Raycast (YC W20) Is Hiring Fullstack Software Engineers (EU, Remote)

Article URL: https://raycast.com/jobs/software-engineer-fullstack

Comments URL: https://news.ycombinator.com/item?id=25217586

Points: 1

# Comments: 0

The post Raycast (YC W20) Is Hiring Fullstack Software Engineers (EU, Remote) appeared first on ROI Credit Builders.

6 Alternatives to Amazon For E-commerce

With a net worth of  $1.7 trillion, Amazon has dominated the e-commerce sector for years, leaving many of its competitors in the shade. But are there alternatives to Amazon?

With an audience as vast as Amazon, small business start-ups and solo entrepreneurs flock to the site to sell the products, get established, and build their enterprises. Despite the audience Amazon offers, you may want to look for other online venues to list your items.

There are many good reasons to broaden your e-commerce horizons.

First, it makes little sense to put all your eggs in one basket. Second, selling on a wider range of marketplaces gets your products in front of a larger audience. And finally, looking at the other choices available could save you money on fees, or get you closer to your target buyers.

Below are some viable alternatives to Amazon. We’ll look at their advantages, their fee structures, and what makes them different.

Why You Should Use an Alternative to Amazon for Your E-commerce Business

We already touched on one of the main reasons to seek other venues: the perils of depending on one sales platform.

It’s not unheard of for sellers to have their accounts blocked. If you haven’t already established yourself on one of the alternatives to Amazon, your business could tank.

However, by setting up multiple accounts with different marketplaces, you’ve got greater flexibility if things go wrong. Plus, you can use other online platforms to test out which ones are the best for your products.

And there are other benefits in finding additional marketplaces, like:

Greater Flexibility 

All e-commerce sales platforms have some measure of control over your business. They determine:

  • What products you can list
  • The terms and conditions of doing business
  • Your payment options
  • Shipping fees

These terms might not be suitable for your business. So, If you’re looking for greater flexibility, then seeking alternatives to Amazon is a good idea.

Better Customer and Vendor Support

Perhaps you feel the vendor or customer support is lacking. Amazon provides useful resources for sellers, like its university. But some sellers feel seller support is sometimes thin, especially when things go wrong.

More Shipping Options and Lower Fees With Some Amazon Alternatives

Amazon has changed its fee structure over the years, bringing frustration to some.

Amazon sets its professional selling plan at $39.99, with individual plans available free. And referral fees differ, depending on which category you’re selling in.

Shipping is a further reason to consider seeking alternatives as individual sellers on Amazon lack flexibility over their shipping costs.

If you’re looking to cut fees or branch out, then signing with some alternatives to Amazon may allow you to further scale your business while reducing costs.

Amazon Alternative Payment Choices

If you’re a seller on Amazon, you’ll know it makes payment via ACH or electronic funds transfer. Amazon distributes these payments to your bank account every two weeks, and they can take up to five days to clear.

But that doesn’t always work for everyone. If you’re a small business and cash is tight, signing up to e-commerce platforms with a broader range of payment options can improve your cash flow.

What to Look for in an Amazon Alternative

Before you search for alternatives to Amazon, you need to decide what you want from your business. You’ll need to consider the products you’re selling and your target customer, too.

For example, if you’re selling printable products, Etsy could be an excellent choice. Or, if you’re looking for consumers who understand tech, you may find Newegg works well for you.

Other areas you’ll want to think about include:

Ease of Use

Marketplaces that allow you to add items efficiently mean you can list more products in less time. But you’ll want to view any alternatives to Amazon from your customer’s perspective too.

How important is the ease of use? Well, if you note some recent research from Digital Commerce 360 and Bitrate, you’ll see this is a significant factor in the buying decision.

When researching new platforms, perhaps test them out for yourself and consider areas like:

  • Navigation
  • Ease of checkout
  • Payment options
  • Shipping choices

User Types

Think about your ideal consumer and the type of users the platform attracts. For example, eBay is huge, with 182 million active buyers. It’s great for snapping up limited-time deals, brand name products, and pre-loved items.

However, it’s not always the first place shoppers think of when looking for handmade goods or unique items. They’re more likely to head somewhere like Etsy.

Fees

Fees can take a considerable chunk of your profits if you’re not careful. Depending on the fee structure, some sites may not be suitable if you’re selling smaller, lower value items.

