The Best Web Hosting Services (In-Depth Review)

Looking for a hosting solution for your website?

You’re in luck because with today’s options, it has never been easier to keep your website online.

They take care of all the technical stuff and you get to enjoy casually updating your website for conversions.

And the best part is that most of them are very affordable which helps startups get a hold of their business quickly.

That’s why I put together a list of the best hosting services of 2020 for you.

So without further ado…

The Top 7 Options For Hosting Your Website in 2020:

  1. Bluehost
  2. HostGator
  3. Siteground 
  4. Dreamhost
  5. WP Engine
  6. Hostinger
  7. InMotion

How to Choose The Best Hosting Service For Your Website:

When it comes to the best web hosting services you have to look at various important factors.

If you jump in too quick you might get into something that’s not suitable for your business.

But don’t let any of that doubt creep into your mind. 

Instead, sit back and relax while we present to you all the factors that you need to be aware of before making a decision.

You can weigh the different web hosting services and decide which is the best solution for your specific business.

Hosting factor #1 – Uptime reliability: 

If your hosting is down, no one would be able to access your website.

And obviously you want your website running 24/7.

Luckily, in 2020 this is not a huge problem since most web hosting providers offer a ‘99.99% network uptime guarantee’.

That means that your website would go down very rarely.

And even when it does, you can contact your hosting service and you will get compensation.

Most of the time that would be in the form of hosting credits.

If you want to prepare for the worst, you can check out our Website Downtime Survival Guide.

One of the best practices to making sure everything runs smoothly even when you’re taking a break is to sign up for a tracking tool like uptime robot

If your hosting service crosses the line, this tool will notify you that you need to find a new webserver to host.

Hosting factor #2 – Speed is key:

Website loading speed is extremely crucial when it comes to SEO optimization in 2020.

That’s simply because if your pages load slowly, people will bounce out of your website and your ranking will fall down the drain.

You need a trustworthy host provider that can guarantee optimal website loading speed.

The thing is that you can’t know the exact loading speed before you try the hosting service yourself.

But you can always optimize your website loading speed using free tools and effective loading speed practices.

And the best news is that even if your budget is tight, you can still get a good loading speed.

But don’t expect anything spectacular for say $4/month.

Generally, the higher the price, the faster your pages will load.

Anyways, we will include our personal experience regarding loading speed for each of the options down below.

Hosting factor #3 – Customer service:

Good Customer Service will come in handy when something goes wrong.

Especially if you’re new to websites, you’re bound to make mistakes that may lead to your website being down for a while.

And the more time it’s out, the more it will cost you.

So a good support team will help you get the issues solved in no time.

Even if you made a major mistake that’s impossible to come back from…

Most support teams will have a full backup of your website so you can get back to a working version.

You always want your support team to have a live chat or a telephone you can call.

Email just doesn’t make the cut if you want to resolve the issue fast, which you should want, given that your website is down.

We made sure to include only website hosting services with strong communication skills.

The Different Types of Web Hosting Services:

In 2020 there are a lot of different types of web hosting services.

The most commonly used being:

Shared Hosting

This means your website will be stored on the same server as a bunch of other websites.

It is a cheap option for startup websites.

With the right one, you can have customizable options and average loading speed.

Don’t look at Shared Hosting as a long-term solution because Shared Hosting can not withstand high levels of traffic.

It’s definitely a good solution for people that just want to get their website up and running fast.

VPS Hosting

The Virtual Private Server (VPS) is definitely a better option than Shared Hosting.

Each website is hosted in its own virtual space which speeds up your loading speed and also allows you to get more traffic on your website.

This option is best if you’re planning to scale your website fast.

Yet again, it’s not a long-term option if you want to be one of the top websites in your industry.

Simply because it still has limitations when it comes to website traffic.

Dedicated Hosting

This is considered the most reliable and overall the best option out there.

You get a dedicated server just for your website with full control over everything.

But prepare yourself for a pricey alternative.

That option is mainly for the best of the best.

If you have plans to scale your traffic to enormously high levels, this is the only option for you.

But if you’re just starting out, we recommend one of the other 2 options.

Anyways, the web hosting services below give you the option to choose between different types of hosting services.

So just choose the one that fits your business and your budget best.

#1 – Bluehost — Best for WordPress Hosting

If you’re looking to set up your website in less than a week, you’re probably considering WordPress.

After all, according to NetCraft, 35% of the Internet is powered by WordPress.

And it’s not a surprise. WordPress has been a leader in the industry for years now.

So if you’re looking for the best hosting option for your WordPress website, you can definitely trust Bluehost.

Their Pricing Options start from as low as $3.95/month and get up to $6.95/month.

Which is still not that expensive considering all the unlimited features they bring to the table.

Regarding website loading speed, as long as you don’t fill your WordPress site with plugins, you should be good.

And even if you make a crucial mistake or overload your website with different plugins, you’re in good hands.

Their Customer Support is extremely responsive. They have both an active telephone line and a live chat you can rely on at all times.

#2 – HostGator — The most affordable option for Startups

HostGator is one of the most preferred options when it comes to blogging.

They are perfect if you’re looking for the most affordable way to begin posting online.

Pricing options start from the jaw-dropping $2.75/month.

Once again, you can’t expect the best features for such a low price.

But it’s a great alternative for startups that want to get their website up and running.

And just like Bluehost, they have a responsive telephone line with a live chat you can access at any moment.

You can also find a giant database with common questions beginners have, together with professional opinions and solutions to those problems.

Everything is explained and demonstrated step-by-step and if you’re still not sure that you can do it on your own.

Just shoot them a message and start chatting with their professional customer support.

#3 – Siteground — Best for WooCommerce Hosting

Do you want to sell your products online?

Then you’re probably in need of a good, reliable WooCommerce Hosting Service.

If that’s that case, then you should take a look at Siteground.

They have separated their pricing options depending on your scalability.

Most Hosting Services cut you here and there when it comes to cheaper options.

This is not the case here!

Siteground really wants to overdeliver, even if you choose their cheapest options.

Their Customer Service has a whopping 90% resolution at first contact.

That means that 90% of the time you’ll chat or speak with an expert in their team and resolve your issue in no time.

So if you’re looking for the best WooCommerce solution, Siteground is the hosting service for you.

#4 – Dreamhost — Best option if you want quick and responsive website changes

Dreamhost has been a big player for the longest time now. 

Founded in 1996 it is one of the oldest hosting services available online.

Some people might think it must be outdated by now.

But that can’t be further from the truth.

Exactly because of their ability to adapt quickly to new trends they’re still considered one of the best in the business.

They don’t look at your website as just another website.

They know that your website is your own vision for the future.

“We Make Sure Your Purpose, Is Our Purpose”

And that’s not just words. Over 1.5 million websites host with Dreamhost.

You can expect great loading speed and friendly, helpful customer support on your side.

With incredibly adaptable services you can literally change your business in a matter of hours.

They know that things change as time passes.

Maybe you want to try out something new.

Maybe you’re certain that your current business model is outdated.

With their fascinating adaptable features, they will be your best friend when making major changes in your website.

#5 – WP Engine — Best option if you know your limits

We’re getting to the more advanced options now.

With WP Engine you can customize and get the exact features you need.

Of course, their services are not as cheap as some of the others on the list.

But if you’re certain what are the exact characteristics you need in a website, then WP Engine got your back.

You just have to contact them and work out the best plan for your specific situation.

Of course, their experts are going to help you choose the correct option without pushing you to stuff you wouldn’t need.

It’s a great Hosting Service if you’re looking to scale big.

Don’t expect cheap services, but expect great quality and support on the way to your successful business.

#6 – Hostinger — Low-Cost Shared Hosting options for Startups

Hostinger is unique with it’s Shared Hosting Services.

Their prices literally start from $0.99/month. WOW.

Of course, you’ll be very limited with this option but it shows how much they are ready to do in order to satisfy their customers.

We personally recommend one of the higher tier options:

The good thing with Hostinger is that for as low as $3.99/month you can get unlimited access to everything.

With 24/7/365 support, you can expect professional assistance at any point.

For $3.99/month you get great loading speed and daily website backups.

That means even if you mess up badly, you always have access to previous versions of your website.

It is the best option if you’re searching specifically for a Shared Hosting Service that’s affordable and reliable.

#7 – InMotion — Best option for Scaling BIG

Are you positive that your website is going to dominate the online space?

If you’re 100% sure, then you should definitely take a closer look at InMotion.

Their VPS and Dedicated hosting services are far from cheap.

But with Premium prices come Premium services. We are talking fast loading speed and devoted customer support.

Obviously there’s also affordable WordPress Hosting and Shared Hosting options.

But if you’ve tried these before and now you’re looking for the next step.

InMotion is going to overdeliver on every promise.

Check out their plans and choose the one that fits your needs best.

Your Hosting Service Is Your Best Friend

Make sure you make a well-thought-out decision.

You’re most likely going to have a long-term relationship with the hosting service you choose.

So carefully look into every option that caught your eye today and choose the one that fits your needs best.

So, whether you choose one of my top recommendations or scout out your own, use the tips and best practices we talked about to make an educated decision… like the future of your business depends on it. 

Because it does!

Have you worked with any website hosting companies in the past? How did it go and did you get the results you hoped for?

The post The Best Web Hosting Services (In-Depth Review) appeared first on Neil Patel.

