop browsers) and view from any web-enabled device without installing any software. We also allow developers to add screen sharing to their applications using our screen-sharing-as-a-service API. Our mission is to make screen sharing a hassle-free experience that just works across all devices.

We have built a product that users love and we need your help to make it even better! You will have the opportunity to work on a product used by millions of people, solve challenging technical problems, and make a meaningful impact on the company. In your role, you will continue to innovate on our screen sharing platform and turn it into a complete real-time collaboration platform (with real-time audio and judicious use of video). We are looking for generalists who are comfortable moving among various languages and technologies, including Go, JavaScript/TypeScript, C++, Java, and Rust.

We are seed-funded and profitable. You’ll be joining at an exciting time as we are growing rapidly (our monthly revenue has doubled in the last two months alone). We are a completely remote team with team members across many time zones. As a company, we value simplicity, creative solutions, and the ability to get things done. We offer a competitive salary, significant equity, matching 401(k), health insurance, and a flexible work schedule.

Requirements:

* B.S. in Computer Science or equivalent experience (proven ability matters more to us than degrees)

* Experience with Go, C++, Java, or Rust

* Ability to take complete ownership of projects, from conception to implementation

Nice-to-haves:

* Experience with full-stack real-time audio engineering (codec, AEC, GStreamer, TURN, etc.)

* Experience building low-latency and resilient distributed systems

* Experience with advanced browser APIs (WebRTC, WebAssembly, Worker, etc.)

* Experience building cross-platform Windows, Mac, Android, and iOS apps

* Experience writing automated tests for complex systems

* Experience with UNIX systems administration / DevOps / SRE

Interested? Please email us at jobs (at) screenleap.com. Include your resume and links to projects you’ve worked on.

Comments URL: https://news.ycombinator.com/item?id=23174614

Points: 1

# Comments: 0

New comment by richi_rich in "Ask HN: Who wants to be hired? (May 2020)"

    Location: Mumbai/Bangalore, India
    Remote: Open
    Willing to Relocate: Yes

    Technologies:
      - Languages: Python, R, SQL, C++
      - Machine Learning, Deep Learning, Data preparation, Task Automation, Data Pipeline, Statistical Modeling, Regression-based Models, 
        NLP, Time-Series Analysis, Clustering, Sentiment Analysis, Data Structure & Algorithms, Statistics & Probability
      - Git, Unix, Pandas, Numpy, Sklearn, AWS, TensorFlow, Gensim, Regex, Keras, Scikit-learn, NLP-NLTK, NNs, Data Visualization(ggplot2, Tableau)

    Profile:
      - Resume: https://drive.google.com/file/d/1fB0qywt67TrfqV5z83ENh0-QI5HIrfWn/view?usp=sharing
      - https://www.linkedin.com/in/richa-choudhary0709
      - https://github.com/richachoudhary

    Email: richa [dot] choudhary07 [dot] 09 [at] gmail [dot] com

    ---

Hi! I am Richa, Data Scientist with 2 YOE, graduated from one of the top universities of country.Skilled in a variety of machine learning techniques, modelling, NLP, Deep Learning & Analytics. Currently working with a fintech startup with focus on credit-score optimization.

I love leveraging data & machine learning techniques to solve meaningful problems.Get in touch if you are working on anything data related.

New comment by chrisstuta in "Ask HN: Freelancer? Seeking freelancer? (May 2020)"

SEEKING FREELANCER | London or remote

I’m Looking for a full stack developer (react native, node.js) to help build my product – stuta.io . A mobile app to play prediction based football games in a group. I’m a product manager and have a full strategy and design. Looking for either a freelancer or someone that’s passionate about the product to come on board for the long run and an equity stake. Contact me: Chris@stuta.io

5 Warning Signs Your Business Is Failing in the Decline of the Economy

Are there warning signs your business is failing in the decline of the economy?  There could be.  By knowing the signs you can take action and help keep things running even during the worst of time.  Right now, the problem is COVID-19.  The Federal government and state governments are working hard to help small businesses, … Continue reading 5 Warning Signs Your Business Is Failing in the Decline of the Economy