Imbue (Formerly Generally Intelligent) (YC S17) Is Research Scientists

Imbue (F.K.A. Generally Intelligent) is an AI research company working directly on building human-level general machine intelligence that can learn naturally in the way humans do. Our mission is to understand the fundamentals of learning and build safe, humane machine intelligence. Here are our open roles:

Machine Learning Engineer (SF or Remote, Contract or Full-time):
https://jobs.lever.co/generallyintelligent/9411e2ec-502a-403… Combinator

Research Scientist (SF, Full-time):
https://jobs.lever.co/generallyintelligent/6c25a25c-35ec-4d7… Combinator

Machine Learning Research Engineer (SF, Full-time):
https://jobs.lever.co/generallyintelligent/c2f4a435-1eef-489… Combinator

Systems Engineer (Remote or SF, Full-time):
https://jobs.lever.co/generallyintelligent/7afede07-8f22-4c4… Combinator

Technical Lead Manager (SF, Full-time):
https://jobs.lever.co/generallyintelligent/75fac008-22e5-49a… Combinator

Infrastructure Engineer (Remote or SF, Full-time):
https://jobs.lever.co/generallyintelligent/e66a55a3-a117-406… Combinator

Senior Software Engineer (Remote or SF, Full-time):
https://jobs.lever.co/generallyintelligent/38a93a78-fb8d-461… Combinator

Technical Interviewer (Remote or SF, Full-time/Contract):
https://jobs.lever.co/generallyintelligent/8443234d-a8c7-439… Combinator

Technical Recruiter/Talent Coach (SF, Full-time):
https://jobs.lever.co/generallyintelligent/c4c09fff-ec4a-496…

Theory Engineer (Remote):
https://jobs.lever.co/generallyintelligent/63499488-91b1-415… Combinator

Chief of Staff (SF, Full-time):
https://jobs.lever.co/generallyintelligent/f5d04435-cfb5-4e3…


Comments URL: https://news.ycombinator.com/item?id=37803373

Points: 1

# Comments: 0

New comment by dash488 in "Ask HN: Who wants to be hired? (September 2023)"

Location: Los Angeles, CA Remote: Preferred

Résumé/CV: https://github.com/devoopes/resume/blob/master/resume.md

Linkedin: https://www.linkedin.com/in/seanpmccabe/

Email: sean@ulation.com

Position Types: Lead DevOps Engineer, DevOps Manager, SRE

Technologies: DevOps / Solutions Architecture / Cloud (AWS/Azure/GCP) / CI/CD, Kubernetes, Microservices, Containerization. Systems engineer doing DevOps for the last 8+ years. I have an eclectic background working with small and large stacks. Mostly focusing on CI/CD, cost analysis, SOC2/Compliance.

I am interested in a mission driven company looking to develop DevOps methodologies with the potential of building a team.

Meticulous (YC S21) is hiring founding engineer to build AI for UI testing

Hey HN!

I’m Gabriel, CEO and co-founder of Meticulous.

Our mission is to radically accelerate the pace of software development for every company in the world. We’re starting with a tool to catch UI bugs in web applications with zero-effort from developers.

How it works: Insert a single line of JavaScript onto your site, and we record thousands of real user sessions. We then replay these sessions on head and base commits of PRs, take screenshots at key points, and diff those screenshots to catch visual regressions before they hit production. We employ novel techniques to eliminate flakes. You can watch a 60-second demo at [meticulous.ai](http://meticulous.ai/).

We are a London-based YC company. Our engineering team previously worked at Dropbox, Opendoor, Palantir and Google, and have previously led 100+ engineer organizations at these companies. We raised $4m and are backed by some of the best founders and technical leaders in Silicon Valley, including Guillermo Rauch (founder Vercel, author next.js), Jason Warner (CTO GitHub), Scott Belsky (CPO Adobe), Calvin French-Owen (founder Segment), Jared Friedman (YC partner and former CTO of Scribd) and a bunch of other incredible folks.

