TCPA Liability For Text Message Platforms The FCC has just recently re-affirmed prospective TCPA responsibility for text message systems. The obligation requirement for text message applications as well as systems, along with pertinent elements, are established forth in the FCC’s July 2015 Omnibus TCPA Order. Attach with the writer on LinkedIn at FTC Defense Lawyer. …
Month: March 2020
Just how To Plan For Raising Capital With Investors?
Just how To Plan For Raising Capital With Investors?
In preparing for an effective financing project, you have to reveal your financial investment possibility to sufficient financiers.
The Kugarand Theory of Investing states that for each …
1 financier that spends,
3 state they will certainly spend, as well as
15 capitalists were subjected to your financial investment chance to reach the 3 to reach the one Investor that really spends.
If your firm is increasing $1 million bucks as well as has a minimal financial investment of $25,000, after that your business is looking for 40 financiers,
($ 1,000,000/ $25,000 = 40). For your business to obtain the 40 capitalists to spend, you will certainly require to direct exposure 600 capitalists to your financial investment chance,
( 40 x 15 = 600 financiers).
Learn the amount of capitalists you will certainly require to subject to your chance utilizing this formula.
A = How much cash are you increasing?
B = What is your minimal financial investment quantity?
A/B = C.
C = Number of financial investments required.
C * 15 = Number of capitalists that require to be subjected to your financial investment chance.
Since you recognize precisely the amount of financiers require to be subjected to your financial investment chance, you can intend appropriately.
Capitalist connection projects subject, advertise and also create financial investment possibilities to financiers with calculated preparation of your business’s financial investment chance. Tasks to acquire direct exposure consist of:.
– Participation in capitalist occasions.
– Customized financier occasions.
– Press launches as well as promo.
– Direct mail projects to capitalists.
– Email advertising and marketing projects to capitalists.
– Investor call.
– Web advertising.
– Investor passion write-ups.
– Public on-line financial investment sites.
– Private safe and secure on-line financial investment websites with private financial investment details and also due persistance records.
Capitalist connections project need to consist of the following:.
– Simplified approach to connect chance to capitalists so they will certainly put in the time to find out adequate concerning the possibility to be attracted to spend even more time in finding out more.
– Combination of team discussions and also face to face financier conferences to give a possibility for the customer to “inform their tale”.
– Passive advertising to the passion locations of the financier area via e-mail, news release, as well as meeting on radio as well as TELEVISION programs.
– Direct Mail to get to those financiers that do not react to various other ways of interaction, targeted based upon location as well as market choice.
– System to record financier passion as well as react appropriately.
– Ongoing interaction technique to connect updates to capitalists so they can see the development as well as relocate a semi-interested capitalist to a determined as well as interested financier.
– A central factor of info to ensure that despite exactly how the capitalist initially comes across the chance they have a resource of info they can most likely to.
Find out more at www.launchfn.com.
The post Just how To Plan For Raising Capital With Investors? appeared first on ROI Credit Builders.
New comment by dmak in "Ask HN: Who is hiring? (March 2020)"
AMEX | Tokyo, Japan | Onsite | Full-time | No Visa Sponsorship | 6-month contract
We are looking for a Senior Ruby on Rails Backend Engineer. Our Tokyo team currently has 4 Engineers and a scrum master. We work very closely with different regions for a global initiative. Our product is a reservation booking for high-end restaurants. Japanese is not required and we operate in all English.
The interview process is relatively short and has 2 main-steps:
1. Phone interview
2. Technical pair-programming exercise then meet our team
Our team primarily operates onsite, but due to the current COVID19 situation, we are all working from home. This is the common case for most companies here in Tokyo now. However, we will be back in the office eventually.
If interested, please contact me with your rate, resume, and anything you are interested in sharing with me at douglas.mak@aexp.com
How to Make Your Podcast SEO Friendly
Podcasting. You’ve heard about it before and I bet you’ve even listened to a handful of podcasts. But you probably haven’t created one yet. Just think of it this way… There are over 1 billion blogs and roughly 7 billion people in this world. That’s 1 blog for every 7 people… On the other hand, … Continue reading How to Make Your Podcast SEO Friendly
Just how To Plan For Raising Capital With Investors?
