Day: February 11, 2020

New comment by mb19 in "Ask HN: Who is hiring? (February 2020)"

Quizlet | Staff Fullstack Engineer | San Francisco | Full Time | https://www.quizlet.com

We are looking for a Staff Fullstack Engineer to help support our Activation POD which sits under the Growth Team. The mission of the Activation team is to “make the first experiences people have with Quizlet Magical — with the right content, tools, and knowledge right away”. They are currently trying to accomplish that mission by connecting new learners with content and encouraging them to sign up so we can provide personalization and better studying experiences when they come back.

Technologies: Java, NodeJS, Python

https://jobs.lever.co/quizlet-2/aec3dc46-788b-4cd4-8920-de11…

If you have any questions, feel free to ask me directly at meredith.wade [at] quizlet [dot] com.

VISA== As our brand-new Senior Data Engineer, you will certa…

. With even more than 277 million downloads of our applications as well as 145+ million signed up customers on Runtastic.com, we encounter remarkable as well as uncommon difficulties day-to-day. We use work in numerous areas!

How I Drove 231,608 Visitors to My Site Using This New Channel

Just like any marketer, we all fear what we can’t control.

And sadly, for years, a lot of our future is being determined by algorithms.

From social sites to search engines… they all have algorithms. Heck, you even have to deal with them with things like email.

When you send marketing emails, you can bet that there is a good chance that they will end up in the “Promotions tab.”

Now sometimes these algorithms do adjust in your favor, but
we all know that’s rare in the long run.

But what if there was a way you could drive consistent traffic, not have to deal with algorithms, and not have to spend money on ads?

There actually is. And I bet you’ve never used it before.

Here’s the best part, it’s generated me more than 231,608 visitors and it automated and free. 🙂

How so?

Alright, check this out.

Every time I publish a blog post or anytime I want to drive
traffic to any page on my site, all I have to do is click a few buttons and instantly
I am able to get more traffic.

So how do I do this?

It’s with a free tool I built called Subscribers.

It leverages something that you are familiar with but probably don’t know what it is.

It’s called push notifications.

What’s a push notification?

Does this look familiar to you?

You can receive messages through your browsers. This is
called a push notification.

What’s cool about push notifications is that anytime someone
visits your website you can ask them to subscribe to your site.

And at any time, you can send them a message promoting your
website.

Each time someone clicks on it, you get traffic to your
site.

But here is the best part: not only do you not have to deal with any algorithms, but you also don’t have to worry about people missing your push notification either.

See, unlike email, if you send someone a push notification while they are on vacation or sleeping, the next time they log onto their computer and pull up their web browser (Chrome, Safari, Firefox), they’ll see the push notification.

Here are my stats from some of my most recent push notifications:

How to grow your traffic through push notifications

Head over to Subscribers and sign up for a free account.

Once you add your site and sign up, you’ll need to either
add a piece of javascript to your site or you’ll have to install a plugin.

Whether you are on Shopify or WordPress, Subscribers has a good amount of options for you.

Once you are up and running, you’ll want to head to the
“prompt settings” navigation option in the sidebar of Subscribers.

This is where you control what people see when they come to
your website so they can subscribe.

You’ll want to make sure you have turned on “prompt enabled.” Then select “use custom popup prompt by default” as this will allow you to select what message you show your users.

Here’s what my page looks like.

In my prompt settings, you’ll notice I did a few things:

  1. I uploaded my own image. My site is NeilPatel.com so it makes sense for me to use my own image. For you, it could be your face or your company logo.
  2. For the title and description, you’ll want to clearly state the benefit. I let you know that I am going to send you proven SEO tips and how easy it will be.
  3. You can then test the “subscribe” and “no thanks” button text. I’ve found that text to work well on my site.
  4. As for timing, I like showing the prompt right away as well as showcasing my “subscriber count.” I’ve found that the bottom-right corner converts well for me.

Once everything is set up the way you want, just click “save settings” and you’ll see your prompt on your site.

Here’s what it looks like on the NeilPatel.com site.

When someone clicks on “subscribe” they will see a prompt
box that looks something like this…

And then when they click to subscribe in the prompt box their browser will ask them if they want to subscribe to your site.

It’s so effective I have over 600,000 subscribers. It’s a
lot!

It may take time for your subscriber numbers to build up, but the longer you do it the easier it is. Keep in mind I’ve been doing this for a few years now, that’s how I have been able to build up such a large following.

So, once you have subscribers, what’s next?

How to generate traffic through subscribers

What I like doing is promoting my blog posts through Subscribers.

Just click on the “New Notifications” navigation link.

