Author: Elizabeth Matthews

New comment by toddsantaniello in "Ask HN: Who is hiring? (March 2023)"

The Athletic | Sr. Android Engineer | Full Time | Remote (US & Canada)

https://jobs.lever.co/theathletic/e07a9eee-93b5-439e-9c97-bd…

The Athletic is looking for a Sr. Engineer to join our Android team. We have lots of exciting projects lined up from community features to new media content to architecture opportunities and more.

We’re looking for an experienced engineer who can build beautiful, polished user experiences and architect elegant, maintainable code. Our entire engineering team is very involved in making product decisions, and you’d be trusted and encouraged to try out your own ideas and features.

Visa: No, but TAMC provides immigration support for those that currently reside in either the US or CAN.

Hiring Process: 15 minute recruiter screen -> 50 minute technical conversation and approach exercise -> Take-home project and panel presentation of the take-home implementation

Apply using link above.

Stanford professor who challenged lockdowns and 'scientific clerisy' declares academic freedom 'dead'

A Stanford University professor of medicine says “academic freedom is dead” after his life became a “living hell” for challenging coronavirus lockdown orders and the “scientific clerisy” during the pandemic.

“The basic premise is that if you don’t have protection and academic freedom in the hard cases, when a faculty member has an idea that’s unpopular among some of the other faculty – powerful faculty, or even the administration … If they don’t protect it in that case, then you don’t have academic freedom at all,” Dr. Jay Bhattacharya told Fox News Digital in a phone interview. 

Bhattacharya is a tenured professor of medicine at Stanford University and also an economist who serves as director of Stanford’s Center for Demography and Economics of Health and Aging. 

He came under fire during the pandemic after co-authoring the Great Barrington Declaration, which was an open letter signed by thousands of doctors and scientists in 2020 denouncing lockdowns as harmful. Bhattacharya was joined by Harvard professor of medicine Dr. Martin Kulldorff and Oxford professor Dr. Sunetra Gupta in co-authoring the document. 

US VACCINATION CAMPAIGNS ‘JUST WRONG,’ STANFORD PROFESSOR SAYS: ‘YOU DON’T BULLY PEOPLE’

The declaration was quickly denounced by other health leaders including National Institute of Allergy and Infectious Diseases director Dr. Anthony Fauci, who slammed the call for herd immunity in the document as “nonsense and very dangerous.”

Bhattacharya spoke at the Academic Freedom Conference at Stanford’s Graduate School of Business earlier this month and said that in the current era, “we have a high clerisy that declares from on high what is true and what is not true.”

“When you take a position that is at odds with the scientific clerisy, your life becomes a living hell,” he said at the conference. “You face a deeply hostile work environment.”

Bhattacharya said that soon after the Great Barrington Declaration gained widespread attention, he received death threats, hate mail and questions on where he receives funding, which he noted, “most of my money has come from the NIH for most of my life.”

“The purpose of the one-page document was aimed at telling the public that there was not a scientific consensus in favor of lockdown, that in fact many epidemiologists, many doctors, many other people — prominent people — disagreed with the consensus,” Bhattacharya said during his 10-minute talk at the conference. 

And on campus, “a chill” on debate set in and he was disinvited from delivering a campus talk and an effort to organize a debate on COVID policies stalled, the College Fix reported of his remarks at the conference. 

“If Stanford really truly were committed to academic freedom, they would have … worked to make sure that there were debates and discussions, seminars, where these ideas were discussed among faculty,” regardless of whether academics agreed or disagreed, he told Fox News Digital following his address at the conference. 

Bhattacharya argued in his comments to Fox News that in many scientific circles during the pandemic, “power replaced the idea of truth as the guiding light.”

FAUCI REFUSES TO APOLOGIZE FOR SMEARING HIGHLY RESPECTED EPIDEMIOLOGISTS

“So you have somebody like Tony Fauci who says unironically, that if you question me, you’re not simply questioning a man, you’re questioning science itself. That is an exercise of raw power, where he places himself effectively as the pope of science rather than a genuine desire to learn the truth.”

“They systematically tried to make it seem like everyone agreed with their ideas about COVID policy, when in fact there was deep disagreement among scientists and epidemiologists about the right strategy. That’s why we wrote the Great Barrington Declaration to tell the public that there was this disagreement. There was another alternate policy available,” he said.

Bhattacharya charged at the conference that “academic freedom is dead” and that he was left without support from Stanford leaders. 

OUTGOING NIH DIRECTOR SAYS ‘HUNDREDS OF THOUSANDS WOULD HAVE DIED’ FROM COVID IF US HADN’T LISTENED TO HIM

“The policy of the university, when push comes to shove, is to permit this kind of hostile work environment,” he said. “What if there had been open scientific debate on campus, sponsored by the university on this? So that people could know there were legitimate alternate views?”