Just how To Plan For Raising Capital With Investors?
In preparing for an effective financing project, you have to reveal your financial investment possibility to sufficient financiers.
The Kugarand Theory of Investing states that for each …
1 financier that spends,
3 state they will certainly spend, as well as
15 capitalists were subjected to your financial investment chance to reach the 3 to reach the one Investor that really spends.
If your firm is increasing $1 million bucks as well as has a minimal financial investment of $25,000, after that your business is looking for 40 financiers,
($ 1,000,000/ $25,000 = 40). For your business to obtain the 40 capitalists to spend, you will certainly require to direct exposure 600 capitalists to your financial investment chance,
( 40 x 15 = 600 financiers).
Learn the amount of capitalists you will certainly require to subject to your chance utilizing this formula.
A = How much cash are you increasing?
B = What is your minimal financial investment quantity?
A/B = C.
C = Number of financial investments required.
C * 15 = Number of capitalists that require to be subjected to your financial investment chance.
Since you recognize precisely the amount of financiers require to be subjected to your financial investment chance, you can intend appropriately.
Capitalist connection projects subject, advertise and also create financial investment possibilities to financiers with calculated preparation of your business’s financial investment chance. Tasks to acquire direct exposure consist of:.
– Participation in capitalist occasions.
– Customized financier occasions.
– Press launches as well as promo.
– Direct mail projects to capitalists.
– Email advertising and marketing projects to capitalists.
– Investor call.
– Web advertising.
– Investor passion write-ups.
– Public on-line financial investment sites.
– Private safe and secure on-line financial investment websites with private financial investment details and also due persistance records.
Capitalist connections project need to consist of the following:.
– Simplified approach to connect chance to capitalists so they will certainly put in the time to find out adequate concerning the possibility to be attracted to spend even more time in finding out more.
– Combination of team discussions and also face to face financier conferences to give a possibility for the customer to “inform their tale”.
– Passive advertising to the passion locations of the financier area via e-mail, news release, as well as meeting on radio as well as TELEVISION programs.
– Direct Mail to get to those financiers that do not react to various other ways of interaction, targeted based upon location as well as market choice.
– System to record financier passion as well as react appropriately.
– Ongoing interaction technique to connect updates to capitalists so they can see the development as well as relocate a semi-interested capitalist to a determined as well as interested financier.
– A central factor of info to ensure that despite exactly how the capitalist initially comes across the chance they have a resource of info they can most likely to.
Find out more at www.launchfn.com.
The post Just how To Plan For Raising Capital With Investors? appeared first on ROI Credit Builders.
New comment by wlan-2 in "Ask HN: Who is hiring? (March 2020)"
Winterlight Labs | Senior Software Engineer (Multiple Positions) | Toronto, Canada | ONSITE | FULL-TIME | https://winterlightlabs.com
Winterlight Labs is a healthcare startup of 15 people that uses machine learning on speech to detect signs of Alzheimer’s and other cognitive diseases. We raised our Series A in November 2019 and our clients include life science companies such as Pear Therapeutics, Alector and others. We use AWS for our cloud infrastructure and use modern technologies such as containization and infrastructure-as-code. Our culture is collaborative, friendly, and curious – we value people not only for their skills, but also for their opinions and experiences.
We have three positions open: Backend Software Engineer, Frontend Software Engineer, and Full Stack Software Engineer. Our current priority is to grow the team that builds apps and tools used by medical professionals to run our cognitive assessment. That said, we are always looking for excellent people. If you’re interested, check out our careers page: https://winterlightlabs.com/careers
The post New comment by wlan-2 in "Ask HN: Who is hiring? (March 2020)" appeared first on Get Funding For Your Business And Ventures.
The post New comment by wlan-2 in "Ask HN: Who is hiring? (March 2020)" appeared first on Buy It At A Bargain – Deals And Reviews.
Business Credit Card Balance Transfer
Need a business credit card balance transfer? Then look no further.