How Being Fundable Helps You Get the Best Business Loans

Everyone wants the best of the best, and it should be no different when it comes to business loans.  However, you may need to change your thinking about what actually makes the best business loans the best. 

Build Fundability So You Can Get the Best Business Loans

For example, do great terms make a loan one of the best?  Could it be low rates? These things are awesome. However, the best business loans are the loans you can get.  Of course, you can look at the cream of the crop. Still, if you cannot access them, they will not do you any good.  You need to know what the best business loans are that you can access. Furthermore, you need to know how to gain access to those that are even better.  

Find out why so many companies use our proven methods to get business loans

What Makes a Loan One of the Best? 

Fortunately, U.S. News helps us out by outlining the best business loans in various categories. When compiling their list, they consider such factors as product availability, terms, and service ratings. 

Best Business Loans for Borrowers with FICO Credit Scores as Low As 530

BlueVine takes the prize in this category. The minimum loan amount available from them is $5,000 and the maximum is $100,000. Annual revenue must be $120,000 or more and the borrower must be in business for at least 6 months. Personal credit score has to be at least 600. It is also important to know that BlueVine does not offer a line of credit in all states. 

They report to Experian.  They are one of the few invoice factoring companies that will report to any business credit bureau.  This helps build business credit and in turn, fundability.

Best Business Loans for Up to Five Year Loan Terms

The winner in this category is Funding Circle.  Honestly, if you’re looking for a low APR, then this is your go-to.  They have fixed rate term loans and require a credit score of 620 or above.  There is no minimum revenue requirement, but they do require you to be in business for at least 2 years.  

Best Business Loans With No Collateral Required

OnDeck offers lines of credit and term loans with fixed interest rates.  You can get up to $500,000 with a term loan.  The minimum FICO they require is 600. In addition, you must have $100,000 minimum annual revenue and be in business for at least one year.  

Best Small Business Loans for Up to $1 Million 

With a large selection of financing products that includes term loans, Rapid Finance can be a great option for larger amounts.  In addition to term loans, they offer bridge loans, healthcare cash advances, and lines of credit.  Terms are from three to six months. Amounts range from $5,000 to $1,000,000. Unfortunately, they do not make their minimum credit score readily available on their website.  However, you can use their quote tool to get an idea of what you qualify for. 

Best Business Loans for Borrowers In Business for 6 Months or More

StreetShares offers invoice financing, term loans, and lines of credit.  The number of years in business requirement is one.  They require less minimum annual revenue than the others at only $25,000.  The minimum credit score is 600.  

The key with each of these loans is, your ability to get them is dependent on the fundability of your business.  

What is Fundability? 

Fundability is, in short, the ability to get funding.  It is the complete picture of your business and personal financing and your ability to repay debt. If you think of fundability as a puzzle, there are hundreds of pieces that come together to complete it.  The problem is, a lot of business owners cannot see the complete picture because they are unaware of what additional pieces may be floating around out there.  

Also, unlike a puzzle, the pieces are not all the same size.  Some are very large, while others are smaller. If your large pieces are in great shape, the smaller ones may not matter so much. If, however, your large pieces, like credit history, are not so great, the smaller pieces can make a much bigger difference in your ability to get the best business loans. 

What Makes Up Fundability?

What are these puzzle pieces and how can you make sure they are in the best possible shape?  Hold on to your hats. Some of these may surprise you.

Contact Information

That’s right.  Even something as small as your contact information can affect the fundability of your business.  Your business needs to have its own phone number, fax number, and address.  

EIN

An EIN is an identifying number for your business that works in a way similar to how your SSN works for you personally.  You can get one for free from the IRS.

Incorporation

Incorporating your business as an LLC, S-corp, or corporation is necessary to fundability.  It lends credence to your business as one that is legitimate. It also offers some protection from liability. 

Business Bank Account

You have to open a separate, dedicated business bank account.  There are a few reasons for this.  First, it will help you keep track of business finances.  Also, it will help you keep them separate from personal finances for tax purposes. 

Additionally, there are several types of funding you cannot get without a business bank account.  Many lenders and credit cards want to see one with a minimum average balance.  Also, you cannot get a merchant account without a business account at a bank. As a result, you cannot take credit card payments.  Studies show consumers tend to spend more when they can pay by credit card.

Licenses

For a business to be legitimate and fundable it has to have all of the necessary licenses it needs to run.  If it doesn’t, warning signals are going to go off all over the place.  Do the research you need to do to ensure you have all of the licenses necessary to legitimately run your business at the federal, state, and local levels. 

Website

Your business website, or lack thereof, can affect your ability to get funding. In fact, these days, if you don’t have an online presence you may as well not even exist.  Still, a poorly put together website can be even worse.  Truly, it is the first impression you make on most. If it appears to be unprofessional, it will not look good to consumers or potential lenders. 

Spend the time and money necessary to ensure your website is professionally designed and works well.  Pay for hosting too. Don’t use a free hosting service.  Similarly, your business needs a dedicated business email address.  Make sure it has the same URL as your Website. Don’t use a free service such as Yahoo or Gmail.

Find out why so many companies use our proven methods to get business loans

Business Credit Reports

Much like your consumer credit report does for the individual, business credit reports detail the credit history of your business.  Basically, they are a tool to help lenders determine how credit worthy your business is.  

Where do business credit reports come from?  There are a lot of different places, but the main ones are Dun & Bradstreet, Experian, Equifax, and FICO SBSS.  You have no way of knowing which one your lender will choose.  So, you need to make sure all of these reports are up to date and accurate. 

Other Business Data Agencies 

In addition to the business credit reporting agencies that directly calculate and issue credit reports, there are other business data agencies that affect those reports indirectly.  Two examples of this are LexisNexis and The Small Business Finance Exchange. These two agencies gather data from a variety of sources, including public records.  This means they could even have access to information relating to automobile accidents and liens. While you may not be able to access or change the data these agencies have on your business, you can ensure that any new information they receive is positive.  Enough positive information can help counteract any negative information from the past. 

Identification Numbers Best Biz Loans Credit Suite

In addition to the EIN, there are identifying numbers that go along with your business credit reports.  You need to be aware that these numbers exist.  Some of them are assigned by the agency, like the Experian BIN.  One, however, you have to apply for. It is absolutely necessary that you do. 

Dun & Bradstreet is the largest and most commonly used business credit reporting agency.  Every credit file in their database has a D-U-N-S number.  To get a D-U-N-S number, you have to apply for one through the D&B website

Business Credit History

Your credit history is the crux of your credit score, which is a huge factor in the fundability of your business.  

It includes a number of things like: 

  • How many accounts are reporting payments?
  • How long have you had each account? 
  • What type of accounts are they?
  • How much credit are you using on each account versus how much is available?
  • Are you making your payments on these accounts consistently on-time?

The more accounts you have reporting on-time payments, the stronger your credit score will be. 

Business Information

On the surface, it seems obvious that all of your business information should be the same across the board everywhere you use it.  However, when you start changing things up like adding a business phone number and address or incorporating, you may find that some things slip through the cracks. 

This is a problem because a ton of loan applications are turned down each year due to fraud concerns simply because things do not match up.  Maybe your business licenses have your personal address but now you have a business address.  You have to change it. Perhaps some of your credit accounts have a slightly different name or a different phone number listed than what is on your loan application. Do your insurances all have the correct information?  

The key to this piece of the business fundability puzzle is to monitor your reports frequently.   

Financial Statements

First, there is the obvious. Both your personal and business tax returns need to be in order.  Not only that, but you need to be paying your taxes, both business and personal.  

Business Financials

It is best to have an accounting professional prepare regular financial statements for your business. Having an accountant’s name on financial statements lends credence to the legitimacy of your business. If you can’t afford this monthly or quarterly, at least have professional statements prepared annually. Then, they are ready whenever you need to apply for a loan. 

Personal Financials

Often tax returns for the previous three years will suffice.  Get a tax professional to prepare them.   This is the bare minimum you will need.  Other information lenders may ask for include check stubs and bank statements, among other things. 

Find out why so many companies use our proven methods to get business loans

Bureaus

There are several other agencies that hold information related to your personal finances that you need to know about.  Everyone knows about FICO.  Your personal FICO score needs to be as strong as possible. It really can affect business fundability and almost all traditional lenders will look at personal credit in addition to business credit. 

In addition to FICO reporting personal credit, you have ChexSystems.  In the simplest terms, this keeps up with bad check activity and makes a difference when it comes to your bank score.  If you have too many bad checks, you will not be able to open a bank account.  That will cause serious fundability issues. 

For this point, everything comes into play.  Have you ever been convicted of a crime? Do you have a bankruptcy or short sell on your record?  How about liens or UCC filings? All of this can and will play into the fundability of your business. 

Personal Credit History

Your personal credit score from Experian, Equifax, and Transunion all make a difference.  You have to have your personal credit in order because it will definitely affect the fundability of your business.  If it isn’t great right now, get to work on it.  The number one way to get a strong personal credit score or improve a weak one is to make payments consistently on time. 

Also, make sure you monitor your personal credit regularly to ensure mistakes are corrected and that there are no fraudulent accounts being reported. 

Even the Application Process Matters

Often this part isn’t even considered by those looking for the best business loans.  For example, consider the timing of your application.  Is your business currently fundable?  If not, do some work first to increase fundability.  

