Author: Glen Picklesimer

University Funds – The 529 Plan

University Funds – The 529 Plan

University Funds – The 529 Plan
Expanding up, whole lots of youngsters are left assuming that, put away in a financial institution someplace, securely snuggled away, there exists a considerable university fund simply waiting for the day they finish high college as well as obtain approved to university. There is currently an university cost savings intend called the 529 Plan, which is developed to aid moms and dads – or any person else – conserve cash for the future university experience.
The 529 Plan is a tax-advantaged financial investment. It was produced to urge moms and dads, grandparents, guardians, and so on, to start conserving cash for the future university education and learnings of their youngsters, grandchildren, are lawful wards. It gets its name from Section 529 in the Internal Revenue Code, as well as it is supplied by state firms as well as state companies.
Not all states supply the 529 Plan right now, yet those which do separately choose just how the strategy is developed as well as what type of financial investment alternatives they will certainly supply. Many strategies permit capitalists ahead from out of state. The benefits for in-state homeowners that look for the 529 university financial savings prepare within their state can consist of tax obligation reductions, matching give and also scholarship chances, security from lenders, and also exception from financial assistance financial debt.
The 529 Plan is used in 2 various types. There is a pre-paid strategy, occasionally likewise called an assured financial savings strategy, which permits the acquisition of tuition beforehand, based upon the present computations of what the tuition of a particular college is. When the recipient of the plan goes to an university or college, it is after that paid out.
There are likewise financial savings strategies, which are based around the market efficiency of underlying financial investment. An astonishing forty-eight states, plus the District of Columbia, supply the 529 financial savings strategy.
The 529 university cost savings strategies are a terrific method for moms and dads, grandparents, or lawful guardians to guarantee that their young enjoyed ones will certainly be able to manage to go to the extremely finest universities as well as obtain the really finest levels. They are perfect strategies for grownups that desire to offer university funds for their youngsters yet are incapable or uncertain to go regarding it in the method the films have actually constantly informed them they should.

There is currently an university financial savings prepare called the 529 Plan, which is created to assist moms and dads – or any person else – conserve cash for the future university experience.
Not all states supply the 529 Plan simply yet, yet those which do separately determine just how the strategy is made and also what kinds of financial investment alternatives they will certainly use. The benefits for in-state citizens that use for the 529 university cost savings prepare within their state can consist of tax obligation reductions, matching give as well as scholarship possibilities, defense from financial institutions, as well as also exception from monetary help financial debt.
There is a pre-paid strategy, in some cases likewise called an ensured cost savings strategy, which enables for the acquisition of tuition in advance of time, based on the present computations of what the tuition of a particular college is. The 529 university financial savings strategies are a wonderful method for moms and dads, grandparents, or lawful guardians to guarantee that their young enjoyed ones will certainly be able to pay for to go to the really finest universities as well as get the extremely ideal levels.

The post University Funds – The 529 Plan appeared first on ROI Credit Builders.

Ubersuggest 7.0: The Ultimate Keyword Research Tool

Believe it or not, I’ve been working on Ubersuggest for
almost 3 years now.

I bought it on February 13, 2017, for $120,000 dollars as a test to see if I could get more traffic from a tool than traditional content marketing or SEO.

Since then the tool has come a long way, in which I’ve added tons of features that competitors charge $100 a month or even more for.

But I’ve finally got Ubersuggest to a point where I can start releasing features that my competition don’t even have.

So before, you head on over to Ubersuggest to work on your SEO,
make sure you read everything below because I’ve just changed up how you are
going do keyword research (in a good way).

On top of that, I’ve also released a few other features as well related to link data and traffic estimations.

Here’s what’s new:

More keyword data

The biggest problem I had with keyword research was how to find the right keyword.

Sure, there are metrics like CPC data, SEO difficulty, or even search volume, but assuming you find keywords with a high CPC, low SEO difficulty, and high search volume, it still doesn’t mean it is a good keyword to go after.

And there are a few reasons why…

  • Mobile searches aren’t worth as much – first off, if the keyword mainly gets searched from on mobile devices the conversion rate will be lower. It doesn’t mean mobile traffic is useless, it just typically means the keyword won’t be as valuable.
  • High search volume doesn’t guarantee lots of organic clicks – what happens if the keyword gets a ton of searches but no clicks? This sounds crazy, but it actually happens a lot. For example, when people search for “weather” in the United States, roughly 60% of the people don’t click any results.
  • Not all searchers are worth the same – some keywords get searched heavily by teenagers. Some keywords get searched heavily by people who are in their 30s or 40s. If the majority of the searches for a given keyword happen by a really young audience, chances are they won’t have a credit card and they won’t convert into a customer.

Because of all of this, I decided to change how the industry
does keyword research.

Now when you type in a keyword like “marketing” into
Ubersuggest, you’ll see this:

If you have been using Ubersuggest for the last year or so you may notice some differences… but if you haven’t let me break down what’s new.

First off, for any given keyword you will see what percentage of the searches are taking place from mobile devices or desktop devices.

For example, with the term “marketing” you can see that the majority of the searches are coming from desktop devices.

