New comment by JonathanStevens in "Ask HN: Who is hiring? (July 2021)"

https://watcherr.com | Life-saving start-up | Machine Learning/Data Scientist | Senior Software Engineer (Python) | Always remote (in EU)

Brief overview video: https://youtu.be/ANSosPGSuEU

Company: watcherr.com is a healthcare tech start-up that is currently developing an ecosystem around a medically certified smartwatch that can provide a much sought-after solution for the market, providing features like indoor and outdoor location tracking, voice communication and advanced daily activity insights to save lives by proactively trying to prevent cardiac arrests and helping a person in distress more quickly.

Location: always remote (located in EU), main timezone is CEST

Type: can be either contractor or on payroll, both for a long-term cooperation

Looking for:

– Medior/senior Python (Flask) engineers with cloud experience (preferably AWS): https://watcherr.com/careers/software-engineer/

– Machine Learning/Data Scientist: set up the data pipeline, train models on medical data to detect diseases and heart rate anomalies, gesture recognition with data from our smartwatch and more: https://watcherr.com/careers/data-scientist

Bonus: worked in a start-up before

Why us?

– contrarily to most start-ups, customers are already waiting in line for us to deliver the product

– the company is founded by people with proven experience in this industry

– we have our hardware, firmware and software under one roof, which gives us full control over the ecosystem that we are building

– we value everyone who helps to build this story and reward that with stock options. If the company does well, so will you.

If you’re interested, send me your resume/LinkedIn via the website or to jobs@watcherr.com

The post New comment by JonathanStevens in "Ask HN: Who is hiring? (July 2021)" appeared first on ROI Credit Builders.

How to Use eSports Marketing to Grow Your B2C Reach

Twenty years ago, I had no idea we would be talking about eSports marketing. eSports was somewhat of an underground industry coveted by the most loyal fans. Today, eSports is a booming industry ripe for the taking by smart but strategic business owners who understand their audience

What Is eSports Marketing?

eSports is the projected 1,790 million dollar industry taking hold of Millenials. It’s competitive gaming where groups assemble teams and play against each other as they would in any other sport. They hold tournaments, and many professional gamers have large followings on gaming platforms like Twitch. 

Until recently, only brands like Red Bull and others associated with gaming were able to get in on eSports marketing. Things have quickly changed. Now, you have businesses from all niches, including Mercedes and Coca-Cola, wanting to get in on the action. Is it the right fit for your business? It might be. 

Why eSports Marketing? 

Why would a B2C business want to choose eSports marketing over another strategy? First, marketing in eSports allows you to reach a dedicated and engaged audience. The people who follow eSports are invested in it; they interact with professionals from the industry, and they take the sport seriously. 

Second, the cost of advertising is still relatively low due to the lack of competition. There aren’t many ads, and many of the big-name competitors haven’t reached the market yet, which means there are opportunities for smaller businesses to come in and display ads at a low cost. How do you use it? 

6 B2C eSports Marketing Strategies to Try 

Now that you understand the power of an eSports marketing strategy, you need to know how to implement it. In the following sections, I’ll break down actionable steps you can take to promote your business to the eSports market. 

1. Create In-Game Ads 

Investing in an in-game ad can be a unique, but powerful strategy. This is one sure-fire way to separate yourself from the competition, gather precise data about your audience, and help increase your brand awareness. 

Keep in mind that the depiction of the average gamer isn’t always accurate. People think that gamers’ ages skew much younger than they do. There are a lot of stereotypes, but the average gamer is actually 34 years old, owns a home, and has a family. Plus, more and more women are gaming, as well. 

Another advantage of in-game advertising is there are a number of display options. 

eSports marketing example in madden

The example above from the Madden football game from EA Sports shows a GMC ad as if it was a real game. In the NFL, companies often sponsor certain segments of the game. In this case, the auto manufacturer GMC sponsored the “moment of the game,” which is a highlight of the best play of the game. 

You can also display your ad on virtual billboards and sidelines in games such as Madden, FIFA, and MLB The Show which are all part of the eSports world. 