Then, are your business name, business address, and ownership status all verifiable.  Lenders will check into it.  Also, make sure you choose the right lending product for your business and your needs. Do you need a traditional loan or a line of credit?  Would a working capital loan or expansion loan work best for your needs?  Choosing the right product to apply for can make all the difference. 

Increase Fundability to Get the Best Business Loans

How do you get the best business loans?  You need to know how to find the best business loans for your specific business needs.  Make sure your fundability is as strong as possible. Pay bills on time, work on building business credit, and make sure to dot all your i’s and cross all your t’s. Do these things, and most all business loans will be yours for the taking. 

The post How Being Fundable Helps You Get the Best Business Loans appeared first on Credit Suite.

The 5 Best PPC Companies of 2020

Paid advertising offers a 200% ROI. So for every dollar you spend, you get two dollars in return. It’s no surprise that nearly 80% of marketers consider PPC profitable and beneficial for their businesses. 

But it’s not as easy as throwing ads up, seeing what sticks, and hoping people buy from you. 

There’s a reason PPC agencies exist — managing countless moving parts, and continuous algorithm updates take time. Plus… none of those things are easy to stay on top of, either. 

To make matters worse, choosing the best PPC company for your business presents a new set of challenges. So in this article, I cover my top recommendations, characteristics to look for, and what to expect working with an agency. 

Let’s get started!

The 5 top PPC companies in the world

PPC is an exciting type of digital marketing because you can quickly and directly evaluate your investment return. 

But whether you’re an excellent PPC manager looking to outsource or have no experience running pay per click advertising campaigns, choosing the right PPC agency isn’t always straightforward.

So to help you out, I put together this list of my top recommendations for different types of businesses. 

Let’s dive in!

1. Neil Patel Digital — Best data-driven multi-channel PPC agency

Ads in search engine results aren’t the only type of PPC advertising. 

Other examples include social media, programmatic, and Amazon, each with their own set of quirks and best practices. 

At Neil Patel Digital, we specialize in running multi-channel PPC campaigns using first-party data from our partners. Furthermore, we take this information and use it to create strategic, high-profit campaigns that meet your audience where they are. 

All while helping those in your audience make an informed decision to buy. 

We’ve helped companies like Intuit, GM, and Facebook make more money authentically, using our data-driven approach to digital marketing. 

2. Directive Consulting — Best for B2B, SaaS, and enterprise businesses

If you’re a B2B, SaaS, or enterprise business looking for consulting services or a dedicated PPC management partner, Directive Consulting is an excellent option. 

They specialize in helping software companies around the world run high-ROI campaigns with a dedicated team running and optimizing things behind the scenes. 

Directive Consulting says one of their key differentiators is the predictability of their results. 

They prove it by showcasing numerous case studies outlining their results. In one example, they facilitated a 91.1% increase in lead generation in the first three months on top of decreasing their client’s cost-per-lead by 21.8%. 

So you can rest assured that you’re in good hands.

3. Stryde — Best for B2C and eCommerce businesses

B2C pay per click campaigns are vastly different from B2B campaigns. With different markets and trends, it’s essential to understand your industry’s specific ins and outs. 

And who better to do that than an agency specializing in eCommerce? 

Stryde is an eCommerce-specific digital marketing agency working with small and large companies all over the world. 

While they focus on other aspects of digital marketing like SEO and email marketing, PPC is a huge part of what they do. 

They helped Lime Ricke, a swimwear brand, achieve a 5.2x ROI. Furthermore, they helped  Lucy Ave, a women’s clothing company, obtain a 4.3 ROI. 

With repeatable and impressive results like these (and others outlined in their extensive portfolio), you know you’re making a smart choice.

4. Loud Mouth Media — Best small agency producing big results

If you’re looking for an expert partner in search advertising or paid social, Loud Mouth Media has your back. They’re a small agency based in the UK specializing in PPC (specifically paid search and social) campaigns for businesses of all sizes. 

Loud Mouth Media is partnered with Google, Bing, and Facebook as well. So you know they’re always up-to-date with the latest trends and research across those platforms. 

They’re a small team of 23 expert marketers, creatives, and strategists producing impressive results for companies of all sizes around the world. 

And with numerous digital marketing awards under their belt and past clients like Volvo and BBC, their credentials and portfolio make them stand out as the best small PPC agency producing massive results.

5. KlientBoost — Best for PPC management + landing page design

Strong PPC campaigns go beyond excellent ad copy, design, and targeting. Where you send your targeted traffic matters.  

Which… is why it’s crucial to have well-designed landing pages optimized to convert visitors into leads or customers. At KlientBoost, they understand the importance of conversion-focused landing pages. 

Their in-house team of developers, conversion designers, and top-notch marketers gives them the power to design excellent customer experiences from start to finish. 

They’ve produced repeatable results like:

  • 300% conversion rate increase for Juniper Networks
  • 315% increase in click-through rates for Lemon Stand
  • 97% decrease in cost-per-acquisition for Caresync

So, if you’re looking for a bit of help optimizing your landing pages and a dedicated PPC advertising team to target the right people and turn them into buyers, KlientBoost is for you. 

7 characteristics that make a great PPC company

Now you know my top PPC recommendations based on what you need. 

Let’s move on to what makes these PPC companies the best at what they do. We’ll also walk through what to look for on your hunt for the best option for your business. 

1. Extensive industry knowledge

The best PPC campaigns focus on the right audiences and the right keywords. But not all audience segments or keywords are equal. 

Understanding what works and what doesn’t comes from experience and in-depth industry knowledge. Without the two of those, you’re banking on intuition. 

Which… works sometimes, but that’s not what you should expect from a top PPC agency. 

Take a look at who’s a part of the agency’s team and take some time to evaluate their experience level and expertise in your specific industry. 

You can also look at their published case studies in different industries to see the types of results they produce for their clients. 

If you’re not confident in their knowledge in your industry, move on to an agency that feels like a better fit. 

2. Advanced analytics and reporting

Analytics and reporting are essential aspects of any PPC campaign. 

They help you get a better understanding of what segments and copy work well to shift your budget toward high-profit ads while reducing ad spend on those that don’t work. 

So your PPC agency must provide accurate and transparent reporting, so you always know where every dollar goes and the ROI it produces. 

Furthermore, top PPC agencies aim to collect as much information as possible regarding everything about your campaign. 

This insight helps them to adapt and produce higher ROI campaigns with first-party data directly from your business. 

You may not be able to find out much about this from an agency’s website. So it’s important to ask questions regarding the data and metrics they measure to influence their suggestions and future campaign strategies. 

3. Intent-driven keyword selection

The top PPC marketers know the best way to improve ROIs and reduce wasted ad spend is by focusing on transactional keywords rather than informational keywords for paid search marketing. 

Why? Because people searching for transactional terms are more likely to spend money. 

And good PPC strategists know this is the best way to get your business in front of the right people at the right time without wasting ad spend on irrelevant terms that aren’t going to turn into purchases. 

You may have a hard time learning about this from their website. So be sure to ask questions and gauge their knowledge around intent-based search queries before moving forward. 

4. First-party data sources and strategic partnerships

Search engines and social media platforms are continually updating their algorithms to be as human as possible to provide the best experience for their users. 

So the best PPC companies to partner with are on top of these continuous changes. 

Search and social partnerships provide those deep insights and industry trends non-partners don’t have. 

Furthermore, agencies with a pool of first-party data sources have a first-hand look at your audience’s attributes and behavior to make strategic decisions regarding your campaign before using your ad spend to test the market. 

Look for partnership badges for major search engines and social media platforms on their website. You can also look for an indication of first-party data sources. 

5. Mobile optimization

Fifteen years ago, mobile browsing and searching weren’t around. But today, mobile devices account for more than 50% of all searches made around the world.

But there’s something else a bit more interesting. Mobile devices account for 53% of paid clicks, which means there’s a huge opportunity (and need) to optimize your paid search strategy for mobile.

On top of that, there are nearly 3.5 million mobile social media users across the globe. So the opportunity for mobile-optimized paid social media campaigns is massive as well.

This makes an excellent case for mobile PPC campaigns. And the best PPC companies know this. So make sure the company you choose is prepared to strategize and optimize your campaigns for mobile devices

You may have to ask questions if you can’t find this information on their website. 

And if you’re not confident in their mobile capabilities, move on to a different PPC agency. 

6. Local PPC capabilities

90% of shoppers turn to search engines when looking for information on local businesses, and 33% perform these types of searches every day.

Pair that with the fact that 40% of total clicks go to the top three ad spots for transactional keywords, and you have a strong argument for local paid search marketing

So if your business operates in specific areas or you have a physical location to sell products or meet with potential customers, local paid search experience and capabilities are must-haves. 

Some PPC agencies specialize in local PPC, but that doesn’t mean those that don’t can’t produce impressive results. 

So be sure to ask questions to ensure you’re a good fit for each other. 

7. Multi-channel PPC services

If you’re looking for a specific type of PPC marketing, this isn’t necessarily a deal-breaker. 

But if you’re interested in cross-channel marketing, it’s easier to run all your campaigns through a single agency. 

And the more you work with them, the more in-tune they become with your business, industry, and specific campaign goals. Plus, you have the benefit of communicating and coordinating with one agency rather than managing several at the same time. 

