Cyble (YC W21) Is Hiring

Article URL: https://www.workatastartup.com/jobs/42988

Comments URL: https://news.ycombinator.com/item?id=26642396

Points: 1

# Comments: 0

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New comment by zuzuleinen in "Ask HN: Freelancer? Seeking freelancer? (April 2021)"

SEEKING WORK

Location: Romania

Remote: Yes

Willing to relocate: No

Technologies: Go, Javascript, React.js, PHP, Laravel, Symfony, MySQL, Postgres, Git, Linux, HTML, CSS

Résumé/CV: https://www.linkedin.com/in/andrei-boar-7aa32ab7

Email: andrey.boar at gmail com

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Top 25 Sports Card Blogs To Follow in 2021

Top 25 Sports Card Blogs Contents [show] ⋅About this list & ranking Sports Card Blogs Sports Collectors Daily The Cardboard Connection Beckett News All Vintage Cards | Vintage Sports Card Blog Cherry Collectables Just Collect Blog | Vintage Sports Cards & Memorabilia News The Knight’s Lance Sports Cards Rock Sports Card Info Upper Deck Blog Matt’s Wonderful […]

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How to Use a Web Cache Viewer: Everything You Need to Know

Pages on the internet don’t last forever.

Some disappear overnight without warning. Other times, servers go down, or maybe you’re simply curious what your website or someone else’s looked like ten years ago.

So how do you re-access this information?

You need a web cache viewer.

It’s a tool that helps you recover backups or snapshots of websites.

In this guide, we’ll go through some of the best web cache viewer tools to help you turn back time to find missing information or even spy on your competitors.

What Is a Web Cache Viewer?

A web cache viewer lets you see the older version or snapshot of any website, called a cache page. A cached page is a snapshot of the raw HTML and content of a page.

For example, when Google indexes your website, it takes a screenshot of what it looks like at the time and indexes it.

There are several tools to view an archived page, such as Google’s cache feature on search results and websites like the Wayback Machine dedicated to saving the internet’s history.

When to Use a Web Cache Viewer

A web cache viewer is a valuable tool to have in your back pocket. Here are a few times you might want to use this handy tool.

A Website Is No Longer Available

Need to get information from a page with a pesky 404 error? A web cache viewer can help you see the last archived version before it went offline.

A Page You Want to View Has Changed

If a website went through a major makeover, you could use the cached version to revert the site to what it used to look like. This is particularly helpful for doing competitor analysis. For example, if a competitor suddenly overtook your site in the search results, you can look at older versions of their site to see what they changed.

Improve Your SEO

Not seeing the SEO results you want? Did you know page caching can improve your site speed by reducing server load time by up to 80 percent? Viewing the cached version shows you what Google sees when it crawls your page. If your website is not cached, it can increase your page load times and drastically affect your bounce rate.

View a Page Faster

If the web page is slow or unresponsive, you can use the cached version to see a snapshot of the site the last time Google indexed the page. Although a cached page won’t always have up-to-date information, it can help you save time.

Check When Google Last Indexed a Page

It’s helpful to know when the last time Google bots successfully visited your page, especially if you’re making changes to your site.

By viewing the cached version, you can see if a page is unresponsive, how it is being cached, and if there is anything you need to un-do.

Web Cache Viewer Tools and Tricks

While viewing cached versions sounds like an admin nightmare, several tools make the process easy, simple, and fast.

1. Use a Chrome Extension

Not using Chrome extensions? You’re missing out.

Google’s Chrome extensions are programs you can install to your browser to change its functionality.

For example, you can add extensions that:

  • Block ads from displaying on any site you visit.
  • Pin any image to your Pinterest boards.
  • View the DA of any website.
  • Quickly access any of your passwords with a password manager.

The Web Cache Viewer Chrome extension makes it easy for you to view a snapshot of the page you’re visiting. This is useful if you come across a 404 error and want to revert to the older version to see the information.

Wayback Machine Vs. Google Cache on the Chrome Extension

The Web Cache Viewer extension will:

  • Let you view the Google Cache or Wayback Machine versions.
  • Intelligently redirect you to the archived page instead of taking you to the archive selection screen on the Wayback Machine website.

Which option should you use? The Wayback Machine or Google Cache?

It comes down to what result you want from the tool.

For example, if you want to check Google is caching your site, or you need to view the last cached page of a site, Google Cache is the best option for you.