If you need some help in this area, fee calculators are helpful. Here’s a list of the well-known ones.

Best Alternatives to Amazon for E-commerce

What are some of the best Amazon alternatives when you’re looking to sell your products online? Let’s look at some of the top options, in no particular order.

Bonanza

alternatives to amazon bonanza

Established in 2007, Bonanza has built itself a loyal following, with a vast range of categories. Sign up is free, and fees are straight forward. Final offer value fees are 3.5 percent for sales under $500. Sales over $500 attract an additional 1.5 percent fee.

Although it’s much smaller than Amazon, Bonanza has some advantages over its larger rival. They include a greater emphasis on building customer relationships and developing a sustainable business through repeat customers.

Equally appealing to sellers is the marketing tools Bonanza provides. These give you access to valuable data about product performance, allowing you to spot trends, optimize listings, and better market your items.

Other features include:

  • Automatic syncing with eBay, Amazon, and Shopify
  • Customized marketing tools
  • Image editing tools
  • Google integration
  • High level of customer support.

But what makes Bonanza stand out is its focus on unique items. It’s not trying to be another Amazon. As Bonanza puts it, it’s a site where you’ll find “everything but the ordinary”.

eBay

One of the most prominent alternatives to Amazon is eBay. Like Amazon, eBay has made considerable changes since its launch back in 1995. Over the years, eBay’s focus has moved away from the collectibles market it used to cater to, and it’s now more product-based.

Many famous brands like Rolex, Hasbro, and Microsoft make their goods available via ebay.com brand outlet site, enabling consumers to bag a bargain. But that doesn’t mean there isn’t still a place for more unusual or collectible items.

On eBay, listing fees and final value fees vary, but it sets many of its final value fees at 10 percent or less. If you need to calculate fees before listing, use an eBay fee calculator.

Some advantages of selling on eBay are:

  • A more comprehensive range of categories
  • More payment options for shoppers, like a credit/debit card, PayPal, and local collection. Sellers can also accept Apple Pay, Google Pay, and gift cards through managed payments.
  • Improved branding through eBay stores and marketing materials

What makes eBay stand out, though, is its auctions. Auctions may not be ideal for every business. However, sellers who specialize in collectible or rare items may find the bidding pushes their final sales price up higher than they could’ve imagined.

Etsy

If your business primarily sells printable products or art and craft items, then Etsy might be for you. Of the many alternatives to Amazon, Etsy has perhaps one of the most affordable and straightforward pricing approaches.

Each listing costs just 20 cents, and the listing is good for four months. Then there’s a five percent transaction fee for goods that sell. Payment processing fees are variable and depend on location. If you want to grow your business further, Etsy Plus is available at $10 a month.

Re-listing is simple, too. Just select the auto-renew option, and there shouldn’t be anything else to do on your part.

Advantages of selling on Etsy are:

  • Greater customization over how your store looks
  • Ideal for beginners
  • Lower fees
  • Sellers can list collectibles and vintage items on Etsy

That’s the advantages, but there are a couple of possible disadvantages worth mentioning. First, Etsy is much smaller than Amazon, which means there’s intense competition, so your products need to stand out.

Second, although fees are cheaper, you may make more sales on Amazon Handmade because of its larger audience share.

Walmart Marketplace

Amazon dominates e-commerce, but Walmart is gaining ground. Recent sales figures show Walmart’s e-commerce sales have soared by 74 percent. This stat means if you’re looking for alternatives to Amazon, Walmart could be promising.

Like Amazon, Walmart now offers a fulfillment service. Although storage and fulfillment fees apply, Walmart’s fee structure is less complicated than Fulfillment by Amazon, and referral fees are competitive.

alternatives to amazon walmart interest form

In addition, with Walmart’s marketplace, there’s no start-up or ongoing monthly fees. However, you’ll want to factor in other costs, like unique product codes (UPCs).

Advantages of selling on the Walmart marketplace include:

  • Lower costs
  • Less competition due to buyer/seller ratio
  • Price control over inventory

What makes the platform different? Unlike Amazon, Walmart’s marketplace is only open to invited brands. You can’t just register and start selling. But you can sign up.

To register your interest in selling, Walmart asks businesses to fill out the interest form.

