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Think back to the last time you saw one of those giant, clunky fax machines sitting around.
It’s probably been a while, right? While that old-school hardware is undoubtedly outdated, faxing isn’t dead by any means.
It’s actually very much alive. But thankfully, we have better technology.
The best online fax services make sending secure communications via fax a breeze for individuals and businesses of all sizes with no ugly, expensive, or finicky hardware required.
However, there are dozens of providers to choose from, which is why making the right choice is often more challenging than actually using the service. So to help make your decision easier, I narrowed it down to my top six recommendations—and reviewed them.
The top 6 options for online fax services
mFax – best online fax services for multiple users
Biscom 123 – most affordable online faxing service
How to choose the best online fax service for you
There are dozens of online fax service providers to choose from. This makes it challenging to know which one’s perfect for your business, especially if you’re not quite sure what to look for.
All of the options on this list are excellent. However, they may not work for everyone.
So, don’t forget to use the following factors as you go through the decision-making process to help you narrow things down and find the perfect fit.
Number of users
As a business, you probably need multiple user accounts. Different services have different pricing plans, so it’s essential to consider the number of accounts you need.
Some options may limit the number of users with no way around it. Others may offer extra user accounts with an additional monthly fee. So, this plays a massive role in how much you can expect to pay every month.
With that said, most smaller businesses won’t have problems with account limitations.
But large corporations with multiple departments who need faxing capabilities may run into problems with low-limit plans.
Cloud-storage integrations
Most businesses rely on cloud storage tools. Whether you depend on Microsoft 365 or Google’s G Suite, your employees probably use these tools daily to create and archive documents.
So, it’s important to consider these integrations if you and your team need to store documents you send or receive via online fax.
This can help streamline your document management processes.
Page limits
Most providers charge an extra fee if you go over the number of pages your plan includes. So, you need to consider your business’s needs when it comes to monthly fax volume.
A lot of providers place low limits on this to encourage you to upgrade to a better plan.
So it’s critical to choose a plan that offers enough pages per month along with a fair page overage fee (just in case). However, online fax services with unlimited plans are a better option for businesses that expect to send and receive high volumes every month.
Document archiving
If you’re using an online fax service to send and automatically digitize documents, it should come with document archiving as well. This can significantly streamline and automate your document management processes.
Some online fax services provide online databases so users can easily store faxed documents. However, some don’t, and others don’t provide archiving features at all. Without this, you have to print, scan, and store everything by hand.
Which… can be an incredibly time-consuming process.
So, pay close attention to this as you decide, especially if it’s something you need now or may need in the future.
Industry-specific use
There are lots of different all-purpose online fax services out there. However, sometimes particular providers are more suited to specific industries.
Healthcare is an excellent example of this because you’re dealing with sensitive information and legal regulations regarding how you handle it. So, you need a service that’s secure and compliant with those requirements.
However, healthcare isn’t the only industry like this. As such, it’s critical to consider your industry’s requirements and regulations before making your final decision.
The different types of online fax services
Not all online fax services are the same.
So, before we dive into the reviews, let’s talk about the different types of online fax services so you know exactly what to look for as you go through the process.
Web or cloud-based services
The most common online fax services are cloud or browser-based. All you have to do to get started is create an account, and you’re ready to go.
Web-based fax services are known for high-quality faxes as well as ease of use.
And they often offer a wide range of cloud-based integrations with platforms like G Suite and Dropbox, making life easier if you want to archive your communications on the cloud.
Mobile fax services
Mobile fax services allow users to fax directly from their smartphones. Essentially, mobile faxing is as convenient and as easy as snapping a photo.
Plus, you don’t have to wait until you’re at your computer or rely on team members sitting in front of a desktop to send and receive communications.
Some providers may also support desktop or web-based use, while others are exclusively mobile.
So, keep this in mind as you decide which provider is best for you and your team.
#1 – mFax Review – Best online fax services for multiple users
mFax is one of the most flexible and adaptable online fax services for businesses with numerous team members. Their flexible monthly plans allow up to 50 individuals to use the service.
Operating as cloud software, there’s no need to install or download any programs. And you can easily access the mFax interface from any web browser on any device.