However, if you want to turn back the wheels of time and dig through a website’s past, you’ll want to use the Wayback Machine.

How to Use the Chrome Extension’s Web Cache Viewer With Wayback Machine or Google Cache

Got five minutes? That’s all you need to set up the extension and start using its caching functionalities.

Here’s what you need to do.

Step 1: Install the Web Cache Viewer onto your Chrome and activate the extension.

Web Cache Viewer - Chrome extension

Step 2: Go to the target URL of your choice, right-click on the page, and scroll down to “View Cached Version.”

How to Use the Chrome Extension's Web Cache Viewer With Wayback Machine or Google Cache

Step 3: Select either the Google Cache or Wayback Machine option.

After choosing, the extension will show you the Wayback Machine URL for the page or show you the last Google cached version.

Web Cache Viewer Tools and Tricks - How to Use the Chrome Extension

2. Use Google Search to Find Cached Pages

Each time Google crawls a web page, it creates a backup, which becomes part of Google’s cache.

How to Get a Cached Link With Google Search

Step 1: Do a Google search on your computer for the page you want to find.

Web Cache Viewer - How to Get a Cached Link With Google Search

Step 2: When the search results load, click on the down arrow next to the site’s URL and select “Cached.”

Web Cache Viewer Tools - Use Google Search to Find Cached Pages

Step 3: The cached version of the page will load. You can view the “Full Version,” “Text-Only Version,” or “View Source.”

Web Cache Viewer Tools - Use Google Search to Find Cached Pages (NeilPatel Example)

Keep in mind that you won’t be able to navigate to other pages on the site. If you do, it will take you to the live version. You can also access the live page by clicking on the “Current Page” link at the top of the page.

3. Use the Address Bar in Chrome to Find Cached Pages

Struggling to find the page you want via search results? If you have the Chrome browser, you can use the address bar to get the cached version of any URL.

How to Get a Cached Link With The Address Bar in Chrome

Step 1: Open the Chrome browser.

Step 2: Type “cache” in the address bar followed by the URL. For example, “cache:https://neilpatel.com”

Web Cache Viewer Tools - Use the Address Bar in Chrome to Find Cached Pages

Step 3: The cached version will load, and you’ll have the same three version formats to choose from with the Google search method.

Web Cache Viewer - How to Get a Cached Link With The Address Bar in Chrome

4. Use the Archive Today Web Cache Viewer

Wish you could travel back in time? Well, you can with Archive.Today.

The website is a time capsule for the internet. It takes a snapshot of a page and stores it forever, even if the original disappears.

The site saves text and graphics and will give you a link to the unalterable record of the web page.

The only catch?

You need to manually submit web pages and can only view entries that have previously been saved.

How to Get a Cached Page With Archive.Today

Step 1: Go to Archive.Today and scroll down to “I want to search the archive for saved snapshots.”

Step 2: Enter the URL you want to search.

Web Cache Viewer Tools - Use the Archive Today Web Cache Viewer

Step 3: A new page will load, and you’ll see snapshots listed from oldest to newest. Click on the one you want to view.

Web Cache Viewer Tools - Archive Today Example

A secure, non-editable version of the page will load. You have the option to download the zip file, share the link, and view the webpage or screenshot.

Web Cache Viewer Tools - Example of Cached Page with Archive Today

5. Use Wayback Machine’s Desktop Web Cache Viewer

The Internet Archives runs the Wayback Machine. It’s a non-profit building a digital library of the internet’s history.

You can explore more than 553 billion cached web pages, and the site hosts an archive of text, video, audio, software, and images.

How to View a Cached Page With The Wayback Machine

Step 1: Go to Archive.org and enter the URL or keyword you want to view in the Wayback Machine search bar.

Web Cache Viewer Tools - Use Wayback Machine's Desktop Web Cache Viewer

Step 2: A search results page will load. Click on the URL of the page you want to view.

Wayback Machine's Desktop Web Cache Viewer

Step 3: Use the calendar at the top of the page to see what the website looked like during a specific time period.

Web Cache Viewer Tools - How to View a Cached Page With The Wayback Machine

For example, if you search neilpatel.com, you can see what my blog was like in 2013!

Don’t want to log onto the Wayback Machine every time you want to view a cached page? Download the Chrome extension.

