Mother of fallen Israeli soldier recounts how her son died protecting others: 'We still love him so deeply'

A fallen Israeli soldier saved over one hundred soldiers and civilians near Gaza after Hamas terrorists attacked his base.

First Lieutenant Yannai Kaminka, 20, from Tzur Hadassah, Israel, was killed in battle defending the Zikim base against the first wave of Hamas terrorists at approximately 8:13 a.m. on Saturday, October 7.

The Israel-Hamas war has had a devastating impact on Israeli citizens. Elana Kaminka, Yannai’s mother, told Fox News Digital that most families have at least one person who has been called up from reserve duty. Older adults and teenagers who’ve already completed their compulsory service have also been asked back to service.

“There’s nobody in Israel who doesn’t know somebody who was killed on October 7,” Elana said.

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Yannai, Elana’s oldest child, would have been 20 years old on October 30. She and her husband Eyal have three other kids, Liam, Timna and Nevo. Both Elana and Yannai are dual American and Israeli citizens.

“He wasn’t very old, but he had maturity in a deep, very deep personal ethics that I think is unusual for someone his age,” Elana said of Yannai. “He really believed in seeing the humanity in each and every person that he met.”

Yannai was not a very chatty son. He instead preferred to be on the sidelines observing and conversing with people one-on-one. The family joked that he had x-ray vision because Yannai, from a young age, was constantly analyzing, trying to figure out who a person was, understand their pain and find ways to connect personally.

In high school, Yannai worked as a scout leader. Many of his former scouts told stories of Yannai. During bus trips, all the other counselors would sit up front while the kids sat in the back.

“He’d just come and sit down next to one of the kids in his group and just have a conversation with them. And one of the kids said to me that’s the first time that an adult’s talked to me like that,” Elana said.

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Yannai would later do a year of civilian service before the Army. His ability to connect with strangers and loose acquaintances extended to his work with at-risk youth attempting to navigate difficult neighborhoods. Kids recalled that Yannai would spend hours talking to the kids but never talked about himself.

He preserved that skill during his career in the Army.

“The Army isn’t the type of framework that encourages like these deep interpersonal connections. It’s very rigid and very harsh,” Elans said. “He didn’t accept that. He told us when he was a basic trainee, he said, the commanders I respect are the ones who don’t le flaunt their authority in their ranks but who really see you and care about you.”

Though Yannai eventually moved on to platoon commander, second lieutenant and first lieutenant, he often spent substantial time asking soldiers about their friends, family and what they wanted to accomplish. Sometimes, he even made visits to the homes of his trainees.

“I think he saw himself in more of a parental role,” Elana surmised. “He was a good soldier, and he did his job as well. But he didn’t end it that way. He really looked at the personal side of and the human side who he worked with.”

Yannai served on the Zikim base in the north area of the Gaza Strip on October 7. That weekend, the guard posts were mainly manned by trainees who had been drafted in the middle of August. The base also had very little manpower because most people had gone home for the holiday. Some sergeants helped with the posts as per requirements.

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“At 6:30 in the morning, the base came under heavy artillery fire. They said afterward they found something like 35 missile heads within the base’s perimeter. So heavy, heavy artillery fire,” Elana said.

According to protocol, everyone inside the base, including the trainees and staff, ran to the bomb shelters. There was also a religious family who was inside that had been visiting.

Outside, civilians were on the beach throwing a party. Some were killed immediately when Hamas attacked, while others ran from the coastline into the base perimeter.

Once inside the shelter, the staff sergeants realized the trainees could not handle the situation and took over their posts.

“So, all the officers and sergeants put themselves on the front line. It wasn’t a situation where the officers were sitting in the comfy room and putting the grunts at risk. It was the opposite. They protected their soldiers,” Elana said.

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The commanders soon find themselves under heavy fire from three Hamas cells around the perimeter. The team communicated using WhatsApp, firing off messages to call for medics and report grenades. One of the sergeants was then hit. She was seriously injured and remains in critical condition in the hospital. Another sergeant then filled the position before getting injured.

“Yannai left his post and ran there to give them the backup. He was there, him another officer and two sergeants, and they came under heavy attack by a Hamas cell,” Elana said. “They fought for quite a long time. They started sending out, you know, calls again, ‘ammo, ammo.’ They needed more ammo. Then, the last message was at 8:13 a.m. One of them wrote, ‘I’m injured.’ And then the connection cut off.”