Furthermore, you don’t have to worry about misaligned messaging from one platform to the next. 

So carefully consider where your target audience hangs out. Don’t forget to consider search engines, social media, paid shopping, and programmatic advertising on sites they frequently visit. 

Then, choose a PPC agency experienced in those areas.

What to expect from a great PPC company

If you’ve never worked with a PPC company before, it’s hard to know what to expect. So now that you know what to look for let’s talk about what working with one of the best PPC companies looks like. 

The details of each phase look different depending on the company you’re working with, but the general approach is typically the same. 

Phase 1: Discovery

The best PPC companies do everything they can to learn everything there is to know about your business and what you’re looking for. So, the first step to any new PPC project is discovery and onboarding. 

During this phase, you and your agency should hash out:

  • Your budget (including monthly ad spend)
  • The goals for your PPC campaign
  • What makes your business different from your competitors
  • How to improve your landing pages to increase conversions
  • Specific details about your business and target audience like where they hang out online, when they tend to shop, and where they live
  • What happens next

This is your chance to share everything you can possibly think of with your PPC agency. Even if it doesn’t feel relevant, it may be crucial to your success. So come into this phase as an open book with an open mind. 

Phase 2: Planning and testing

Once the agency understands your business, target audience, and marketing goals, it’s time to plan your upcoming campaign. This includes defining critical metrics and KPIs as well. 

This phase may also include running a small, low-budget pilot campaign to test different audience segments, copy, and overall execution. 

So, the more information you know about your target audience, the easier this will be. 

By the end of this stage, you’ll have a plan in place for full-scale execution and a deeper understanding of how you’re going to work together moving forward. 

Phase 3: Full-scale execution

Now it’s time to launch the full campaign. The specifics of this depend on the type of advertising and the agency you’re working with. 

Your project could be short-term, long-term, or ongoing. But during this time, you should get regular feedback and thorough reporting outlining everything about your campaign. 

And when your campaign comes to a close, you should have a clear picture of your results. 

Phase 4: Next steps

Lastly, your agency will walk you through the data they collected and explain what everything means. They’ll also probably provide suggestions and feedback on what they can improve if you want to continue working together. 

This stage should also cover what happens next. 

Strategy + creative + the right audience segments = high ROI

Hiring a top PPC company is a smart choice if you’re looking to save time, strategize with experts in your industry, and enjoy short-term results (when compared to something like SEO). 

But choosing a PPC agency you can trust is harder than it sounds. 

So whether you’re looking for advice or someone to take over and manage your campaigns, use these tips and recommendations when making your decision. 

Do you have any experience vetting and hiring a PPC agency? What criteria did you consider when making your decision?

The post The 5 Best PPC Companies of 2020 appeared first on Neil Patel.

Get the Best Credit Card for Business Travel

Check out the best credit card for business travel. 

We’ve Got the Best Credit Card for Business Travel

We investigated and found the best credit card for business travel. There’s more than option – it depends on what you want and need. So, here are our selections.

Per the SBA, business credit card limits are a massive 10 – 100 times that of personal credit cards!

This shows you can get a lot more money with corporate credit cards. And it also shows you can have personal credit cards at stores. So, you would now have an extra card at the very same stores for your small business.

And you will not need collateral, cash flow, or financials to get small business credit.

The Best Credit Card for Business Travel: Benefits

Benefits can vary. So, make sure to select the benefit you would like from this selection of alternatives.

Get the Best Credit Card for Business Travel Points

Flat-rate Travel Rewards

Capital One® Spark® Miles for Business

Check out the Capital One® Spark® Miles for Business. It has an introductory annual fee of $0 for the first year, which then rises to $95. The regular APR is 18.49%, variable due to the prime rate. There is no introductory annual percentage rate. Pay no transfer fees. Late fees go up to $39.

This card is fantastic for travel if your expenses do not fall under conventional bonus categories. You can get unlimited double miles on all purchases, without any limits. Get 5x miles on rental cars and hotels if you book via Capital One Travel.

Get an introductory bonus of 50,000 miles. That’s the same as $500 in travel. But you only get it if you spend $4,500 in the first 3 months from account opening. There is no foreign transaction fee. You will need a good to excellent FICO rating to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-miles/ 

Best Credit Card for Business Travel Credit Suite

Establish business credit fast with our research-backed guide to 12 business credit cards and lines. Get the best credit card for business travel – even during a recession.

Bonus Travel Categories with a Sign-Up Offer

Ink Business Preferred℠ Credit Card

For a fantastic sign-up offer and bonus categories, take a look at the Ink Business Preferred℠ Credit Card. 

Pay a yearly fee of $95. Regular APR is 17.49 – 22.49%, variable. There is no introductory APR offer.

Get 100,000 bonus points after spending $15,000 in the initial 3 months after account opening. This works out to $1,250 towards travel rewards if you redeem using Chase Ultimate Rewards.

Get three points per dollar of the initial $150,000 you spend with this card. So this is for purchases on travel, shipping, internet, cable, and phone services. Plus it includes advertising purchases made with social media sites and search engines each account anniversary year.

You can get 25% more in travel redemption when you redeem for travel through Chase Ultimate Rewards. You will need a good to superb FICO score to qualify.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/business-preferred

No Yearly Fee

Bank of America® Business Advantage Travel Rewards World MasterCard® credit card

For no yearly fee while still getting travel rewards, check out this card from Bank of America. It has no yearly fee and a 0% introductory APR for purchases during the initial nine billing cycles. After that, its regular APR is 13.74 – 23.74% variable.

You can get 30,000 bonus points when you make a minimum of $3,000 in net purchases. So this is within 90 days of your account opening. You can redeem these points for a $300 statement credit towards travel purchases.

Earn unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time. And this is no matter how much you spend.

Likewise earn 3 points per every dollar spent when you book your travel (car, hotel, airline) with the Bank of America® Travel Center. There is no limit to the number of points you can get and points don’t expire.

You will need superb credit to get this one (as in, 700s or better).

Find it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/travel-rewards-business-credit-card/

Best Credit Card for Business Travel Credit Suite

Establish business credit fast with our research-backed guide to 12 business credit cards and lines. Get the best credit card for business travel – even during a recession.

Hotel Credit Card

Marriott Bonvoy Business™ American Express® Card

Check out the Marriott Bonvoy Business™ Card from American Express. It has a yearly fee of $125. There is no introductory APR offer. The regular APR is a variable 17.24 – 26.24%. You will need great to exceptional credit to get this card.

Points

You can get 75,000 Marriott Bonvoy points after using your card to make purchases of $3,000 in the first three months. Get 6x the points for eligible purchases at participating Marriott Bonvoy hotels. You can get 4x the points at US restaurants and gas stations. And you can get 4x the points on wireless telephone services purchased directly from US service providers and on American purchases for shipping.

Get double points on all other eligible purchases.

Rewards

Also, you get a free night each year after your card anniversary. And you can earn one more free night after you spend $60,000 on your card in a calendar year.

You get Marriott Bonvoy Silver Elite status with your Card. Plus, spend $35,000 on qualified purchases in a calendar year and earn an upgrade to Marriott Bonvoy Gold Elite status through the end of the following calendar year.

Plus, each calendar year you can get credit for 15 nights towards the next level of Marriott Bonvoy Elite status.

Find it here: https://creditcard.americanexpress.com/d/bonvoy-business/

Airline Credit Card

Delta SkyMiles® Reserve Business American Express Card

Check out the Delta SkyMiles® Reserve Business American Express Card. It has a $550 yearly fee! There is no introductory APR offer. Rather, the regular APR is a variable 17.24 – 26.24%.

Yet if you travel for business a lot, it could be the card for you. Get up to 100,000 Bonus Miles and 20,000 Medallion® Qualification Miles. You can get 80,000 bonus miles and 20,000 Medallion® Qualification Miles after you spend $5,000 in your initial three months. Also, earn an extra 20,000 bonus miles after your initial anniversary of card membership.

Get triple miles on Delta purchases. And get 1.5 x miles on qualified purchases the remainder of the year after you spend $150,000 in a calendar year. Get a companion certificate annually upon renewal. And you get one Global Entry ($100) statement credit every 4 years. Or you can get one TSA Pre ® ($85) statement credit every 4.5 years for an application, free.

You will need good to exceptional credit to qualify.

Find it here: https://creditcard.americanexpress.com/d/delta/ 

Best Credit Card for Business Travel for Fair to Poor Credit, Not Requiring a Personal Guarantee

Brex Card for Startups

Check out the Brex Card for Startups. It has no yearly fee.

You will not need to supply your Social Security number to apply. And you will not need to provide a personal guarantee. They will take your EIN.

Nonetheless, they do not accept every industry.

Also, there are some industries they will not work with, as well as others where they want more paperwork. For a list, go here: https://brex.com/legal/prohibited_activities/.

To determine creditworthiness, Brex checks a company’s cash balance, spending patterns, and investors.

You can get 7x points on rideshare. Get 4x on Brex Travel. Also, get triple points on restaurants. And get double points on recurring software payments. Get 1x points on everything else.

You can have poor credit (even a 300 FICO) to qualify.

Find it here: https://brex.com/lp/startups-higher-limits/

Best Credit Card for Business Travel Credit Suite

Establish business credit fast with our research-backed guide to 12 business credit cards and lines. Get the best credit card for business travel – even during a recession.