2. Dynamic Ads

Dynamic ads in eSports are unique because they are only seen by viewers, and not the players. This presents an opportunity for you to reach a highly targeted audience because you know and understand the demographics of the people watching the sport. Much of that data is easily available to whoever wants it. 

eSports marketing example in league of legends

For example, the popular eSports game, “League of Legends” uses dynamic ads in one of their battlefields. As players move through the battlefield, they’ll continue to see the game as-is. Meanwhile, viewers of the game are seeing advertisements increasing brand awareness for those who advertised. 

To implement an ad like this, you’ll need to contact the advertising and public relations teams of whatever game you want to advertise on. This is where the research and knowledge of your audience comes into play. Certain games have different audiences. 

For example, I’ve provided the names of a few different games in this article so far. We talked about Madden and League of Legends. These two games have a completely different audience with unique interests. It’s up to you to understand these games, even if you don’t play them, because that’s how you’ll target the right people. 

3. Partner With eSports Influencers 

Like any other industry, there are influencers. This strategy opens the door to more possibilities because you can piggyback on the following and audience of the influencer across a variety of platforms. If the influencer is on TikTok and Instagram, you’ll be able to take advantage of that audience as well. 

One of the reasons influencer marketing and gaming go hand-in-hand is because it’s engaging. These professional gamers actually talk to their audience, they engage on Twitch, they talk during their streams, and their audience respects them. 

Streaming has become social media for eSports, so by partnering with an influencer and getting them to promote your brand, you’re increasing brand awareness and also using the respect the gamer has earned to boost your brand. 

bang is a popular sponsor of eSports marketing

One great example of this is Bang Energy drinks. You’ll find these everywhere throughout the eSports world, but the advertisements seem so natural. It could be as simple as a gamer drinking it with the logo facing the screen for an hour. It brings awareness to the brand and influences the people who love that gamer to support it.  

Partnering with an influencer could be as simple as getting a shoutout during live videos. There’s no cut-and-dry way to implement influencer sponsorship. You need to reach out manually to big names in the industry until someone gets back to you. 

4. Sponsor a Team 

B2C eSports Marketing Strategies to Try - Sponsor a Team

Another eSports marketing strategy is to sponsor a team. What does that mean exactly? It means that you’re responsible for some of the team’s expenses in exchange for the publicity. Companies that sponsor teams often get their logo on uniforms or the teams agree to consume their product exclusively whenever they’re on camera. 

As you can see in the above image, Red Bull, Puma, and Twitch are all sponsors of this team because their logos are on the uniform. 

This strategy is popular in sports of all kinds (even Little League) and is used to drive brand awareness. Will anyone see that shirt and immediately go out and buy a case of Red Bull? Probably not, but you’re keeping your brand fresh in the minds of people who purchase the product and that’s what larger companies pay for this type of advertising. 

If you’re a smaller company, I wouldn’t recommend this method because people may not know who you are. An ad where you can briefly describe your product or service would do better. The companies that advertise this way are already well known and want to remind consumers that their favorite brands support eSports. 

5. Create a Static eSports Ad 

Static advertising is the opposite of dynamic advertising. Rather than changing, these ads remain in the game forever and display to both players and the viewers. There are a few different ways for this to work. 

One strategy is with fictional brand advertisements. Think about “Buzz-Cola” from The Simpsons. Even though they call it a different name, we all know what reference they’re making so it serves its purpose. 

You don’t have to choose such a subtle ad though. Some games such as racing games will display full billboards of ads for real companies. These static ads do not change no matter what happens in the game, and generally don’t require an internet connection. 

Games like Fortnite, for example, have constantly changing dynamic ads because they are played online. A static ad would not require a connection and would likely be found in a story mode that is played offline. 

To get your brand in the game, you’ll have to contact the marketing and public relations department—-and you’ll also need a pretty hefty budget. It takes a long time for development, and there isn’t a solid way to measure the results of a static ad, since you can’t track impressions. 

6. Advergaming 

Advergaming is one of the most extreme eSports marketing strategies. This is when a game is specifically created with the intention of promoting a brand or product. Do you remember when Burger King came out with “King” based games for the Xbox years ago?

Burger King advertising using eSports marketing

If your brand uses advergaming, you’re putting your business front and center. However, there are a few clear concerns with this strategy.  

