Discovering The Right Broker For You

Discovering The Right Broker For You

No matter what you intend on buying, you will likely need to go via a broker. When going into the globe of the securities market for the very first time, selecting a broker is your first action as well as possibly one of the most crucial choice you will certainly make. What broker you pick can figure out just how much of your financial investment you can shed prior to they close your account down.

1. Complete Brokers

A complete solution broker is a complete firm that has its very own group of market analists functioning for them. In 1975, all of that altered and also the discount rate brokers ended up being the ruling champs of the investing globe. There have actually been benefits to the development of the discount rate broker and also on the internet broker agent company, yet for some capitalists it has actually led to even more blunders in much less time.

2. Discount Rate And Online Brokers

On one end of the range are the discount rate as well as online brokers. The price cut as well as online brokers are best for individuals either currently acquainted with the supply market, or those that do not have much cash to spend. If you are interested in research study or desire to stay clear of substantial broker agent costs than discount rate as well as online brokers might be for you.

3. Support Broker

The following action in solution is a price cut or on the internet broker agent with an aid broker. In on the internet brokerage firm companies, the aide broker takes the kind of even more study offered and also e-newsletters with spending suggestions.

4. Regarding Full Service Brokers

The standard complete solution broker gives suggestions for details supplies that would certainly be excellent for your profile. Complete solution brokers are an exceptional selection for those that put on (TM) t have the time or the rate of interest in remaining on top of the most recent economic information. The complete solution broker does all the research study for you and also provides you with the finest financial investments for your circumstance.

5. Cash Managers

Cash supervisors (additionally called economic experts) will certainly function with customers to boost their whole monetary image, that might or might not consist of spending in supplies. Cash supervisors hold supplies as well as bonds for customers. These kinds of brokers generally function on payment so they are very encouraged to make certain that you make huge revenues with your financial investment.

There have actually been benefits to the arrival of the discount rate broker as well as on the internet broker agent company, however for some financiers it has actually led to even more errors in much less time. The discount rate and also online brokers are best for individuals either currently acquainted with the supply market, or those that do not have much cash to spend. If you are interested in research study or desire to stay clear of large brokerage firm costs than discount rate and also online brokers might be for you.

The following action in solution is a discount rate or on-line broker agent with a support broker. In on-line brokerage firm companies, the aide broker takes the type of even more research study offered and also e-newsletters with spending pointers.

5 Real Estate Influencers With Exceptional Personal Brands

Real Estate is not only about selling and buying. It serves a higher purpose.  When we think about fulfilling our goals and ambitions, we want only the best for ourselves and those who surround us. … The post 5 Real Estate Influencers With Exceptional Personal Brands appeared first on Paper.li blog. The post 5 Real …

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How Google Local Guides Improve Visibility

As a business owner, you know reviews and fresh content are essential to your success.

Suppose you’re passionate about promoting your business. In that case, you likely spend a lot of time creating new blog articles, crafting social media posts, or developing video content to keep your audience engaged.

But there’s another, more passive promotion method that can help grow your business and boost your local search results: Google Local Guides.

Launched in 2015, Google Local Guides—also known as Google Guides—took over where Google Cities left off. If you’re unfamiliar with it, the closest comparison is the Yelp! Elite Squad.

Google Guides allows users to add reviews and other content in exchange for various perks ranging from storage space to clothing.

Since its launch, the Google Guides community has proved hugely popular. There are 120 million local guides, spanning 24,000 cities and towns.

There are several potential benefits of Google Guides for your business and its online visibility.

Let’s take a closer look at the Guides system.

What Are Google Guides?

The idea behind Google Guides is simple. It uses user-generated content (UGC) to enrich the information available on Google Maps.

Or as Google explains it, Guides are:

… a global community of explorers who write reviews, share photos, answer questions, add or edit places, and check facts on Google Maps.

Guides’ additional content can increase your business’s visibility and make it easier for consumers to get the information they need.

Becoming a Local Guide is simple. Potential Guides sign up through their Google accounts, choose their locations, and be ready to go.

Once signed up, members of the Google Guides community receive points for each action they take.

All Guides start with zero points and work their way up through 10 levels, earning various perks along the way.

Creating Lists

Once Guides reach level four, they can start to add lists. These lists may consist of favorite places, destinations the guide plans to visit, and saved locations.