The Best Business Credit Card Balance Transfer
We researched a lot of company credit cards for you. So, here are our top picks, and more than a business credit card balance transfer.
Per the SBA, company credit card limits are a whopping 10 – 100 times that of personal cards!
This demonstrates you can get a lot more funds with business credit. And it also shows you can have personal credit cards at retailers. So, you would now have an extra card at the same retail stores for your company.
And you will not need collateral, cash flow, or financial data to get company credit.
Business Credit Card Benefits
Perks can differ. So, make sure to pick the perk you would prefer from this variety of options.
Reliable Low APR Business Credit Card Balance Transfer
Discover it® Cash Back for a Business Credit Card Balance Transfer
Have a look at the Discover it® Cash Back card. There is a 10.99% introductory APR for six months from date of first business credit card balance transfer. So, this is for any business credit card transfer under this offer which post to your account by January 10, 2019.
After the introductory APR expires, your APR will be 14.99% to 23.99%. So, this is based on your creditworthiness. Your APR will vary with the market, which is based on the Prime Rate.
Details
You can earn 5% cash back at different places each quarter. So, these are establishments like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs. But this is up to the quarterly maximum each time you activate. Also, automatically get unlimited 1% cash back on all other purchases.
You will get an unlimited dollar-for-dollar match of all the cash back you have earned at the end of your first year, automatically.
Get it here: https://www.discover.com/credit-cards/cash-back/it-card.html
Remarkable Business Credit Cards with No Annual Fee
Uber Visa Card
Check out the Uber Visa Card. Uber is the very first ride-sharing service to offer a credit card, in a partnership with Visa and Barclays.
The card offers 4% back per dollar spent at restaurants, takeout and bars, including UberEATS. Also, get 3% back on hotel, airfare and vacation home rentals. And get 2% back on online purchases.
So, this includes retailers and subscription services like Uber and Netflix. And get 1% back on all other purchases. Each percent/point has a value of 1 cent. Redeem points for cash back, gift cards or Uber credits directly within the app.
By spending at least $500 in the initial 90 days, users can earn a $100 sign-up bonus. Cardholders spending a minimum of $5,000 yearly are eligible to receive a $50 credit toward online subscription services.
Details
If you pay your cellular phone bill with this card, you are insured up to $600 for cellphone damage or theft.
Cardholders are eligible for exclusive access to specific events and offers. Uber anticipates most of these offers will be available in major cities like New York, San Francisco, Los Angeles, Chicago and DC. There is no foreign transaction fee.
But there is no introductory rate. So, the APR is a variable 16.99%, 22.74% or 25.74%, based on your creditworthiness. Cardholders with less than stellar credit will be on the higher end of the range.
Also, there are restrictions on Uber credits. To redeem points as credits within the Uber app, accrue at least 500 points, or $5. Cardholders can convert a maximum of 50,000 points, or $500, per day.
Get it here: https://www.uber.com/c/uber-credit-card/
Costco Anywhere Visa® Business Card by Citi
Not taking Uber? Then you’ll want to fill your gas tank somehow. Why not do so with the Costco Anywhere Visa® Business Card by Citi?
This card earns cash back with every purchase. Earn 4% cash back on the first $7,000 spent on eligible gas purchases annually (1% after that). Get 3% cash back at restaurants and on eligible travel purchases. Also, earn 2% cash back at Costco and Costco.com. And earn 1% cash back on all other purchases.
So, keep in mind: the $0 annual fee is only for Costco members. And an active Costco membership is required. Cardholders will get access to damage and theft purchase protection, extended warranty coverage and travel accident insurance.
Also, there is no sign-up bonus available with this card.
Get it here: https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=Citi-costco-anywhere-visa-business-credit-card
Ink Business Cash℠ Credit Card
Check out the Ink Business Cash ℠ Credit Card. Companies can get cash back with each purchase. Spend $3,000 in the initial three months from account opening. And you’ll get a $500 bonus cash back.
There is a $0 yearly fee with a 0% introductory APR for 12 months on purchases and business credit card balance transfer. Thereafter, the APR is a 15.24 – 21.24% variable.