With an easy-to-use interface and intuitive setup, it’s an excellent option for those looking to get started with their first online fax service.
mFax comes with various features and benefits, including:
Automatic cloud storage for sent and received faxes
Works from any device
Send and receive faxes from email
Multi-layered encryption for documents in transit and rest
Plans for small businesses and large enterprises
Easy to create and manage users and set account-level permissions
Print to Fax driver allows you to send a fax from a desktop to print
mFax also has a beta version of international outbound fax for 24 countries. So, you’re not limited to one particular country.
Plans start at $7 per month for one user, making it super affordable for businesses of all sizes. Plus, you can try mFax for free or sign up for a product demo to learn more about it.
#2 – RingCentral Fax Review – Best all-in-one online fax service
RingCentral Fax is another popular online fax service. With a solid feature list, flexible user numbers, and robust security suite, it’s my #1 all-in-one online fax service recommendation.
Their unique fax scheduling feature makes it easy to send faxes for future delivery. This is particularly useful if you need to send international faxes to users in other timezones or have employees who don’t work standard operating hours.
On top of that, you also get access to a ton of powerful features and benefits, including:
Groups of up to 50 email addresses to send faxes in one message
Choose from toll-free or local fax numbers
IOS and Android mobile applications
Up to 200 faxes in an online account
Create an electronic signature and add it to documents
View received and sent faxes online via a web browser
Securely transmit faxes over an encrypted internet connection
Send and receive faxes from any device
Block faxes without a caller ID
RingCentral Fax is a great all-around option for small and large businesses who won’t mind the slightly limited online fax storage (you can always store them elsewhere).
Plans start at $17.99 a month, and there’s an unlimited plan for just $24.99 a month.
#3 – HelloFax Review – Best online fax services for cloud-storage integration
HelloFax is the best online fax service for integrated cloud storage.
The service seamlessly syncs with G Suite, OneDrive, Dropbox, and Box. Users can also access their faxes directly on the HelloFax’s service from any web browser on any device.
Plus, it’s super easy to use. Faxes arrive directly to inboxes as a PDF where they are easily viewable, downloadable, and shareable.
There’s also unlimited storage for businesses that prefer not to use other cloud storage providers for their faxes.
With HelloFax, you can:
Send up to five pages for free by signing up
Quickly fax to previously entered fax numbers
Additional faxes that go over the monthly limit are just 5 cents per page
Send faxes by email
Add and remove users at no extra cost
Send faxes to multiple recipients
Receive faxes with a paid plan
Sign in using your Google credentials
Despite having cloud integration with multiple platforms, HelloFax still offers unlimited storage, which is excellent for businesses planning on sending or receiving high-volume communications.
There’s a free plan for up to 5 faxes per month, so you can try it free before you invest. However, most businesses need more than that, and you’ll need to upgrade once you reach that limit.
But their paid plans are affordable, starting at $9.99 per month.
#4 – SRFax Review – Most secure online fax services
SRFax is a great option for businesses that have high-security concerns. Transferring information over the internet always comes with the risk of interception.
And for specific industries like healthcare, security is even more paramount.
Healthcare providers rely on faxing to transfer sensitive patient data. So, the fax services they use must comply with the Health Insurance Portability and Accountability Act (HIPAA).
SRFax provides multiple layers of data encryption while maintaining a user-friendly interface, making it an excellent choice for high-security industries.
In addition to HIPAA compliant fax services, SRFax has multiple tiers and plans suited to all security levels and sizes of businesses.
They also offer a variety of features and benefits to make your life easier, including:
2048-bit SSL Certification, 2048-bit RSA public keys, and PGP encryption
24-hour customer support hotline
Plans come with unlimited authorized email addresses
Automatically download incoming faxes
Send faxes through an email account
Intuitive dashboard for viewing existing faxes, sending faxes, and changing settings
Send faxes through the online dashboard
For any company that prioritizes high-level security, SRFax is an excellent choice.
Pricing is affordable, with monthly plans starting at $3.29 per month. Or you can sign up for a non-healthcare specific 60-day trial to test it out before you commit.
#5 – FaxBurner Review – Best mobile online faxing service
FaxBurner stands out from other online fax services for its well-designed, user-friendly IOS and Android apps. With FaxBurner, sending faxes is as easy as taking a picture, and you can receive them straight into your inbox.
Set up is quick and easy. Plus, the platform gives users a temporary fax number that expires after 24 hours without upgrading to a paid plan.