Best Credit Card for Business Travel with No Annual Fee

No Annual Fee/Flat Rate Cash Back

Ink Business Unlimited℠ Credit Card

Have a look at the Ink Business Unlimited℠ Credit Card. Beyond no yearly fee, get an introductory 0% APR for the first twelve months. After that, the APR is a variable 14.74 – 20.74%.

You can get unlimited 1.5% Cash Back rewards on every purchase made for your business. And get $500 bonus cash back after spending $3,000 in the first 3 months from account opening. You can redeem your rewards for cash back, gift cards, travel and more using Chase Ultimate Rewards®. You will need excellent credit scores to receive this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/unlimited

Terrific Cards for Cash Back

Boosted Cash Back Categories

Bank of America® Business Advantage Cash Rewards MasterCard® credit card

Take a look at the Bank of America® Business Advantage Cash Rewards MasterCard® credit card. Get an 0% introductory APR for the first 9 billing cycles of the account. After that, the APR is 13.74% – 23.74% variable. There is no annual fee. You can get a $300 statement credit offer.

Get 3% cash back in the category of your choice. So these are gasoline stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. Earn 2% cash back on dining. So this is for the first $50,000 in combined choice category/dining purchases each calendar year. Then get 1% after, with no limits.

You will need superb credit to qualify.

Find it here: https://promo.bankofamerica.com/smallbusinesscards2/

The Best Credit Card for Business Travel for You

Your straight-out best credit card for business travel will always hinge on your credit history and scores.

Just you can select which features you want and need. So, to do your homework. What is outstanding for you could be catastrophic for another person.

And, as always, ensure to establish credit in the recommended order for the best, quickest benefits.

The post Get the Best Credit Card for Business Travel appeared first on Credit Suite.

The 6 Best Digital Marketing Companies of 2020

Digital marketing covers everything from SEO and content marketing to email campaigns, social media strategy, and video marketing too. 

With new digital marketing companies popping up left and right offering a bit of everything (and truly speaking to no one), it’s no surprise you’re having a hard time finding the right one. 

The best thing to do is narrow down your options by bypassing those digital marketing companies trying to do too many things at once. 

Why? Because true highly-niched experts are the best way to get the results you want (and deserve) for your business. 

But, it’s not always easy to find those experts when you need them. 

So, I put together a list of the top digital marketing companies who genuinely excel at what they do to help you find the right fit for your business depending on what you need. 

Then, we’re going to talk about what makes them great and what to expect when working with them. 

Let’s get started!

The 6 top digital marketing companies in the world

Digital marketing can be done from anywhere in the world. 

So, it doesn’t matter if you’re living in New York and want to work with a company in Houston. Or living in London interested in an advertising specialist in Australia. 

All this freedom does make it difficult to narrow down your choices. 

But this list is a great place to start. 

1. Neil Patel Digital — Best for content marketing and SEO

Let’s face it — consistent content creation and effective content marketing are the banes of a lot of business’s existence. 

Pair that with constantly evolving search engine algorithms and you have a recipe for burnout and frustration (on top of your every-day to-do’s). 

Thankfully there’s an easier way than staying on top of it on your own. 

Neil Patel Digital was built by marketers — not bankers — interested in disrupting the way brands (and their target audience) think about the content they create, publish, and promote. 

We’ve helped businesses like Facebook, Intuit, and Google, as well as small to medium-sized businesses, disrupt their industries with our holistic and authentic approach to content creation and search engine optimization

From research to execution to promotion and ongoing optimization, we know a thing or two (or twenty) about helping your brand create the best content for the right people… and putting it in front of them as well.

Your business deserves to be heard and there’s no one more dedicated to making that happen than our team of professional experts equipped with my world-class digital marketing strategies.

Plus, with seven offices around the world, our team is here for you when you need us. 

2. Cubicle Ninjas — Best for brand design and app/website development

You can have the best ideas and products in the world but without a brand that portrays your story and core values, you’re going to have a hard time connecting with your audience

But cohesive brand design goes beyond the basics of graphic design best practices and Googling for free information until your eyes gloss over. 

That’s where an experienced specialist comes in and saves the day. 

Cubicle Ninjas uses a strategic combination of design and technology to develop innovative, inspiring, and one-of-a-kind branding design paired with the mobile apps and websites brands need to stand out in our online world. 

They’ve designed high-end customer experiences for companies like Red Bull, Microsoft, IBM, and Hilton but they also work with smaller boutique brands as well. 

Cubicle Ninjas believe the best brands encompass visual, written, and interactive elements to create a cohesive customer experience through every stage of their journey from casual visitors to loyal repeat customers. 

Their client-proven process works for businesses and projects of all sizes interested in developing a brand and creative assets that help them tell their story. 

3. Storm Brain — Best for advertising and social media marketing

Social media seemingly changes by the second. 

It feels impossible to keep up with new platforms, updated policies, and ever-changing social media marketing techniques on top of running your business. 

But thankfully, you don’t have to. 

Storm Brain is a digital marketing company specializing in effective advertising campaigns and social media marketing that helps brands of all sizes generate more leads, build brand ambassadors, and make more money with a strong focus on ROI. 

They’ve worked with some big names like Zillow, Ford, and Citi Bank but they also work with smaller brands in a wide variety of industries. 

Storm Brain focuses on planning, creating, and executing both paid and organic social media campaigns that help your audience connect with your brand across social media channels. 

However, they specialize in Facebook and paid social media advertising

Their four-step strategic approach centers around your target audience and capitalizes on paid media, owned media, and earned media to ensure your brand is in front of the right people. 

4. Mad Mind — Best for eCommerce development and product branding

As a product-based business, you have different marketing roadblocks than service-based or blogging-based businesses. 

And there are a lot of other branding elements coming into play as well.

Thankfully, Mad Mind is here to help. 

They’re a creative digital marketing studio for both large and small eCommerce brands looking to develop cohesive branding from their website design down to the smallest details of their product packaging. 

Brands like Lyft and Sony Music trust Mad Mind to help them create an impactful brand, attract the right people, and turn them into lifelong paying customers.

Furthermore, they’ve been featured on Shark Tank, The Los Angeles Times, and Vogue. 

From WordPress, WooCommerce, and Shopify development to custom websites and thoughtful eCommerce branding, their team of “marketing geniuses” delivers powerful results and dynamic marketing strategies you can leverage for years to come. 

5. Pop Video — Best for video and visual content marketing

Video and visual content marketing are booming right now. 

But it’s no secret planning, creating, and producing videos feels overwhelming and downright difficult, to say the least. 

The good news is… you don’t have to do it all yourself. 

Pop Video specializes in doing the heavy lifting (read: video creation, execution, repurposing, editing, etc.) for you. 

They know your audience expects more than one-off videos and other types of visual content. And they also believe your business deserves better, as well. They don’t call themselves a “lean, mean, content-generating machine” for nothing. 

Pop Video has partnered with hundreds of brands including Phillips 66, Academy Sports + Outdoors, and Mattress Firm to revolutionize the way their audiences consume and interact with digital content. 

However, they don’t just produce great videos. 

They help you create a library of visual assets by repurposing content as well so you can walk away with all the visual content marketing material you need. 

6. Action Rocket — Best for email marketing and design

There’s a reason 93% of B2B brands use email to distribute the content they create — it works

But starting your email list and growing it into a database of raving fans and customers isn’t easy. Most businesses know this and do everything they can to avoid it like the plague. 

Good thing you have another option. 

Action Rocket is an email marketing studio leveraging strategic approaches, creative thinking, and in-depth customer journeys to develop results-driven email marketing campaigns

Furthermore, they’ve worked with some huge names you may have heard of like QVC, Unicef, and American Express. 

However, they also work with businesses of all sizes anywhere in the world. 

Action Rocket offers courses, workshops, and training as well as world-class email campaign creation services so you can start leveraging one of the most effective forms of digital marketing for your business. 

7 characteristics that make a great digital marketing company

Now you know my top recommendations. 

So, let’s talk about what makes these digital marketing companies great and what to look for if none of the companies above match what you’re after. These are the key steps in how to pick the right digital marketing agency.

1. A great website and digital marketing strategy

Smart digital marketers understand the importance of having a well-designed website and an effective digital marketing strategy. 

So, it makes sense to expect your digital marketing company to have both, especially if they offer web design or custom development services.

Take a look around their website, sign up for the email list, and peek at their social media profiles to make sure they’re practicing what they preach. 

And if they’re not… move on to a digital marketing company that is.

2. An impressive portfolio

Agencies use their portfolio to show off their best work. 

So, look through their published portfolio pieces to see examples of the types of work they produce for their clients. 

This also gives you an idea of the types of clients they frequently work with. 

Pay close attention to the style and quality of what they do and make sure it closely aligns with what you hope to get out of working with them. 

Furthermore, look at the list of clients they have to see if you recognize any of the names. 

If anything seems off or doesn’t fit what you’re looking for, move on to a digital marketing company that feels like a better fit for you and your business. 

3. Aligned company culture and core values

It’s important to work with companies that value the same things and have a strong company culture you can appreciate to get the results you hope to achieve (without wanting to pull your hair out). 

Do you prefer a creative and collaborative atmosphere or a more rigid and structured approach? 