If your site is not on the Wayback Machine, you can manually submit your URL, and it will automatically create a snapshot for you. This is useful if you want to track how your site evolves through the years.

6. Use Cached Page Web Cache Viewer

Cachedpage.co is a website that consolidates a few of the tools I’ve mentioned already.

Once you type the URL of the page you want to view, you have three options to choose from:

  • Google Web Cache
  • Internet Archive
  • Website

Select the one you want to use, and Cached Page will redirect you to those respective sites.

It doesn’t do any caching itself, so this site is only useful if you want to save time hopping between caching tools.

Use Cached Page Web Cache Viewer

Conclusion

As you can see, a web cache viewer is an important SEO and marketing tool to have in your online arsenal.

It can quickly help you find information removed from the internet, see how your site has changed over the years, and tell you if Google isn’t indexing your site correctly.

While there are many tools available, remember to keep intent in mind. Do you only want to view the last cached version of a page, or do you need to go further back into time?

Your answer will help you find the right solution to your caching problem.

What’s your favorite web cache viewer tool, and how to use it?

How to Use Amazon Audio Ads

With over 55 million listeners, Amazon Music is one of the leading music streaming platforms out there. Wouldn’t it be great if you could find a way to reach these subscribers and share your products with them.

Well, you can, and it’s all thanks to Amazon audio ads. Through Amazon’s free, ad-supported tier, you can create short, engaging audio ads to reach a whole new audience base. Let me walk you through how it works.

What Are Amazon Audio Ads?

Think of Amazon audio ads like radio ads.

They’re commercials between 10 and 30 seconds long, and you can use them for any marketing campaign, from promoting brand awareness to hyping up a new product.

You don’t need to sell products on Amazon to use this service, either, which makes it accessible for more businesses.

The ads themselves play between songs. You can’t choose your slot preference, but there’s great reach available anyway. Listeners can tune in through their Echo devices, or they’ll hear your ad when they use the Amazon Music app on Android, FireTV, and iOS.

How much do these ads cost? Well, Amazon charges for audio ads on a cost-per-thousand-impressions (CPM) basis, so you pay each time a thousand people see your ad.

You need to spend at least $15,000 per month on Amazon audio ads to use the service. However, according to Amazon, the average minimum budget is about $25,000 per month, so you might want to bear this in mind.

Why Should You Use Amazon Audio Ads?

Audio ads are nothing new, but there are two main reasons why Amazon’s audio ads may be worth a try.

First, think about the potential reach. The Amazon Echo is America’s most popular smart speaker, for one thing, and as I’ve mentioned, there are over 55 million Amazon music subscribers and counting!

Secondly, ad-supported streaming subscriptions aren’t going anywhere any time soon. According to Amazon, 68 percent of Americans rely on free streaming subscriptions, so there’s surely an audience for your campaigns.

The best part, though? You’re engaging with audiences in a creative, exciting new way. In a hugely competitive marketplace, Amazon audio ads may give you an edge over your rivals.

Who Should Use Amazon Audio Ads?

Can any business use Amazon audio ads? Sure.

Are these ads suitable for every business, though? No.

For starters, consider your budget. $15,000 per month is pretty steep, so small or niche businesses might find the cost isn’t justified.

Next, think about your overall marketing strategy. Do you plan on using any other Amazon advertising product? The ads might work best when used alongside other Amazon marketing tools to build a stronger, more cohesive presence on the platform.

Finally, think about your brand. Although you don’t need to sell through Amazon to create an ad, you might find Amazon audio ads make more sense if you’re already an Amazon seller and want to direct people to buy from your store.

3 Steps to Set Up Amazon Audio Ads

Ready to try Amazon audio ads? Great! Let’s break down the steps involved.

1. Understand Your Own Goals

Before you sign up, set out your goals. Why? Because it gives you some creative direction, which you’ll need to write a great script and create compelling visuals to accompany it.

Remember, no two campaigns are alike. Be clear on what you need from your Amazon audio ad before you go live.

2. Contact an Amazon Ad Consultant

Next, reach out to an Amazon ad consultant. They can help you plan, optimize, and launch your audio ad campaigns based on your budget and marketing goals.

To get going, simply click the “Get Started” link on the audio ads page.

Amazon Audio Ads - How To Create An Audio Ad Campaign

Select which country you want to advertise in and choose your monthly budget. Remember, if you want to spend less than $15,000 per month, you can’t launch a custom audio ad campaign.