You’ll now be able to send a message to all of your subscribers. More importantly, you’ll be able to promote a URL or a service or product you are selling.

There are a few key things you’ll want to do on this page if
you want the maximum amount of traffic.

  1. Evoke curiosity – with your headline and description try to pique peoples’ curiosity. This is a simple way to get a ton of clicks. Just like how I asked, “Is SEO Dead?”
  2. Show a large image – when you use a large image, you’ll find that you will get more clicks. Large images don’t show up on all push notifications, it only shows up for users who are on a PC. If you don’t know where to find images, you can use this free stock photography site.
  3. Show custom buttons – this feature also only shows up on PCs and not Macs. But it is still worth using. I’ve found that if I can ask a “yes or no” type of question with my headline, such as “Is SEO Dead?” then when I use “yes” and “no” as the two options in the custom buttons, I get a ton of clicks.

If you follow those 3 tips, you’ll find that you’ll be able
to maximize how much traffic you get from push notifications.

Just look at the push I did on the post about SEO being dead… it drove 16,263 visitors to my blog. That’s a lot of traffic for one push notification.

Don’t forget to set up a Welcome Campaign

Now the best way to generate traffic from Subscribers isn’t to manually send out
notifications.

Yes, manual notifications generate traffic but there is a better way.

Through a Welcome Campaign, you can generate even more traffic.

Think of a “welcome campaign” as a drip sequence like you
would have in email. But this is through push notifications.

So, in the navigation click on “Welcome Campaign.”

From there, you’ll want to click on “create a new campaign.” From there you will see a page that looks like this:

Similar to sending a normal push notification, you’ll want
to use a larger image and use custom buttons as this increases how many clicks
you’ll get to your site.

The other thing you’ll want to do is be careful and not spam.
Don’t send them a message every 30 minutes or anything annoying like that. I
spread out my messages in my drip by at least a few days.

The first notification goes out instantly, but the rest are
spread out.

Once you set up your welcome campaign, just hit save and you’ll be good to go.

As new people subscribe to your site, they will
automatically receive notifications which will increase your traffic.

Just like at my welcome campaign stats, it drives more traffic than manual pushes.

231,608!

That’s how much traffic I’ve gotten just from my welcome campaign and that number continually climbs each day.

Conclusion

Although most of the popular platforms have algorithms that
are hard to crack, it doesn’t mean that all hope is lost.

There are still other ways to get consistent traffic to your
site.

What’s beautiful about Subscribers is that it drives traffic
without you having to deal with algorithms or filters. But it does take time to
see results, just like email marketing, the longer you use it the more traffic
you’ll see.

So, have you tried push notifications or Subscribers before?

The post How I Drove 231,608 Visitors to My Site Using This New Channel appeared first on Neil Patel.

Getting Investment Properties

Acquiring Investment Properties

Internet economic investment is gross economic investment minus decline. Monetary financial investment could be ready or ex-ante or ready for or prepared economic investment; or it could be ex-post, i.e., actually comprehended economic investment, or when economic investment is not just planned or suggested, yet which has actually truly been invested or used.

An added classification of economic investment may be individual monetary investment or public monetary investment. Individual economic investment gets on unique account, i.e., by special individuals, along with public monetary investment is by the federal government. Public economic investment is by the state or area authorities, such as framework of roads, public parks and so forth.

Economic financial investment which is independent of the level of income, is called independent economic investment. Independent monetary investment depends a whole lot a lot more on people advancement along with technical growth than on anything else. The influence of alteration in incomes is not completely dismissed, because higher profits would potentially lead to a lot more economic investment.

Circumstances of independent economic investment are long-range monetary investments in houses, roads, public frameworks as well as additionally different other type of public monetary investment. Public economic investment recommends monetary investment which occurs in straight comments to development, as well as additionally a great deal of the long-range monetary investment, which is simply prepared for to spend for itself over a prolonged period, can be concerned as independent economic investments.

Monetary financial investment may be ready or ex-ante or ready for or indicated monetary investment; or it could be ex-post, i.e., truly comprehended economic investment, or when economic investment is not simply planned or prepared, nonetheless which has actually been invested or carried out. Public economic investment recommends economic investment which takes place in straight response to production, as well as a whole lot of the long-range monetary investment, which is simply prepared for to pay for itself over an extensive period, can be connected to as independent economic investments.