Look at the words, phrases, and photos they use on their website to get an idea of how they work and make sure it’s a good match to what you’re looking for. 

Some digital marketing companies use humor and playfulness while others are more serious. 

So, decide what type of experience you want to have and find a company that matches that. 

Example: Would you use the word “disruptive” to describe your brand and vision?

4. A diverse team with appropriate specializations

It’s important to hire a digital marketing company with the right team that can deliver the results you’re hoping for. 

If you’re looking for high-end brand design services, make sure they have an experienced team of designers to take on your project. 

Or maybe you’re interested in a custom-coded website. 

Check out that company’s team on their about page (if they have everyone listed there) or on LinkedIn to make sure they have an experienced designer and a coder or developer on staff. 

5. Timely and effective communication

Strong communication is one of the most important parts of a fruitful and beneficial partnership between a company and its digital marketing company. 

So, it’s important to consider their communication skills and overall customer service before hiring them. 

You can do this by evaluating the responses you get and how long it takes for them to respond to your messages and questions before giving them any money. 

This doesn’t always work but if they take weeks to respond to a simple question, consider moving on to someone else. 

6. Realistic promises and proven results

Before scheduling a consultation or reaching out for more information, look through their website to make sure their promises are realistic. 

Furthermore, look to see if you can find any data-driven case studies they have regarding the type of results they regularly produce for their clients. 

If they’re promising unrealistic things and making outlandish claims on their website, that’s a huge red flag. 

Why? Because this means they probably don’t understand how the industry works and they don’t have any actual client results to share. 

7. Real-world client testimonials

93% of consumers turn to customer reviews and testimonials when deciding to buy something. They do this because it helps justify the expense and ensure they’re going to get what they pay for. 

So, you should do the same. 

Keep an eye out for detailed and honest customer reviews or testimonials to give you an insight into what working with the company is like. 

If you can’t find any, they probably haven’t worked with many clients and they may be inexperienced. 

Which… is fine if you’re on a budget. But it’s not fine if you’re looking for the best possible solution for your business. 

What to expect from a great digital marketing company

Now you know what to look for, so let’s talk about what to expect when working or partnering with a digital marketing company.

The details of each phase look different for every business out there. But, the fundamentals remain the same regardless of the company you choose to work with. 

Phase 1: discovery and research

The best digital marketing companies want to learn everything there is to know about your business from top to bottom. 

This usually happens through a series of phone calls/zoom chats and detailed questionnaires so they can get to know you and what you’re looking for. They’ll also do a deep dive into your target market, audience, and competition. 

Phase 2: developing a plan of action

Once they know who you are and what you’re looking for, they’ll work with you to develop a detailed timeline and plan of attack to get the job done well and on time. 

Phase 3: executing the plan of attack

Once everyone agrees on the plan, it’s time to start executing. 

Your digital marketing company will work through the process of creating and finalizing everything you both agreed to during phase 2. 

This includes building infrastructure, creatives, ongoing strategies, and anything else you need to achieve the results you’re after. Again, this looks different for different types of projects and the company you’re working with. 

Depending on the complexity of your project, this could take anywhere from a few days to several months (or even a few years depending on the type of partnership). 

Phase 4: results and offboarding

After everything is complete, good digital marketing companies will walk you through the results and outcomes you achieved by working together. 

From there, you’ll discuss the next steps and how to move forward on your own (or what happens next if your partnership isn’t over).

Digital marketing = long-term relationships and results

Investing in digital marketing is a huge step in the right direction for your business. But, these strategies don’t return results overnight and they generally tend to ramp up over time. 

So, expect a long-term relationship with your digital marketing company.

The longer you work with them, the more fine-tuned they are to your needs, and the quicker they can get to work producing even better long-term results for you and your business. 

So, whether you choose one of my top recommendations or scout out your own, use the tips and best practices we talked about to make a smart, educated decision… like the future of your business depends on it. 

Because it does!

Have you worked with any digital marketing companies recently? How did it go and did you get the results you hoped for?

The post The 6 Best Digital Marketing Companies of 2020 appeared first on Neil Patel.

Get the Best Business Credit Card for Bad Credit

Are you looking for a business credit card for bad credit? Well, look no further – we have great choices for a business credit card for bad credit.

Get an Excellent Business Credit Card for Bad Credit and Check Out Other Options

We looked into every business credit card for bad credit we could find. So, here are our options.

Per the SBA, business credit card limits are a massive 10 – 100 times that of personal credit cards!

This reveals you can get a lot more money with company credit cards. And it also reveals you can have personal credit cards at stores. So, you would now have an additional card at the exact same stores for your business.

And you will not need collateral, cash flow, or financials to get business credit.

Business Credit Card for Bad Credit: Benefits

Benefits can differ. So, make certain to choose the benefit you would prefer from this choice of alternatives.

Dependable Business Credit Card for Bad Credit, Not Requiring a Personal Guarantee

Brex Card for Startups

Have a look at the Brex Card for Startups. It has no annual fee.

You will not need to provide your Social Security number to apply. And you will not need to provide a personal guarantee. They will take your EIN. 

Nevertheless, they do not accept every industry. 

Likewise, there are some industries they will not work with, and others where they want more paperwork. For a list, go here: https://brex.com/legal/prohibited_activities/.

To determine creditworthiness, Brex checks a business’s cash balance, spending patterns, and investors.

You can get 7x points on rideshare. Get 4x on Brex Travel. Also, get triple points on restaurants. And get double points on recurring software payments. Get 1x points on everything else.

You can have bad credit scores (even a 300 FICO) to qualify.

Find it here: https://brex.com/lp/startups-higher-limits/ 

Business Credit Card for Bad Credit Suite

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Get a Business Credit Card for Bad Credit

Capital One® Spark® Classic for Business

Have a look at the Capital One® Spark® Classic for Business. It has no yearly fee. There is no introductory APR offer. The regular APR is a variable 24.49%. You can earn unlimited 1% cash back on every purchase for your company, without minimum to redeem.

While this card is within reach if you have fair credit, beware of the APR. However if you can pay in a timely manner, and completely, then it’s a good deal.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/ 

Flexible Financing Credit Cards – Have A Look at an Alternative to a Business Credit Card for Bad Credit!

The Plum Card® from American Express

Check out the Plum Card® from American Express. It has an introductory annual fee of $0 for the first year. Afterwards, pay $250 each year.

Get a 1.5% early pay discount cash back bonus when you pay within 10 days. You can take up to 60 days to pay without interest when you pay the minimum due by the payment due date.

You will need good to excellent credit scores to qualify.

Find it here: https://creditcard.americanexpress.com/d/the-plum-card-business-charge-card/ 

As you improve your credit scores, you may be looking for other alternatives to a business credit card for bad credit. Here are our favorites.

Outstanding Business Credit Cards with No Annual Fee

No Yearly Fee/Flat Rate Cash Back

Ink Business Unlimited℠ Credit Card

Check out the Ink Business Unlimited℠ Credit Card. Beyond no annual fee, get an introductory 0% APR for the initial year. After that, the APR is a variable 14.74 – 20.74%. 

You can earn unlimited 1.5% Cash Back rewards on every purchase made for your business. And get $500 bonus cash back after spending $3,000 in the initial three months from account opening. You can redeem your rewards for cash back, gift cards, travel and more via Chase Ultimate Rewards®. You will need superb credit scores to receive this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/unlimited 

Business Credit Card for Bad Credit Suite

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Company Credit Cards with a 0% Introductory APR – Pay Zero!

Blue Business® Plus Credit Card from American Express

Have a look at the Blue Business® Plus Credit Card from American Express. It has no annual fee. There is a 0% introductory APR for the initial one year. Afterwards, the APR is a variable 14.74 – 20.74%.

Get double Membership Rewards® points on day to day company purchases like office supplies or client suppers for the first $50,000 spent annually. Get 1 point per dollar afterwards.

You will need great to excellent credit to qualify.

Find it here: https://creditcard.americanexpress.com/d/bluebusinessplus-credit-card/ 

American Express® Blue Business Cash Card

Also check out the American Express® Blue Business Cash Card. Keep in mind: the American Express® Blue Business Cash Card is identical to the Blue Business® Plus Credit Card from American Express. Yet its rewards are in cash instead of points.

Get 2% cash back on all qualified purchases on up to $50,000 per calendar year. Then get 1%.

It has no annual fee. There is a 0% introductory APR for the first year. Afterwards, the APR is a variable 14.74 – 20.74%.

You will need great to exceptional credit to qualify.

Find it here: https://creditcard.americanexpress.com/d/business-bluecash-credit-card/  

Terrific Cards for Cash Back

Flat-Rate Rewards

Capital One ® Spark® Cash for Business 

Check out the Capital One® Spark® Cash for Business. It has an introductory $0 yearly fee for the first year. After that, this card costs $95 each year. There is no introductory APR deal. The regular APR is a variable 18.49%.

You can get a $500 one-time cash bonus after spending $4,000 in the first 3 months from account opening. Get unlimited 2% cash back. Redeem at any time without any minimums.

You will need great to outstanding credit scores to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-cash/ 

Flat-Rate Rewards and No Yearly Fee

Discover it® Business Card

Check out the Discover it® Business Card. It has no annual fee. There is an introductory APR of 0% on purchases for year. After that the regular APR is a variable 14.49 – 22.49%. 