Catching visual regressions is just the start. There is an entire category of products to build on top of replay. This ranges from catching exceptions to revealing the performance impact of frontend code.

We want to change the way the world develops software, and influence software approaches for decades to come.

We are seeding a London office and hiring an onsite founding engineer to join our team of four. We sponsor visas.

You will have autonomy in building out this technology, but here are a few problems you might work on:

– Build a distributed system to concurrently replay thousands of sessions, such that a developer gets a result in seconds.

– Speed up the replay of sessions in a way that retains determinism.

– Derive algorithms to detect sessions that cover differing code paths and edge cases, and ignore sessions that are too similar.

– Help build out a team of world-class, highly collaborative, software engineers.

As founding engineer, you get to shape the company, and build the culture and technology from the ground up.

What we look for:

In a sentence: Technically brilliant, delightful to work with, combined with a self-awareness and strong desire to improve. We also want to make sure everyone is highly supportive of each other; we win as a team.

We’re currently only looking to bring on folks with senior level skill sets and 5+ years of industry experience. You should have strong web fundamentals and a deep love for software engineering. Maybe you enjoy programming books like Clean Code, Designing Data Intensive Applications, Pragmatic Programmer etc. or enjoy hacking on interesting side projects. You value transparency and candid feedback, and are motivated by a strong desire to become the best engineer you can be.

You can read about our values here https://ruby-wish-a8f.notion.site/Mission-Values-979c32ec58e…

You will be given the space and time to up-level yourself as an engineer in terms of conferences, reading, or whatever you think will be most valuable. We will also set you up with mentorship, if you desire it, from top engineering leaders (folks running 100-engineer organizations at the world’s leading tech companies).

You’ll get to work alongside some of the best engineers there are, break new ground solving truly novel CS problems and deliver something that transforms how software is built.

If this sounds interesting, please reach out to me at gabe [at] meticulous [dot] ai with “HN” in the subject line and 2-3 sentences about what you find interesting about Meticulous and your resume/LinkedIn/GitHub.


Comments URL: https://news.ycombinator.com/item?id=36738828

Points: 1

# Comments: 0

When The Most Successful Companies Look for Fleet and Vehicle Financing … Here’s What They Do …

The Perfect Business Credit Portfolio Includes Vehicle Financing

Does your business need vehicles to get the work done? This can be any number of kinds of vehicles, such as trucks for deliveries and hauling, sprinter vans, company cars, and even vans to facilitate commuting for your employees. Vehicle financing can be a smart way to afford all of them.

Vehicle Financing in a Nutshell

Much like you probably didn’t buy your personal vehicle outright, financing is a great way to go in order to get a vehicle now, without having to wait until you can just pay cash and drive it off the lot. With a car for personal use, your choices are usually buying or leasing. Providers include banks like Bank of America or the financing arm of the manufacturer, such as Chrysler Capital.

Commercial vehicle funding has certain parameters. Whether a vehicle is purchased new or used will affect the number of years you can finance the vehicle and the rates you will pay. If a vehicle is used, then the number of miles on it will also affect terms. Plus, business owners may be required to personally guarantee vehicle loans.  If you are a co-borrower the loan will most likely report to your personal credit report. Some loans have a prepayment penalty and charge you for paying ahead.

In general, the following will eliminate the need to provide a personal guarantee for this type of financing: good business credit, a decent amount of time in business or good personal credit. And much like with any other kind of business borrowing, the more assurances you can give the lender, the better.

Basic Terms and Qualifying

You need to establish the amount of money you have for a down payment, and the vehicle you need. Plus, you must establish the costs associated with buying the vehicle.

You’ll need to provide documentation that proves you are the owner of a business. This includes business licenses, partnership agreements, LLC documents, and articles of incorporation (if applicable), listing you as having at least a 20% stake in the business.

You may also have to provide personal documentation like personal credit score and credit history. If you are a sole proprietor and the business is under your Social Security number, you are the borrower and guarantor. Hence you are personally liable for repaying the loan. It is also a good idea to have a loan proposal. A loan proposal should detail your business, loan needs, and financial statements.