Monetary financial investment could be ready or ex-ante or ready for or suggested monetary investment; or it may be ex-post, i.e., actually comprehended monetary investment, or when monetary investment is not simply planned or intended, nonetheless which has actually been invested or carried out. Circumstances of independent monetary investment are long-range economic investments in residences, streets, public frameworks as well as different other kinds of public economic investment. Public economic investment recommends economic investment which occurs in straight response to production, as well as a whole lot of the long-range monetary investment, which is simply expected to pay for itself over an extensive period, can be associated to as independent monetary investments.

The post Getting Investment Properties appeared first on ROI Credit Builders.

Cash Loan Paycheck Loans

Cash Loan Paycheck Loans

Cash loan earnings funds are usually developed for the feature valuable people especially the funding customers to obtain the cash money they need today without requiring to wait till their list below revenue. The cash loan revenue funds, in addition called earnings growths, remain in truth amongst the fastest broadening firms in the United States, Canada, Australia, Costa Rica, South Africa, England, in addition to different other elements of the world. Numerous people have in fact considered creating such sort of firm assuming that cash loan earnings financial resources solution is the ideal boost to the present moment solution or as a new center, specifically today that an expanding variety of people are drawn in to it.

Nowadays, cash loan earnings financial resources are thoroughly provided online. Virtually numerous funding company can be substantially uncovered on the web offering cash loan revenue auto loan nowadays.

You can most absolutely utilize cash loan earnings borrowings at this site without credit report check, no loaning store to look into, no papers to fax, paperless, along with you can use your cash for anything. It is additionally much remarkable to acknowledge that Cosmoz.com provides details cash loan earnings fundings business that can help you to acquire the cash loan earnings loanings you need for paying your unanticipated costs, or likewise for just having pleasurable. As quickly as the cash loan earnings financial resources are approved, afterwards the loan provider will electronically move the auto loan amount directly right into your surveillance account.

There are in addition a couple of various other considerable companies on the web offering cash loan revenue auto loan such as PaycheckLender.com, TSSLoan.com, BigCashMoney.com as well as likewise others, yet primarily every one of them somehow share the precise very same purpose which is to provide people the best cash loan revenue financings practical. It is merely somehow called for to acknowledge that cash loan earnings funds are thought about as the least reasonable methods of lending. Included therapy should certainly be taken before deciding to make use of among those financing companies offline as well as additionally on the net.

Cash loan revenue fundings are normally produced for the feature of assisting the people particularly the money customers to obtain the lending they need today without needing to wait up till their list below revenue. It is likewise much fascinating to recognize that Cosmoz.com products specific cash loan revenue financings company that can aid you to get the cash loan revenue financings you need for paying your unanticipated prices, or likewise for merely having pleasurable. There are similarly some numerous other significant organisation internet offering cash loan revenue auto loan such as PaycheckLender.com, TSSLoan.com, BigCashMoney.com as well as likewise others, nonetheless virtually every one of them somehow share the similar purpose along with that is to use the people the finest cash loan revenue funds possible.

It is additionally much interesting to acknowledge that Cosmoz.com offers certain money advancement earnings fundings business that can help you to acquire the money advancement revenue borrowings you need for paying your unpredicted costs, or additionally for merely having satisfying. There are in addition a couple of various other substantial companies on the net offering money development revenue automobile finances such as PaycheckLender.com, TSSLoan.com, BigCashMoney.com as well as likewise others, yet mainly all of them in some means share the specific very same purpose which is to provide people the really ideal money development revenue loanings practical. There are also some numerous other significant company internet offering money breakthrough earnings cars and truck financings such as PaycheckLender.com, TSSLoan.com, BigCashMoney.com as well as additionally others, nevertheless virtually all of them in some method share the really exact same goal as well as that is to use the people the finest cash money breakthrough revenue funds possible.

The post Cash Loan Paycheck Loans appeared first on ROI Credit Builders.

Netflix's Wall Street Trophy Makes Up for Hollywood Snub

The post Netflix's Wall Street Trophy Makes Up for Hollywood Snub appeared first on Get Funding For Your Business And Ventures.

The post Netflix's Wall Street Trophy Makes Up for Hollywood Snub appeared first on Buy It At A Bargain – Deals And Reviews.

How Do Lenders Measure Business Fundability?

Have you ever wondered what exactly it is that lenders are looking for when it comes to approving a loan? Is it just your credit score, or is there more that comes into play? Why do you keep getting denied despite a strong, successful business with plenty of profit? How do they measure business fundability?

The answers to these questions can vary from lender to lender. 

What are Lenders Looking at to Determine Business Fundability? 

Honestly there is really no way to know for sure what exact information a lender is going to choose to use in their decision making.  What you can do, however, is learn everything you can about business fundability and what affects it. By doing that, you can begin to make changes where possible in an effort to ensure anything a lender sees is as positive as possible. 