The card features travel and purchase coverage benefits. So, this includes an auto rental collision damage waiver and extended warranty protection.
Details
Earn extra cash back on business categories. So, these include office supply stores, telecommunications, gas stations and restaurants.
Note: this card has a business credit card balance transfer fee. Pay 5% of the amount transferred or $5, whichever is greater. Also, there is a foreign transaction fee of 3%.
Get it here: https://creditcards.chase.com/small-business-credit-cards/ink-cash
United MileagePlus Explorer Business Card
Get a good look at the United MileagePlus Explorer Business Card.
Earn 2 miles/dollar with United and at restaurants, gas stations and office supply stores. All other purchases earn 1 mile/dollar. Earn a 50,000-mile sign-up bonus after spending $3,000 in the initial three months from account opening.
Benefits include priority boarding, a free first checked bag for you and a companion on the same reservation.
Details
Also, get two United Club passes annually. And get hotel and resort perks including upgrades. On top of that, get early check-in and late checkout. And get an auto rental collision damage waiver.
And also, get baggage delay insurance, lost luggage reimbursement, trip cancellation and interruption insurance. Finally, get trip delay reimbursement, purchase protection, price protection and concierge service.
After the first year, the card has an annual fee of $95. APR of 17.99% – 24.99%, based on creditworthiness.
Get it here: https://creditcards.chase.com/small-business-credit-cards/united-mileageplus-explorer-business
Starwood Preferred Guest® Business Credit Card from American Express
Another possibility is the Starwood Preferred Guest Business Credit Card from American Express.
This credit card is for those who stay at Starwood Preferred Guest and Marriott hotels often. Get six points per dollar of eligible purchases at participating SPG and Marriott Rewards hotels.
And get four points per dollar at American restaurants, American gas stations, and on American purchases for shipping.
Also, get four points to the dollar on wireless telephone services purchased directly from US service providers. For all other eligible purchases, earn two points per dollar.
Details
Earn 75,000 bonus points when you spend $3,000 in the first three months of account opening. Benefits include free in-room premium internet access, Sheraton Club lounge access, and purchase protection.
Plus, you get car rental loss and damage insurance. And you get baggage insurance. There is also a global assistance hotline. And there is a roadside assistance hotline. And get travel accident insurance and extended warranty coverage.
The biggest issue is the yearly fee. There is a $0 introductory annual fee for the first year, then it’s $95 thereafter. Plus, there is no 0% introductory APR. Instead, there is a 17.74 – 26.74% variable APR
Get it here: https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/spg-amex-starwood-credit-card
Company Credit Cards with 0% APR – Pay Absolutely Nothing!
JetBlue Plus Card
Check out the JetBlue Plus Card for yet another offer of a 0% introductory APR
Earn six points/dollar on JetBlue purchases, two points/dollar at eating establishments and grocery stores. And get one point/dollar on all other purchases.
Details
Spend $1,000 in the first 90 days and pay the yearly fee. So, then you can get 40,000 bonus points. New cardholders get a 12-month, 0% initial APR on any business credit card balance transfer made within 45 days of account opening.
After that, the variable APR on purchases and any business credit card balance transfer is 17.99%, 21.99% or 26.99%, based upon creditworthiness. Benefits include a free first checked bag and 50% savings on in-flight purchases.
There is a $99 yearly fee for this card.
Get it here: https://cards.barclaycardus.com/cards/jetblue-card/
Secure Business Credit Cards for Average Credit
Capital One® Spark® Classic for Business
For average credit, we like the Capital One Spark Classic for Business. It has no yearly fee. There are cash-back rewards. The card gets an unlimited 1% cash back on all purchases. There is an annual fee of $0.
With this card, you will get benefits including an auto rental collision damage waiver, and purchase security. And you also get extended warranty coverage. And you get travel and emergency assistance services.
But KEEP IN MIND: the ongoing APR is 24.74% variable APR. And the penalty APR is even higher, 31.15%. Also, there is no sign-up bonus. In addition, this card reports monthly to personal credit. It does report to business credit as well, but they generally require a personal credit check and will always report to personal credit.
Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/
Establish business credit fast with our research-backed guide to 12 business credit cards and lines.
Terrific Cards for Cash Back
Capital One® Quicksilver® Card
Look at the Capital One® Quicksilver® Card. It offers flat-rate rewards of 1.5% on all purchases. There are no limits to the amount of cash back rewards which cardholders can earn. Also, the card has a $0 yearly fee.
New cardholders have a 0% APR on purchases and any business credit card balance transfer for the first 15 months after opening the account. And then they have a 14.74 – 24.74% (variable) APR after that.
A cash bonus of $150 is on offer for those who make at the very least $500 in purchases within 3 months of account opening.
Details
Also, cash back rewards do not expire for the life of the account. And there is no limit to how much you can earn.
This credit card also offers travel accident insurance. And you get an auto rental collision damage waiver. There are no foreign transaction fees. And there is extended warranty coverage.
Downsides are the flat reward rate, not allowing for any more than that. And the higher APR after the first 15 months.
Get it here: https://www.capitalone.com/credit-cards/quicksilver/
Establish business credit fast with our research-backed guide to 12 business credit cards and lines.
Credit Builder Company Credit Cards – Make Your Credit Surge!
Discover it® Student Cash Back
Be sure to look at the Discover it® Student Cash Back card. It has no yearly fee. The credit card also offers a six-month introductory period of 0% APR on purchases. And there is an APR of 14.99 – 23.99% variable on all purchases after that period.
One distinct feature is that it provides an incentive for students to maintain good grades with a $20 statement credit. If scholars earn a GPA of 3.0 or better each school year, the card will award the $20 statement credit annually for up to five years.
Details
Use this credit card to build personal credit. While this is a personal credit card versus a company credit card, for new credit users, their FICO scores will be vital. And this card provides an excellent way to raise FICO while also getting rewards. Better personal credit can also, often, be the key to unlocking online lending.
You can earn 5% cash back at different places each quarter such as grocery stores, gas stations, restaurants or Amazon.com up to the quarterly maximum. After that, this credit card offers unlimited 1% cash back on all purchases.
In the initial year, all cash back rewards are matched 100%.
Downsides include a cash advance fee of either $10 or 5% of the amount of each cash advance, whichever is greater. And though they waive the first late payment fee, a fee of up to $37 applies on all other late payments. There is also a returned payment fee of up to $37.
Get it here: https://www.discover.com/credit-cards/cash-back/it-card.html
Small Business Credit Cards for Luxurious Travel Points
IHG ® Rewards Club Premier Credit Card
Consider the IHG ® Rewards Club Premier Credit Card. it gets hotel rewards worldwide. For each dollar spent at participating IHG hotels, earn 10 points. Get two points per dollar spent at gas stations, grocery stores and restaurants.
Plus, all other purchases earn one point. New cardholders can get an 80,000-point sign-up bonus when they spend $2,000 in the first three months of account opening.
Details
This card provides a free one-night hotel stay annually. Plus, there is a variety of benefits like travel and purchase coverage and an upgrade to Platinum Elite status with the IHG Rewards Club. The club offers complimentary room upgrades when available and guaranteed room availability.
The biggest issue is that the card does not offer a zero percent APR introductory rate. And the standard APR is 17.99 – 24.99% variable. Also, the annual fee is $89.
Get it here: https://creditcards.chase.com/a1/ihg/premiernaep
Marriott Rewards® Premier Plus Credit Card
This card earns six points/dollar spent at participating Marriott and SPG hotels. And get two points/dollar on all other purchases.
Spend $3,000 in the first three months from account opening and get two free night awards (each has a value of up to 35,000 points).
Cardholders get access to perks including a free one-night stay every year after account anniversary. Also get travel and purchase protection. So, this includes free standard in-room Wi-Fi and priority late checkout.
Details
Perks include baggage delay reimbursement, and lost luggage reimbursement. There is also trip delay reimbursement. And there is purchase protection. Plus, there are concierge service and automatic Silver Elite status, which includes a 20% bonus on points.
