Clippers surge to victory, season sweep of Lakers

Reggie Jackson scored 12 of his season-high 36 points in the fourth quarter while adding nine assists and eight rebounds, and the Los Angeles Clippers completed a four-game season sweep of the Los Angeles Lakers with a 132-111 victory Thursday night.

New comment by jack335 in "Ask HN: Who is hiring? (March 2022)"

Hashnode | Fully REMOTE & Async | Full-Time

Multiple roles (Engineering, Design, Product)

Hashnode is the #1 blogging platform for developers that allows you to publish articles on your own domain and helps you stay connected with a global developer community. You own your content!

The main tech roles are:

  - Tech-Lead: Bring the hashnode engineering culture on the next level! -> https://careers.hashnode.com/jobs/FvBR2AWLuSLq/tech-lead-remote
  - Fullstack Developer: Develop the features for the next-gen developer platform. -> https://careers.hashnode.com/jobs/lg_F08w6be30/software-developer-full-stack-javascript-remote

The tech-stack:

  - Fully deployed on Vercel
  - Next.js, React, Tailwind
  - TypeScript 
  - MongoDB
  - AWS Serverless - CDK, Lambda, SQS, DynamoDB, Api Gateway

We love an open writing culture & transparency so you can share with the world on what you are working on.

Hashnode is hiring remote all over the globe (not just US only). We work async, that means you set your own schedule of working.

Hashnode is backed by many great VCs (e.g. Salesforce Ventures, Accel Partners, Sierra Ventures, Sequoia Capital’s Surge) and individual investors like Vercel’s Guillermo Rauch, AngelList’s Naval Ravikant, Intercom’s Des Traynor, Ed Roman, and Salil Deshpande.

Contact me: sandro@hashnode.com / twitter.com/sandro_vol for more info or checkout the careers page: https://careers.hashnode.com/jobs

Contact me for any questions I am happy to help 🙂

Sen. Graham: Russia's oil sector is the 'Achilles heel of Putin's war machine' and the US needs to go after it

Sen. Lindsey Graham, R-S.C., told “The Story” that it’s time for America to stop purchasing oil and gas from Russia and start putting Putin’s military commanders in jail for war crimes.

New comment by pshintri in "Ask HN: Who is hiring? (March 2022)"

Pangea | Platform Engineer | SRE | Full Time | Palo Alto & Remote We’re Pangea – A well-funded Series A rocket-ship led, and invested-in, by veterans of the security industry based in the heart of Palo Alto, is a developer-led company, whose mission is to deliver an amazing product built specifically for developers to … Continue reading New comment by pshintri in "Ask HN: Who is hiring? (March 2022)"

Get a Credit Card Statement Credit with These 4 Dynamite Business Credit Cards

Did You Know There Are Credit Cards Where You Can Get a Credit Card Statement Credit?

What is a statement on a credit card? A credit card statement credit—often in the form of a signup bonus—is a popular way for business credit cards to give you perks. It’s a great win-win. For the credit card company, it’s a bookkeeping matter. They don’t have to issue a check and they don’t have to keep track of points. For you, it’s money off your credit card statement balance. And who doesn’t want that?

Keep in mind: all business credit card terms can and do change. As a result, be sure to check the credit issuer’s website before choosing a business credit card. Check out our top choices.

#4. Get a $150 Credit Card Statement Credit from the Marriott Bonvoy Business™ Card

With the Marriot Bonvoy Business™ Card, you can earn up to $150 back in statement credits on eligible purchases made in the first 3 months. You can also earn sextuple points on eligible purchases at hotels participating in the Marriott Bonvoy program.

APR on purchases will be a variable rate, 15.74%—24.74%, based on creditworthiness. There is a $125 annual fee.

#3. Get a $150 Statement Credit in the form of 2% Cash Back with a Cash Back Bonus: TD Business Solutions Credit Card (Visa)

With the TD Business Solutions Credit Card, you can earn $150 cash back as a statement credit when you spend $1,000 in the first 90 days. Earn up to 2% cash back rewards when you redeem them into an eligible TD Bank Deposit Account. Get 1% cash back on purchases. There are no cash back limits. A 13.99%, 18.99% or 23.99% APR is based on creditworthiness for purchases and credit card statement balance transfers.

Pay no annual fee, but there is a 3% foreign transaction fee. Since every business needs a bank account, opening a deposit account at TD Bank could be a good idea. The minimum spend should be easy to achieve, but the reward bonus isn’t as big as ones you can get from other banks. Plus, you can often get a higher percentage of cash back from several other providers, without having to open a bank account.