As you might expect, each list a Google Guide adds must meet specific requirements. To be eligible for publication, Google state a Guide’s list must:

  • have a title (i.e., a custom list, not be included in Want To Go or Favorites);
  • include a minimum of four places; and
  • be shared publicly.

Google Guides Perks

One aspect that makes Google Guides appealing to its members is the perks. Although these can vary from time to time, examples of the incentives include:

  • early access to new Google products
  • free music trials
  • discounted video services
  • storage space
  • partner perks
  • digital newspaper subscriptions
  • t-shirts and socks

Other bonuses include invitations to the Google Guides convention or Connect Live events, which are open to a limited number of community members.

There’s also an active online forum that helps fuel the community feeling and allows guides to share tips, favorite images, and other information.

How Do Google Guides Points and Levels Work?

Community members start at level one and can work their way up to level 10, which offers a maximum of 100,000 points.

google guides profile example

To try to ensure that Guides play by the rules, Google will close an account if a Guide violates the program’s policies.

Some violations that may get a guide removed from the program include:

  • participating as a business
  • duplicating reviews
  • spamming the site
  • posting offensive content
  • adding inaccurate information
  • including unnecessary keywords

How Does Your Business Benefit From Google Guides?

Since you can’t take part as a business owner, you might be wondering how Google Local Guides can help you.

Let’s start with one of the most crucial elements for businesses today: getting found online.

Increased Visibility

With most consumers heading online to search for local businesses, and mobile search on the rise, increased visibility is more critical than ever before.

This is where the content Google Guides compile can prove invaluable to your business and potentially help your local search rankings.

A Google my Business Insights Study revealed that high-quality images are vital to your listing.

The survey revealed that profiles with more images receive increased clicks, queries, and inquiries for directions.

Let’s look at the stats. Businesses with over one hundred images received:

  • 520% more calls than average
  • 2,717% more direction requests
  • 1,065% more website clicks

In addition, the research suggests several search benefits from image-rich Google My Business profiles.

Businesses with more than 100 images received:

  • 960% more search views
  • 3459% more map reviews
  • 1038% more direct searches

Although Google Guides and Google My Business are different products, they’re closely correlated, with both providing information for Google Maps.

This insight means the more detailed information about your business on Google Maps, the higher the likelihood consumers will find you online—and offline.

The Ability to Keep Your Profile Updated and Accurate

As we explained at the start, Google awards points for editing listings.

Making sure your details are updated is imperative because inaccurate information such as out-of-date phone numbers or an old address reduces the likelihood a customer will find your business offline.

Besides editing listings for errors, Google Guides can correct omissions. This added detail is essential in attracting new customers.

google guides local listing error review example

Statistics from Google show that 67% of your listing visitors would not feel the need to conduct further research if the profile includes essential information such as:

  • opening hours
  • locations
  • images
  • consumer reviews

The same study shows that 41% of users who come across an incomplete profile would continue with their research and leave the business’s profile, possibly depriving the business of an opportunity to gain a new customer.

Online Reviews

You know positive reviews inspire customer trust, but they can also help you get noticed online.

In an increasingly digital world, this online validation for your business is vital because:

  • 93% of consumers say online reviews affect their buying decisions
  • 91% of consumers value online reviews as much as personal recommendations
  • 90% of consumers will read reviews before visiting a brick-and-mortar business

Google is the first place consumers go to read reviews these days.

The search engine leads the way in online reviews, with over 60% of would-be buyers heading to Google when considering making a purchase.

Although there has been some debate about just how critical reviews are to SEO, Google confirms they play an indispensable role in local search:

High-quality, positive reviews from your customers will improve your business’s visibility and increase the likelihood that a potential customer will visit your location.

Additionally, research from Moz confirms the importance of online reviews to SEO. Their 2018 Local Search Ranking Factors report found reviews account for 15% of local ranking factors.

Dealing With Negative Reviews

No matter how dedicated you are or how well you run your business, getting a negative review at some point is almost inevitable. It can hurt you personally, and you may be concerned that it can harm your professional reputation.

Let’s try to put this fear to rest.

Despite what you may think, your business needs negative reviews. Negative reviews allow consumers to make informed decisions. They also enable buyers to understand what could go wrong during a transaction, helping manage their expectations.

Instead of worrying about potential low reviews, your best approach is to positively and objectively respond to reviews.

Ask yourself:

  • Does the reviewer have a valid point?
  • Is it an issue you can address to make the experience better for the next customer?

All that said, there’s one type of negative comment that may concern you more than any other: the fake review.

