Reliable Recession Corporate Credit

Can you still get recession corporate credit? Yes! Of course you can!

Your Business Needs Recession Corporate Credit

Recession corporate credit is credit in a company’s name. It doesn’t tie to an entrepreneur’s personal credit, not even when the owner is a sole proprietor and the sole employee of the business.

Consequently, an entrepreneur’s business and consumer credit scores can be very different.

Recession Era Financing

The number of United States financial institutions and also thrifts has been decreasing slowly for 25 years. This is from consolidation in the marketplace as well as deregulation in the 1990s, reducing obstacles to interstate banking. See: https://www.fundera.com/blog/happened-americas-small-businesses-financial-crisis-six-years-start-crisis-look-back-10-charts

Assets concentrated in ever‐larger banks is problematic for small business proprietors. Big banks are a lot less likely to make small loans. Economic slumps mean banks end up being much more careful with lending. Luckily, business credit does not rely upon financial institutions.

The Advantages of Recession Corporate Credit

Because company credit is independent from individual, it helps to protect an entrepreneur’s personal assets, in case of litigation or business bankruptcy.

Also, with two distinct credit scores, a business owner can get two separate cards from the same vendor. This effectively doubles purchasing power.

Another benefit is that even startups can do this. Going to a bank for a business loan can be a recipe for frustration.

But building business credit, when done right, is a plan for success.

Consumer credit scores are dependent on payments but also additional considerations like credit usage percentages.

But for corporate credit, the scores actually merely depend on whether a small business pays its debts on a timely basis.

The Process of Building Recession Corporate Credit

Building small business credit is a process, and it does not happen without effort. A company needs to actively work to establish small business credit.

That being said, it can be done easily and quickly, and it is much quicker than establishing individual credit scores.

Merchants are a big aspect of this process.

Undertaking the steps out of sequence will lead to repetitive rejections. Nobody can start at the top with recession corporate credit. For example, you can’t start with retail or cash credit from your bank. If you do, you’ll get a denial 100% of the time.

Corporate Credit and Fundability

A small business has to be fundable to lenders and merchants.

Therefore, a small business will need a professional-looking web site and e-mail address. And it needs to have site hosting bought from a vendor like GoDaddy.

Plus, business phone numbers ought to have a listing on ListYourself.net.

Likewise, the company telephone number should be toll-free (800 exchange or comparable).

A business will also need a bank account dedicated only to it, and it must have all of the licenses essential for operation.

Licenses

These licenses all must be in the perfect, correct name of the business. And they need to have the same company address and phone numbers.

So keep in mind, that this means not just state licenses, but potentially also city licenses.

Learn more here and get started toward building business credit attached to your company’s EIN and not your SSN. Get money even in a recession!

Working with the IRS

Visit the IRS website and acquire an EIN for the business. They’re totally free. Select a business entity such as corporation, LLC, etc.

A small business can get started as a sole proprietor. But they will more than likely wish to change to a sort of corporation or an LLC.

This is in order to limit risk. And it will take full advantage of tax benefits.

A business entity will matter when it pertains to taxes and liability in the event of litigation. A sole proprietorship means the owner is it when it comes to liability and taxes. No one else is responsible.

Sole Proprietors Take Note

If you run a small business as a sole proprietor, be sure to incorporate.

If you do not, then your personal name is the same as the business name. Consequently, you can end up being directly responsible for all company financial obligations.

Also, according to the Internal Revenue Service, using this arrangement there is a 1 in 7 possibility of an IRS audit. There is a 1 in 50 chance for corporations! Steer clear of confusion and considerably lower the chances of an Internal Revenue Service audit as well.

But never look at a DBA filing as ever being anything more than a steppingstone to incorporating.

Beginning the Recession Corporate Credit Reporting Process

Start at the D&B website and get a totally free D-U-N-S number. A D-U-N-S number is how D&B gets a company in their system, to generate a PAYDEX score. If there is no D-U-N-S number, then there is no record and no PAYDEX score.

Once in D&B’s system, search Equifax and Experian’s sites for the company. You can do this at www.creditsuite.com/reports. If there is a record with them, check it for correctness and completeness. If there are no records with them, go to the next step in the process.

In this manner, Experian and Equifax will have activity to report on.

Vendor Credit

First you should build trade lines that report. This is also called vendor credit. Then you’ll have an established credit profile, and you’ll get a corporate credit score.

And with an established business credit profile and score you can begin to get retail and cash credit.

These kinds of accounts tend to be for the things bought all the time, like marketing materials, shipping boxes, outdoor work wear, ink and toner, and office furniture.

But to start with, what is trade credit? These trade lines are credit issuers who will give you preliminary credit when you have none now. Terms are typically Net 30, versus revolving.

Therefore, if you get approval for $1,000 in vendor credit and use all of it, you must pay that money back in a set term, like within 30 days on a Net 30 account.

Details

Net 30 accounts must be paid in full within 30 days. 60 accounts have to be paid completely within 60 days. In comparison with revolving accounts, you have a set time when you must pay back what you borrowed or the credit you made use of.

To kick off your business credit profile properly, you should get approval for vendor accounts that report to the business credit reporting agencies. Once that’s done, you can then make use of the credit.

Then repay what you used, and the account is on report to Dun & Bradstreet, Experian, or Equifax.

Vendor Credit – It Makes Sense

Not every vendor can help like true starter credit can. These are merchants that will grant an approval with a minimum of effort. You also want them to be reporting to one or more of the big three CRAs: Dun & Bradstreet, Equifax, and Experian.

This is how to get started with recession corporate credit.

You want 3 of these to move onto the next step, which is retail credit. Here are some stellar choices from us: https://www.creditsuite.com/blog/5-vendor-accounts-that-build-your-business-credit/

Accounts That Don’t Report

Non-Reporting Trade Accounts can also be helpful. While you do want trade accounts to report to at the very least one of the CRAs, a trade account which does not report can nonetheless be of some worth.

You can always ask non-reporting accounts for trade references. And credit accounts of any sort will help you to better even out business expenditures, thereby making financial planning easier. These are providers like PayPal Credit, T-Mobile, and Best Buy.

Learn more here and get started toward building business credit attached to your company’s EIN and not your SSN. Get money even in a recession!

Retail Credit

Once there are 3 or more vendor trade accounts reporting to at least one of the CRAs, then progress to retail credit. These are service providers which include Office Depot and Staples.

Only use your SSN and date of birth on these applications for verification purposes. For credit checks and guarantees, use the business’s EIN on these credit applications.