Spend $35,000 each account year and be upgraded to Gold Elite status. So, that includes a complimentary room upgrade, free daily breakfast and 4 PM late checkout.
There is an annual fee of $95. The APR is a 17.99– 24.99% variable.
Get it here: https://creditcards.chase.com/marriott/apply
Unbeatable Cards for Jackpot Rewards
Ink Business Preferred ℠ Credit Card
Get a look at the Ink Business Preferred Credit Card from Chase. Cardholders earn 3 points for every dollar spent on travel, shipping, internet, cable, phone and qualifying advertising with the card. So, this is up to $150,000 each year. And all other purchases earn an unlimited one point per dollar spent.
This is a Visa credit card.
Cardholders get benefits like purchase protection, trip cancellation or interruption insurance. They also get cellphone protection. And they get extended warranty coverage. And they get an auto rental collision damage waiver.
Details
Get 80,000 bonus points when you spend $5,000 in the first 3 months from account opening. There is an annual fee of $95. You can add employee cards at no additional cost.
This card only offers 3 points per dollar to a limit of $150,000 a year. So, this is for travel, shipping, internet, cable, phone and qualifying advertising. All other purchases earn an unlimited flat rate of one point per dollar. And there is no introductory APR
Get it here: https://creditcards.chase.com/small-business-credit-cards/ink-business-preferred
Establish business credit fast with our research-backed guide to 12 business credit cards and lines.
The Best Business Credit Card Balance Transfer for You
Your outright best business credit cards hinge on your credit history and scores.
Only you can choose which features you want and need. So, make sure to do your homework. What is excellent for you could be disastrous for somebody else.
And, as always, make certain to establish credit in the recommended order for the best, quickest benefits.
The post Business Credit Card Balance Transfer appeared first on Credit Suite.
How to Make Your Podcast SEO Friendly
Podcasting. You’ve heard about it before and I bet you’ve even listened to a handful of podcasts. But you probably haven’t created one yet. Just think of it this way… There are over 1 billion blogs and roughly 7 billion people in this world. That’s 1 blog for every 7 people… On the other hand, …
Shelf Engine (YC S18) is hiring tech positions in Seattle. Help us stop food waste
Article URL: https://jobs.lever.co/shelfengine
Comments URL: https://news.ycombinator.com/item?id=22472281
Points: 1
# Comments: 0
Mazu E-currency Exchange Program Review
Mazu E-currency Exchange Program Review
Matt Gagnon might be an illusionist which’s why the Mazu Guide has actually gotten a lot press. Matt’s e-currency exchange program introduced in Dec. 2004 as well as has actually seen just success with Mazu’s really helpful ECEP overview on beginning in e-currency trading. Matt Gagnon’s newest upgrade within the e-currency company has actually been the launch of the sophisticated section of the ECEP in June of 2005.
Mazu’s e-currency exchange program appealed an ignored specific niche as well as has actually produced an innovative overview on just how to trade e-currencies. Current research study has actually revealed that 90% of Mazu’s consumers are pleased with the digital e-currency program. It is noticeable that in any type of market there will certainly constantly be unhappy clients; nonetheless this mosts likely to state that there is constantly area for renovation.
The e-currency exchange program is very easy to adhere to with led tutorials, video clips as well as CD’s that aid individuals beginning. Not just do individuals obtain described sources, yet accessibility to chatroom as well as online forums that are loaded with individuals enlightened in e-currency trading. One of the most effective source within Matt Gagnon’s e-currency exchange program is without a doubt the chatroom that is continuously loaded with specialists on the topic.
In a current telephone call with Matt Gagnon he described that the Mazu e-currency exchange program will certainly make $900,000 this year alone. Matt clarified his success has actually resulted from the competence and also the riches of understanding Mazu has in the e-currency profession company. After examining Matt Gagnon’s money exchange program it became a really reputable program offering important sources for e-currency trading.
The post Mazu E-currency Exchange Program Review appeared first on ROI Credit Builders.