Unfortunately, getting unwarranted negative feedback removed from Google Guides isn’t as easy as it could be. If the review violates Google’s terms, it will likely be removed.

But there’s no reporting option for fake reviews.

The best option may be to approach a Google Guides moderator. However, that doesn’t solve the problem of potential reputational damage over fake reviews.

Business owners can expect to, but this process is often time-consuming and frustrating for business owners who’ve experienced it.

How to Get Google Guides to Engage with You

You now know the benefits of Google Guides for your business. But how do you get them to find you and engage with you?

If you want to get more actively involved, that’s an option.

Here’s how to approach it.

Take Part in Meetups    

Businesses are welcome to partner with local guides for meetups, and even offer special discounts to them. Getting to know local guides is an excellent way for your business to engage with them and build relationships.

However, you’ll want to make sure that your company and the Guide adhere to Google policies. This means:

  • Local Guides mustn’t accept sponsorship in return for a positive review
  • Guides can’t accept payment for hosting the meetup
  • if your business sponsors the meetup or provides goods or services, Google Guides must clarify this in their meetup descriptions.

Also, Google Guides at level three and up qualify to host meetups, but they must get approval first.

Optimize Your Google My Business Page

Despite the apparent advantages of optimizing Google My Business, research has found over half of local businesses hadn’t claimed their listings.

Optimize Your Business Map’s Listing

Optimizing your map doesn’t just make it easier for locals to find you; it also makes it easier for Google Guides to discover your business.

To make your site stand out, optimize your Google map listing by:

  • adding imagery
  • responding to reviews
  • completing your profile
  • keeping your profile updated

Stress the Importance of Reviews to Your Business

There isn’t anything wrong with explaining to your customers how important reviews are to your business. However, be careful about the way you approach it.

If you need some basic guidelines on getting more reviews, Google has these suggestions:

  • Begin a conversation with your shoppers about reviews.
  • Make leaving feedback easy.
  • Share positive reviews.
  • Respond to online feedback.

Conclusion

Google Guides can help you attract new interest in your business. But you may be unaware of the potential advantages of being profiled by local guides.

Businesses with an increased amount of user-generated content (UGC) stand to benefit from increased consumer confidence in their brand, enhanced trust from Google and potentially improved local search rankings.

As a result, your business may experience an increased number of queries, enhanced visibility for your goods and services, and more visits to your offline store.

Do you have experience with Google Guides? Feel free to comment below.

The post How Google Local Guides Improve Visibility appeared first on Neil Patel.

New comment by coverbuild in "Ask HN: Who is hiring? (September 2020)"

Cover (YC S16) | Infrastructure Lead & Frontend Engineer | Los Angeles, CA | Full Time | Onsite post-covid | https://buildcover.com

Come join the team at Cover, where we’re reinventing how homes are designed and built. From architectural design through engineering, manufacturing, and installation, we’ve developed innovative solutions that address fundamental problems in the construction industry. We’re a team that’s radical in its make up with individuals from software engineering, automotive (Tesla/GM), applied physics and mathematics, architecture, industrial design, and other backgrounds.

We just raised a Series A led by Founders Fund and Lennar Corporation https://www.builtinla.com/2020/07/28/cover-raises-10m-series…

We’re currently looking for frontend engineers and an Infrastructure Lead.

Learn more and apply at https://buildcover.com/careers or email a resume to join@buildcover.com

New comment by parbhat in "Ask HN: Who is hiring? (September 2020)"

Remote Inning | Python/Django Backend Developer | Full Stack Developer (Django + React) | Remote (India) | Full-time or Part-time | https://www.remoteinning.com

Remote Inning is looking for Django Web Developer. We are looking for developers with qualities like consistency, reliability, working independently and communication skills especially written skills apart from tech skills.

As we are a remote-first company, you can work from a place of your choice. The position is open to candidates based in India only. Full-time salary is 10-15 LPA and hourly rate is INR 1500-1800 based on qualifications. The immediate requirement is for 1 developer but we will be hiring more developers soon.

– At least 3 years of experience working on custom web apps in Python/Django.

– You are not afraid to look into code of Django packages like Django Rest Framework when in doubt. And also look into the Django codebase when something is not clear from the Django documentation (rare as docs are great).

– Create and edit Django templates so a basic understanding of HTML, CSS and JavaScript is required. You know how to create template tags, filters and integrate SASS etc. The position requires nearly 80% backend and 20% frontend skills.