First, for you to have any success, the game has to be fun to play. If the game is a flop, no one will play it and you might as well have flushed the money down the drain. 

Second, you’re relying on the marketing and promotional efforts of the company. Chances are, you’ll only be able to get a smaller engineering company to sponsor your game. 

Third, it’s going to cost a lot of money and take a lot of time because you’re producing a game from scratch. There’s probably a reason why Burger King only did this once. 

eSports Marketing Frequently Asked Questions

What is the target market for eSports marketing?

The target market is men between ages 18-34 and primarily people located in Asian-Pacific countries. These individuals make up as much as 57 percent of eSports viewership. In recent years, female eSports viewership has increased quite a bit, with 20-30 percent of the audience made up of women. 

How much do eSports ads cost? 

According to esports.net, dynamic in-game advertising is the most affordable route, because you’re paying per 1,000 impressions. The price depends entirely on the game, niche, and target audience. 

Static advertising can cost anywhere between 25,000-50,000 dollars depending on the game. The cost is so high because it requires the creator of the game to actually develop an in-game advertisement for your brand from scratch. 

Advergaming is the most expensive option and can cost as much as 500,000 dollars depending on the game, target audience, and extent of the advertising. You’re essentially producing a game from scratch that is built around promoting your business. 
Total, brands spent around 364 million dollars on eSports advertisements and sponsorships in 2020, and that number is expected to increase to 634 million by 2023. As demand increases for advertising space, so will the price. 

What are the main types of eSports ads? 

The main types of eSports marketing ads are dynamic ads, static ads, and advergaming. These ads require you to work directly with the creators of the game rather than the eSports teams. If you’re working with the players and teams involved with the sport, you’ll likely do influencer marketing or sponsorships. 

What brands should consider eSports marketing campaigns? 

All brands could benefit from some form of eSports marketing. It’s just important for you to use the right one for your business and goals. For example, a small business without a ton of reach wouldn’t likely benefit from endorsements and sponsorships because people don’t know who you are. Instead, you’d want an ad that allows you to describe your offering.

eSports Marketing Conclusion 

If you’re considering hiring an eSports marketing agency to help you, why not see what we can do for you? eSports is a booming industry among both young and old generations. 

Keep in mind that younger generations are finding entertainment in different ways. Streaming continues to grow, and, as a result, these people enjoy watching their favorite streamers the same way that older generations liked watching their favorite talk show host. 

To be successful, you need to take advantage of growing marketing trends, and eSports is right at the forefront of it all. 

How do you plan to take advantage of eSports marketing? Do you think it’s all hype?

Compound (YC S19) is hiring to build financial products for startup employees

Article URL: https://jobs.lever.co/compound/303d6057-520a-4b63-98cd-fa764ca2d2bd

Comments URL: https://news.ycombinator.com/item?id=27974732

Points: 1

# Comments: 0

Modern Treasury (YC S18) is hiring our first analytics engineer

Article URL: https://jobs.ashbyhq.com/moderntreasury/640c2aca-5a23-4762-b022-27039bd049cf

Comments URL: https://news.ycombinator.com/item?id=27977599

Points: 1

# Comments: 0

Find out How To Maximize Your Forex Trading With This Advice (2 )

Discover How To Maximize Your Forex Trading With This Advice

FOREIGN EXCHANGE can occasionally look like a tough topic; simply keep in mind the even more you find out, the much less tough it is. See to it you enlighten on your own as long as you can, this is essential to being effective. Review this post to do well:

Do not anticipate wonders from foreign exchange trading. Re-evaluate your presumptions regarding foreign exchange prior to you sink considerable quantities of resources right into trading.

If you intend on seeking foreign exchange trading, a fantastic point to maintain in mind is that timing is the most vital component. Also if you have actually figured out the instructions of the market, you will certainly shed if your timing is off.

When you get in the foreign exchange market, select a broker that fits you. Your individual design of trading might not be a great suit for each foreign exchange broker supplying their solutions. The software application that brokers supply, the information with which they offer details, as well as the degree of customer comments they offer you, are very important variables to take into consideration prior to deciding on a foreign exchange broker.