On the flip side, if you use Ubersuggest to look at the term “weather” you’ll notice that the majority of the searches happen on mobile devices.

And with any given keyword you can also see what percentage of the people even click on the SEO or paid results.

I love this bar chart because it tells me if I should even go after a specific keyword. Just because a term has tons of searches doesn’t mean you are going to get tons of clicks, even if you rank at the number 1 spot.

If you leverage paid ads, this bar chart is also helpful because it will give you a sense of how many people click on the paid ads as well.

Another chart that I’ve added is one that breaks down the age range of each searcher.

As you can see from the above image, Ubersuggest now shows what percentage of the searches take place between each age range.

This is really important if you know the persona of your ideal customer, as you only want to target keywords that your ideal buyer is searching for.

What’s also cool is this data is available for all countries
within Ubersuggest and for almost all of the keywords within our database.

Now before you head off to Ubersuggest and test it out, there are a few more features that I’ve just released.

More backlink data

Over the last few months, I’ve gotten feedback that our link database isn’t as big as you would like, so we have been working on fixing this.

First off, whenever you do a backlink search in Ubersuggest, you’ll start seeing stats on historical backlink data.

This chart will quickly show you if a site is growing in
backlink and referring domain count over time or if they are declining.

On top of that, we are even showing the daily new and lost link count for a given site.

I know the new and lost link count chart looks a bit off,
but keep in mind we started having Ubersuggest crawl more pages around the web
faster and more frequently. Hence you are seeing a big spike in new and lost
links.

But over the next 4 weeks, it should normalize, and you’ll see an accurate representation of new and lost links.

This will help you identify new link opportunities more
easily. Especially because you can now clearly see where your competitors are
focusing their link building efforts.

Better traffic estimations

Lastly in Ubersuggest, you can also enter in a URL and get data on any given domain.

From its estimated monthly search traffic to the number of keywords a domain ranks for to even its top pages based on link and traffic count.

We haven’t fully finished creating our new algorithm when it comes to traffic estimations, but the chart you’ll see now is much more accurate than the older one.

Even though this is a big improvement from our older charts, give it another 3 months and it should be extremely accurate.

When you are using the traffic analyzer report in Ubersuggest, keep in mind that this will give you a directional guide on how you are doing versus your competition.

Conclusion

I hope you enjoy the new changes to Ubersuggest.

I’ve made them in order to give you a leg up on your competition as the data in the tool is now something that most of you have never seen before.

And over the next two months, you’ll see some big launches in Ubersuggest. From a chrome extension to even more accurate traffic estimations to even an Alert system that will notify you when things are wrong with your site.

So, go to Ubersuggest and try out the new keyword features as well as traffic estimation and backlink features.

What do you think about the
new features?

The post Ubersuggest 7.0: The Ultimate Keyword Research Tool appeared first on Neil Patel.

Advertise Yourself To Affiliate Manager

Advertise Yourself To Affiliate Manager

As an associate supervisor, you can take advantage of your initiatives by aiding hire, assistance, as well as aid an entire military of associates to do those jobs for you. That indicates much less job as an associate supervisor, and also much more revenues leveraged from all the associates you handle.

If you have an item or solution of your very own, you can begin your very own associate program and also advertise on your own to associate supervisor. Well, also if you do not have your very own item or solution, you can still end up being an associate supervisor, since lots of on-line services are currently recognizing exactly how a lot extra they can make from their associate programs when they employ a certified associate supervisor to run it for them.

The various other choice you have is to discover a person with a services or product that does not have an associate program configuration, as well as do a joint endeavor with them, where you construct them an associate program, as well as become their associate supervisor. You can after that work out some regards to exactly how you earn money; whether you desire an established month-to-month income, a percent of all associate sales, or a little both.

If you currently have a services or product and also you do not have an associate program in position for it, after that what are you awaiting? Launch an associate program as quickly as you can, become your very own associate supervisor, or work with another person that is certified to handle your associate program. Caution: Your revenues might skyrocket, so be prepared to take care of a great deal of sales.

As an associate supervisor, there are a great deal of points you require to recognize in order to optimize your associate programs efficiency. It is necessary to recognize where to locate and also hire very associates (These are associates that will certainly make most of your sales). Exactly how to encourage as well as urge associates to market extra, and also exactly how to produce and also use marketing/sales devices to your associates to make their work simpler, as well as enable them to make even more sales.

Thankfully, there are several areas to discover training products (such as electronic books, records, & software application) online for complimentary, as well as the greater valued much more detailed programs produced to generate specialist associate supervisors. Some programs also have associate supervisor positioning programs, so that after you finish their qualification demands, they will certainly assist position you in a high paying associate supervisor placement right away. None of these gaining numbers are ensured, and also it all depends on the associate supervisor positionings you would certainly obtain as well as the initiatives you place forth as a devoted as well as effective associate supervisor.