Fleet Credit

Are there more accounts reporting? Then move to fleet credit. These are service providers like BP and Conoco. Use this credit to buy fuel, and to repair and maintain vehicles. Only use your SSN and date of birth on these applications for verification purposes. For credit checks and guarantees, make certain to apply using the business’s EIN.

Cash Credit

Have you been responsibly managing the credit you’ve gotten up to this point? Then move onto more universal cash credit. These are companies like Visa and MasterCard. Just use your Social Security Number and date of birth on these applications for verification purposes. For credit checks and guarantees, use your EIN instead.

These are frequently MasterCard credit cards. If you have more trade accounts reporting, then these are attainable.

Learn more here and get started toward building business credit attached to your company’s EIN and not your SSN. Get money even in a recession!

Monitor Your Recession Corporate Credit

Know what is happening with your credit. Make sure it is being reported and address any inaccuracies as soon as possible. Get in the practice of taking a look at credit reports. Dig into the particulars, not just the scores.

We can help you monitor business credit at Experian and D&B for 90% less than it would cost you at the CRAs.

At Equifax, you can monitor your account at: www.equifax.com/business/business-credit-monitor-small-business.

Update Your Records

Update the data if there are mistakes or the details is incomplete. At D&B, you can do this at: https://iupdate.dnb.com/iUpdate/viewiUpdateHome.htm. For Experian, go here: www.experian.com/small-business/business-credit-information.jsp. So for Equifax, go here: www.equifax.com/business/small-business.

Fix Your Recession Corporate Credit

So, what’s all this monitoring for? It’s to dispute any mistakes in your records. Mistakes in your credit report(s) can be fixed. But the CRAs normally want you to dispute in a particular way.

Get your business’s PAYDEX report at: www.dnb.com/about-us/our-data.html. Get your company’s Experian report at: www.businesscreditfacts.com/pdp.aspx?pg=SearchForm. And get your Equifax business credit report at: www.equifax.com/business/credit-information.

Disputes

Disputing credit report mistakes commonly means you send a paper letter with copies of any proof of payment with it. These are documents like receipts and cancelled checks. Never send the original copies. Always send copies and keep the original copies.

Fixing credit report errors also means you precisely itemize any charges you contest. Make your dispute letter as clear as possible. Be specific about the problems with your report. Use certified mail so that you will have proof that you mailed in your dispute.

Dispute your or your company’s Equifax report by following the directions here: www.equifax.com/small-business-faqs/#Dispute-FAQs.

You can dispute errors on your or your business’s Experian report by following the instructions here: www.experian.com/small-business/business-credit-information.jsp.

And D&B’s PAYDEX Customer Service phone number is here: www.dandb.com/glossary/paydex.

A Word about Recession Corporate Credit Building

Always use credit smartly! Never borrow more than what you can pay off. Monitor balances and deadlines for repayments. Paying off punctually and fully will do more to increase corporate credit scores than just about anything else.

Establishing recession corporate credit pays. Great business credit scores help a business get loans. Your loan provider knows the small business can pay its financial obligations. They recognize the business is for real.

The company’s EIN connects to high scores and loan providers won’t feel the need to require a personal guarantee.

Takeaways

Recession corporate credit is an asset which can help your company in years to come. We can help you get started toward growing corporate credit. The COVID-19 situation will not last forever.

The post Reliable Recession Corporate Credit appeared first on Credit Suite.

Lima One Recession Funding – Reliable Research So You Know What You’re Getting Into

The COVID-19 pandemic caught the world by surprise. The economy is upside down. If you are a business trying to make it during this time, we can help. The Federal government has approved funding through The CARES Act, including the Paycheck Protection Plan. In addition, many states and local organizations are offering their own COVID-19 relief options. Beyond that, check out what we found out about Lima One Recession Funding. Note: The changing economic environment means nothing stays the same long. This information is accurate as of the time of this writing, but lenders are making changes frequently. Check Lima One Capital for updates.

Our Honest Review of Lima One Recession Funding

When it comes to real estate investments in a recession, there are a few options. You can flip houses, manage rental property, or some combination of both. One thing is for sure however, and that is that you almost always need financing. Lima One recession funding could help.

In recent years a ton of online real estate investment lending institutions have popped up. These differ from the tons of alternative lenders that have broken digital ground. Instead of business loans, they deal only in real estate lending. In addition, though most of the hard stuff is available to deal with online, there are brick and mortar offices.

They are similar to online lenders in many ways. As already mentioned, most of the forms are available online. Both application and approval can often happen with an online form. Also, Lima One recession financing may also allow for a lower credit score than a traditional bank would require for approval.

The main difference is that these companies, including Lima One, deal only in real estate investments. As such, there are certain things that cannot happen online, such as inspections and appraisals. If you are considering real estate investment, or if you are already in the business but looking for a new lender, Lima One recession financing could be the answer to all you seek.

In an effort to help you make an informed decision about Lima One recession financing, we took an in-depth look at their mission, policies, and products. Our research for this should help you decide if it will work for you. Before you can figure that out, especially if you are new to real estate investment, it may be helpful to have a quick reminder of how the process works.

What are Real Estate Investments?

When you get down to the nitty gritty, real estate investment is simply purchasing real estate for the purpose of generating profit. It can happen in a couple of different ways though.

Check out our best webinar with its trustworthy list of seven vendors to help you build business credit, even in a recession.

Flipping Houses

This is the main topic of many television shows. You buy a house for almost nothing, fix it up, and resell it for a profit. It sounds simple enough, and even fun. There is much more to it however. The first roadblock is almost always funding. You have to have the money to buy the house in the first place.

Usually, house flipping financing is short-term, like 13 to 24 months. That isn’t a ton of time to fix it up and get it sold, and you are at the mercy of the contractor’s time table. It is very profitable for a lot of people, but there is a healthy dose of luck involved as well.

The greatest hurdle seen in many house flips is location. You can buy a great house at a great price and fix it up to an even better house that should sell for much more, but if it isn’t located in a place where people want to live, you are going to end up with a house that won’t turn a profit. Worse yet, it may not sell at all.

When looking at a home purchase for a flip, you have to consider location. Not doing so could be extremely detrimental.

Rental Properties

There are a couple of different options here as well, but when most folks think of rentals, they are thinking about buying houses to rent out to others. It can be pretty lucrative if you play your cards right.

Every town needs rental property, but the type of rental property needed may differ vastly. For example, a college town is going to need property that is clean, livable, and able to sleep several roommates to maximize cost effectiveness.