Get unlimited 1.5% cash back on all purchases, with no category restrictions or bonuses. They double the 1.5% Cashback Match™ at the end of the first year. There is no minimal spend requirement.

You can download transactions| easily to Quicken, QuickBooks, and Excel. Note: you will need good to superb credit to qualify for this card.

https://www.discover.com/credit-cards/business/

Bonus Categories

Ink Business Cash℠ Credit Card

Check out the Ink Business Cash℠ Credit Card. It has no annual fee. There is a 0% introductory APR for the initial one year. After that, the APR is a variable 14.74 – 20.74%. You can get a $500 one-time cash bonus after spending $3,000 in the first 3 months from account opening.

You can get 5% cash back on the initial $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year. 

Get 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Get 1% cash back on all other purchases. There is no restriction to the amount you can earn.

You will need superb credit scores to qualify for this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/cash?iCELL=61GF 

Boosted Cash Back Categories

Bank of America® Business Advantage Cash Rewards MasterCard® credit card

Take a look at the Bank of America® Business Advantage Cash Rewards MasterCard® credit card. Get an 0% introductory APR for the initial 9 billing cycles of the account. After that, the APR is 13.74% – 23.74% variable. There is no annual fee. You can get a $300 statement credit offer.

Get 3% cash back in the category of your choice. So these are filling stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. Get 2% cash back on dining. So this is for the initial $50,000 in combined choice category/dining purchases each calendar year. After that earn 1% after, with no limits.

You will need outstanding credit to qualify.

Find it here: https://promo.bankofamerica.com/smallbusinesscards2/ 

Unbeatable Cards for Jackpot Rewards That Never Expire

Capital One® Spark® Cash Select for Business

Have a look at the Capital One® Spark® Cash Select for Business. It has no yearly fee. You can get 1.5% cash back on every purchase. There is no limit on the cash back you can get. Also earn a one-time $200 cash bonus as soon as you spend $3,000 on purchases in the first three months. Rewards never expire.

Pay a 0% introductory APR for 9 months. Then pay 14.49% – 22.49% variable APR after that.

You will need good to excellent credit scores to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

Business Credit Card for Bad Credit Suite

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Company Credit Cards for Luxurious Travel Points

Flat-rate Travel Rewards

Capital One® Spark® Miles for Business

Have a look at the Capital One® Spark® Miles for Business. It has an introductory annual fee of $0 for the first year, which then rises to $95. The regular APR is 18.49%, variable due to the prime rate. There is no introductory annual percentage rate. Pay no transfer fees. Late fees go up to $39.

This card is fantastic for travel if your expenses do not fall into basic bonus categories. You can get unlimited double miles on all purchases, without any limits. Earn 5x miles on rental cars and hotels if you book via Capital One Travel.

Get an initial bonus of 50,000 miles. That’s the same as $500 in travel. Yet you just get it if you spend $4,500 in the first 3 months from account opening. There is no foreign transaction fee. You will need a great to outstanding FICO rating to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-miles/  

No Annual Fee

Bank of America® Business Advantage Travel Rewards World MasterCard® credit card

For no yearly fee while still getting travel rewards, check out this card from Bank of America. It has no yearly fee and a 0% introductory APR for purchases during the first nine billing cycles. After that, its regular APR is 13.74 – 23.74% variable.

You can get 30,000 bonus points when you make a minimum of $3,000 in net purchases. So this is within 90 days of your account opening. You can redeem these points for a $300 statement credit towards travel purchases.

Get unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time. And this is despite how much you spend.

Also earn 3 points per every dollar spent when you reserve your travel (car, hotel, airline) through the Bank of America® Travel Center. There is no limit to the number of points you can earn and points don’t expire.

You will need superb credit to get this one (as in, 700s or better).

Find it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/travel-rewards-business-credit-card/ 

The Very Best Business Credit Card for Bad Credit for You

Your outright best small business credit card for bad credit for you will depend upon your credit history and scores.

Only you can pick which features you want and need. So, to do your research. What is exceptional for you could be devastating for another person.

And, as always, ensure to develop credit in the advised order for the best, fastest benefits. Because once your business credit scores are good, you won’t need a business credit card for bad credit.

The post Get the Best Business Credit Card for Bad Credit appeared first on Credit Suite.

Get the Best Business Cash Back Credit Cards

Get the best business cash back credit cards here! Pick from our wide selection and get what you and your business need.

Where are the Best Business Cash Back Credit Cards?

We researched the best business cash back credit cards – and more – for you. So, here are our selections.

Per the SBA, company credit card limits are a massive 10 – 100 times that of personal credit cards!

This shows you can get a great deal more funds with company credit cards. And it likewise reveals you can have personal credit cards at shops. So, you would now have an additional card at the same shops for your company.

And you will not need collateral, cash flow, or financials to get business credit.

The Best Business Cash Back Credit Cards: Benefits

Benefits can vary. So, make sure to pick the benefit you would like from this selection of alternatives.

Best Business Cash Back Credit Cards

Best Business Cash Back Credit Cards for Flat-Rate Rewards

Capital One ® Spark® Cash for Business 

Check out the Capital One® Spark® Cash for Business. It has an introductory $0 annual fee for the first year. Afterwards, this card costs $95 each year. There is no introductory APR offer. The regular APR is a variable 18.49%.

You can get a $500 one-time cash bonus after spending $4,000 in the initial three months from account opening. Get unlimited 2% cash back. Redeem at any time without minimums.

You will need good to exceptional credit to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-cash/

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Best Business Cash Back Credit Cards for Flat-Rate Rewards and No Yearly Fee

Discover it® Business Card

Take a look at the Discover it® Business Card. It has no annual fee. There is an introductory APR of 0% on purchases for 12 months. Then the regular APR is a variable 14.49 – 22.49%.

Get unlimited 1.5% cash back on all purchases, with no category restrictions or bonuses. They double the 1.5% Cashback Match™ at the end of the first year. There is no minimal spend requirement.

You can download transactions| conveniently to Quicken, QuickBooks, and Excel. Note: you will need great to exceptional credit scores to receive this card.

https://www.discover.com/credit-cards/business/

Best Business Cash Back Credit Cards for Bonus Categories

Ink Business Cash℠ Credit Card

Take a look at the Ink Business Cash℠ Credit Card. It has no yearly fee. There is a 0% introductory APR for the initial year. Afterwards, the APR is a variable 14.74 – 20.74%. You can get a $500 one-time cash bonus after spending $3,000 in the first 3 months from account opening.

You can earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year.

Get 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases. There is no restriction to the amount you can get.

You will need exceptional credit to receive this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/cash?iCELL=61GF

Best Business Cash Back Credit Cards with Boosted Cash Back Categories

Bank of America® Business Advantage Cash Rewards MasterCard® credit card

Take a look at the Bank of America® Business Advantage Cash Rewards MasterCard® credit card. Get an 0% introductory APR for the first 9 billing cycles of the account. After that, the APR is 13.74% – 23.74% variable. There is no annual fee. You can get a $300 statement credit offer.

Get 3% cash back in the category of your choice. So these are gasoline stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. Get 2% cash back on dining. So this is for the initial $50,000 in combined choice category/dining purchases each calendar year. Then get 1% after, with no limits.

You will need exceptional credit scores to qualify.

Find it here: https://promo.bankofamerica.com/smallbusinesscards2/ 

Secure Company Credit Cards for Fair Credit

Capital One® Spark® Classic for Business

Check out the Capital One® Spark® Classic for Business. It has no annual fee. There is no introductory APR offer. The regular APR is a variable 24.49%. You can get unlimited 1% cash back on every purchase for your company, without minimum to redeem.

While this card is within reach if you have average credit, beware of the APR. However if you can pay promptly, and in full, then it’s a good deal.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Exceptional Company Credit Cards with No Yearly Fee

No Yearly Fee/Flat Rate Cash Back

Ink Business Unlimited℠ Credit Card

Have a look at the Ink Business Unlimited℠ Credit Card. Beyond no annual fee, get an introductory 0% APR for the initial twelve months. After that, the APR is a variable 14.74 – 20.74%.

You can get unlimited 1.5% Cash Back rewards on every purchase made for your company. And get $500 bonus cash back after spending $3,000 in the initial 3 months from account opening. You can redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®. You will need outstanding credit scores to qualify for this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/unlimited 

Small Business Credit Cards with a 0% Introductory APR – Pay Zero!

Blue Business® Plus Credit Card from American Express

Take a look at the Blue Business® Plus Credit Card from American Express. It has no annual fee. There is a 0% introductory APR for the initial 12 months. Afterwards, the APR is a variable 14.74 – 20.74%.

Get double Membership Rewards® points on everyday business purchases like office supplies or client suppers for the initial $50,000 spent each year. Get 1 point per dollar afterwards.

You will need great to exceptional credit to qualify.

Find it here: https://creditcard.americanexpress.com/d/bluebusinessplus-credit-card/ 

 American Express® Blue Business Cash Card

Also check out the American Express® Blue Business Cash Card. Keep in mind: the American Express® Blue Business Cash Card is identical to the Blue Business® Plus Credit Card from American Express. However its rewards are in cash rather than points.

Get 2% cash back on all eligible purchases on up to $50,000 per calendar year. After that get 1%.

It has no annual fee. There is a 0% introductory APR for the initial 12 months. After that, the APR is a variable 14.74 – 20.74%.