All four of them were killed. In total, three officers (Adir Abudi, Or Mozes, and Adar Ben Simon), two sergeants (Eden Levy and Omri Niv Fierstein) and one trainee (Neria Nagri) were also killed in the attack.

Recollections from the IDF suggest that the team took out one to three Hamas terrorists before getting hit with an explosive.

One of the surviving terrorists ran inside the base and was confronted by the trainees. The Hamas agent killed one trainee before another grabbed him. The trainee was shot in the arm in the scuffle, while another was able to neutralize the terrorist.

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The actions of Yannai and his comrades saved the lives of over 90 trainees and approximately 30 other soldiers and civilians inside of Zikim. As a result of their actions, Kibbutz Zikim, which is adjacent to the base, was able to prepare. There were no casualties in the kibbutz.

“As a parent, I would have put myself in front of danger to save his life. I think that was his perception, that his trainees meant so much to him, and he took so much responsibility for them,” Elana said. “He put himself in the line of danger to keep them protected, and he succeeded.”

The family would later go to the hospital to look for Yannai, where the IDF informed them that he had been killed. While the pain lingers heavily, Elana said the news was somewhat of a “mercy,” noting that many families have been left without answers and uncertainty about what happened to their loved ones.

Yannai was a talented musician. He would often compose and play music on the piano. Elana said he still had much to express and give to the world.

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“We still love him so deeply,” Elana added. “It’s like a car with a wheel missing. You know, there’s a part that’s not there, and you can’t–nothing can fix that.”

Following his death, Elana learned a new story about Yannai.

Elana’s husband, Eyal, is a poet whose work was often given a critical eye by Yannai.

“Sometimes he’d say, that one sucked. That wasn’t good. And, you know, I think that was also proof of how we had an open relationship. Like he felt comfortable to say that, you know, it was okay. Like he could be honest,” Elana recalled.

But there was one poem that Yannai found special. 

After Yannai’s passing, the family learned that he read the poem to civilians and those in his basic training several times. He had also painted the poem’s last line on the wall in his platoon and etched the words into dog tag covers for his trainees.

“Only at night do you see the stars,” it read.

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Protecting Your Business Finances During Times of Economic Uncertainty

Economic Uncertainty Isn’t on the Horizon—It’s Already Here

It’s an understatement to say that times are uncertain right now. Inflation, the (hopefully) winding down pandemic, current supply chain issues, and the situation in Ukraine are all creating massive global economic uncertainty. There’s even economic policy uncertainty in our government.

As a result of this kind of instability, protecting your business assets should be up there. Markets are changing rapidly, as are consumer attitudes toward spending. Succeeding just might get a bit tougher. There is always risk and uncertainty in economics. But now, it’s on steroids.

Protecting Your Business Assets During Economic Uncertainty Should be Top of Mind

Fortunately, there are ways to protect your assets. And yes, business credit and financing are the way to go. Right now is the time when good business credit and a Fundable™ foundation are key.

Spend Better During Times of Economic Uncertainty

While no one knows what the future will bring, one thing is for certain. Prices are going to be in flux, because economic uncertainty can influence the price of just about anything. Is it better to stock up now, expecting a price rise? Or is it better to try to wait it out and see if prices will get better?

Whichever decision you make, business credit and financing can help.

Stock Up Now with Inventory Financing

If you want to stock up now, then you might not have enough cash on hand to cover a big purchase. This is where inventory financing can come into play. It can make it possible for you to buy big today in anticipation of bigger sales tomorrow.

Inventory financing is a revolving line of credit, or a short-term loan acquired by a company so it can purchase products for sale later. The products serve as the collateral for the loan. There may be restrictions on the type of inventory you can use. This can include not allowing cannabis, alcohol, firearms, etc., or perishable goods. There can be revenue requirements. And there may also be minimum FICO score requirements.

Get approved for a line of credit for 50% of inventory value, regardless of personal credit quality.

Rates are usually 5 – 15% depending on type of inventory. You can get funding within 3 weeks or less. But note that it can’t be lumped together inventory, like office equipment.

Or Wait Out Economic Uncertainty With Merchant Cash Advances

If you want to wait, then a good use of your time can be to enhance your relationships with your preexisting customers. This can include offering better payment terms. But it can hurt your bottom line if you end up waiting for payments from your customers. Not to worry. MCAs can make it possible for you to give your customers more time to pay without harming your own bottom line.