A large city will need a good mix of rental properties for professional young people and young families coming to the area for work. The singles will want something trendy and close to the action, while the families will be looking for size, stability, and something a little lower key. This would be the difference between a downtown loft and a three-bedroom two bath in the suburbs.

In the college town, smaller sized homes and duplexes are going to be vital. If you own a ton of family homes, you may run into issues. If you are in a town that a lot of families are moving to however, those rentals that will hold them could be a gold mine.

Location, Location, Location

Location really is huge.

Check out our best webinar with its trustworthy list of seven vendors to help you build business credit, even in a recession.

Apartments are also a good bet if you want to get into rentals, but you still have to exercise caution. You want a complex that already generates a profit on the front end. Do not ignore the need for upkeep or maintenance either. Both are vital regardless of what type of rental you own, but apartments can be a little more difficult to manage due simply to the number of tenants you have to juggle.

Financing Options for Lima One Recession Funding

Different financing options are available for the various types of real estate investments. Your specific business situation can make a difference as well. Here is what is available as far as Lime One recession funding.

Fix N Flip

This is the house flipping loan available through Lima One Capital. It is a 13-month term loan up to 75% of ARV for 90% of purchase or rehab. There is no prepay penalty, and the minimum credit score necessary for approval is 600. This is pretty low, meaning your credit doesn’t have to be perfect to get started.

While this type of Lima One recession funding can open up a lot of opportunities, remember that there are some major risks involved with flipping houses. It is important to take this and the short loan term into consideration on the front end.

This is why it is important to remember that location is just as important as other factors when house flipping. If you have a great house and your budget is on point, but the house is in a part of town that no one is buying in, you are going to have issues.

Bridge Plus

The Bridge Plus loan is available to those who have 5 or more successful home flips in the past 2 years. It is a lower interest option for Lima One recession funding if you need a quick purchase or refinance for resale. The term is still 13 months, but the funds are more readily available and again, lower interest, due to the previous experience requirements.

Lima One Recession Funding: Construction Loans

If you are planning to do major work or build a structure for residential rental, this is the Lima One recession funding you need. You must already own the investment property or lot, and it is a 70% ARV with a 13-month term.

Cash Out Loan: Lima One Recession Funding at Its Finest

This loan is for those that already own property and want to leverage it. It is 0% down, with a 50% loan to “as-is” value. The term is 13 months.

Rental Financing: Another Form of Lima One Recession Funding

If you are looking at investment property to run as a rental rather than resale, Lima One recession funding has several options.

Rental 30

This option is open to all experience levels for purchase, refinance, or cash out. It is a 30-year term with interest ranging from 5.75% to 8.025%. The minimum amount available is $50,000 and the maximum is $1,000,000. There is no debt to income requirement for the borrower, and the minimum credit score required is 660.

Rental Premium

The Rental Premium product is a loan available with a 30-year term or with a 5/1 or 10/1 loan option. And the property has to have a value of at least $60,000. The minimum credit score for eligibility is 660.

Rental 2-1

This is a loan for rental property with a 2-year term and the option for a 1-year extension. The minimum loan amount is $50,000, and the maximum is $2.5M. The 660 minimum credit score still applies here.

Check out our best webinar with its trustworthy list of seven vendors to help you build business credit, even in a recession.

Multi Family Loan Overview

If you are going to buy multifamily rental property, this loan could be Lima One recession funding you need. A 2-year term with no prepayment penalty highlights the offering. Interest ranges from 8.99% to 10%. The fund amounts are variable between $250,000 to 5,000,000.

With most of these loans you also have the potential to cross-collateralize any property you already own or have under an existing loan with Lima One Capital.

Lima One Capital Recession Funding: What Are People Saying?

We can’t research Lima One recession funding without checking out the company on the Better Business Bureau website. According to the BBB, Lima One has been in business since 2010. They do have 5 complaints on file, but over 8 years that’s not too bad. Most of the complaints relate to issues dealing with individual staff members. They are not related to company policy or habitual ways of doing business. They have an A+ rating.

In addition, they made the top real estate lenders as issued by Fit Small Business in June of 2018.

They offer loans in 40 states.

What Else do You Need to Know about Lima One Recession Funding?

Most real estate loans, regardless of the lender, require 20% down. That can be a stretch during a recession. It can come from multiple sources, including loans from other lenders, leveraging properties you already own, gifts, or personal funds.

Location matters. I have mentioned this already, but you just can’t expect to buy cheap property to flip without thinking about why it is cheap. The same goes for rentals. What kind of renters will you get in the area? Will they pay? Location is an important element that you should pay attention to.

When you have a construction loan, it may cost you to make draws. Sometimes it can cost as much as $200 per construction draw. This is standard, but you need to be sure to add it to your budget, and be careful to manage your construction draws accordingly.

Budgets are important. That will go without saying to many, but just in case you weren’t sure, you need to have a budget and stick to it. It will pay off in the end.

Don’t over improve. You want to increase the value of the property, but stay aware of what your market can handle. Custom cabinets and marble counters are fabulous, but if those buying in that area cannot afford them, you are only going to lose money. Pay attention to the market in a particular location and what it can handle.

Along those lines, consider whether you are selling versus renting. If you are improving a property for rent, you need to pay closer attention to the durability of the materials you use.

Lima One Recession Funding: Conclusion

Finding funding of any kind during a recession is hard. There is no doubt about it. It is important to stay on top of your finances and do your research so that you can find the right sources to fit your needs. It is much easier to slide down a slippery slope. A good funding source could be the traction you need.

Overall, Lima One recession funding is solid. They know their business and generally offer great customer service. The only issue is that there may be, on occasion, a glitch in company-wide communication. However, the company addresses each complaint on the BBB website in a timely manner, and there are not a lot of those complaints. If you are looking at real estate investments, Lima One Capital isn’t a bad place to start.

Armed with this information, you should be able to make a more informed decision about a lender. If you are serious about breaking into real estate investment, or if you are an established investor looking for more funding options during the recession, we would love to help. Find out more here.

The post Lima One Recession Funding – Reliable Research So You Know What You’re Getting Into appeared first on Credit Suite.

Lima One Recession Funding – Reliable Research So You Know What You’re Getting Into

Organisation Broker Guide- How To Choose A Reliable Business Broker

Service Broker Guide- How To Choose A Reliable Business Broker Organisation brokers or service transfer representatives are valuable in offering your service at greater rates. A service broker gives purchasers as well as vendors for various services. Company brokers locate purchasers for you to make a reliable organisation sale. Company broker can be an individual …

Check Out Our Reliable Business Credit Card Comparison

The Only Business Credit Card Comparison You’ll Ever Need

We performed a business credit card comparison and did the research for you. So, here are our top picks.