On top of that, you also get various features and benefits, including:
No unprofessional looking ads or watermarks on free faxes
Digitally document signatures
Create cover letters within the app
Integration with cloud storage apps like DropBox
Email to fax option
Phone scanning capabilities
For users who need the convenience and flexibility of a mobile-first fax application, FaxBurner is my number top recommendation.
Free packages provide up to 25 inbound faxes and five outbound faxes a month. And their paid plans start at just $12.95 a month, making it incredibly affordable for most users.
If your business is just looking to send the occasional fax, Biscom 123 is an incredibly affordable option. As a leading telecommunications enterprise, Biscom makes online faxing simple for both businesses and individuals with a straightforward interface.
You can also try it free for 30 days to see if it’s a good fit for your business, with no credit card required. However, it doesn’t maintain archival records of your communications. So, keep that in mind.
Depending on your faxing needs, Biscom 123 offers various plans that allow you to send up to 300 pages with support for multiple team members.
Plus, you can also:
Easily add up to four users in addition to the primary account holder
Send email faxes in just a few clicks
Fax from Android and IOS mobile applications
Integrate with Google Drive
Send multiple file formats and rich text formats for text faxes
Saves inbound PDF files in your email inbox
No limitation on file size or number of documents
Pricing starts at $7.99 per month. This entry-level plan includes 30 pages per month with a charge of 7 cents per additional page. So, it certainly won’t break the bank.
Summary
mFax and RingCentral are my top choices for most users. They’re incredibly affordable and accessible for most businesses. Plus, they come with a ton of features to make your life easier.
However, that doesn’t mean they’re suitable for everyone in every situation.
So, don’t forget to consider the factors we talked about and take advantage of free trials as you go through the process of picking the best online fax services for you and your team.
Outer Inc | Product Manager / Sales / Customer Service / Operations / Marketing / Content | Remote & Santa Monica (US only) | Full time | Outer is a venture-backed startup based in Santa Monica, California on a mission to get people outside and inspire healthier, happier, and more fulfilling lives by creating innovative …
Pink Sheets – Investments Or Gambling On Sure Things?
Pink Sheets and Wall Street have long since appealed to gamblers and investors. Wall Street’s version of the unwanted stocks has become big business. Investors are looking to what is commonly referred to as the “pink sheets” which list the stocks which are too small and often too much trouble for the boys on the Street to notice.
Enter into the picture a man by the name of Coulson. Cromwell Coulson bought the stock quotation service, Pink Sheets in the late nineties and since then, he has been quoted a few times as referring to the Pink Sheets as the “Las Vegas of Wall Street.” And here’s why. Companies which are relatively small with little trading action being realized have virtually no appeal to the New York Stock Exchange.
The Pink Sheets lists not only the smaller companies but also the foreign stocks. The stocks aren’t listed on the exchange and are certainly considered very volatile stocks.
Day trading quickly became known as the investor’s way to gamble years ago. Now, with the growing popularity of the Pink Sheets, investors can really go double or nothing with stocks which are more than just a little risky to the investor who needs some excitement when they are building their investment portfolios.
What investors need to realize when choosing to jump on board with Cromwell Coulson, CEO of Pink Sheets LLC, is that not only are the stocks listed on the Pink Sheets listed there for a reason but there is a very real and legitimate reason that these stocks aren’t on the more notable exchanges. Either they couldn’t make it while on the big exchanges or they weren’t there to begin with.
As one might expect, Pink Sheet stocks offer investors, for the most part, mediocre financial information on the company. Further, bleak financials of the companies listed on the Pink Sheets are often camouflaged or extremely difficult to find.
What’s more, day traders who love to jump in and out of their chosen stocks and tend to love volatile stocks will be less likely to trade on the Pink Sheets with much success if they “play the market” on these stocks as they would the stocks on the NYSE, for example.
Day traders will find the pendulum swinging both ways on stocks found on the Pink Sheets. They’ll be drawn to them because huge profits can be earned. They will definitely need to do their homework and recognize the fact that if a stock is listed on the Pink Sheets—that fact alone shows a warning will be ever-present. And traders will be very aware of the fact that because of the difference in bid and ask prices of these over-the-counter stocks, dumping the stock on short notice may be a problem, if even possible.