Newegg

alternatives to amazon newegg

Newegg has gained a reputation as the top global tech marketplace online. But it also sells apparel, home and lifestyle products, sports/health-related items, TVs, and plenty more.

As for fees, non-elite membership is free. Elite membership has two tiers ranging from $29.95-$99.95 a month. Commissions vary, with the highest being 12 percent.

Advantages of selling on Newegg include:

  • Can be cheaper for tech products
  • Attracts tech buyers who are knowledgeable about products
  • The Newegg search engine makes finding electronics and components quicker
  • Customized marketing for businesses
  • Various payment choices for sellers including weekly ACH payments, PayPal, Wire Transfer, PingPong, Payoneer, and World First
  • A wide range of payments for buyers, including PayPal and BitPay

But it’s the multi-channel fulfillment option that may interest sellers the most. If you’re selling from various platforms, Newegg provides a central point to manage all your orders.

Shopify

When you sell on a third-party platform, you have limited control. Many online sellers favor setting up their stores the Shopify platform.

The site offers new sellers a 14-day free trial to get them started. After that, a basic Shopify store will cost you $29 a month. Online credit card rates are 2.9 percent + 30 cents. And you should find it easy enough to start selling.

Once you’ve signed up for the free trial, the next steps are to:

  • Add products
  • Selecting images
  • Set shipping details
  • Customize pages for search engines using keywords
  • Create main pages
  • Customize store

The benefits of Shopify include:

  • Highly-rated customer support and selling features
  • Greater customization
  • Large range of e-commerce tools and apps
  • Access to the e-commerce university
  • You can accept a large range of currencies

Conclusion

There are a variety of reasons you might be looking for alternatives to Amazon. Maybe you want a platform that provides a wider range of payment options, a site that’s more niche, or you just want a more extensive selection of online marketplaces to sell your wares.

As you can see, there are many venues available, and they all have their advantages. Sites like Bonanza have established a loyal audience, and Walmart’s e-commerce presence is growing strong.

Niche sites such as Etsy and Newegg are ideal for specialist items, and eBay offers greater customization and various selling methods, including auctions.

If you want to go it alone, there’s always Shopify, where you can set up and market your own e-commerce business.

Are you an online seller? Tell us about your favorite platform and your experiences below.

The post 6 Alternatives to Amazon For E-commerce appeared first on Neil Patel.

TrueVault (YC W14) is hiring a UX/UI Designer for a new product

If solving complex HCI problems excites you and you’ve read the case study on how TurboTax used UX + UI to make doing taxes fun, this is the job for you.

You will join a small and self-sufficient team to build a yet-to-be-announced product from the ground up. This team will be you (owning UI + UX), a PM, developers, QAs, and product marketers. You and your teammates will build, measure, and learn together.

At TrueVault, we want to make data privacy as simple as possible for businesses, so they have no excuses not to be a good corporate citizen. If data privacy is important to you, you will find many like-minded people here at TrueVault.

Our ideal candidate:
– Really understands how to, and has a passion for, turning a long and dreary process (like filing a tax return) into small consumable steps for “average Joe” business users
– Understands that UX and UI are two different disciplines and is proficient in both

Other facts about this position:
– This is a remote position (we’ve been 100% remote since 2017)
– You can work from anywhere in the world but your work hours have to overlap Pacific Standard Time (California) at least 6 hours a day
– This is a full-time contract position

To apply, email the following to jobs@truevault.com:
– Link to or PDF of your work portfolio
= A short (1-2 sentence) reason why you are interested in this job

TrueVault is an Equal Opportunity Employer. We are committed to providing an inclusive work environment free of discrimination and harassment for everyone, regardless of race, color, religion, national or ethnic origin, sex, age, sexual orientation, gender identity, disability, sexual orientation, marital status, military service or other non-merit factors.


Comments URL: https://news.ycombinator.com/item?id=25221670

Points: 1

# Comments: 0

The post TrueVault (YC W14) is hiring a UX/UI Designer for a new product appeared first on ROI Credit Builders.

Raycast (YC W20) Is Hiring Fullstack Software Engineers (EU, Remote)

Article URL: https://raycast.com/jobs/software-engineer-fullstack

Comments URL: https://news.ycombinator.com/item?id=25217586

Points: 1

# Comments: 0

TrueVault (YC W14) is hiring a UX/UI Designer for a new product

If solving complex HCI problems excites you and you’ve read the case study on how TurboTax used UX + UI to make doing taxes fun, this is the job for you.