In order to ensure the least expensive international money exchange (foreign exchange) prices, it is necessary to be knowledgeable about the present currency exchange rate in the money that you require. This will certainly aid you to make certain that you are obtaining a bargain when trading your money, as currency exchange rate might be greater or less than you would certainly anticipate.

To be effective in foreign exchange trading, you need to recognize that trading rest on chance along with danger evaluation. No specific approach or design will certainly create revenues over an extensive amount of time. Rather, handle your danger appropriations according to your understanding of likelihood along with danger monitoring.

Check out short articles on the internet or papers that connect to international markets. This will certainly aid you to assess specifically what is taking place worldwide that will certainly influence your financial investments. Comprehending specifically what you are up versus will certainly assist you to make rational choices that can gain you a great deal of money.

When trading foreign exchange, do not obtain persuaded by the economic information device. Keep knowledgeable about what’s taking place, yet remain to service establishing your very own tried and tested approaches that concentrate on recognizing fads as well as optimizing them. Pay much less focus to “standard knowledge” and also extra focus to your digestive tract and also tried and tested trading approaches.

The finest foreign exchange investors keep a continuous tranquility when they trade. Seeing revenues attracts an investor in to excessive interest, yet the knowledgeable investor stands up to these advises.

FOREIGN EXCHANGE can be a challenging topic for some, it need not be. Keep in mind to proceed informing on your own in the international money market.

Re-evaluate your presumptions regarding foreign exchange prior to you sink substantial quantities of funding right into trading.

If you prepare on going after foreign exchange trading, a fantastic point to maintain in mind is that timing is the most important component. Your individual design of trading might not be a great suit for every foreign exchange broker using their solutions. To be effective in foreign exchange trading, you have to recognize that trading joints on possibility as well as threat evaluation. When trading foreign exchange, do not obtain persuaded by the economic information maker.

Top 5 Tips for How to Get a Startup Business Loan

Are you trying to start a business and wondering how to get a startup business loan? Maybe you think you don’t qualify. Maybe you have been trying but keep getting denied. These tips, including one that almost no one knows about, will help you obtain the funds you need to get your business off the ground. 

How to Qualify for a Startup Business Loan No Matter What

Usually, to get a traditional business loan you need good credit, strong cash flow, and collateral. If you are a startup, you may not have cash flow yet.  You may have good personal credit, which can help, but it’s unlikely that you have established business credit.  Honestly, you may have collateral, or you may not. 

However, there are some loan options you can qualify for with just one of these three things. 

5.What Are Your Options for a Startup Business Loan? 

Tip number one for how to get a startup business loan is to know your options. This is the hardest part. It can be easy to get overwhelmed when you start looking at loan requirements. Most traditional loan options require collateral, cash, and good credit even if you are a startup. 

Credit Line Hybrid Financing: Get up to $150,000 in financing so your business can thrive.

The first step in knowing how to get a startup business loan is understanding what your options are based on your specific qualifications. Here are a few ideas to get you started. 

Options for Small Business Startup Loans if You Have Collateral

If you are looking for a straight business startup loan, collateral-based loans are going to be the easiest to get. You use your assets as security.  As a result, rates are lower, and your personal credit doesn’t have as much of an impact. Of course, collateral can be anything.  Still, here are some outside-of-the-box ideas you may not have considered. 

Securities-Based Financing

For example, you can use stocks as security to get business financing. In fact, you can borrow as much as 90% of their value. Furthermore, you continue to earn interest on the stocks even as they are pledged as collateral. 

401(k) Financing

Your existing 401(k) or IRA can help fund your business as well. This is a unique funding tool known by the IRS as a Rollover for Business Startups, or ROBS. There are no tax penalties, and you still earn interest on your 401(k).

Equipment Financing

Equipment financing is a great way for a startup to get financing to buy or lease new equipment. Use your first and last month’s payments to get approved. However, rates vary widely based on risk factors.  The lender will undervalue equipment by perhaps up to 50%. Also, this only works for major equipment. Lenders won’t combine a lot of small equipment.

SBA Loans for Startups

There are a few different SBA programs that can work for startups that have collateral.