#2. Get a $250 Credit Card Statement Credit from the American Express Blue Business Cash™ Card

With the American Express Blue Business Cash™ Card, you can earn a $250 credit on your remaining statement balance. So, this is for after you spend $3,000 in purchases on in the first 3 months. It has a 0.0% introductory APR on purchases for the first 12 months. After that APR is variable, from 13.24%—19.24%, based on creditworthiness. Plus, there is no annual fee.

#1. Get a $300 Credit from the Business Advantage Travel Rewards World Mastercard®

We saved the best for last. With the Business Advantage Travel Rewards World Mastercard®, you can earn 30,000 online bonus points after spending at least $3,000 in the first 90 days. You can redeem your points for a $300 credit card statement credit towards travel or dining-related purchases.

It has a 0% Introductory APR on purchases for the first 9 billing cycles. After the intro APR offer ends, a variable APR of 12.24%—22.24% will apply. This card has no annual fee.

Bonus: Get a Statement Credit with Conditions from Spark 2X Miles

With Spark 2X Miles, you can earn unlimited double miles on every purchase. Plus, earn a 50,000 miles bonus when you spend $4,500 in the first 3 months. Pay a $0 intro annual fee for the first year, then $95 after.

You can get a credit card statement credit in one of two ways. One is if you use your card to complete the Global Entry application and pay the $100 application fee. The other ways is to complete the TSA Pre✓® application and pay the $85 application fee. Credit will appear within two billing cycles. It will apply to whichever program you apply for first. You can only get one statement credit per account every four years.

You are eligible for one $100 statement credit per account, OR one $85 statement credit per account. This is for every 4 years in connection with the Global Entry or TSA Pre✔® program application fee.

Also, to apply the credit, your account must be open and in good standing. You cannot get a statement credit for fees charged to a Spark Miles Select card, or any Capital One card that is not a Spark Miles card. And you cannot get a statement credit for fees paid for with PayPal®.

Bonus: Get a Choice of Statement Credit Amounts from the Business Platinum Card® from American Express

With the Business Platinum Card® from American Express, you have a choice of statement credit types and amounts.

You can get a $400 statement credit on purchases from Dell Technologies. Or earn a $360 statement credit on purchases from Indeed. Another option is a $150 statement credit for subscriptions from Adobe Creative Solutions. And another choice is a $120 statement credit for wireless telephone service purchases.

Other perks include quintuple points on flights and prepaid hotels. You can also get credits and bonuses for airline and other travel costs.

Pay a 0.0% intro APR for the first 12 months, on purchases eligible for their ‘Pay Over Time’ program, then a 14.24%—22.24% variable APR.

But this card, as you would expect from platinum, has a $695 annual fee. We put this one a bit ahead of the Delta card (see below) because there are more and larger statement credit options. Plus they don’t seem to award statement credits on a quadrennial basis. If you travel a lot for business, and if you need to impress clients, then this one may be worth your while. But an annual fee that runs over 1/3 of a typical monthly mortgage payment is an extremely high hurdle to get over.

Bonus: Get a $100 Credit Credit from Delta SkyMiles® Reserve Business American Express Card

With the Delta SkyMiles® Reserve Business American Express Card, you can get a $100 statement credit after you spend $4,000 in the first 3 months. Also, Basic Card Members can get a statement credit for a five-year membership every 4 years after applying for Global Entry ($100). Or get a statement credit every 4.5 years after applying for TSA Pre✓® (up to $85) through any Authorized Enrollment Provider.

APR on purchases will be a variable rate, 15.74%—24.74%, based on creditworthiness.

But there is a ridiculously high $550 annual fee! The statement credit is nice, but it is not worth it.

Takeaways

The business credit cards we reviewed offer statement credit deals running from $85 to $400. Annual percentage rates run from 0% t0 24.74%, with many cards offering a 0% introductory APR for a limited time. Some cards offer monetary bonuses, often dependent upon spending a minimum amount during a short window of time. And always check a provider’s website for the latest and most accurate details on any business credit card that interests you.

The post Get a Credit Card Statement Credit with These 4 Dynamite Business Credit Cards appeared first on Credit Suite.

Ukraine War May Prove Clarifying for the West

A chance to rediscover the principles of freedom and democracy, eroded by illiberal intellectual fads.

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NBA West Sleepers, Rich NFL Announcers, and the ‘Euphoria’ Awards With Rob Mahoney, Bryan Curtis, and Zoe Simmons

The Ringer’s Bill Simmons is joined by Rob Mahoney to discuss Western Conference sleeper teams including the Mavericks and the Nuggets. They also discuss the third-place Grizzlies and the electric Ja Morant, concerns for the Warriors, and more (2:13). Then Bill talks with Bryan Curtis about NFL broadcasters changing networks, the search for the next great NFL broadcaster, skyrocketing salaries, and more (31:05). Finally Bill is joined by his daughter, Zoe, for the ‘Euphoria’ Awards, in which they hand out awards for Season 2 of HBO’s ‘Euphoria’ (1:08:36).