You will join a small and self-sufficient team to build a yet-to-be-announced product from the ground up. This team will be you (owning UI + UX), a PM, developers, QAs, and product marketers. You and your teammates will build, measure, and learn together.

At TrueVault, we want to make data privacy as simple as possible for businesses, so they have no excuses not to be a good corporate citizen. If data privacy is important to you, you will find many like-minded people here at TrueVault.

Our ideal candidate:
– Really understands how to, and has a passion for, turning a long and dreary process (like filing a tax return) into small consumable steps for “average Joe” business users
– Understands that UX and UI are two different disciplines and is proficient in both

Other facts about this position:
– This is a remote position (we’ve been 100% remote since 2017)
– You can work from anywhere in the world but your work hours have to overlap Pacific Standard Time (California) at least 6 hours a day
– This is a full-time contract position

To apply, email the following to jobs@truevault.com:
– Link to or PDF of your work portfolio
= A short (1-2 sentence) reason why you are interested in this job

TrueVault is an Equal Opportunity Employer. We are committed to providing an inclusive work environment free of discrimination and harassment for everyone, regardless of race, color, religion, national or ethnic origin, sex, age, sexual orientation, gender identity, disability, sexual orientation, marital status, military service or other non-merit factors.


Comments URL: https://news.ycombinator.com/item?id=25221670

Points: 1

# Comments: 0

New comment by ananya125 in "Ask HN: Who wants to be hired? (November 2020)"

Location: Europe/USA (Currently I am in India)

Remote: Yes

Willing to relocate: Yes

Technologies: Python, Clojure, Javascript, C/C++(STL), CSS, GoLang, Django

Email: ananyaagrawal125@gmail.com

Resume[PDF]: https://drive.google.com/file/d/11R2QnMomtBgjaz-76-Oj8CXs601…

I am a 4th year undergraduate student of bachelor’s in Indian Institute of Information Technology, Allahabad, India graduating in May 2021. I have previously worked at Gojek as a Product Engineering Intern, where I worked on building dev analytics dashboard to help 100+ developers across different teams within Gojek to identify and improve bottlenecks. I like building things and currently working on building https://featuremonkey.com – a user feedback management portal.

More info: https://ananyaagrawal.com

New comment by vamos_davai in "Ask HN: Who is hiring? (November 2020)"

Brave | Software Engineer (Ruby on Rails) | REMOTE US/Canada | Full-time | brave.com
Brave is looking for an experienced Software Engineer to work on Ruby on Rails publisher app. This is a high­ profile and impactful, hands­-on position in an early stage startup. We’re primarily looking for someone with strong front-end skills.

Requirements

2+ years experience with Ruby on Rails experience. Working experience with JavaScript Enthusiasm and familiarity with blockchain Experience with software development via distributed development teams Comfortable working in an open source setting A passion for helping protect users’ privacy and security Written and verbal communication skills in fluent English Proven record of getting things done

https://brave.com/jobs?gh_jid=1211193 and see our other listings on https://brave.com/jobs

Is it Possible to Get Business Funding for Bad Credit?

Do you need business funding for bad credit? You may feel that – or you may have heard – that you can’t get business funding for bad credit.  The best, easiest, and fastest way to do so is to build business credit. Because then your bad credit won’t matter quite so much. Any Small Business … Continue reading Is it Possible to Get Business Funding for Bad Credit?

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Is it Possible to Get Business Funding for Bad Credit?

Do you need business funding for bad credit? You may feel that – or you may have heard – that you can’t get business funding for bad credit. 

The best, easiest, and fastest way to do so is to build business credit. Because then your bad credit won’t matter quite so much.

Any Small Business Can Get Business Funding for Bad Credit

Company credit is credit in a small business’s name. It doesn’t connect to a business owner’s personal credit, not even if the owner is a sole proprietor and the sole employee of the small business. 

Consequently, an entrepreneur’s business and consumer credit scores can be quite different.

The Advantages of Business Funding for Bad Credit

Considering that business credit is separate from consumer, it helps to secure a business owner’s personal assets, in case of court action or business bankruptcy.

Also, with two distinct credit scores, an entrepreneur can get two separate cards from the same merchant. This effectively doubles purchasing power.