He argued that if the Stanford president had pushed for a debate when the Great Barrington Declaration was written, “there would have been tremendous controversy around it.”

“But at the same time the hostile work environment would have dissipated because what it would have said is, ‘Look, there’s a debate, it’s legitimate to have this debate, a place like Stanford is where this debate ought to happen.”

Neither Stanford’s media team nor the National Institute of Allergy and Infectious Diseases immediately responded to Fox News Digital’s requests for comment on Bhattacharya’s remarks.

Two men captured on video killing, mutilating cat in California

Two men were caught on tape killing and mutilating a stray cat in Pomona, California, and police remain on the lookout for the suspects.

The dark and grainy video shows two men stopping their vehicle in front of a business at 560 Union Avenue and fatally shooting a feline in the parking lot. The cat was initially seen flailing before it died.

The men then jump over the fence and approach the cat. One of the men takes out a sharp object and cuts the animal open as the other man records the incident on his cellphone.

CALIFORNIA MOM KILLED BABY BY SUFFOCATING HER DURING BREASTFEEDING, AUTHORITIES SAY

Store owners discovered the mutilated cat the next morning and alerted Pomona Police and the Inland Valley Humane Society.

“We’ve never had anything like this happen, it’s horrible,” Collin Lee of the Pomona business told FOX 11.

DRIVER IN WRONG-WAY WHITTIER CRASH RELEASED HOURS AFTER ARREST FOR ALLEGEDLY SLAMMING INTO SHERIFF’S RECRUITS

Authorities released surveillance video of the men and asked the public for help identifying them.

CFR Patio employees feed the feral cats in the area and have taken some of the felines home. But, they say, “we can’t take every one of them, so we try to take care of them here as much as we can.”

Some of the cats are pretty friendly, including the one that was killed, named Scruffy. Someone was preparing their home to take the cat with them.

The humane society has taken the cat’s body as evidence, and are watching security video from other businesses in the area to help with the investigation. 

New comment by mikebowman in "Ask HN: Freelancer? Seeking freelancer? (August 2022)"

SEEKING WORK | Remote Only, no relocation | Located in Eastern Time Zone

Role: Software Engineer

Technologies: Ruby on Rails, Elixir/Phoenix, React (NextJS, GatsbyJS), Golang

Github: https://github.com/bowmanmike

Email: mike at mikebowman dot dev

Website: https://mikebowman.dev

I’m a software engineer with over 6 years of experience looking for freelance/contract work. I’ve got deep experience with back-end development, and am confident with React and other front-end frameworks. I’m a good communicator, reliable, and easy to get along with. Ideally looking for roles where I can act as a mini engineering team for a company that doesn’t have one, but open to other opportunities!

Get in touch!

U.S. Stocks Fall as Inflation Weighs on Markets

Stock indexes pointed to another day of turbulence in markets driven by stronger-than-expected U.S. inflation.

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Easy Business Loan Approval: 5 Tips to Make it a Reality

You may think applying for a business loan is simply a matter of filling out the application. In truth, it’s more involved than that. In fact, there are many factors in the process that can affect your chances of approval. Some of these factors you cannot control, some you can. Knowing how to handle what you can control will help lead to easy business loan approval.

Easy Business Loan Approval: Questions to Ask Yourself Before You Apply

Before you apply, you need to ask yourself the following questions:

  • What kind of loan do you need?
  • How do you plan to use the funds?
  • What type of lender will you use?
  • Do you even qualify for a business loan?
  • Are there other funding options that will work better right now?
  • Can you afford a business loan?

Now, don’t just ask and answer these questions passively in your head. In contrast, be intentional. The answers will help you apply for the right loan for your business. Truly, this is a huge part of increasing the chances of easy business loan approval.

5 Tips for Easy Business Loan Approval

Once you know the answers to these questions, use these tips to ensure you have the best approval chances possible.

Tip #1: Make Sure Your Business is Set Up to Be Fundable

Really, everything from your business name and contact information to your business website plays a role. Surprisingly, even small details that seem inconsequential can cause a loan application to be delayed or denied altogether.

For example, your business needs its own phone number, and toll free is best. Then, list it in the 411 directory. Also, make sure your business address is a physical address where you can receive mail. Don’t use a P.O. Box or UPS box. Virtual addresses are okay, but some lenders will not accept them. If you run your business from home, you can use your home address.

You also need an EIN, and your business needs to be incorporated. A dedicated business bank account is a must as well. Furthermore, make sure you have all the necessary licenses to operate legally at all levels-federal, state, and local.

If you already have a business website, it needs to be professional. Even more important, make sure it is user friendly and well put together. If a lender sees a poorly put together website, it will not look good. Also, your business email address should have the same URL as your business website. Do not use free hosting services or free email services.