Host: Bill Simmons

Guests: Rob Mahoney, Bryan Curtis, and Zoe Simmons

Producer: Kyle Crichton

Learn more about your ad choices. Visit podcastchoices.com/adchoices

The post NBA West Sleepers, Rich NFL Announcers, and the ‘Euphoria’ Awards With Rob Mahoney, Bryan Curtis, and Zoe Simmons appeared first on Buy It At A Bargain – Deals And Reviews.

The love and loss driving Coach K's final season

As Mike Krzyzewski begins his final tournament run, the Duke legend carries with him the sadness and celebration that made him who he is — and who he isn’t.

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Leveraging Business Credit for Business Growth

Here at Credit Suite, we always talk about building business credit. There are several ways to do that. However, we feel the best way is to work through vendor credit tiers.  This allows you to add accounts to your business credit portfolio as you qualify. By doing this, you build your business credit score while building your business credit portfolio, allowing you to access funding as you go. This, in turn, promotes business growth.

Using Business Credit for Business Growth

Is business credit really necessary?  If most business loans require a personal guarantee and report to your personal credit report regardless, then what’s the point?

The point is, you can leverage business credit to grow your business faster than if you rely on personal credit alone. Did you know that even before you qualify for a business credit card, you can get vendor credit? Not only are vendor credit accounts a proven way to start building business credit, but you can use them to get quality products that you need.  Of course, that is essential to business growth.

How Can Vendor Accounts Help with Business Growth?

If you have access to credit with vendors, you can grow your business in ways you may have never imagined. Consider the following example.

A contractor is hired to remodel a kitchen. The supplies are going to cost money, but the client isn’t going to pay until the job is done. The contractor has business credit with vendors. He can use those accounts to purchase the supplies, allowing him to take the job and pay his suppliers after his customer pays. This is just one example of how vendors can help a business grow.

Building a Business Credit Portfolio for Business Growth

Think of a business credit portfolio as a “cash flow pool.” It is the total of all the business credit accounts you have.  This includes:

  • Vendor accounts
  • Lines-of-credit
  • Business credit cards
  • Business Loans
  • And more

These accounts allow you to better manage cash flow.  You can cover cash flow gaps off-season, if yours is a seasonal business. You can stack cash and pay off your invoices at the end of the month.

Start with tier 1 vendors to get initial accounts. This is the beginning of your business credit portfolio. As your business credit score gets stronger, you can add vendors from tier 2, tier 3, and tier 4, until you have access to advanced vendors and business credit cards.

As you do this, your terms will get better also. While tier 1 vendors may offer net terms as low as 15 days, advanced vendors may offer terms up to 90 days or more, or even full revolving terms.

Leveraging Business Credit to Grow Using Advanced Vendors

Advanced vendors offer credit to businesses that have strong business credit. However, they do not report your payments. Still, they are pivotal to running a thriving business. Unlocking access to these vendors is a little-realized benefit of a strong business credit score.

Use Your Business Credit to Get Access to More Credit

Good business credit will make SBA loans more accessible, and SBA loans have great rates and terms. It will help you to get good terms with new vendors, and of course you’ll be able to get even more credit cards.

With better business credit, you can afford cars, trucks, sprinter vans, supplies, and inventory. As you go along, you’ll enjoy improved credit limits. Also, you’ll pay lower rates and have longer amortization, because you’re spreading out payments over time.

Business Credit Helps You Tackle the Unexpected So Your Growth Isn’t Stunted

This is another way you can leverage business credit for fast growth. Emergencies are going to happen, and they can definitely stunt business growth. Save your funding for growth, and not emergencies.

By using business credit to scale and grow your business, you will have cash flow available to handle unexpected expenses.

It’s Okay to Use Personal Guarantees for Business Growth

A well-rounded business credit portfolio can include both PG and non-PG financing. In general, personal guarantees should be avoided, but sometimes you just can’t avoid them. That’s okay.

Try to negotiate for limited personal guarantees over unlimited ones. The stronger your business credit score, the easier this will be in most cases. Limited guarantees have a cap on how much you are personally responsible for.

If a personal guarantee will help you qualify for funding or credit cards, and you wouldn’t qualify without it, then it can be a smart decision to offer one in some cases. That’s just more business credit you can leverage for fast growth.

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Crew (YC S21) Is Hiring a Software Engineer (Remote)

Article URL: https://jobs.crew.work/jobs/61fa5748c676d0dcb51e0dc3

Comments URL: https://news.ycombinator.com/item?id=30524560

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