– Good understanding of Django class-based views.

– Good communication skills. As we are a remote-first development agency, good communication skills are a must. It does not mean writing in 100% accurate grammar. But understanding the feature requirements, ask questions early on and make sure the team gets the message properly. You know how to describe the issue, discuss and come up with the implementation.

– Wagtail experience is a plus but not required.

Email us at hello@remoteinning.com with Resume. Mention your development experience, motivation for applying to us and links to relevant projects.

The Best Blogging Platforms (In-Depth Review)

Disclosure: This content is reader-supported, which means if you click on some of our links that we may earn a commission. Whether you want to become a blogger for a big-time news publication, share your independent thoughts online, make millions as a blogger, or something in between, it all starts with a blogging platform.  And … Continue reading The Best Blogging Platforms (In-Depth Review)

New comment by webpraktikos in "Ask HN: Freelancer? Seeking freelancer? (September 2020)"

SEEKING WORK | EUROPE | REMOTE | $20 USD/hour Hi, web designer and developer available for hire. · Typography-based design system with Figma · Robust CSS with Tailwind CSS Here’s the rest of my “for hire” post on Reddit: https://www.reddit.com/r/forhire/comments/iswih7/for_hire_we… Contact me at hi [at] webpraktikos [dot] com and I will respond in 12 hours. …

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HSBC Stock Hits 25-Year Low

Shares in HSBC slumped after news articles detailed “suspicious activity reports” filed by it and other major banks to U.S. authorities, putting fresh pressure on a stock that has already dropped sharply this year.

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Toyota Gazoo's No. 8 wins 3rd straight Le Mans

Toyota Gazoo’s No. 8 car won the 24 Hours Le Mans on Sunday to secure a third straight victory.

The post Toyota Gazoo's No. 8 wins 3rd straight Le Mans appeared first on Buy It At A Bargain – Deals And Reviews.

Bad Credit in a Recession? You can get Business Cards and Build Credit

Do you have bad credit in a recession? You can get business cards and build credit – so don’t worry. Yes, even in a bad economy. And this is true no matter what happens with COVID-19.

Don’t Let Bad Credit in a Recession Get You Down

Per the SBA, small business credit card limits are a whopping 10 – 100 times that of personal credit cards!

This reveals you can get a lot more cash with business credit. And it also means you can have personal credit cards at stores. So you would now have an added card at the same retail stores for your company.

And you will not need collateral, cash flow, or financials in order to get small business credit.

Credit Card Benefits

Benefits can vary. So, make certain to pick the perk you like from this choice of options.

Bad Credit in a Recession? Get Trustworthy Credit Cards for Fair to Poor Credit, Not Calling for a Personal Guarantee

Brex Card for Startups

Check out the Brex Card for Startups. It has no yearly fee.

You will not need to provide your Social Security number to apply. And you will not need to supply a personal guarantee. They will take your EIN.

Nonetheless, they do not accept every industry.

Likewise, there are some industries they will not work with, as well as others where they want more documentation. For a list, go here: https://brex.com/legal/prohibited_activities/.

To determine creditworthiness, Brex checks a business’s cash balance, spending patterns, and investors.

You can get 7x points on rideshare. Get 4x on Brex Travel. Likewise, get triple points on restaurants. And get double points on recurring software payments. Get 1x points on everything else.

You can have bad credit scores (even a 300 FICO) to qualify.

Find it here: https://brex.com/lp/startups-higher-limits/Bad Credit in a Recession Credit Suite

Establish business credit fast and beat the recession with our research-backed guide to 12 business credit cards and lines.

Bad Credit in a Recession? Get Corporate Credit Cards for Fair Credit Scores

Capital One® Spark® Classic for Business

Take a look at the Capital One® Spark® Classic for Business. It has no annual fee. There is no introductory APR offer. The regular APR is a variable 24.49%. You can get unlimited 1% cash back on every purchase for your company, with no minimum to redeem.

While this card is within reach if you have fair credit scores, beware of the APR. However if you can pay on time, and in full, then it is a bargain.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Exceptional Business Credit Cards with Flexible Financing Credit Cards – Check Out Your Options!

The Plum Card® from American Express

Have a look at the Plum Card® from American Express. It has an introductory yearly fee of $0 for the first year. Afterwards, pay $250 per year.

Get a 1.5% early pay discount cash back bonus when you pay within 10 days. You can take up to 60 days to pay without interest when you pay the minimum due by the payment due date.