If you’re OK with the budget requirements, input your company contact details and provide a summary of your marketing needs. A consultant will be in touch to discuss your campaign in more detail.

Steps to Set Up Amazon Audio Ads - Contact an Amazon Ad Consultant

Even if you can’t access Amazon audio ads for your marketing right now, there’s always a chance that Amazon will introduce a more flexible pricing structure in the future.

3. Provide an Audio File and Companion Banner

Your Amazon audio ad needs both an audio file and a companion banner for when your ads run on devices like FireTV.

Audio File

The audio file contains the ad itself. Remember, it must be somewhere between 10 and 30 seconds long, and the file size can’t exceed 1 MB.

In terms of format, you can submit either a WAV, OGG, or MP3 file, and the volume should be at least 192 kbps so it’s easily audible.

To be clear, you shouldn’t use suggestive, provocative, or offensive language. It must be suited for a general audience.

Companion Banner

Your companion banner (or graphic) shows up while the ad plays. Here are some guidelines for it:

  • The file must be a JPEG sized to 1024 x 1024 px.
  • It can’t be more than 750 KB.
  • The headline can’t be more than 19 characters. In other words, keep it short and sweet.

There are some visual guidelines, too.

For starters, you can’t use style tools that make it look like any particular part of the ad is clickable. Here’s an example from Amazon:

Steps to Set Up Amazon Audio Ads - Companion Banner

A banner along these lines may be more appropriate because there’s nothing to suggest it’s clickable:

Amazon Audio Ads - Amazon Ad For Baby Elephant

You can also include a URL if you want, but it should be something compact so it doesn’t take over the whole graphic. “Shop now at Amazon.com” or some variation of this is OK.

Finally, make sure the text is clear and legible.

Struggling to put a companion banner together? Don’t worry. Your ad consultant can help you design it, and they’ll offer feedback if something’s not working.

Once you’ve submitted your banner and audio file to your consultant, your ad could go live within three working days.

How to Add a CTA to Your Amazon Audio Ads

A call to action (CTA) encourages people to do something after listening to your ad, such as buy your product. Unsurprisingly, every Amazon audio ad should have one! Where should your CTA go, though, and what should it include? Let’s take a look.

First, since you want people to take action after hearing your ad, it’s usually best to place your CTA at the end. Ensure you include your brand name and a specific action for people to take.

Next, keep your CTA short and specific. Don’t leave listeners in any doubt over what they should do and how they can do it.

Finally, avoid using sound effects. You don’t want to lose the message in your CTA behind a jingle!

Let’s say your company’s called Coffee King, and you want people to buy your new Regular Roast. Here are some CTAs you could use.

  • “To buy our Regular Roast, go to CoffeeKing.com.”
  • “To start shopping, ask your device to search for Coffee King’s Regular Roast.”

Remember, if you don’t ask a consumer to do something, how will they know what you want them to do?

6 Tips to Create Great Amazon Audio Ads

Remember, your audio ad can’t be more than 30 seconds long, so every second counts. Here are some tips for making the most of the time you have.

1. Write a Great Script

OK, so there’s an art to writing a great script. The good news? It’s something you can learn. Here are some tips:

  • Use short and simple statements to make your point.
  • Ensure your language and tone resonates with your audience. For example, teens may not go for highly formal language, and so on.
  • Focus on one core concept per ad campaign. Don’t confuse your listeners.

2. Promote the Product Benefits

What’s so great about your product, and why should consumers buy it? Make this the focus of your ad. If you’re running any promotions or exclusive offers, be sure to mention them, too.

You might want to avoid testimonials, though. Too many voices can muddle your recording and distract from your message.

3. Provide a High-Quality Recording

It sounds obvious, but ensure your recording sounds professional.

  • Speak in a crisp, clear voice.
  • Make sure the recording is free from interference.
  • Avoid talking too fast. You’re trying to form a connection with your listener.

4. Avoid Sound Effects

Does your ad need dramatic sound effects like sirens or horns? Probably not. Jarring sounds can annoy your listener, which isn’t great when you’re trying to nurture them into buying your products.

If you really must use sound effects, use them sparingly, and only if they’re necessary to drive your message home.