Per the SBA, company credit card limits are a whopping 10 – 100 times that of consumer cards!

This reveals you can get a lot more money with small business credit. And it also shows you can have personal credit cards at stores. So, you would now have an additional card at the same retail stores for your small business.

And you will not need collateral, cash flow, or financial data to get small business credit.

Business Credit Card Comparison: Benefits

Perks can vary. So, make sure to select the benefit you like from our business credit card comparison.

Business Credit Card Comparison: 0% APR – Pay Nothing!

Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card has no yearly fee and comes with a 0% introductory APR on purchases for the first nine months. Thereafter, the card has a 13.24 – 23.24% variable APR

Earn 3 points/dollar spent when you book travel via the Bank of America Travel Center and 1.5 points/dollar on all other purchases. You can earn unlimited points and points will never expire.

Details

There is a 25,000-point sign-up bonus when you spend $1,000 in the initial 60 days of opening up the account. Cardholders get travel accident insurance, and lost luggage reimbursement.

They additionally get trip cancellation coverage, trip delay reimbursement and other benefits.

There is no introductory rate for balance transfers. Also, bonus categories are limited.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/travel-rewards-business-credit-card/

JetBlue Plus Card

Check out the JetBlue Plus Card for one more offer of a 0% introductory APR

Earn six points/dollar on JetBlue purchases, two points/dollar at dining establishments and grocery stores. And get one point/dollar on all other purchases.

Details

Spend $1,000 in the first 90 days and pay the yearly fee, and get 40,000 bonus points. New cardholders get a 12-month, 0% introductory APR on balance transfers made in 45 days of account opening.

After that, the variable APR on purchases and balance transfers is 17.99%, 21.99% or 26.99%, based upon creditworthiness. Benefits include a free first checked bag and 50% savings on in-flight purchases.

There is a $99 annual fee for this card.

Get it here: https://cards.barclaycardus.com/cards/jetblue-card/

Uber Visa Card

Check out the Uber Visa Card. Uber is the first ride-sharing service to offer a credit card, in a partnership with Visa and Barclays.

The card offers 4% back per dollar spent at restaurants, takeout and bars, including UberEATS. Also, get 3% back on hotel, airfare and vacation home rentals. And earn 2% back on online purchases.

So, this includes retailers and subscription services such as Uber and Netflix. And get 1% back on all other purchases. Each percent/point has a value of 1 cent. Redeem points for cash back, gift cards or Uber credits directly in the app.

By spending a minimum of $500 in the first 90 days, users can earn a $100 sign-up bonus. Cardholders spending at least $5,000 annually are eligible to receive a $50 credit toward online subscription services.

Details

If you pay your cellular phone bill with this card, you are insured up to $600 for cellphone damage or theft.

Cardholders are eligible for exclusive access to specific events and offers. Uber expects most of these offers will be available in major cities like New York, San Francisco, Los Angeles, Chicago and DC. There is no foreign transaction fee.

But there is no introductory rate. The APR is a variable 16.99%, 22.74% or 25.74%, based on your creditworthiness. Cardholders with less than stellar credit will be on the higher end of the range.

Also, there are restrictions on Uber credits. To redeem points as credits in the Uber app, accumulate a minimum of 500 points, or $5. Cardholders can convert a maximum of 50,000 points, or $500, per day.

Get it here: https://www.uber.com/c/uber-credit-card/

Costco Anywhere Visa® Business Card by Citi

Not taking Uber? Then you’ll need to fill your gas tank someway. Why not do so with the Costco Anywhere Visa® Business Card by Citi?

This card earns cash back with every purchase. Earn 4% cash back on the first $7,000 spent on eligible gas purchases annually (1% after that). Get 3% cash back at restaurants and on eligible travel purchases. Also, get 2% cash back at Costco and Costco.com. And earn 1% cash back on all other purchases.

Note: the $0 annual fee is only for Costco members. And an active Costco membership is required. Cardholders will get access to damage and theft purchase protection, extended warranty coverage and travel accident insurance.

Also, there is no sign-up bonus available with this card.

Get it here: https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=Citi-costco-anywhere-visa-business-credit-card

Ink Business Cash℠ Credit Card

Have a look at the Ink Business Cash ℠ Credit Card. Small businesses can get cash back with each purchase. Spend $3,000 in the initial three months from account opening. And you’ll earn a $500 bonus cash back.

There is a $0 annual fee with a 0% introductory APR for 12 months on purchases and balance transfers. Afterwards, the APR is a 15.24 – 21.24% variable.

The card features travel and purchase coverage benefits. So, this includes an auto rental collision damage waiver and extended warranty protection.

Details

Earn additional cash back on business categories. So, these include office supply stores, telecommunications, gas stations and restaurants.

Note: this credit card has a balance transfer fee. Pay 5% of the amount transferred or $5, whichever is greater. Also, there is a foreign transaction fee of 3%.

Get it here: https://creditcards.chase.com/small-business-credit-cards/ink-cash

United MileagePlus Explorer Business Card

Get a good look at the United MileagePlus Explorer Business Card.

Earn 2 miles/dollar with United and at restaurants, gas stations and office supply stores. All other purchases earn 1 mile/dollar. Earn a 50,000-mile sign-up bonus after spending $3,000 in the initial three months from account opening.

Benefits include priority boarding, a free first checked bag for you and a companion on the same reservation.

Details

Also, get two United Club passes annually. And get hotel and resort perks including upgrades. On top of that, get early check-in and late checkout. And get an auto rental collision damage waiver.

Also, get baggage delay insurance, lost luggage reimbursement, trip cancellation and interruption insurance. Finally, get trip delay reimbursement, purchase protection, price protection and concierge service.

After the first year, the card has an annual fee of $95. APR of 17.99% – 24.99%, based on creditworthiness.

Get it here: https://creditcards.chase.com/small-business-credit-cards/united-mileageplus-explorer-business

Starwood Preferred Guest® Business Credit Card from American Express

Another alternative is the Starwood Preferred Guest Business Credit Card from American Express.

This credit card is for those who stay at Starwood Preferred Guest and Marriott hotels often. Get six points per dollar of eligible purchases at participating SPG and Marriott Rewards hotels.