Tip# 2: Consider Collateral Options and Personal Guarantees

Of course, sufficient collateral is one of the best ways to get easy business loan approval. It reduces lender risk, which is one of a lender’s main objectives. Lack of collateral doesn’t necessarily mean denial, but having collateral definitely increases approval chances.

If you have good personal credit, a personal guarantee will for sure improve approval chances. Most traditional lenders will require it anyway. Still, you can sometimes reduce lender reliance on a personal guarantee if you have good business credit.

Tip 3# Evaluate and Improve Business Credit

If you have set up your business to be fundable, you already have a head start on this. To begin building business credit, you need accounts in your business name reporting to the business credit reporting agencies.

Before you can start, you need to get a D-U-N-S number from Dun & Bradstreet. Then, start working with starter vendors to get accounts reporting. This process takes time, so if you do not already have established business credit, and you need a loan now, you may have to rely on collateral and a personal guarantee to get you there.

Still, building business credit is wise, and it’s never too late to start.

Tip# 4: Research Lenders and Products

There are many types of loans and lenders. You need to know which ones will work best for you and your situation. The truth is, applying for the right product for your business, from the right lender, at the right time, will go a long way toward easy business loan approval.

Types of Business Loans: Traditional Term Loans

With a traditional lender term loan, you are almost always going to have to give a personal guarantee.  If your personal credit score isn’t good, approval is unlikely.  Of course, strong collateral can help with that.

So, what kind of personal credit score do you need to have in order to qualify for a traditional term loan? For most, a FICO of 750 is good. Sometimes, you can get approval with a score of 700+. Yet, the terms will not be as favorable.

If you have really great business credit, your lender might be more inclined to be a little more flexible. However, your personal credit score will still weigh heavily on the terms and interest rate.

Types of Business Loans: SBA Loans

These are traditional bank loans, but they have a guarantee from the federal government. The Small Business Administration, or SBA, works with lenders to offer small businesses funding solutions that borrowers may not be able to get based on their own credit history.

Because of the government guarantee, lenders can be more flexible with credit score requirements.  It is possible to get an SBA microloan with a personal credit score between 620 and 640. The trade-off is that the SBA loan application process is lengthy.

Types of Business Loans: Lines of Credit

This is revolving credit, like a credit card. Rates are typically much better than a credit card however. For these, the application and approval process is similar to that of a traditional term loan.

Types of Business Loans: Non-Traditional Lenders

These are lenders other than traditional banks and credit unions that offer term loans and lines of credit. Generally, they offer more flexible approval requirements and a much faster application process. Typically, you can apply online and get approval in as little as 24 hours. Better yet, funds may be in your account within 24 to 48 hours after approval.

These can work well if your personal credit isn’t terrible and you need funding quickly. Additionally. they may be a good option if your NAICS code is high risk.

Knowing the different options, and what is required by each for approval, will help you choose the options that will work best for your needs and that you are most likely to be approved for.

Tip #5: Have a Workable, Professional Business Plan

For easy approval, you have to convince lenders that your business will be a good investment. It’s best to hire professional writers and researchers to help you write your business plan. If you can’t, there are plenty of free resources online to help with a business plan, including templates.

A well put together business plan should include the following:

  • An Executive Summary
  • Description
  • Strategies
  • Market Analysis
  • Analysis of audience
  • Competitive Analysis
  • Plan for Design and Development
  • Plan for Operation and Management
  • Financials

How to Get Easy Approval for a Business Loan

The simplest way to ensure you can easily get the funding you need for your business is to build strong business fundability. To do that, you need to set up your business with a fundable foundation and begin building business credit, among other things.

A business credit specialist can help you assess your current fundability, and guide you through the steps needed to improve it, if necessary. They can also help you find the best financing options for your business based on your current fundability. Get a free consultation today.

The post Easy Business Loan Approval: 5 Tips to Make it a Reality appeared first on Credit Suite.

New comment by djd20 in "Ask HN: Who is hiring? (July 2021)"

Democrance | https://democrance.com | Python/Django/Pyramid hacker | Dubai, UAE | REMOTE optional (although Dubai-UK timezones – particulary with present circumstances)

We’re a mature microinsurance SaaS startup, building software to help bridge the gap between insurance companies and those who are not insured or under-insured. High traffic, mobile first + SMS and USSD platform that requires some interesting compliance and security requirements with deployments in countries with variable quality infrastructure.

Stack is Vue.js with mostly django in the back end although pyramid/sqlalchemy is being introduced. Plenty of third party api integration. Gitlab, unit tests, and continuous integration are standard.

Mature and international dev team with a few PhD’s included.

Ideally we’re looking for a mature developer – industry experience is of course welcome, but not necessary at all.

Please email together a t ourdomain