5. Use Smooth Transitions

Remember, your ad doesn’t play in isolation. It’s playing between songs or other audio ads. Don’t begin with a long pause, and don’t “apologize” for interrupting someone’s music. Since you don’t know when your ad will play, a statement like this could be irrelevant.

Avoid long fade-outs, too. Simply end with your CTA.

6. Spread a Consistent Brand Message

Consistency is key. According to Forbes, cross-platform consistency can boost your revenue by 23 percent.

The takeaway? Ensure you’re using consistent language, visuals, and brand messaging across all your marketing campaigns. If your audio ad sounds off-brand, it could deter listeners from shopping with you.

How to Track the Success of Your Amazon Audio Ad Campaigns

Once your ad campaign is up and running, you need to monitor your key performance indicators (KPIs) to ensure it’s working for you. For audio ads, here are the metrics you should track:

  • impressions: how many times the ad plays or people hear it
  • listen through rate (LTR): how many times someone listens through to the end
  • reach: who listens to your ad
  • purchase intent: how likely a customer is to buy your product after hearing the ad

Amazon offers tools to help you track these metrics, but you can also use your own tracking tools.

Examples of Great Amazon Audio Ads

Want to learn more about Amazon audio ads in action? Here are two great success stories to inspire you.

Samsung

Samsung, the tech industry giant, needed help marketing its Galaxy S10 Lite handset. They opted for audio ads to reach young listeners tuning in to Amazon Music.

According to stats compiled by Amazon, these audio ads generated a 64 percent increase in organic impressions for Samsung and an 18 percent jump in overall product awareness.

All in all, I call this a successful campaign.

Berocca

This brand took Amazon audio ads to a whole new level.

Examples of Great Amazon Audio Ads - Berocca

Berocca is a popular vitamin company with customers around the world. They wanted to identify new ways to reach their diverse audience base and sell their Berocca Boost tablets.

How did they achieve their goal? They used actionable audio ads powered by Amazon Alexa.

  • The ad includes a clear and effective CTA, inviting people to try Berocca Boost if they feel lethargic.
  • If interested, the listener gives the voice command to try Berocca Boost.
  • Listeners can then either hear more about the product or use another voice command to buy the energy tablets directly through the ad.

What’s great about this campaign is how easy it is for listeners to engage with the audio ad and actually purchase the product.

Conclusion

Amazon audio ads can help you increase your reach, sell more products, and ultimately grow your business. They’re simple to set up, and you can go live in as little as three working days.

That said, Amazon audio ads are not for everyone. If you’re in any doubt as to whether this campaign’s right for you or if you need help with audio marketing more generally, let me help you.

What do you think of Amazon audio ads? How are they helping your business?

How to Create Evergreen Content Right From the Start

Evergreen content engages and educates readers for longer without a huge amount of effort. Once you master the art of writing “timeless” content, you can ensure your articles, e-books, and tutorials stay relevant for years to come.  Below, I’m going to show you exactly why evergreen content should be part of every marketer’s content strategy, …

The post How to Create Evergreen Content Right From the Start first appeared on Online Web Store Site.

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How to Create Evergreen Content Right From the Start

Evergreen content engages and educates readers for longer without a huge amount of effort. Once you master the art of writing “timeless” content, you can ensure your articles, e-books, and tutorials stay relevant for years to come.  Below, I’m going to show you exactly why evergreen content should be part of every marketer’s content strategy, …

The post How to Create Evergreen Content Right From the Start first appeared on Online Web Store Site.

The post How to Create Evergreen Content Right From the Start appeared first on Get Funding For Your Business And Ventures.

The post How to Create Evergreen Content Right From the Start appeared first on Buy It At A Bargain – Deals And Reviews.

You Can Boost Credit Score Fast

Did You Know You Can Boost Credit Score Fast?

Yes, you really can boost credit score fast for your business.

But let’s start with some definitions and background on business credit.

Business Credit

This is credit in a business’s name. It is not tied to the owner’s creditworthiness. Instead, business credit scores depend on how well a company can pay its bills. Hence consumer and business credit scores can vary dramatically.

Business Credit Benefits

There are no demands for a personal guarantee. You can quickly get business credit regardless of personal credit quality. And there is no personal credit reporting of business accounts. Business credit utilization won’t affect your consumer FICO score. Plus the business owner isn’t personally liable for the debt the business incurs. And yes, you can boost credit score fast.