And get four points per dollar at American restaurants, US gas stations, and on American purchases for shipping.

Also, get four points to the dollar on wireless telephone services purchased directly from US service providers. For all other eligible purchases, get two points per dollar.

Details

Earn 75,000 bonus points when you spend $3,000 in the initial three months of account opening. Benefits include free in-room premium internet access, Sheraton Club lounge access, and purchase protection.

Plus, you get car rental loss and damage insurance. And you get baggage insurance. There is also a global assistance hotline. And there is a roadside assistance hotline. And get travel accident insurance and extended warranty coverage.

The most significant issue is the annual fee. There is a $0 introductory annual fee for the first year, then it’s $95 thereafter. Plus, there is no 0% introductory APR. Instead, there is a 17.74 – 26.74% variable APR

Get it here: https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/spg-amex-starwood-credit-card

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Business Credit Card Comparison: Terrific Cards for Cash Back

SimplyCash Plus Business Credit Card from American Express

Check out the SimplyCash Plus Business Credit Card from American Express. There is a $0 yearly fee. And there is a 0% APR on purchases. So, this is for the initial 15 months an account is open.

But when the introductory period ends, the APR for purchases is 14.24 to 21.24%. So, this is variable and based on creditworthiness.

Details

This card has several benefits. These include purchase protection, car rental loss and damage insurance. And they also include a baggage insurance plan, extended warranty coverage and a global assist hotline.

Also, get 5% cash back at US office supply stores and on wireless phone services. So, these must be bought from American service providers. But this pertains to the initial $50,000 of annual spending. Then, you earn 1% cash back.

You also get 3% cash back on spending category of your choice. So, this is from eight distinct categories. They include airfare, gas, advertising and computer purchases. But it applies to the first $50,000 of yearly spending. Then, you earn 1% cash back.

Cash-back bonuses are automatically credited to the customer’s billing statement.

Note: you cannot use this credit card for balance transfers. There is a foreign transaction fee of 2.7%. The credit card charges up to $38 in late fees. And the returned check fee is also $38. The penalty APR is 29.99%.

And, it kicks in if you have two or more late payments within 12 months. It can also apply if you fail to make the minimum payment on time or have a returned payment.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279

Capital One® Quicksilver® Card

Check out the Capital One® Quicksilver® Card. It offers flat-rate rewards of 1.5% on all purchases. There are no limits to the amount of cash back rewards which cardholders can earn. Also, the card has a $0 annual fee.

New cardholders have a 0% APR on purchases and balance transfers for the first 15 months after opening the account. And after that they have a 14.74 – 24.74% (variable) APR after that.

A cash bonus of $150 is on offer for those who make at the very least $500 in purchases within 3 months of account opening.

Details

Also, cash back rewards do not expire for the life of the account. And there is no limit to how much you can earn.

This card also offers travel accident insurance. And you get an auto rental collision damage waiver. There are no foreign transaction fees. And there is extended warranty coverage.

Downsides are the flat reward rate, not allowing for any more than that. And the higher APR after the first 15 months.

Get it here: https://www.capitalone.com/credit-cards/quicksilver/

Business Credit Card Comparison: Small Business Credit Cards for Luxurious Travel Points

Capital One® Spark® Miles for Business

Be sure to check out the Capital One® Spark® Miles for Business card for travel points. With this card, you can get 2 miles per dollar on all purchases. When you spend $4,500 within the first 3 months of opening an account, you can earn 50,000 miles. So, that is worth $500 in travel.

Benefits for cardholders include an auto rental collision damage waiver, and purchase security. And they also include extended warranty coverage. And you get travel and emergency assistance services.

Cardholders will pay $0 introductory for the first year. But they will pay $95 after that for the annual fee.

There is no 0% APR for purchases or balance transfers with this card. The APR is 18.74% (variable).

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-miles/

The Business Platinum® Card from American Express OPEN

Check out the Business Platinum® Card from American Express OPEN if you’re comfortable with an outrageous annual fee. This card earns 5 points per dollar on flights and prepaid hotels booked on the American Express Travel website.

It also gets 2 points per dollar on travel purchases booked on the American Express Travel website.

Furthermore, it gets 1.5 points per dollar on purchases of $5,000 or more. So, this is with up to one million additional points per calendar year. All other eligible purchases earn one point per dollar.

Details

With this card’s welcome offer, you can earn 50,000 bonus points when you spend $10,000. And earn another 25,000 points when you spend an additional $10,000 in that same period.

Cardholder benefits include global lounge access and a $200 airline fee credit. And you get a fee credit for Global Entry or TSA Precheck.

Benefits also include complimentary Wi-Fi hotspot internet access, privileges including early check-in and daily breakfast at participating hotels and resorts. Plus, the card offers travel accident insurance and roadside assistance.

This card does not offer bonus point earnings in other categories like gas, office supplies or advertising. In addition, all of these benefits do not come cheap. Note: the card has a yearly fee of $450!

Get it here: https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-platinum-credit-card-amex

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Chase Sapphire Reserve®

For travel points, check out the Chase Sapphire Reserve® credit card. You can get 3 points/dollar on travel and dining at restaurants and 1 point/dollar on other purchases.

Spend $4,000 in the initial 3 months, and you will earn 50,000 bonus points. This card provides a $300 annual travel credit. And you get airport lounge access, perks at luxury hotels and resorts including upgrades.

It also provides a fee credit for Global Entry or TSA Precheck, early check-in and late checkout. And it provides trip cancellation and interruption insurance, an auto rental collision damage waiver.

Details

Plus, lost luggage reimbursement, trip delay reimbursement, and purchase protection. Finally, it also has return protection and extended warranty protection.

This credit card also offers cardholders a 25% higher points value when redeemed for travel through Chase Ultimate Rewards. With this card, points are worth 50% more when redeemed for travel through Chase Ultimate Rewards.

The biggest issues are the annual fee of $450 and $75 per authorized user. Another point to consider should be that the card has a 17.99 – 24.99% variable APR.

So, consider this one carefully and make sure to read the small print.

Get it here: https://www.chase.com/card-benefits/sapphirereserve/travel

IHG ® Rewards Club Premier Credit Card

Have a look at the IHG ® Rewards Club Premier Credit Card. it gets hotel rewards worldwide. For every dollar spent at participating IHG hotels, get 10 points. Get two points per dollar spent at gas stations, grocery stores and restaurants.

Plus, all other purchases earn one point. New cardholders can get an 80,000-point sign-up bonus when they spend $2,000 in the first three months of account opening.