7(a) Loans 

The Small Business Administration’s 7(a) loan program offers federally funded term loans up to $5 million. Generally, these loans can be used for expansion, purchasing equipment, working capital and more. Banks, credit unions, and other specialized institutions process these loans and disburse the funds. 

504 Loans 

In addition, 504 loans are available up to $5 million.  These funds can buy machinery, facilities, or land. Typically, they are used for expansion, and they work especially well for commercial real estate purchases. 

Microloans 

In contrast, microloan amounts are smaller, only going up to $50,000. Use them to start a business, purchase equipment, buy inventory, or for working capital. Community based non-profits administer microloan programs as intermediaries, with financing coming directly from the Small Business Administration. Banks do not handle these loans. As a result, many entrepreneurs do not even know they exist. 

How to Get a Startup Business Loan Without Collateral? 

What if you do not have collateral. In the absence of cash flow or good credit, how can you get  the funds you need? 

Credit Line Hybrid Financing: Get up to $150,000 in financing so your business can thrive.

You may have to use a guarantor.  Simply put, a guarantor is someone who signs the loan with you and agrees to repay the debt if you do not. While traditional guarantor loans are fine, there is an even better option. In fact, with this little known-option for business funding, you can get funds up to $150,000 with 0% interest for up to 18-months!

The best part is, you either need good personal credit (above 680) or a guarantor, not both!

Credit Line Hybrid

The Credit Line Hybrid allows you to fund your business with no collateral and typically very low interest rates.  No financials are required.  You can usually get a loan of 5x the amount of your highest revolving credit limit account, up to $150,000. You do not have to use a guarantor, but you do need a 680+ credit score to qualify without one.

4. Learn How to Set Your Business Up the Right Way 

Have you ever heard the term “fundability?” Fundability refers to a business’s current ability to get financing. For a business to be fundable, it has to have a fundable foundation. This means the way you set up your business is a big piece of how to get a startup business loan. 

A fundable foundation includes: 

  • Separate business contact information 
  • EIN
  • Incorporating
  • A D-U-N-S Number
  • Dedicated business bank account
  • A professional business website with an email address that shares the URL

Infographic

The foundation includes only a fraction of the over 100 factors that affect the fundability of a business. However, none of it matters without the foundation. 

3. Do Not Underestimate Business Plan Importance

You need a strong business plan that will grab the attention of the lender. They need to see what you plan to do with the money. They need to know you have a strategy, that you’ve done your market research, and that you have some skin in the game. 

Many business loan applications are denied because the business plan is poorly put together or non-existent. 

2. Don’t Ignore Your Business Credit Score

Many business owners either do not know that there is such a thing as a separate business credit score, or they grossly misunderstand it. Your business credit score reflects the creditworthiness of your business separate from you as the owner. Unlike personal credit, it does not build passively. You have to be intentional about building business credit. 

The first step is building the fundable foundation. That will establish your business credit profile. Then, you have to get accounts reporting your payments to that profile before you will start to build a business credit score. 

That is easier said than done, because unlike consumer credit where pretty much all accounts report your payment history, only about 7% of accounts that use business credit to make approval decisions will report payment history to your business credit profile. 

There are a few ways to get accounts reporting. One of them is the Credit Line Hybrid

Credit Line Hybrid Financing: Get up to $150,000 in financing so your business can thrive.

1. Secret Expert Tip

This tip for how to get a startup business loan is one that very few people know about and even fewer talk about. The best way to get a startup business loan, or any business loan for that matter, is to work with a business credit expert.  

How can a business credit expert help?  First, they can help you find the funding you need right now. But more than that, they can analyze the current fundability of your business and your business credit profile, and walk you through the steps necessary to establish or improve. Since there are over 100 factors that can impact fundability, this is a huge timesaver.  Not only that, but it is helpful to ensure you don’t miss anything. They know what they are doing. 

Now that You Know How to Get a Startup Business Loan, Here’s What to Do Next

Why not start at the top and get things off to the best start possible? A free consultation with a business credit expert can point you in the right direction. With an expert guiding you the entire way, you’ll save both time and money, and you will know without a doubt that you are on the right track. 

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