Business Credit Details

Being accepted for business credit is not automatic. Building business credit requires some work. Some of the steps are intuitive, and some of them are not.

Fundability

Fundability is the current ability of our business to get funding. Some factors are within your control. Others (like your time in business) aren’t. Your online presence and data are one area which is at or close to 100% with your control.

Boost Credit Score Fast: Understand Fundability, and Business Funding Applications

The better your business credit and fundability are, the more likely you will get approval for business financing. Today, let’s concentrate on your online presence, that is, your email address and your website. It’s a great way to work to boost credit score fast.

Lenders Use Data to Decide on Your Application

They check information from a variety of sources, and they don’t tell you about any of them. Knowing what these secret sources measure can only help you. Understanding what matters the most makes getting a loan A LOT easier, because you know what to improve first. This information is the difference between getting an approval and getting a denial.

Lenders Use LexisNexis Information

LexisNexis is one source where many of the lenders reviewing loan applications get their information from. They offer information regarding likelihood to pay, or not. Lenders compare LexisNexis information to what you put on your loan application. If the application and LexisNexis don’t match, then, the loan providers will deny you a loan. They will see the inconsistency as fraud.

LexisNexis connects all of the data that pertains to you, both positive and negative. They have access to

  • criminal records
  • every email address you’ve ever used (these are your professional and personal email addresses)
  • your speeding tickets
  • any mortgage you have ever held

Keep your business protected with our professional business credit monitoring.

Lenders Use Online Information Including Your Business Email and Website

One place where lenders and vendors will be looking for your business is online. Even if they’re not specifically checking out your online presence, they may still need to know how to order your product or service, or where to send praise or complaints. Your online presence is where they will find that information, or not.

Boost Credit Score Fast and Work on Your Website

What happens if your family member or a friend built your website? Maybe that person is talented, but business websites differ from personal ones. A business website needs to be easy to navigate. It needs to answer customers’ questions.

Styles differ. Wedding photographers and construction companies differ. They have dissimilar sites and design sensibilities, but they both have Contact and About pages, and information about what they do.

Make sure you own your domain, and not just your domain at Wix or WordPress or the like. You can do this by buying hosting. This is through hosting companies like GoDaddy or HostGator.

Your Email Address

Given that so much more of lending decisions is going on online these days, then your email address is an opportunity for your business to puts its best foot forward. Don’t squander this easy and free opportunity! General email addresses like admin@yoursite.com tend to be best.

With a general email address, if someone leaves your employ, another employee can seamlessly take over that email address. A username like admin, webmaster, or even hello is far, far better than cutiepie or the like, even if you’re in a playful industry that caters to kids. After all, your bank and banker aren’t.

Records Congruency

Keep your records consistent! This includes your online records. LexisNexis and the SBFE (Small Business Financial Exchange) are looking at everything, so it had better match.

Inconsistent records will lead to a denial due to fraud because that’s how lenders interpret inconsistencies. This is a cause of denials which is in the business owner’s hands. You have the ability to change and correct this.

This means your business name, address, phone number – everything! – must look the same in these places and more:

  • Every place your business has an online presence (your website, Yelp, SoTellUs, etc.)
  • IRS records
  • Your business’s records with Dun & Bradstreet, Experian, and Equifax
  • All licenses needed to run your business
  • Incorporation documents

Copy/paste this information; don’t chance it with retyping.

Keep your business protected with our professional business credit monitoring.

Boost Credit Score Fast with Fundable Business Credit Applications – Avoid Denials

Keep your business looking fundable (legit) with:

  • A professional website and email address
  • A toll-free phone number
  • List your phone number with 411
  • A business address (not a PO box or a UPS box)
  • Get all necessary licenses for running your business

Online Fundability

There are some aspects of fundability where you should pay particular attention to what’s going on online. They include:

  • Business owners listed and listed ownership uniform
  • Business name and address uniform
  • Industry aligned
  • Company domain
  • Information uniform on all records

Business Ownership Listings

Records consistency matters here, too. Your website should show who owns your business. And that information needs to be consistent. So if the owner is named Susan Johnson on your website’s About page, then she can’t be listed as Sue Johnson on your Contact page. If your business ownership changes, you need to show that here.

Business Name and Address Uniformity

Abbreviations can be your downfall here, as can punctuation like hyphens, commas, and colons. If your Contact page says your main office is on Main Street, then your About page can’t say it’s on Main St.