Details on Merchant Cash Advances

An MCA technically isn’t a loan. Rather, it is a cash advance based upon the credit card sales of a business. A small business can apply for an MCA and have an advance deposited into its account fairly quickly. So you can offer Net 30 terms, but not have to wait a month to get paid.

A merchant financing program is ideal for business owners who accept credit cards and are looking for fast and easy business financing. An MCA program works to help you get funding, based strictly on your cash flow as verifiable per your business bank statements. Hence lenders in general will not have any burdensome document requests.

A lender will review three months of bank and merchant account statements. They are looking for consistent deposits. There should be deposits showing revenue is $50,000 or higher per year. A lender also verify time in business of six months or more.

Lenders also want to see that you don’t have a lot of Non-Sufficient-Funds (NSFs) showing on your bank statements. You shouldn’t have a lot of chargebacks on your merchant statements. And you should have more than ten deposits in a month going into your bank account.

In essence, a lender wants to know that you manage your bank and merchant accounts responsibly. And they want to see that have a decent number of consistent credit card transaction deposits each month.

Save More During Times of Economic Uncertainty

How can you save more money when you’ve still got to get supplies for your business? Putting everything on credit is a recipe for a future default. But what about saving when you spend? Or getting rewarded for spending?

The Wex Fleet Card and Wex Flex Card

These are great cards for business credit building because they report to Experian and D&B. Wex offers universal fleet cards, heavy truck cards, and universally accepted business fleet cards. Their cards have features supporting a small business, including a rewards program. But before applying for multiple accounts with WEX Fleet cards, only apply for two cards at a time. Then, make sure to leave at least two months between applications so that they don’t red flag your account. This will not mean an automatic decline, but it could reduce the amount of credit for which you are approved.

Apply online or over the phone. Terms are Net 15  for the Wex Fleet Card, and Net 15 or revolving for the Wex FlexCard.

To qualify for either card, you need a business entity in good standing with Secretary of State. You also need your EIN and D-U-N-S numbers. Plus you must have a business address which matches everywhere, and all necessary business licenses, if applicable. You’ll need a business bank account, and your business phone number must have a listing on 411. Apply online or over the phone, at (800) 395-0812 (then select option 3).

Economic Uncertainty The Wex Fleet Card

You must be in business for at least one year, with a strong business credit history. In addition, you will have to provide your Social Security number for informational purposes. But if a pull on your personal credit concerns you, contact their Credit Department before applying. Also, they want you to have a good PAYDEX score of 80 or better.

However, if you are in business less than four years or your business credit history is too sparse for the approval to hinge on it, they will require a Personal Guarantee or a deposit of $500 to secure the card.

With this card, you will need to pay it off in full each month.

The Wex FlexCard

There is no minimum time in business requirement. However, you must provide a Personal Guarantee.

Get a rebate of up to 3 cents per gallon on gasoline. Pay no annual fee. You can carry a balance with this card, if necessary.

Brex

Another great card to help you save more as you spend is the Brex card. It is a particularly good card for startups.

Brex is a business money management system that integrates with your accounting software. It allows you to track expenses and, depending on the level of service you choose, can also help with paying bills and controlling spending.

The easiest way to use Brex for both managing finances and building business credit is to open a Brex Cash account. Brex is not a bank, but rather a banking alternative. They have a partnership with the FDIC and your funds are secure.

Everyone that opens a Brex cash account gets a corporate card. It works just like a debit card, drawing from your Brex Cash balance daily. However, unlike a debit card, Brex reports these payments to Dun & Bradstreet, Experian, and Equifax every month, thus helping build your business credit score.

Since this card is secured by the balance in your Brex cash account, and limited to that balance, you do not have to worry about underwriting.

This card offers rewards in terms of points that can be redeemed for travel, cryptocurrency, cash back, statement credits, gift cards, and more. There are even virtual card options for online spending. Brex integrates with common accounting programs including Quickbooks, Xero, NetSuite, and Gust.

Since the card is paid off monthly, you do not pay interest. There is no fee for standard service, but you can upgrade to premium at a cost. Currently premium accounts start at $49.99 and offer more expense management options. And you can even use rewards points to pay for it.

Terms

This card is paid daily from your balance of money deposited into a Brex Cash account. No minimum balance is necessary.