Check out our best webinar with its trustworthy list of seven vendors to help you build business credit. 

What is Business Fundability?

To do this, you first have to know exactly what business fundability is.  The easiest way to explain it is to say it is how worthy of credit your business is.  If a lender considers your business to be fundable, it means they see your business as a low credit risk. However, everything that goes into being fundable is much more complicated.  

It is easiest to start at the beginning. Believe it or not, business fundability actually starts with how your business is set up. 

Business Fundability: The Set Up

These are the things that lenders consider, either directly or indirectly, in relation to how your business is set up.  They all work together to build the credibility and legitimacy of your business. 

Contact Information

The first step in setting up a foundation on which to build business fundability is to get your business its own phone number, fax number, and address.   What is surprising to some, is that this doesn’t mean you have to get a separate phone line, or even a separate location. You can run your business from your home or on your computer, and you do not even have to have a fax machine.  Find out more about how this here and here. 

EIN

Your business needs and EIN.  This is an identifying number for your business that works the same way your SSN works for you personally.  It looks more credible to use this number rather than your SSN for business loan applications. Having an EIN is also important for building business credit, as it separates your business accounts from your personal accounts. You can get one for free from the IRS.

Incorporate

This is the most important step in fundability thus far.  Incorporating your business as an LLC, S-corp, or corporation is necessary to fundability.  It lends credence to your business as one that is legitimate. In addition, it also offers some protection from liability. 

Which option you choose has more to do with your budget and how much liability protection you need than it does for fundability.  The best thing to do is discuss the issue with your attorney or a tax professional.  

Incorporation has to happen as soon as possible.  Time in business counts toward fundability and for business credit.  This starts over at incorporation, regardless of how long your business has been in operation before incorporation.  Not only that, but any positive business credit history you have up until the point of incorporation will be lost as well.

Business Bank Account

You have to open a separate, dedicated business bank account.  There are a few reasons for this. First, it will help you keep track of business finances.  It will also help you keep them separate from personal finances for tax purposes. 

In addition, there are several types of funding you cannot get without a business bank account.  Some lenders and credit cards want to see one. Also, you cannot get a merchant account without a business account at a bank. That means, you cannot take credit cards payments.  Consumers tend to spend more when they can pay by credit card.

Check out our best webinar with its trustworthy list of seven vendors to help you build business credit. 

Licenses

For a business to be legitimate it has to have all of the necessary licenses it needs to run legally.  If it doesn’t, red flags are going to fly up all over the place. Do the research you need to do to ensure you have all of the licenses necessary to legitimately run your business at the federal, state, and local levels. 

Website

How does a business website affect fundability?  Here’s how. In today’s world, we all run to the internet first for virtually everything.  For most businesses, the website is the first impression you make on anyone, including lenders.  If it appears to be unprofessional, it will cause problems.

Spend the time and money necessary to ensure your website is professionally designed and works well.  Pay for hosting too. Don’t use a free hosting service. Also, your business needs a dedicated business email address.  Make sure it has the same URL as your Website. Don’t use a free service such as Yahoo or Gmail.

Business Fundability: Business Credit Reports

This is what most business owners think about when it comes to business fundability. That is the credit report, much like your consumer credit report, that details the credit history of your business.  It is a tool to help lenders determine how credit worthy your business is.  

Where do business credit reports come from?  There are a lot of different places, but the main ones are Dun & Bradstreet, Experian, Equifax, and FICO SBSS.  Since you have no way of knowing which one your lender will choose, you need to make sure all of these reports are up to date and accurate. 

Not only that, but you need to be sure you actually have business credit. It does not build passively as a result of credit transactions in the same way consumer credit does.  That set-up for fundability? It is necessary to begin building business credit as well. After you have that, you have to get accounts reporting, which is a whole other process.  Find out more about that here. 

Other Business Data Agencies 

In addition to the business credit reporting agencies that directly calculate and issue your credit reports, there are other business data agencies that affect those reports indirectly.  Two examples of this are LexisNexus and The Small Business Finance Exchange. These two agencies gather data from a variety of sources, including public records.  This means they could have access to information relating to automobile accidents, liens, and more. While you may not be able to access or change the data the agencies have, you can ensure that any new information they receive is positive.  Enough positive information can help counteract any negative information from the past. 

Identification Numbers 

In addition to the EIN, there are other identifying numbers related to business credit reports.  You need to be aware that these numbers exist. Some of them are simply assigned by the agency. One, however, you have to apply for.  It is pertinent that you do this. 