Good Business Credit Can Help

If your company needs vehicles for operation build your business credit. This, way you will be able to qualify with no PG. Having this ability can give you the freedom to grow your fleet, and without your signature. More on this later. First, let’s look at those four keys to financing.

Demolish your funding problems with 27 killer ways to get cash for your business.

Vehicle Financing Key #1: Using Business Credit for Vehicle Financing

You can even finance a vehicle purchase or lease through our Business Credit Builder. These offers are in Tier 4, so these lenders will have certain requirements that business credit neophytes just won’t be able to meet. Lenders will want to see that you have the income to support the purchase. 

As an example, consider Ford Commercial Vehicle Financing.

Ford Commercial Vehicle Financing Through Credit Suite

Ford offers several commercial funding options. These include loans, lines, and leases to actual business entities. This is not for sole proprietorships. You can get a loan or a lease.

Ford may ask for a Personal Guarantee (PG)  if you don’t get an approval on the merit of your application. Apply at the dealership. Ford will report to D&B, Experian, and Equifax.

Ford Commercial Vehicle Financing: Terms and Qualifying

To qualify, you need:

  1. Entity in good standing with Secretary of State
  2. EIN number with IRS
  3. Business address- matching everywhere
  4. D-U-N-S number
  5. Business license (if applicable) and a business bank account

You will need to have a strong business credit history. And you must have a good Experian business credit score.

Demolish your funding problems with 27 killer ways to get cash for your business.

Ally Car Financing Through Credit Suite

Ally provides personal financing. But Ally will also report to business credit bureaus. If your business qualifies for financing without the owner’s guarantee, you can get financing in the business name only. Ally will report to D&B, Experian, and Equifax

Ally Car Financing: Terms and Qualifying

For Ally Commercial Line of Credit, to qualify, you need:

  1. Entity in good standing with Secretary of State
  2. EIN number with IRS
  3. Business address- matching everywhere
  4. D-U-N-S number
  5. Business license (if applicable)
  6. And a business bank account
  7. Bank reference
  8. Fleet financing references

If you use a personal guarantee, Ally will not report to the personal credit bureaus unless the account defaults.

With Ally Commercial Vehicle Financing, you can get a lease or a loan. To qualify, you need:

  1. Entity in good standing with Secretary of State
  2. EIN number with IRS
  3. Business address- matching everywhere
  4. D-U-N-S number
  5. Business license (if applicable)
  6. And a business bank account

There is no minimum time in business requirement. Apply in person only, dealer will advise if approval or Personal Guarantee (PG) needed.

Demolish your funding problems with 27 killer ways to get cash for your business.

Vehicle Financing Key #2: Credit Line Hybrid

Yet another potential form of vehicle financing is through the Credit Suite Credit Line Hybrid. A credit line hybrid is a form of unsecured funding. Our credit line hybrid has an even better interest rate than a secured loan. Get some of the highest loan amounts and credit lines for businesses. Get 0% business credit cards with stated income. These report to business CRAs. So you can build business credit at the same time. This will get you access to even more cash with no personal guarantee.

Credit Line Hybrid: Terms and Qualifying

You need a good credit score or a guarantor with good credit to get an approval (a FICO score of at least 680). No financials are necessary. You can often get a loan of five times the amount of current highest revolving credit limit account. This is up to $150,000.

Vehicle Financing Key #3: 401(k) Financing

Another option for vehicle financing is using your 401(k) as collateral. This is not a loan. You will not have to pay an early withdrawal fee or a tax penalty. You put the money back by contributing, just like with any 401(k) program. This means you won’t lose your retirement funds. This is a 401(k) Rollover for Working Capital program. The IRS calls it a Rollover for Business Startups (ROBS).

Per the IRS, a ROBS qualified plan is a separate entity with its own set of requirements. The plan, through its company stock investments, rather than the individual owns the trade or business. Therefore, some filing exceptions for individuals may not apply to such a plan. This type of financing isn’t a loan against, your 401(k), so there’s no interest to pay. It does not use the 401(k) or stocks as collateral. Instead, this is simply a movement or change of custodian.