Brex does not offer balance transfers from other cards to Brex, due to not requiring a personal guarantee. However, they will perform balance transfers within Brex accounts.

Qualifying

To qualify for a Brex card, you need a business entity in good standing with Secretary of State. You also need your EIN and D-U-N-S numbers. Plus you must have a business address which matches everywhere, and all necessary business licenses, if applicable. You’ll need a business bank account,

In addition, you will have to provide your Social Security number on your application, for informational purposes. But if a pull on your personal credit concerns you, talk to a representative before applying.

Apply online.

Protect Your Business During Economic Uncertainty: Takeaways

While our economy is in flux, your main focus should be to maintain and grow your business’s assets. Good business credit will help your business now and, in the future, when economic uncertainty starts to diminish.

The post Protecting Your Business Finances During Times of Economic Uncertainty appeared first on Credit Suite.

The Secret To Protecting Your Business Assets

The Secret To Protecting Your Business Assets

No matter the kind of company you carry out, there is a considerable danger of being filed a claim against in our litigious culture. Legal actions can vary from insurance claims of oversight to faulty items to disagreements with workers. Including is a way of defending against these prospective hazards.

Solitary Incorporation – Protecting Your Personal Assets

Including your organisation is a technique for producing a lawful wall surface in between your individual possessions as well as organisation. If a judgment is provided versus your company, the service possessions are as excellent as gone.

Dual Incorporation Strategy – Protect Your Business Assets

If you integrate your service, it is all well and also great that your individual possessions are not at threat. Simply integrating your company will certainly not secure these possessions since they are had by the company entity. Because an effective suit would certainly result in a judgment versus the service entity, all possessions of the service can be taken as component of the judgment.

As the name recommends, the dual consolidation approach entails the development of 2 organisation entities. The initial is your “at danger” service that engages with your customers or clients. The 2nd entity, a “holding company”, is after that developed to have the important properties of your organisation.

Lots of people understand that a company entity can be utilized to produce a safety guard for their individual possessions. Currently you can utilize this dual consolidation method to safeguard those properties as well if your service has high worth possessions.

Including your organisation is an approach for developing a lawful wall surface in between your individual possessions and also service. If a judgment is provided versus your company, the service properties are as excellent as gone. Just including your service will certainly not shield these properties since they are possessed by the company entity. Given that an effective suit would certainly result in a judgment versus the organisation entity, all possessions of the service can be taken as component of the judgment. The 2nd entity, a “holding company”, is after that developed to have the useful possessions of your service.

The post The Secret To Protecting Your Business Assets appeared first on ROI Credit Builders.

The Secret To Protecting Your Business Assets

The Secret To Protecting Your Business Assets

No matter the kind of company you carry out, there is a considerable danger of being filed a claim against in our litigious culture. Legal actions can vary from insurance claims of oversight to faulty items to disagreements with workers. Including is a way of defending against these prospective hazards.

Solitary Incorporation – Protecting Your Personal Assets

Including your organisation is a technique for producing a lawful wall surface in between your individual possessions as well as organisation. If a judgment is provided versus your company, the service possessions are as excellent as gone.

Dual Incorporation Strategy – Protect Your Business Assets

If you integrate your service, it is all well and also great that your individual possessions are not at threat. Simply integrating your company will certainly not secure these possessions since they are had by the company entity. Because an effective suit would certainly result in a judgment versus the service entity, all possessions of the service can be taken as component of the judgment.

As the name recommends, the dual consolidation approach entails the development of 2 organisation entities. The initial is your “at danger” service that engages with your customers or clients. The 2nd entity, a “holding company”, is after that developed to have the important properties of your organisation.

Lots of people understand that a company entity can be utilized to produce a safety guard for their individual possessions. Currently you can utilize this dual consolidation method to safeguard those properties as well if your service has high worth possessions.

Including your organisation is an approach for developing a lawful wall surface in between your individual possessions and also service. If a judgment is provided versus your company, the service properties are as excellent as gone. Just including your service will certainly not shield these properties since they are possessed by the company entity. Given that an effective suit would certainly result in a judgment versus the organisation entity, all possessions of the service can be taken as component of the judgment. The 2nd entity, a “holding company”, is after that developed to have the useful possessions of your service.

The post The Secret To Protecting Your Business Assets appeared first on ROI Credit Builders.