You will need good to superb credit scores to qualify.

Find it here: https://creditcard.americanexpress.com/d/the-plum-card-business-charge-card/

Bad Credit in a Recession? Get Company Credit Cards with Jackpot Rewards That Never Expire

Capital One® Spark® Cash Select for Business

Have a look at the Capital One® Spark® Cash Select for Business. It has no annual fee. You can get 1.5% cash back on every purchase. There is no limit on the cash back you can earn. Also get a one-time $200 cash bonus when you spend $3,000 on purchases in the first three months. Rewards never expire.

Pay a 0% introductory APR for 9 months. Then pay 14.49% – 22.49% variable APR afterwards.

You will need great to outstanding credit scores to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

Bad Credit in a Recession? Get Business Credit Cards with a 0% Introductory APR – Pay Zero!

Blue Business® Plus Credit Card from American Express

Have a look at the Blue Business® Plus Credit Card from American Express. It has no annual fee. There is a 0% introductory APR for the first year. Afterwards, the APR is a variable 14.74 – 20.74%.

Get double Membership Rewards® points on day to day business purchases like office supplies or client dinners for the initial $50,000 spent annually. Get 1 point per dollar afterwards.

You will need good to outstanding credit scores to qualify.

Find it here: https://creditcard.americanexpress.com/d/bluebusinessplus-credit-card/

American Express® Blue Business Cash Card

Also take a look at the American Express® Blue Business Cash Card. Note: the American Express® Blue Business Cash Card is identical to the Blue Business® Plus Credit Card from American Express. But its rewards are in cash rather than points.

Get 2% cash back on all eligible purchases on up to $50,000 per calendar year. Then get 1%.

It has no annual fee. There is a 0% introductory APR for the first year. After that, the APR is a variable 14.74 – 20.74%.

You will need good to superb credit scores to qualify.

Find it here: https://creditcard.americanexpress.com/d/business-bluecash-credit-card/

COVID-19 financing Credit Suite

Establish business credit fast and beat the recession with our research-backed guide to 12 business credit cards and lines.

Bad Credit in a Recession? Get Terrific Cards for Cash Back

Flat-Rate Rewards

Capital One ® Spark® Cash for Business

Take a look at the Capital One® Spark® Cash for Business. It has an introductory $0 annual fee for the initial year. Afterwards, this card costs $95 each year. There is no introductory APR offer. The regular APR is a variable 18.49%.

You can get a $500 one-time cash bonus after spending $4,000 in the initial three months from account opening. Get unlimited 2% cash back. Redeem any time with no minimums.

You will need good to excellent credit to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-cash/

Flat-Rate Rewards and No Yearly Cost

Discover it® Business Card

Have a look at the Discover it® Business Card. It has no annual fee. There is an introductory APR of 0% on purchases for year. After that the regular APR is a variable 14.49 – 22.49%.

Get unlimited 1.5% cash back on all purchases, with no category restrictions or bonuses. They double the 1.5% Cashback Match™ at the end of the first year. There is no minimal spend requirement.

You can download transactions| easily to Quicken, QuickBooks, and Excel. Note: you will need great to outstanding credit to get approval for this card.

https://www.discover.com/credit-cards/business/

Bonus Categories

Ink Business Cash℠ Credit Card

Take a look at the Ink Business Cash℠ Credit Card. It has no yearly fee. There is a 0% introductory APR for the initial year. Afterwards, the APR is a variable 14.74 – 20.74%. You can get a $500 one-time cash bonus after spending $3,000 in the first three months from account opening.

You can get 5% cash back on the initial $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.

Get 2% cash back on the first $25,000 spent in combined purchases at filling stations and restaurants each account anniversary year. Get 1% cash back on all other purchases. There is no restriction to the amount you can get.

You will need superb credit scores to get approval for this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/cash?iCELL=61GF

Boosted Cash Back Categories

Bank of America® Business Advantage Cash Rewards MasterCard® credit card

Check out the Bank of America® Business Advantage Cash Rewards MasterCard® credit card. Get an 0% introductory APR for the first 9 billing cycles of the account. After that, the APR is 13.74% – 23.74% variable. There is no yearly fee. You can get a $300 statement credit offer.

Get 3% cash back in the category of your choice. So these are gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. Get 2% cash back on dining. So this is for the initial $50,000 in combined choice category/dining purchases each calendar year. After that get 1% after, with no limits.

You will need outstanding credit scores to qualify.