Details

This card provides a free one-night hotel stay per year. Plus, there is a range of benefits like travel and purchase coverage and an upgrade to Platinum Elite status with the IHG Rewards Club. The club offers complimentary room upgrades when available and guaranteed room availability.

The most significant issue is that the card does not offer a zero percent APR introductory rate. And the standard APR is 17.99 – 24.99% variable. Also, the annual fee is $89.

Get it here: https://creditcards.chase.com/a1/ihg/premiernaep

Marriott Rewards® Premier Plus Credit Card

This card earns six points/dollar spent at participating Marriott and SPG hotels. And get two points/dollar on all other purchases.

Spend $3,000 in the initial three months from account opening and get two free night awards (each valued up to 35,000 points).

Cardholders get access to perks including a free one-night stay annually after account anniversary. Also get travel and purchase protection. So, this includes free standard in-room Wi-Fi and priority late checkout.

Details

Perks include baggage delay reimbursement, and lost luggage reimbursement. There is also trip delay reimbursement. And there is purchase protection. Plus, there are concierge service and automatic Silver Elite status, which includes a 20% bonus on points.

Spend $35,000 each account year and get an upgrade to Gold Elite status. So, that includes a complimentary room upgrade, free daily breakfast and 4 PM late checkout.

There is an annual fee of $95. The APR is a 17.99 – 24.99% variable.

Get it here: https://creditcards.chase.com/marriott/apply

Business Credit Card Comparison: Unbeatable Cards for Jackpot Rewards

Chase Sapphire Preferred® Card

Check out the Chase Sapphire Preferred® Card for travel points.

You can earn two points to the dollar spent on travel and dining at restaurants. And you can earn one point per dollar on all other purchases. Points can be redeemed for cash back, gift cards, or travel.

The card’s benefits include trip cancellation insurance, travel and emergency assistance services. They also include an auto rental collision damage waiver, purchase protection and extended warranty protection.

When you spend $4,000 in the initial 3 months from account opening, you will earn 50,000 bonus points. These points are worth $625 if you redeem them for travel through Chase Ultimate Rewards.

Details

You can earn an unlimited two points per dollar for travel and dining at restaurants. And then earn one point per dollar for all other purchases. Points will transfer equally to 13 leading frequent travel programs with partners. So, these include British Airways, Southwest Airlines, United, and Marriott.

There is no 0% introductory APR on purchases or balance transfers. The card’s standard APR is 17.74 – 24.74% variable. Also, the card has an annual fee of $0 introductory for the first year. And then it skyrockets to $95.

Get it here: https://creditcards.chase.com/rewards-credit-cards/chase-sapphire-preferred

Ink Business Preferred ℠ Credit Card

Get a look at the Ink Business Preferred Credit Card from Chase. Cardholders earn 3 points for every dollar spent on travel, shipping, internet, cable, phone and qualifying advertising with the card. So, this is up to $150,000 each year. And all other purchases earn an unlimited one point per dollar spent.

This is a Visa credit card.

Cardholders get benefits like purchase protection, trip cancellation or interruption insurance. They also get cellphone protection. And they get extended warranty coverage. And they get an auto rental collision damage waiver.

Details

Get 80,000 bonus points when you spend $5,000 in the initial 3 months from account opening. There is an annual fee of $95. You can add employee credit cards at no additional cost.

This credit card only offers 3 points per dollar to a limit of $150,000 a year. So, this is for travel, shipping, internet, cable, phone and qualifying advertising. All other purchases get an unlimited flat rate of one point per dollar. And there is no introductory APR

Get it here: https://creditcards.chase.com/small-business-credit-cards/ink-business-preferred

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Hilton Honors American Express Ascend Card

Check out the Hilton Honors American Express Ascend Card, which earns hotel rewards points. Get up to 12 points per dollar of eligible purchases at participating Hilton hotels or resorts.

Automatically get Hilton Honors Gold status. And this includes room upgrades when available, a 5th night free when you book a rewards stay of 5 nights or more.

And get free internet access and late checkout. It also includes a 25% bonus on base points earned with Hilton Honors.

This card has a variable purchase APR of 17.74 – 26.74%. There is an annual fee of $95.

Details

Cardholders can earn a 125,000-point welcome offer after making $2,000 in eligible purchases in 3 months from account opening. Get a free weekend night award after making $15,000 in eligible purchases on your card in a calendar year.

Benefits include purchase protection. And there is extended warranty coverage. They also include car rental loss and damage insurance and travel accident insurance.

If you spend $40,000 on eligible purchases with the card in a calendar year, you can earn Hilton Honors Diamond status through the end of the next calendar year. This status includes all of the benefits of Gold status.

It also includes a 50% bonus on base points earned with Hilton Honors and exclusive floor lounge access at select properties. But that is awfully high spending required for elite status. Only you can decide if that’s worth it.

Get it here: https://www.americanexpress.com/us/credit-cards/card/hilton-honors-ascend/

Secure Business Credit Cards for Average Credit

Capital One® Spark® Classic for Business

For average credit, we like the Capital One Spark Classic for Business. It has no annual fee. There are cash-back rewards. The card gets an unlimited 1% cash back on all purchases. There is an annual fee of $0.

With this card, you will get benefits including an auto rental collision damage waiver, and purchase security. And you also get extended warranty coverage. And you get travel and emergency assistance services.

But KEEP IN MIND: the ongoing APR is 24.74% variable APR. And the penalty APR is even higher, 31.15%. Also, there is no sign-up bonus.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Reliable Low APR/Balance Transfers Business Credit Cards

Discover it® Cash Back

Check out the Discover it® Cash Back card. There is a 10.99% introductory APR for six months from date of first transfer. So, this is for transfers under this offer which post to your account by January 10, 2019.

After the introductory APR expires, your APR will be 14.99% to 23.99%. So, this is based on your creditworthiness. Your APR will vary with the market, which is based on the Prime Rate.

Details

You can earn 5% cash back at different places every quarter. So, these are establishments like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs. But this is up to the quarterly maximum each time you activate. Also, automatically earn unlimited 1% cash back on all other purchases.

You will get an unlimited dollar-for-dollar match of all the cash back you have gotten at the end of your first year. So this is automatic.

Get it here: https://www.discover.com/credit-cards/cash-back/it-card.html

Credit Builder Company Credit Cards – Make Your Credit Surge!

Discover it® Student Cash Back

Be sure to check out the Discover it® Student Cash Back card. It has no yearly fee. The credit card also offers a six-month introductory period of 0% APR on purchases. And there is an APR of 14.99 – 23.99% variable on all purchases after that period.