Still, Coulson seems to have a growing over the counter business in these stocks which no one else wants. Companies such as Delta Air Lines and Volkswagen found their homes in the OTC neighborhood. And with Coulson’s determination to see more stocks on his sheets of pink, his stocks, no matter how volatile, may begin to be considered a pretty good gamble.
Hi. My name is Taimoor Sattar. I am an independent developer and designer. I build a better website using Javascript, CSS, NodeJS, and PHP. I design APIs and ensure that they can be accessed by everyone, everywhere.
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New startup with a remote team building cloud-native business analytics solutions from the browser. Modern FE stack – React (w/Hooks 🙂 ) / Typescript / MobX with a Python / Django-backend and a large devops component including using Docker / Kubernetes / GCS.
And How to Get Business Credit if You Don’t Already Have It
Business credit is a vital part of your life as an entrepreneur, even if you do not know it. The fact is, it is almost impossible to run a successful business without it. Unfortunately, many business owners do not realize this until after their business credit is in shambles. If this is you, then you need to know how to increase business credit.
While it isn’t easy, it also isn’t impossible to improve your business credit score. Of course, the most obvious thing to do is to pay your bills on time. That is most definitely part of it. There are other steps you can take to raise your business credit score as well, however.
What is Business Credit?
Before you can really understand how to increase business credit, you have to understand what it is in the first place. It is similar to personal credit. However, it is credit in the name of your business rather than the name of the individual. It is used as a predictor of the ability of the business to handle debt.
The beauty of this is, if you have business credit, your business transactions will not affect your personal credit. Your personal credit score can be protected from any mishaps with your business. It is important to know, however, that the reverse is not always true. In some cases, your personal credit can affect your business credit. Some business credit reporting agencies (CRAs) use information from your personal credit report to calculate your business credit score.
Share our foolproof business credit building checklist and tell your friends about how you’re building business credit the quick and easy way.
In addition, some lenders will check both your personal and your business credit. This means that, while business credit is essential to running a business successfully, you shouldn’t ignore your personal credit score. It is important to both your personal and business finances.
How Do You Get Business Credit?
Growing company credit is a process. It does not occur without effort. A company must actively work to establish small business credit. This is in direct contrast to how personal credit builds, often without your knowledge that it is even happening. You do have to work the steps of the process in order however. If you do not already have business credit, here is how to start.
A small business must exist as its own entity separate from its owner, and it must be fundable to lending institutions and merchants. This means formally incorporating as a corporation, S-corp, or LLC. It also means getting and EIN, which is like an SSN, but for your business. They are free on the IRS website.
Then, you need to ensure your business has its own, dedicated email address, fax number, and telephone number. Get a listing on 411 by going to http://listyourself.net. List the business contact information with the business name. The phone number should be toll free.
As for the email address, it can’t be from a free email service like Yahoo or Gmail. It needs to have the same URL as the company website. Yes, your business needs a professional, well put together website. Don’t use a free hosting service for this. Use a paid service like GoDaddy.
A small business also needs a bank account devoted purely to it. All business transactions should run through the business account.
You will also have to get a D-U-N-S number. It’s free. Start here.
How Do You Get Credit Without Credit?
Here’s the thing. We all know not having credit is virtually the same to lenders as having bad credit. When it comes to business credit, there is a secret to get accounts reporting on your business credit file. This secret is the vendor credit tier. These are beginner trade lines that will extend invoices with net terms without even checking your credit. Then they will report your payments on these invoices to the business credit reporting agencies.
In this way, your business credit score can start to build like a snowball. As it grows, you will become eligible for credit from more and more companies.
You want 5 to 8 of these to move onto the next step, which is the retail credit tier. Who are these vendors? How do you find them? Here are a few of the easiest to get started with.
Uline is a true starter vendor that offers shipping, packing, and industrial supplies. They report to D&B.
You have to have a D-U-N-S number, and they request 2 references and a bank reference. The initial few orders may need to be prepaid before you can get approval for Net 30 terms.
Quill is another option that is easy to get started with. They sell office, packaging, and cleaning supplies and report to D&B and Experian.
Because Quill reports to two separate credit reporting bureaus, you get two credit experiences with them. Place an initial order first unless the D&B score is already established.
Ordinarily they put you on a 90-day prepayment schedule. If you order items monthly for 3 months, they normally approve you for a Net 30 Account.