Another advantage is that even startup businesses can do this. Going to a bank for a business loan can be a formula for disappointment. But building business credit, when done the right way, is a plan for success

Consumer credit scores depend on payments but also various other components like credit use percentages. 

But for business credit, the scores really merely depend on if a small business pays its bills on a timely basis.

The Process 

Establishing company credit is a process. It does not occur automatically. A company must actively work to build business credit. 

Having said that, it can be done readily and quickly, and it is much swifter than developing personal credit scores. 

Merchants are a big part of this process.

Accomplishing the steps out of order results in repetitive denials. No one can start at the top with business credit. For example, you can’t start with retail or cash credit from your bank. If you do, you’ll get a rejection 100% of the time.

Business Fundability

A small business must be fundable to loan providers and vendors. 

Therefore, a business needs a professional-looking website and email address. And it needs to have website hosting bought from a vendor like GoDaddy. 

In addition, business phone numbers need to have a listing on 411. You can do that here: http://www.listyourself.net

In addition, the company phone number should be toll-free (800 exchange or the like).

A small business also needs a bank account devoted only to it, and it has to have all of the licenses necessary for running. 

Licenses

These licenses all have to be in the identical, correct name of the small business. And they must have the same business address and telephone numbers. 

So note, that this means not just state licenses, but possibly also city licenses.

Business Funding for Bad Credit Credit Suite

Learn more here and get started with building business credit with your company’s EIN and not your SSN.

Working with the Internal Revenue Service

Visit the Internal Revenue Service web site and get an EIN for the company. They’re free. Pick a business entity such as corporation, LLC, etc. 

A business may get started as a sole proprietor. But they absolutely need to switch to a sort of corporation or an LLC. 

This is to lessen risk. And it will maximize tax benefits.

A business entity matters when it involves tax obligations and liability in case of a lawsuit. A sole proprietorship means the owner is it when it comes to liability and tax obligations. Nobody else is responsible.

The best thing to do is to incorporate. You should only look at a DBA as an interim step on the way to incorporation.

Kicking Off the Business Credit Reporting Process

Begin at the D&B web site and get a cost-free D-U-N-S number. A D-U-N-S number is how D&B gets a company in their system, to produce a PAYDEX score. If there is no D-U-N-S number, then there is no record and no PAYDEX score.

Once in D&B’s system, search Equifax and Experian’s websites for the company. You can do this at www.creditsuite.com/reports. If there is a record with them, check it for accuracy and completeness. If there are no records with them, go to the next step in the process. 

By doing this, Experian and Equifax have activity to report on.

Starter Vendor Credit

First you ought to establish tradelines that report. Then you’ll have an established credit profile, and you’ll get a business credit score. 

And with an established business credit profile and score you can begin to get credit for numerous purposes, and from all sorts of places.

These sorts of accounts often tend to be for things bought all the time, like marketing materials, shipping boxes, outdoor work wear, ink and toner, and office furniture.

But first off, what is trade credit? These trade lines are credit issuers who give you starter credit when you have none now. Terms are in most cases Net 30, rather than revolving. 

Therefore, if you get approval for $1,000 in vendor credit and use all of it, you need to pay that money back in a set term, such as within 30 days on a Net 30 account.

Details

Net 30 accounts must be paid in full within 30 days. 60 accounts must be paid fully within 60 days. Unlike revolving accounts, you have a set time when you have to pay back what you borrowed or the credit you made use of. 

To start your business credit profile the proper way, you ought to get approval for vendor accounts that report to the business credit reporting bureaus. As soon as that’s done, you can then make use of the credit. 

Then pay back what you used, and the account is on report to Dun & Bradstreet, Experian, or Equifax.

Vendor Credit – It Makes Sense

Not every vendor can help in the same way true starter credit can. These are merchants that grant approval with minimal effort. You also want them to be reporting to one or more of the big three CRAs: Dun & Bradstreet, Equifax, and Experian.

As you get starter credit, you can also start to get credit from retailers. This is to continue to validate you are trustworthy and pay promptly. Here are some stellar choices from us: https://www.creditsuite.com/blog/5-vendor-accounts-that-build-your-business-credit/ 

Accounts That Do Not Report

Non-reporting trade accounts can also be helpful. While you do want trade accounts to report to at the very least one of the CRAs, a trade account which does not report can also be of some value. 