One distinct feature is that it offers an incentive for students to maintain good grades with a $20 statement credit. If students earn a GPA of 3.0 or better each school year, the card will award the $20 statement credit annually for up to five years. We feel it belongs in any business credit card comparison.

Details

Use this credit card to build personal credit. So this is a personal credit card versus a business credit card. But for new credit users, their FICO scores will be vital. And this card provides an outstanding way to raise FICO while also getting rewards.

You can earn 5% cash back at different places each quarter. So these are places like grocery stores, gas stations, restaurants or Amazon.com. And it is up to the quarterly maximum. After that, this credit card offers unlimited 1% cash back on all purchases.

In the first year, all cash back rewards are matched 100%.

Downsides include a cash advance fee of either $10 or 5% of the amount of each cash advance. So this is whichever is greater. And though they waive the first late payment fee, a fee of up to $37 applies on all other late payments. There is also a returned payment fee of up to $37.

Get it here: https://www.discover.com/credit-cards/cash-back/it-card.html

Ironclad Secured Credit Cards

Wells Fargo Business Secured Credit Card

Have a look at the Wells Fargo Business Secured Credit Card. It charges a $25 yearly fee per card (up to 10 employee cards). It also requires a minimum security deposit of $500 (up to $25,000). And it is meant to help cardholders establish or rebuild their credit.

Pick this card if you wish to get 1.5% per dollar in purchases with no limits or earn one point for every dollar in purchases. You also get 1,000 bonus points for every month your company makes $1,000 in purchases on the card.

Details

Also, you get free FICO scores every month. There are no foreign transaction fees. It is possible to upgrade to unsecured credit. Your account is regularly reviewed. And you may become eligible for an upgrade to an unsecured card with responsible use over time. Approval is not guaranteed and depends on factors including how you manage this and your other accounts.

APR is the current prime rate plus 11.90%. There is no introductory APR period and no sign-up bonus. This is not a credit card for balance transfers.

Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/

Secured cards are a valid part of any business credit card comparison.

Our Business Credit Card Comparison Helps Find the Perfect Business Credit Cards for You

Your absolute best business credit cards hinge on your credit history and scores. Our business credit card comparison should help.

Only you can choose which features you want and need. So, make sure to do your homework. What is outstanding for you could be catastrophic for another person.

And, as always, be sure to build credit in the recommended order for the best, speediest benefits.

The post Check Out Our Reliable Business Credit Card Comparison appeared first on Credit Suite.

Organisation Broker Guide- How To Choose A Reliable Business Broker

Company Broker Guide- How To Choose A Reliable Business Broker

Organisation brokers or company transfer representatives are practical in offering your service at greater costs. A company broker supplies customers as well as vendors for various companies.
Company brokers locate customers for you to make a reliable company sale. Company broker can be an individual as well as a company that allows you to offer numerous services that consists of Internet organisations as well as site.
Service brokers give exact worth of the service. They promote your company for sale and also manage all first conversations with the purchasers as well as additionally aid the vendors to market their company at great rates.
Service brokers are really much positive with their job. Customers can additionally obtain advantages of organisation brokers by informing their demands.
While considering organisation brokers, extremely initial inquiry that can be found in mind, exactly how to select an appropriate company broker?
There are not particular certifications of organisation brokers yet the individual or company, that you’re going to employ for your service purchases, must be trusted, educated, skilled, pleasant as well as scheduled with you. You need to call 2 or even more company brokers for meeting as well as after that pick the finest amongst them.
Company brokers ought to recognize just how to preserve excellent buyer-seller partnership. The individual that can commit time for your company is the ideal organisation broker.
International Business Brokers Association is the prominent organization of service brokers.

Service brokers or company transfer representatives are handy in marketing your organisation at greater rates. A service broker supplies customers as well as vendors for various organisations. Organisation brokers discover customers for you to make a reliable company sale. Service broker can be an individual as well as a company that allows you to offer numerous services that consists of Internet companies as well as site.
There are not details credentials of organisation brokers yet the individual or company, that you’re going to work with for your company deals, must be reputable, well-informed, knowledgeable, pleasant and also scheduled with you.

The post Organisation Broker Guide- How To Choose A Reliable Business Broker appeared first on ROI Credit Builders.

Organisation Broker Guide- How To Choose A Reliable Business Broker

Company Broker Guide- How To Choose A Reliable Business Broker

The post Organisation Broker Guide- How To Choose A Reliable Business Broker appeared first on ROI Credit Builders.

Organisation Broker Guide- How To Choose A Reliable Business Broker

Company Broker Guide- How To Choose A Reliable Business Broker Organisation brokers or company transfer representatives are practical in offering your service at greater costs. A company broker supplies customers as well as vendors for various companies.Company brokers locate customers for you to make a reliable company sale. Company broker can be an individual as … Continue reading Organisation Broker Guide- How To Choose A Reliable Business Broker

Which Credit Cards Will Help Build Business Credit? The Reliable Answer

Take Advantage of Our Research on Which Credit Cards Will Help Build Business Credit and Reliably Make Your Company Financially Stable

Do you know which credit cards will help build business credit? We inspected a substantial number of company credit cards; here are our favorites.

Per the SBA, small business credit card limits are 10 – 100 times that of personal cards! This shows you can get a lot more money with small business credit.

And this also means you can have personal charge cards at shops. So you’ll now have an additional card at the same stores for your small business.

And you won’t have to put up collateral, cash flow, or financial information to get small business credit.

Which Credit Cards Will Help Build Business Credit: Credit card Advantages

Benefits vary, so make certain to pick the reward you prefer from this array of choices.

Which Credit Cards Will Help Build Business Credit: These Will!

Know which credit cards will help build business credit.

Wells Fargo Business Secured Credit Card

Check out the Wells Fargo Business Secured Credit Card. It allows cardholders to get a credit limit of $500 – $25,000. The amount available is the same as the amount of money you supply to secure the line.

Your purchase APR rate can be as low as a variable 13.15%. The annual fee is $25. The more cards you have, the more expensive your annual fee is going to be.

This card lets business owners with bad personal credit to acquire a card to make purchases and set up business credit.

But the card will only report to the personal credit agencies if you default or are overdue on payments.

Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/

Check out how our reliable process will help your business get the best business credit cards.

Which Credit Cards Will Help Build Business Credit: Excellent Business Credit Cards for Fair Credit

For Fair Credit, we like the Capital One Spark Classic for Business. It has no annual fee. There are cash-back rewards. You will need to have a credit score of 690 or higher.