401(k) Financing: Terms and Qualifying

Pay low rates, often less than 5%. Your 401(k) will need to have more than $35,000 in it. You can usually get up to 100% of what’s “rollable” within your 401(k) . The lender will want to see a copy of your two most recent 401(k) statements.

You can get 401(k) financing even with severely challenged personal credit. The 401(k) you use cannot be from a business where you are currently employed. So it will need to be from older employment. You cannot be currently contributing to it.

Vehicle Financing Key #4: SBA 504 Loans

The SBA 504 loan can be used to purchase “Long-term machinery and equipment”. As a result, it’s not a standard car loan. But you can purchase a truck with it. You can use an SBA 504 loan when the vehicles being purchased qualify as heavy equipment.

Some examples of trucks as ‘heavy equipment’ can include:

  1. Cement trucks
  2. Dump trucks
  3. Custom-build heavy trucks fit for specific purposes (loading/unloading septic tanks, for instance)
  4. Semis and tanker trailer trucks

If your vehicle needs run in this direction, then an SBA loan could be perfect for your needs.

SBA 504 Loans and Credit Suite

Did you know that you can get SBA loans through Credit Suite? Established businesses with tax returns that show good revenues and profitability can get very large sums of funding with Secured Small Business Loans. If you have positive business tax returns, you should apply for secured government-backed SBA program loans from $250,000 up to $12,000,000. Approval amounts will vary based on the collateral your business has, and the amount of net profit reflected on your tax returns.

The total time to close these loans is about 2-4 months. SBA loans offer some of the longest payback terms available for business financing. Get loan terms for 10, 15, or even 25 years with the SBA. Interest will total approximately 3% of the debt. The rate may be financed with the loan.

Get approved for up to $12 million. Your credit will have to be of good quality. Your collateral will need to equal 50% of the loan amount. Financials will be necessary.

SBA 504 Loans Through Credit Suite: Documentation 

The SBA will require certain documentation to qualify including:

  1. Business and personal financials
  2. Resume and background information
  3. Personal and business credit reports
  4. Your business plan
  5. Bank statements
  6. Collateral and any other documentation relevant to the transaction

Vehicle Financing: Takeaways

Getting vehicle funding involves variables like whether the vehicle is new or used. Heavy vehicles like dump trucks can be paid for with SBA 504 loans. There is a possibility that you would have to provide a personal guarantee to get a loan or lease. Credit Suite offers financing that you can use to purchase vehicles, and we offer even more options through our Business Finance Suite. There are four keys to open the door to affording vehicles for your business. And there are a lot of options. Let’s explore them together.

The post When The Most Successful Companies Look for Fleet and Vehicle Financing … Here’s What They Do … appeared first on Credit Suite.

New comment by ag_user123 in "Ask HN: Who wants to be hired? (May 2021)"

Location: Europe

Remote: Yes

Willing to relocate: Not at the moment

Technologies: JavaScript, ES6+, React.js, Next.js, Gatsby, Redux, Apollo, GraphQL, Node.js, Express, data visualizations (D3.js, Mapbox, Leaflet), WordPress, React Native, Bootstrap, Material UI, Webpack, PostgreSQL, AWS, Heroku, Firebase, TypeScript, headless CMS (Contentful, Prismic, Strapi) and more.

Résumé/CV: https://drive.google.com/file/d/1ngTkTVeDaakyFxEmPyyqyMuKxD6…

Email: mail[at]andrejgajdos.com

I am a full-stack web developer with over six years of experience delivering software. I have worked for clients all around the world in many different industries. I have delivered solutions for solo founders, startups, digital agencies and big companies, such as Apple. I have background in computer science and am able to create everything from small business websites to custom web applications.

I am available for part-time engagements 2 days/week.

Personal Website: https://andrejgajdos.com

LinkedIn: https://www.linkedin.com/in/andrejgajdos

Github: https://github.com/AndrejGajdos