Grainger Industrial Supply sells safety equipment, plumbing supplies, and more. They report to D&B. You need a business license, EIN, and a D-U-N-S number to get a net account with them.
For less than a $1000 credit limit they approve nearly anyone with a business license.
Retail Credit Tier
Once there are 8 or more accounts from the vendor credit tier reporting to at least one of the CRAs, the next step is to apply for credit from the retail credit tier. These are companies such as Office Depot and Staples.
Fleet Credit Tier
The fleet credit tier is next. These are businesses like BP and Conoco. Use this credit to buy fuel, and to fix and maintain vehicles.
Cash Credit Tier
The final tier is the cash credit tier. These are companies such as Visa and MasterCard that are not attached to a specific store.
Share our foolproof business credit building checklist and tell your friends about how you’re building business credit the quick and easy way.
How to Increase Business Credit if You Already Have it
What if you already have a business credit score and it’s not good? It’s easier to increase something when there is no negative information counteracting the positive. What if you already have negative information on your business credit report. Here is how to increase business credit in that case.
5 Steps for How to Increase Business Credit
1. Add tradelines
Here is how you do that. You can use the starter vendors mentioned above, but if you already have established business credit, that isn’t the only way. You can also ask the vendors you already have a relationship with about starting a credit relationship. Ask if they will extend you credit based on the merits of the relationship you already have, and ask if they will report the payments. Even if you only get one or two to do it, your credit score will only increase with the positive payment history being recorded.
2. Ask to delete paid off collections.
Did you know that if you have an account that goes to collections, it will stay on your credit report even after you pay it off? That’s right. The negative hit stays on your report even if you pay off the account in full. You can ask to have it removed however. Be sure to do that.
3. Ensure all information is correct and up to date.
Take the initiative to notify credit agencies of changes in address, phone number, email addresses, etc. In addition, monitor your business credit reports so you can dispute any mistakes.
Update the details if there are errors or the information is incomplete. At D&B, you can do this at: https://iupdate.dnb.com/iUpdate/viewiUpdateHome.htm. For Experian, go here: www.experian.com/small-business/business-credit-information.jsp. So for Equifax, go here: www.equifax.com/business/small-business.
4. Ask for an increase to your credit limit.
Your credit utilization ratio is the amount of debt you have in relation to the amount of credit you have available to you. If you are using a ton of your available credit, your ratio will be high. The reverse is also true. When people ask themselves how to increase business credit, they often do not realize this. Once they do see it, the next step is usually to add accounts in an effort to increase the amount of credit available.
However, this isn’t always the best option because the average age of all reporting accounts affects your credit score as well. If you are adding new accounts, that average age decreases, which negatively affects your account.
Another option, which works much better, is to ask your current accounts to raise your credit limit. This way, you have more available credit, decrease your credit utilization ratio, and leave your average age of accounts unaffected.
5. Make payments on time!
Duh, right? It’s true though. The number one way to answer the question of how to increase business credit is to make consistent, on-time payments. Here’s a bonus tip too. If you find that you need to stop carrying so many balances and have the means to pay a little extra on minimums, pick the balance with the highest interest rate and put all of your extra onto that balance. Once it is paid off, take the total payment amount and pay that amount extra on the balance with the next highest interest rate. As you see your balances getting paid down, you will see your business credit score increase. You’ll save money on interest also, since you are paying off the highest interest rate balances first.
Watch It Rise
While you are putting all these tips for how to increase business credit into action, pay attention to what your credit score is doing. If you are not seeing an increase, however gradual it may be, you need to figure out what it going on.
How do you do this? Each of the main business credit reporting agencies offer the option to purchase your credit reports. It’s not cheap.
At D&B you can monitor at: www.dandb.com/credit-builder. At Experian, you can monitor your account at: www.smartbusinessreports.com/Landing/1217/. And at Equifax, you can monitor your account at: www.equifax.com/business/business-credit-monitor-small-business. Experian and Equifax cost about $19.99; D&B ranges from $49.99 to $99.99.
We can help you monitor business credit at Experian and D&B for 90% less than it would cost you at the CRAs. See: www.creditsuite.com/monitoring.
What If You Find a Mistake?
Mistakes in your credit report(s) can be taken care of, but the CRAs usually want you to dispute in a particular way.