You can always ask non-reporting accounts for trade references. Additionally, credit accounts of any sort can help you to better even out business expenditures, thereby making financial planning less complicated. 

Store Credit

Store credit comes from a variety of retail service providers.

You must use your SSN and date of birth on these applications for verification purposes. For credit checks and guarantees, use the business’s EIN on these credit applications.

Fleet Credit

Fleet credit is from companies where you can purchase fuel, and fix and take care of vehicles. You must use your Social Security Number and date of birth on these applications for verification purposes. For credit checks and guarantees, make certain to apply using the company’s EIN.

Business Funding for Bad Credit Credit Suite

Learn more here and get started with building business credit with your company’s EIN and not your SSN.

More Universal Cash Credit

These are companies like Visa and MasterCard. You must use your Social Security Number and date of birth on these applications for verification purposes. For credit checks and guarantees, use your EIN instead.

These are usually MasterCard credit cards. With more credit, these are within reach.

Monitor Your Business Credit to Help Yourself Get Business Funding for Bad Credit

Know what is happening with your credit. Make sure it is being reported and fix any inaccuracies as soon as possible. Get in the habit of checking credit reports. Dig into the details, not just the scores.

We can help you monitor business credit at Experian and D&B for 90% less than it would cost you at the CRAs. See: www.creditsuite.com/monitoring

At Equifax, you can monitor your account at: www.equifax.com/business/business-credit-monitor-small-business.

Update Your Records to Make it Easier to Get Business Funding for Bad Credit

Update the data if there are errors or the details is incomplete. At D&B, you can do this at: https://iupdate.dnb.com/iUpdate/viewiUpdateHome.htm. For Experian, go here: www.experian.com/small-business/business-credit-information.jsp. So, for Equifax, go here: www.equifax.com/business/small-business.

Business Funding for Bad Credit Credit Suite

Learn more here and get started with building business credit with your company’s EIN and not your SSN.

Fix Your Business Credit to Increase Your Chances for Getting Business Funding for Bad Credit

So, what’s all this monitoring for? It’s to challenge any mistakes in your records. Errors in your credit report(s) can be fixed. But the CRAs typically want you to dispute in a particular way.

Get your small business’s PAYDEX report at: www.dnb.com/about-us/our-data.html. Get your company’s Experian report at: www.businesscreditfacts.com/pdp.aspx?pg=SearchForm. And get your Equifax business credit report at: www.equifax.com/business/credit-information.

Dispute Any Errors to Improve Your Chances to Get Business Funding for Bad Credit

Disputing credit report mistakes generally means you mail a paper letter with copies of any proofs of payment with it. These are documents like receipts and cancelled checks. Never mail the originals. Always send copies and retain the originals.

Fixing credit report inaccuracies also means you precisely detail any charges you contest. Make your dispute letter as crystal clear as possible. Be specific about the problems with your report. Use certified mail to have proof that you mailed in your dispute.

Dispute your or your business’s Equifax report by following the instructions here: www.equifax.com/small-business-faqs/#Dispute-FAQs

You can dispute inaccuracies on your or your small business’s Experian report by following the instructions here: www.experian.com/small-business/business-credit-information.jsp

And D&B’s PAYDEX Customer Service telephone number is here: www.dandb.com/glossary/paydex.

A Word about Building Business Credit and How to Get Business Funding for Bad Credit

Always use credit smartly! Don’t borrow beyond what you can pay off. Track balances and deadlines for payments. Paying promptly and completely does more to boost business credit scores than almost anything else.

Establishing business credit pays. Excellent business credit scores help a small business get loans. Your loan provider knows the business can pay its debts. They recognize the company is for real. 

The company’s EIN connects to high scores and lenders won’t feel the need to ask for a personal guarantee.

It is the simplest way to get business funding for bad credit.

Getting Business Funding for Bad Credit: Takeaways

Business credit is an asset which can help your small business for many years to come. It is the most surefire way to get business funding for bad credit. And, while you’re at it and improving your business credit, you may want to work on improving your personal credit. It is a similar process in the sense that you need to pay your bills on time, correct any errors, and add any missing information.

Because one way around trying to get business funding for bad credit is to stop having bad credit in the first place.

Learn more here and get started toward growing company credit.

The post Is it Possible to Get Business Funding for Bad Credit? appeared first on Credit Suite.