You will need good to excellent credit scores to qualify.

Find it here: https://creditcard.americanexpress.com/d/business-bluecash-credit-card/ 

Flexible Financing Credit Cards – Take A Look at Your Options!

The Plum Card® from American Express

Have a look at the Plum Card® from American Express. It has an initial yearly fee of $0 for the first year. After that, pay $250 each year.

Get a 1.5% early pay discount cash back bonus when you pay within 10 days. You can take up to 60 days to pay without interest when you pay the minimum due by the payment due date.

You will need great to superb credit scores to qualify.

Find it here: https://creditcard.americanexpress.com/d/the-plum-card-business-charge-card/ 

Irresistible Cards for Jackpot Rewards That Never Expire

Capital One® Spark® Cash Select for Business

Take a look at the Capital One® Spark® Cash Select for Business. It has no yearly fee. You can get 1.5% cash back on every purchase. There is no limit on the cash back you can get. And get a one-time $200 cash bonus as soon as you spend $3,000 on purchases in the initial three months. Rewards never expire.

Pay a 0% introductory APR for 9 months. Then pay 14.49% – 22.49% variable APR afterwards.

You will need good to outstanding credit scores to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

The Best Business Cash Back Credit Cards for You

Your outright best business cash back credit cards hinge on your credit history and ratings.

Only you can pick which features you want and need. So, make certain to do your research. What is exceptional for you could be catastrophic for another person.

And, as always, ensure to develop credit in the advised order for the best, fastest benefits.

The post Get the Best Business Cash Back Credit Cards appeared first on Credit Suite.

The post Get the Best Business Cash Back Credit Cards appeared first on Buy It At A Bargain – Deals And Reviews.

The Best Small Business Credit Cards with no Annual Fee

Are you looking for the best small business credit cards with no annual fee? We’ve got them right here. This is the case despite what the economy or the pandemic are doing. Great business credit cards are not dependent upon a recession or COVID-19.

The Very Best Small Business Credit Cards with no Annual Fee

We looked into lots of corporate credit cards for you. So, here are our choices.

Per the SBA, business credit card limits are a whopping 10 – 100 times that of personal credit cards!

This shows you can get a lot more funding with business credit cards. And it likewise shows you can have personal credit cards at shops. So, you would now have an additional card at the exact same shops for your small business.

And you will not need collateral, cash flow, or financials to get business credit.

The Best Small Business Credit Cards with no Annual Fee: Benefits

Benefits can differ. So, make sure to choose the benefit you would prefer from this selection of alternatives.

The Best Small Business Credit Cards with no Annual Fee

No Annual Fee/Flat Rate Cash Back

Ink Business Unlimited℠ Credit Card

Take a look at the Ink Business Unlimited℠ Credit Card. Past no annual fee, get an introductory 0% APR for the initial 12 months. After that, the APR is a variable 14.74 – 20.74%. 

You can get unlimited 1.5% Cash Back rewards on every purchase made for your business. And get $500 bonus cash back after spending $3,000 in the first 3 months from account opening. You can redeem your rewards for cash back, gift cards, travel and more using Chase Ultimate Rewards®. 

But you will need outstanding credit scores to get approval for this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/unlimited

Best Small Business Credit Cards with no Annual Fee Credit Suite

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Best Small Business Credit Cards with no Annual Fee for Fair Credit Scores

Capital One® Spark® Classic for Business

Have a look at the Capital One® Spark® Classic for Business. It has no annual fee. There is no introductory APR offer. The regular APR is a variable 24.49%. You can earn unlimited 1% cash back on every purchase for your business, with no minimum to redeem.

While this card is within reach if you have fair credit scores, beware of the APR. However if you can pay on time, and completely, then it’s a good deal.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/ 

Best Small Business Credit Cards with no Annual Fee with a 0% Introductory APR – Pay Zero!

Blue Business® Plus Credit Card from American Express

Take a look at the Blue Business® Plus Credit Card from American Express. It has no yearly fee. There is a 0% introductory APR for the initial 12 months. Afterwards, the APR is a variable 14.74 – 20.74%.

Get double Membership Rewards® points on everyday company purchases like office supplies or client suppers for the first $50,000 spent each year. Get 1 point per dollar afterwards.

But you will need good to superb credit scores to qualify.

Find it here: https://creditcard.americanexpress.com/d/bluebusinessplus-credit-card/

Best Small Business Credit Cards with no Annual Fee Credit Suite

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

American Express® Blue Business Cash Card

Also check out the American Express® Blue Business Cash Card. Note: the American Express® Blue Business Cash Card is identical to the Blue Business® Plus Credit Card from American Express. But its rewards are in cash instead of points.

Get 2% cash back on all qualified purchases on up to $50,000 per calendar year. Then get 1%.

It has no annual fee. There is a 0% introductory APR for the first twelve months. Afterwards, the APR is a variable 14.74 – 20.74%.

But you will need good to superb credit scores to qualify.

Find it here: https://creditcard.americanexpress.com/d/business-bluecash-credit-card/ 

Best Small Business Credit Cards with no Annual Fee for Cash Back

Flat-Rate Rewards and No Annual Fee

Discover it® Business Card

Have a look at the Discover it® Business Card. It has no yearly fee. There is an introductory APR of 0% on purchases for one year. Then the regular APR is a variable 14.49 – 22.49%. 

Get unlimited 1.5% cash back on all purchases, with no category restrictions or bonuses. They double the 1.5% Cashback Match™ at the end of the first year. There is no minimal spend requirement.

You can download transactions| quickly to Quicken, QuickBooks, and Excel. 

But keep in mind: you will need good to superb credit scores to get approval for this card.

https://www.discover.com/credit-cards/business/

Best Small Business Credit Cards with no Annual Fee with Boosted Cash Back Categories

Bank of America® Business Advantage Cash Rewards MasterCard® credit card

Take a look at the Bank of America® Business Advantage Cash Rewards MasterCard® credit card. Get an 0% introductory APR for the first 9 billing cycles of the account. Afterwards, the APR is 13.74% – 23.74% variable. There is no annual fee. You can get a $300 statement credit offer.

Get 3% cash back in the category of your choice. So these are gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. Earn 2% cash back on dining. So this is for the initial $50,000 in combined choice category/dining purchases each calendar year. After that get 1% after, with no limits.

But you will need superb credit scores to qualify.

Find it here: https://promo.bankofamerica.com/smallbusinesscards2/

Flat-Rate Rewards with an Introductory $0 Annual Fee

Capital One ® Spark® Cash for Business 

Take a look at the Capital One® Spark® Cash for Business. It has an introductory $0 yearly fee for the first year. After that, this card costs $95 annually. There is no introductory APR deal. The regular APR is a variable 18.49%.

You can get a $500 one-time cash bonus after spending $4,000 in the initial 3 months from account opening. Get unlimited 2% cash back. Redeem at any time without minimums.

But you will need good to outstanding credit to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-cash/

Best Small Business Credit Cards with no Annual Fee Credit Suite

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Best Small Business Credit Cards with no Annual Fee for Luxurious Travel Points

Best Small Business Credit Cards with no Annual Fee for Travel Rewards

Bank of America® Business Advantage Travel Rewards World MasterCard® credit card

For no annual fee while still getting travel rewards, take a look at this card from Bank of America. It has no yearly fee and a 0% introductory APR for purchases during the first nine billing cycles. After that, its regular APR is 13.74 – 23.74% variable.

You can get 30,000 bonus points when you make a minimum of $3,000 in net purchases. So this is within 90 days of your account opening. You can redeem these points for a $300 statement credit towards travel purchases.

Get unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time. And this is despite how much you spend.

Likewise get 3 points per every dollar spent when you reserve your travel (car, hotel, airline) via the Bank of America® Travel Center. There is no limit to the number of points you can earn and points do not expire.

But you will need excellent credit scores to get this one (as in, 700s or better).

Find it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/travel-rewards-business-credit-card/

Flat-rate Travel Rewards with an Introductory Annual Fee of $0

Capital One® Spark® Miles for Business

Take a look at the Capital One® Spark® Miles for Business. It has an introductory annual fee of $0 for the first year, which after that rises to $95. The regular APR is 18.49%, variable due to the prime rate. There is no introductory annual percentage rate. Pay no transfer fees. Late fees go up to $39.

This card is wonderful for travel if your costs do not fall into typical bonus categories. You can get unlimited double miles on all purchases, with no limits. Get 5x miles on rental cars and hotels if you book with Capital One Travel.

Get an initial bonus of 50,000 miles. That’s the same as $500 in travel. But you only get it if you spend $4,500 in the first 3 months from account opening. There is no foreign transaction fee. 

But you will need a good to outstanding FICO rating to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-miles/

The Best Small Business Credit Cards with No Annual Fee for You

Your outright best small business credit cards with no annual fee will rest on your credit report and scores. This is always going to be the case.

Just you can select which features you want and need. So, make sure to do your homework. What is exceptional for you could be catastrophic for another person.

And, as always, make sure to develop credit in the advised order for the best, quickest benefits. Current economic conditions will not last forever. In the meantime, you can do your best to position yourself and your business better. Come out of the crisis and into the recovery with better financial prospects than ever before. It can be done.

The post The Best Small Business Credit Cards with no Annual Fee appeared first on Credit Suite.