Disputing credit report errors normally means you mail a paper letter along with duplicates of any proofs of payment. These are documents like receipts and cancelled checks. Never send the originals.
Fixing credit report inaccuracies also means you precisely spell out any charges you contest. Make your dispute letter as understandable as possible. Be specific about the problems with your report. Use certified mail to have proof that you sent in your dispute.
Share our foolproof business credit building checklist and tell your friends about how you’re building business credit the quick and easy way.
Dispute your or your company’s Equifax report by following the directions here: www.equifax.com/small-business-faqs/#Dispute-FAQs.
You can dispute mistakes on your or your company’s Experian report by following the directions here: www.experian.com/small-business/business-credit-information.jsp.
If you don’t have a business credit score at all, you will have to start from scratch. Establish your business as separate from yourself. Start building a score with the trade account from the vendor credit tier, then watch your score rise as you work through the rest of the credit tiers.
If you have business credit already, but it’s not great, you can still increase it. Make sure all your information is updated. Work on your credit utilization ratio by asking current accounts to increase limits. Establish trade lines with those vendors you are already working with, and ask the reporting agencies to remove collections that have been paid off.
More than any of that however, make your payments on-time and consistently. If you need to take a breath, regroup, and rebudget, do it. Not paying your bills is the number one way to ruin your credit. Conversely, making consistent, on-time payments is the number one way to increase your score.
Making Use Of the Stock Market to Plan for Retirement
The stock exchange can be an effective financial investment device, particularly if you’re intending on making lasting financial investments. The instability of the market can make numerous individuals reluctant to count on in it for monetary preparation. In spite of this, if you’re trying to find a method to make prepare for your ultimate retired life you could wish to allot a few of your skepticism for the marketplace’s instability and also think about making use of the stock exchange as a device for intending your retired life.
Listed below you’ll discover recommendations on exactly how to ideal job the marketplace to your benefit for long-lasting financial investment preparation, along with some fundamental details on usual retirement that use supply financial investment.
Deciding On Investments Carefully
Among the manner ins which you can optimize your financial investment so regarding obtain one of the most out of your retired life is to put in the time to meticulously pick the supplies, bonds, as well as various other market financial investments that you intend on placing your cash right into. This implies that you need to investigate the background of the numerous financial investments you take into consideration making to figure out whether the financial investment has an excellent possibility as a lasting financial investment.
Analyze the efficiency of the supplies as well as various other financial investments that you’re thinking about, ensuring that you’re selecting them as a result of their capacity for future efficiency as well as not even if of exactly how they have actually been doing in current weeks.
Think about purchasing business that have actually been consistent however slow-moving entertainers throughout a number of years, or those financial investments that deal straight with rare-earth elements or various other products that are not most likely to endure a radical decline in their worth.
Diversity
When selecting your financial investments, it’s vital to expand your acquisitions by selecting supplies as well as various other financial investments from a variety of market fields as well as sectors. Diversity is really essential in long-lasting investing, especially when the financial investment is assigned to aid spend for your retired life as well as maintain you with your retired life years.
By expanding your financial investment profile, you can possibly stay clear of a severe decrease in the worth of your total profile as a result of the bad efficiency of specific fields or sectors; the supplies and also various other financial investments in non-affected markets will likely remain to carry out at their normal degree (and also might possibly increase), therefore minimizing the adverse effect of the inadequate efficiency.
Viewing Your Investments
It’s vital to watch on your financial investments to make sure that you can establish appropriate times to acquire extra shares of specific financial investments or to offer shares of financial investments that are most likely to experience a lasting decline in worth. By maintaining a close watch on your cash, you can much better make the most of fads out there and also stay clear of possibly expensive losses (or at least lessen your loss) that are based upon the efficiency or detractions of the business that you are purchased.
Enjoying your financial investments is additionally a great way to obtain a feeling for precisely just how much your financial investments deserve, as well as to assist ensure that they deserve that much otherwise a lot more when the moment concerns money in the financial investments and also retire comfortably.
Usual Investment Plans
Numerous companies currently use various sorts of financial investment bundles as a component of their fringe benefit bundles. Supply alternatives, 401( k) strategies, shared funds, and also various other financial investments might be offered to you with your work environment; contact your company to see if any type of company-sponsored financial investment strategies can aid you to fulfill your financial investment for retired life objectives.
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