That number is a D-U-N-S number from Dun & Bradstreet.  D&B is the largest and most commonly used business credit reporting agency.  Every credit file in their database has a D-U-N-S number. To get a D-U-N-S number, you have to apply for one through the D&B website. 

Business Credit History

Your credit history has everything to do with everything related to your credit score, which is a huge factor in the fundability of your business.  

Your credit history consists of a number of things including: 

  • How many accounts are reporting payments?
  • How long have you had each account? 
  • What type of accounts are they?
  • How much credit are you using on each account versus how much is available?
  • Are you making your payments on these accounts consistently on-time?

The more accounts you have reporting on-time payments, the stronger your credit score will be. 

Business Information

On the surface, it seems obvious that all of your business information should be the same across the board everywhere you use it.  However, when you start changing things up like adding a business phone number and address and incorporating, you may find that some things slip through the cracks. 

This is a problem because a ton of loan applications are turned down each year due to fraud concerns simply because things do not match up.  Maybe your business licenses have your personal address but now you have a business address. Fix it. Do some of your credit accounts have a slightly different name or a different phone number listed than what is on your loan application? Make sure your insurances all have the correct information, too.  

The key to this piece of the business fundability is to monitor your reports frequently.   When it comes to business credit reports, you can monitor through the reporting agencies directly, or save money by going here. 

Financial Statements

This covers a broad spectrum.  First, there is the obvious. Both your personal and business tax returns need to be in order.  Not only that, but you need to be paying your taxes, both business and personal. But wait, there’s more.  

Business Financials

It is best to have an accounting professional prepare regular financial statements. Having an accountant’s name on financial statements lends to the legitimacy of your business. If you cannot afford them monthly or quarterly, at least have professional statements prepared annually. This way, they will be ready whenever you need them. 

Personal Financials

Often this is simply tax returns for the previous three years.  That is the bare minimum you will need. Other information lenders may ask for include check stubs and bank statements. 

Bureaus

There are several other agencies that hold information related to your personal finances that you need to know about as well.  One example is ChexSystems. It keeps up with bad check activity and makes a difference when it comes to your bank score. If you have too many bad checks, you will not be able to open a bank account.  That will cause serious fundability issues. 

For this point, everything comes into play.  Have you ever been convicted of a crime? Do you have a bankruptcy or short sell on your record?  How about liens or UCC filings? All of this can and will play into business fundability. 

Personal Credit History

Your personal credit score from Experian, Equifax, and Transunion all matter.  You have to have your personal credit in order because it will definitely affect business fundability.  If it isn’t the best, get to work on it now. The number one way to get a strong personal credit score or improve a weak one is to make payments regularly on-time.

Also, make sure you monitor your personal credit regularly to ensure mistakes are corrected and that there are no fraudulent accounts being reported. You can get one free copy of your personal credit report annually.

Business Fundability: Application Process

So much plays into this that you may not even think about. First, consider the timing of the application.  Is your business currently fundable? If not, do some work to change that. Next, make sure that your business name, business address, and ownership status are all verifiable.  Lastly, make sure you choose the right lending product for your business and your needs. Do you need a traditional loan or a line of credit? Would a working capital loan or expansion loan work best for your needs?  Choosing the right product to apply for can make all the difference. 

Check out our best webinar with its trustworthy list of seven vendors to help you build business credit. 

Do Lenders Really Look at All of These Things for Business Fundability? biz funding Credit Suite2

Maybe not directly.  For traditional lenders, your personal credit and finances are going to directly affect your ability to get a business loan for sure.  Your business credit may be able to help you get a better rate, or push you over the approval line if personal credit isn’t as great as it needs to be.  Private lenders may lean more toward business credit.  

Neither is likely to pull, or to even be able to pull, a report directly from another agency however.  Furthermore, most will not seek out public records. However, those things can show up on and affect your credit reports.  Not only that, but if in the process a lender sees a discrepancy in name or address, it will throw up red flags.  

Even something minor like a poorly put together website, when coupled with a few other seemingly minor issues, can be enough to put you out of the running for a business loan all together.  It’s best to have a thorough understanding of what business fundability is and what affects it, so you can keep any issues, either minor or major, from causing problems. 

Business Fundability: How it All Ties Together

Truly, few business owners understand how important business fundability really is.  Even if they do, they are not sure what to do about it. However, if you set up things right, pay attention to what’s out there, and ensure all the information is as correct as possible, you have a good start.  The only way to do this is to consistently monitor credit reports. If your business credit isn’t the best, or if you do not yet have business credit, find out how to start and build strong business credit here.   

The post How Do Lenders Measure Business Fundability? appeared first on Credit Suite.