Find it here: https://promo.bankofamerica.com/smallbusinesscards2/

novel coronavirus funding Credit Suite

Establish business credit fast and beat the recession with our research-backed guide to 12 business credit cards and lines.

Bad Credit in a Recession? Get Company Credit Cards for Luxurious Travel Points

Flat-rate Travel Rewards

Capital One® Spark® Miles for Business

Take a look at the Capital One® Spark® Miles for Business. It has an introductory annual fee of $0 for the first year, which after that rises to $95. The regular APR is 18.49%, variable due to the prime rate. There is no introductory annual percentage rate. Pay no transfer fees. Late fees go up to $39.

This card is wonderful for travel if your costs don’t fall into basic bonus categories. You can get unlimited double miles on all purchases, without any limits. Earn 5x miles on rental cars and hotels if you book with Capital One Travel.

Get an initial bonus of 50,000 miles. That’s the same as $500 in travel. But you just get it if you spend $4,500 in the initial 3 months from account opening. There is no foreign transaction fee. You will need a great to exceptional FICO rating to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-miles/

Bonus Travel Categories with a Sign-Up Offer

Ink Business Preferred℠ Credit Card

For a great sign-up offer and bonus categories, check out the Ink Business Preferred℠ Credit Card.

Pay an annual fee of $95. Regular APR is 17.49 – 22.49%, variable. There is no introductory APR offer.

Get 100,000 bonus points after spending $15,000 in the initial three months after account opening. This works out to $1,250 toward travel rewards if you redeem via Chase Ultimate Rewards.

Get three points per dollar of the first $150,000 you spend with this card. So this is for purchases on travel, shipping, internet, cable, and phone services. Plus it includes advertising purchases made with social media sites and search engines each account anniversary year.

You can get 25% more in travel redemption when you redeem for travel using Chase Ultimate Rewards. You will need a great to outstanding FICO score to qualify.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/business-preferred

No Yearly Fee

Bank of America® Business Advantage Travel Rewards World MasterCard® credit card

For no yearly fee while still getting travel rewards, have a look at this card from Bank of America. It has no annual fee and a 0% introductory APR for purchases during the first 9 billing cycles. After that, its regular APR is 13.74 – 23.74% variable.

You can get 30,000 bonus points when you make at least $3,000 in net purchases. So this is within 90 days of your account opening. You can redeem these points for a $300 statement credit towards travel purchases.

Get unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time. And this is despite how much you spend.

Likewise get 3 points per every dollar spent when you schedule your travel (car, hotel, airline) via the Bank of America® Travel Center. There is no limit to the number of points you can earn and points do not expire.

You will need superb credit scores to get this one (as in, 700s or better).

Find it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/travel-rewards-business-credit-card/

Hotel Credit Card

Marriott Bonvoy Business™ American Express® Card

Have a look at the Marriott Bonvoy Business™ Card from American Express. It has a yearly fee of $125. There is no introductory APR offer. The regular APR is a variable 17.24 – 26.24%. You will need great to superb credit scores to get this card.

Points

You can get 75,000 Marriott Bonvoy points after using your card to make purchases of $3,000 in the initial 3 months. Get 6x the points for qualified purchases at participating Marriott Bonvoy hotels. You can get 4x the points at United States restaurants and filling stations. And you can get 4x the points on wireless telephone services purchased directly from American service providers and on American purchases for shipping.

Get double points on all other qualified purchases.

Rewards

Plus, you get a free night every year after your card anniversary. And you can get one more free night after you spend $60,000 on your card in a calendar year.

You get Marriott Bonvoy Silver Elite status with your Card. Plus, spend $35,000 on eligible purchases in a calendar year and get an upgrade to Marriott Bonvoy Gold Elite status through the end of the next calendar year.

Also, each calendar year you can get credit for 15 nights towards the next level of Marriott Bonvoy Elite status.

Find it here: https://creditcard.americanexpress.com/d/bonvoy-business/

The Perfect Business Credit Cards for You (Even With Bad Credit in a Recession)

Your absolute best business credit cards hinge on your credit history and scores, even if you have bad credit in a recession.

Only you can select which features you want and need. So be sure to do your homework. What is excellent for you could be disastrous for another person.

And, as always, be sure to develop credit in the recommended order for the best, quickest benefits. The COVID-19 situation will not last forever.

The post Bad Credit in a Recession? You can get Business Cards and Build Credit appeared first on Credit Suite.