If your business moves, or you add subsidiaries and other locations, then you need to update that information everywhere. This even means whether you use your 5-digit ZIP code, or a ZIP plus 4 code (9 digits).

Keep your business protected with our professional business credit monitoring.

Industry Alignment

If your business is over the road trucking, then it needs to be listed that way. Pro tip: when your industry can be called several different names, like long distance trucking, mention those other phrases on your website.

Your Company Domain

When your company domain matches your business name, it helps with fundability. Pro tip: try to match what people will be searching for online, so if (for example) the word ‘brothers’ is in your company name, then determine if ‘brothers’ or ‘bros’ will be used by people searching for your company and its goods and services online.

Boost Credit Score Fast: Takeaways

More fundable businesses can get more money, and they tend to get more prospects who decide to become customers. One area of fundability you have total or near total control over is your business’s online presence. Keep it professional, uniform. and appealing, and easy to use. We can help you with even more aspects of fundability and you can boost credit score fast!

The post You Can Boost Credit Score Fast appeared first on Credit Suite.

Advantages of Working from Home Running a Business

Everyone knows there are advantages of working from home.  In the post COVID-19 pandemic world, the disadvantages have become clear as well. However, working from home and running a business from home are two very different things.  

Do the Advantages of Working from Home Apply When Running a Business?

The short answer to this question is yes. The advantages of working from home are still there when running a home based business.  In fact, the same disadvantages are present as well.  What many do not realize is that there are some unique disadvantages to working from home while running a business.  However, they are not impossible to overcome.

Clear Advantages of Working from Home

It’s not hard to find information on the advantages of working from home.  The internet is full of articles and blogs on why working at home is great and how to make it even better. All you have to do is search “work at home tips” and a plethora of information will be at your fingertips. You save money on overhead.  You save money and time not commuting.  Clothing costs are significantly cut.  Eating out is not as huge as a temptation so you can save money and your waistline. 

Of course each of these advantages of working from home can be a disadvantage as well. For every meal you don’t have to eat out you can make as many trips to your fridge as you want and get whatever you want.  That can add to your waistline and your grocery bill.  Some are not as productive when they are wearing pajamas.  Despite the savings, a lot of people would rather have the  commute time to wind down after a long day. It all depends on the individual.

Unique Disadvantages of Working from Home Running a Business

Sometimes it can be hard to determine if the advantages of working from home overcome the disadvantages.  Loneliness and isolation, lack of physical activity, distraction caused by everyday activity in the home,  and lack of accountability are all well documented disadvantages of working from home. However, running a home-based business out of your house comes with a unique set of disadvantages. 

Harder to Manage Employees

First, if you have employees, you no longer have to worry only about your own productivity.  You have to ensure they are being productive as well.  That’s a challenge, but technology has come a long way in that area.  There are a number of options for daily contact and project management that can reduce the issues caused by this. 

Learn more here and get started with building business credit with your company’s EIN and not your SSN.

Fundability is More Difficult to Achieve

The truth of the matter is, you achieve fundability the same way regardless of whether you run your business out of your home or from a separate location.  The difference is, running a business from home may tempt you not to bother with some things that actually have a huge impact on fundability.  

For example, for a business to appear fundable to a lender, it needs to be totally separate from the owner.  This means having separate contact information, an EIN, being incorporated, and having a separate business bank account amount other things.  These are all things that a lot of home-based business owners do not worry about in the beginning. 

I mean, running your business from your home is an easy way to start. You can just use your own phone number and address, use your SSN and not worry about an EIN, and use your own bank account because it’s your money anyway.  

This is perfectly legal and definitely the easiest way to do things. But the easiest ways are not always the best ways.  If you set your business up to be a separate, fundable entity from the start, you are much more likely to be able to get the funding you need. 

How to Overcome the Work from Home Challenges of Running a Home Based Business

This potential lack of fundability can make it much harder to get approval for home based business loans and other types of business funding.  There is a way to overcome this issue, but you need help.  There are over 100 factors that affect fundability.  It is virtually impossible for a business owner to keep tabs on all of them on their own. 

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In fact, the secret sauce required by each lender is typically known only to that lender.  That is, unless you can find a business credit expert to help you navigate. This is someone who not only understands all the ins and outs of fundability, but knows how to access it for your business. They have the knowledge and relationships necessary to know where to look and who to talk to to get the information you need to establish and build strong fundability.