NOTE: the standard APR is 23.99% variable APR.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Which Credit Cards Will Help Build Business Credit: Awesome Company Credit Cards with 0% APR

For a 0% APR time period, we really like the Ink Business Cash ℠ Credit Card. You pay no annual cost. It’s got an interest-free period. It has versatile cash-back rewards.

There are spending limits for employees. You will need to have a credit score of 690 or higher.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-cash

Blue Business Plus from American Express

For an introductory 0% APR time period, we also like the Blue Business ℠ Plus Credit Card from American Express. It has an introductory 0% APR for 15 Months. You can earn double points on regular business expenses up to a yearly cap.

The regular APR is 12.24% – 20.24%. So this is variable.

Get it here: https://creditcard.americanexpress.com/blue/

Which Credit Cards Will Help Build Business Credit: Spectacular Low APR/Balance Transfers Business Credit Cards

For Low APR/Balance Transfers Business Credit Cards, we like the U.S. Bank Business Edge Platinum. You start with twelve months of 0% APR financing on new purchases and balance transfers. But there is a 3% balance transfer cost.

Thereafter, the purchase APR is a variable 10.49% – 18.49%. But this is dependent on creditworthiness. Yet there is no yearly fee. This card is just available to those with great or outstanding credit. But there is no rewards program for purchases.

Get it here: https://www.usbankedge.com/credit/business-edge-platinum.do

Blue Business Plus from American Express

Also, have a look at the Blue Business Plus Credit Card from American Express. It has a 15-month initial 0% APR offer. And there is no yearly fee.

Right now companies can get double points on the initial $50,000 in purchases each year.

Get it here: https://creditcard.americanexpress.com/blue/

Which Credit Cards Will Help Build Business Credit: Cards for Luxurious Travel Points

For Travel Points, we like the Gold Delta SkyMiles Business Credit Card from American Express. Get 30,000 bonus miles after you make $1,000 in purchases on your new card within your very first three months. Terms and limitations apply.

In addition earn a $50 statement credit after you make a Delta purchase with your card in your first three months. Earn two miles per dollar spent on purchases made straight with Delta. Earn one mile per qualified dollar spent on purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/gold-delta-skymiles/44279

Business Platinum from American Express

Check out the Business Platinum Card from American Express. Travel benefits including access to these airport lounge networks:

Priority Pass Select
Delta SkyClubs
American Express Centurion Lounges

You also get Gold Status when you register for the Starwood Preferred Guest program. There is also a $200 yearly air travel fee credit.

TSA Details

There is a $100 credit towards the Global Entry application fee, including access to TSA PreCheck program. You get one point for every dollar spent on most purchases. Also, you get 1.5 times the points on charges of $5,000 or more on qualified purchases.

But this is up to one million more points per year. Also get five points per dollar spent buying flights and prepaid hotels from the American Express Travel site.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Check out how our reliable process will help your business get the best business credit cards.

Ink Business Preferred from Chase

Also, be sure to check out the Ink Business Preferred Card from Chase. Get 80,000 bonus points once you spend $5,000 on purchases in your first three months from account opening.

Get three points for each dollar on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, and cable and phone.

And this also applies to advertising purchases made with social media sites and search engines. But this is for each account anniversary year.

Also, get one point for each dollar on all of the other purchases. There is no limitation to the amount you can earn.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-business-preferred

Which Credit Cards Will Help Build Business Credit: Terrific Cards for Cash Back

Consider the SimplyCash Plus Business Credit Card from American Express. You can earn up to $400 cash back. Earn a $200 statement credit after spending $5,000.

Also, get 5% cash back at US office supply stores and on wireless phone services purchased from US service providers. But this applies to the initial $50,000 of yearly spending.

You also get 3% cash back on the spending category of your choice. So this is from eight distinct categories. They include air travel, gas, advertising and computer purchases.

But it applies to the first $50,000 of annual spending.

And also you get 1% cash back on all other purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279

Bank of America Business Advantage Cash Rewards MasterCard

Also, be sure to take a look at the Bank of America Business Advantage Cash Rewards MasterCard Credit Card. With this card, you can get a $200 statement credit.

So this is after $500 in purchases during 60 days of account opening.

You also get 3% cash back on purchases at gasoline stations and office supply stores. But this is up to $250,000 per year.

Also, you get 2% cash back on purchases at restaurants. And you also get 1% cash back on all purchases. There is no yearly fee. It is on offer to applicants with exceptional credit.

But your cash back can only be redeemed in $25 increments.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/cash-rewards-business-credit-card/

Spark Cash Select From Capital One

Additionally, consider the Spark Cash Select from Capital One. You get 1.5% cash back on all purchases, with no limitations.

New cardholders can also get a $200 cash bonus once they spend $3,000 on new purchases within three months of account opening. New customers also get initial APR of 0% on purchases for nine months. Also, there is no annual fee.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

Check out how our reliable process will help your business get the best business credit cards.

Which Credit Cards Will Help Build Business Credit: Foolproof Cards for Rewards

Consider the Business Gold Rewards Card from American Express OPEN. You can earn 50,000 Membership Rewards points after $5,000 in purchases on the card within first three months. Also, you get three points on your choice of five categories.

In addition, get two times the points on the remaining categories. Also, get one point per dollar on all other purchases. It has a $0 yearly fee for the first year.

But after that your annual fee increases to $175.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-gold-rewards

Business Platinum Card from American Express OPEN

Also, have a look at the Business Platinum ® Card from American Express OPEN. You can get up to 75,000 Membership Rewards points at the time of account opening.

Also earn 50,000 Membership Rewards points subsequent to spending $10,000. In addition, get 25,000 more points after spending an extra $10,000. So this is on all on qualifying purchases within the initial three months.

Plus you can get five times the Membership Rewards points on flights and pre-paid hotels on amextravel.com. But – yikes! – it has a $450 yearly fee.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Which Credit Cards Will Help Build Business Credit: The Best Business Credit Cards for You

Which credit cards will help build business credit? They will hinge on your credit history and scores. And they might just not turn out to be which credit cards will help build business credit.

Only you can choose which rewards you want and need, so be sure to do your homework.

And, as always, make certain to build credit in the recommended order for the max, fastest benefits. Share this and tell your friends what you think of which credit cards will help build business credit.

The post Which Credit Cards Will Help Build Business Credit? The Reliable Answer appeared first on Credit Suite.