They can also help you find financing that you qualify for right now, while you work on building the fundability of your business. Here are some examples.

Best Home Based Business Loans

Despite the fact that one of the biggest advantages of working from home is cost savings, getting funding is an issue.  When running a home based business, you have a few options. If your business is set up to be fundable, you have a lot more.  The key is to find the funding you can get now, and work on fundability in the meantime. 

Resist the urge to get a personal loan if you can find another possibility. Funding your business with personal credit should be a last ditch effort. It can have a serious negative impact on your personal credit score and financing in general.  Here are a couple of things to try first. 

Credit Line Hybrid

A credit line hybrid lets you fund your business without putting up collateral, and you only pay back what you use.   You need a personal credit score of at least 680.  In addition, you can’t have any liens, judgments, bankruptcies or late payments.  Furthermore, in the past 6 months you should have less than 4 credit inquiries, and you should have less than a 45% balance on all business and personal credit cards.  It’s also preferred that you have established business credit as well as personal credit.

If you do not meet all of the requirements, it’s okay. You can take on a credit partner whomeets each of these requirements.  Many business owners work with a friend or relative to fund their business.  If a relative or a friend meets all of these requirements, they can partner with you to allow you to tap into their credit to access funding. 

Learn more here and get started with building business credit with your company’s EIN and not your SSN.

What are the Benefits of a Credit Line Hybrid? 

There are many benefits to using a credit line hybrid.  First, it is unsecured, meaning you do not have to have any collateral to put up.  Next, the funding is “no-doc.”  This means you do not have to provide any bank statements or financials.

Not only that, but typically approval is up to 5x that of the highest credit limit on the personal credit report. Additionally, often you can get interest rates as low as 0% for the first few months, allowing you to put that savings back into your business.

The process is pretty fast, especially with a qualified expert to walk you through it.  Also, the approval of multiple credit cards creates competition.  This makes it easier, and likely even if you handle the credit responsibly, that you can get interest rates lowered and limits raised every few months. 

The best part is, these accounts report to the business credit reporting agencies, which helps you build your business credit score.  A strong business credit score strengthens fundability.

401K Plan Financing

401(k) plan financing is not a loan. You will not have to pay an early withdrawal fee, and you will not have to pay a tax penalty.

Our 401(k) plan financing offers a powerful and flexible way for new or existing businesses and franchises to leverage assets that are currently in a 401(k) plan or IRA. In as little as 3 weeks you can invest a portion of your retirement funds into your business. This gives you more control over the performance of your retirement plan assets. And it gives you the working capital you need for business growth.

What About the IRS?

This is a 401(k) Rollover for Working Capital program.  The IRS calls it a Rollover for Business Startups (ROBS).  According to them, a ROBS qualified plan is a separate entity with its own set of requirements. The plan, through its company stock investments, rather than the individual, owns the trade or business. Therefore, some filing exceptions for individuals may not apply to such a plan. As always, it is going to be best to check with an expert.

401K Financing Details

This type of financing is not a loan against your 401(k), so there is no interest to pay. It does not use the 401(k) or stocks as collateral. Also, it’s quite easy to qualify for. You will not need financials or good credit to get approval. All the lender will require is a copy of your two most recent 401(k) statements.

If your plan has a value of more than $35,000, you can get approval even if your personal credit score is bad. You can receive whichever percent of your 401(k) is “rollable” as financing.  In many cases, you can secure a low-interest credit line or loan for 100% of your current 401(k) value.

The 401(k) you use cannot be from a business where you are currently working. Also, you cannot be currently contributing to it.

Learn more here and get started with building business credit with your company’s EIN and not your SSN.

Enjoy All the Work from Home Benefits While Running Your Own Business

It is harder for a home-based business to get funding.  This stems from the fact that it is harder to separate the business from the owner for fundability purposes. That does not mean that you cannot enjoy all the advantages of working from home while running a business however.  It can be done.  You can build business fundability while running your business from home.  You just have to be intentional. A business credit expert to walk  you through the process is a must. Do not fall into the trap of thinking you can do this on your own. 

This is someone who can not only help you assess and build fundability, but they can also help you find the financing you can get right now easier and faster.  Find out more today.

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Dendron (YC W21) Is Hiring

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