If you have an item or solution of your very own, you can begin your very own associate program and also advertise on your own to associate supervisor. Well, also if you do not have your very own item or solution, you can still come to be an associate supervisor, since lots of on the internet organisations are currently understanding exactly how a lot extra they can gain from their associate programs when they work with a certified associate supervisor to run it for them. Beginning up an associate program as quickly as you can, become your very own associate supervisor, or employ somebody else that is certified to handle your associate program. Some programs also have associate supervisor positioning programs, so that after you finish their qualification needs, they will certainly aid position you in a high paying associate supervisor placement right away. None of these making numbers are ensured, and also it all depends on the associate supervisor positionings you would certainly get as well as the initiatives you place forth as a devoted and also effective associate supervisor.

The post Advertise Yourself To Affiliate Manager appeared first on Automation For Your Email Marketing Sales Funnel.

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New comment by roasbeef in "Ask HN: Who is hiring? (August 2019)"

Lightning Labs | Frontend Developer, Crypto Protocol Engineer, Dev Ops, Infrastructure | San Francisco | Onsite or Remote | Full-time

https://angel.co/lightning/

https://lightning.engineering/

Lightning Labs is hiring! We’re looking to expand our team to build technology that scales Bitcoin and blockchains. Our current focus is the development and deployment of the Lightning Network, an open blockchain scalability protocol. We push the edge of innovation with regard to blockchain scalability, privacy-preserving smart contracts, and cryptocurrency UX. If you’re interested in one of the positions below, please send a brief description of your relevant experience and resume/github to jobs@lightning.engineering. And if you know someone who might be a good fit, we’d very much appreciate any referrals.

{Crypto Protocol Engineer}:

Experienced systems software engineer versed in applied cryptography, peer-to-peer networks, distributed systems, open source software, and cryptocurrency protocols to design and implement core protocol and algorithmic components of the Lightning Network. Solid programming skills, experience with Go, C, or C++. Prior contributions to crypto protocols and open source software collaboration preferred.

{Frontend Application Developer}:

Frontend developer to build secure cross-platform second-layer blockchain applications. Our applications are built on React, React Native, MobX, and Electron, communicating with a Lightning daemon over a binary RPC protocol. Ideal applicants will have experience building and shipping React Native applications and maintaining open source projects.

{DevOps Engineer}:

We currently deploy a number of backend services that make Lightning easier to use built on technology such as: etcd, Kubernetes, Prometheus, Grafana, and Traefik. Your role would be to help us secure and scale these systems via intelligent automation and robust service architecture. Experience with AWS is a bonus, as well as experience with Bitcoin, particularly in the area of key management.

Research-Backed Business Credit Cards Comparison

Our Business Credit Cards Comparison Effortlessly Puts You One Step Ahead

Did we say one step? How about several? Our business credit cards comparison will keep you from wasting time on inappropriate choices.

Per the SBA, corporate credit card limits are 10 – 100 times those of personal cards! This shows you can get a lot more money with business credit. And this also means you can have personal credit cards at stores. So you would now have a second card at the same shops for your small business.

And you will not have to have collateral, cash flow, or financial information to get company credit.

Business Credit Cards Comparison: Credit card Features

Features vary, so be sure to select the benefit you prefer from this assortment of alternatives.

Business Credit Cards Comparison: Small Business Credit Cards with 0% APR

For a 0% APR time frame, we prefer the Ink Business Cash ℠ Credit Card. So you pay no yearly fee. It’s got an interest-free time period. And it has versatile cash-back rewards. There are spending limits for employees. But you will need to have a credit score of 690 or better.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-cash

Blue Business ℠ Plus Credit Card from American Express

For an introductory 0% APR period, we also prefer the Blue Business ℠ Plus Credit Card from American Express. It has an introductory 0% APR for 15 Months.

You can earn twice the points on day-to-day company expenses. But that is up to an annual cap. But the normal APR is 12.24% – 20.24%. So the APR is variable.

Get it here: https://creditcard.americanexpress.com/blue/

Business Credit Cards Comparison: Small Business Credit Cards for Travel Points

For Travel Points, we prefer the Gold Delta SkyMiles Business Credit Card from American Express. Get 30,000 bonus miles. But that is after you make $1,000 in purchases on your new card. And it is within your very first three months. Terms and limitations apply.

In addition earn a $50 statement. But this is credit after you make a Delta purchase with your brand new card. And it is during your first three months.

Earn two miles per dollar spent on purchases made directly with Delta. And earn one mile on each eligible dollar spent on purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/gold-delta-skymiles/44279

Business Platinum Card from American Express

Check out the Business Platinum Card from American Express. Travel benefits including access to these airport lounge networks:

  • Priority Pass Select
  • Delta SkyClubs
  • American Express Centurion Lounges

You also receive Gold Status when you sign up for the Starwood Preferred Guest program. And you get a $200 annual air travel fee credit.

There is a $100 credit towards the Global Entry application fee. And this includes access to TSA PreCheck program. You get one point for every dollar spent on the majority of purchases. Also, you get 1.5 times the points.

But these are on charges of $5,000 or more on qualifying purchases. So this is up to one million added points yearly.

And you get five points per dollar spent buying flights and prepaid hotels. So these are from the American Express Travel web site.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Business Credit Cards Comparison Credit Suite

Check out how our reliable process will help your business get the best business credit cards.

Ink Business Preferred Card from Chase

Also, make sure to Check out the Ink Business Preferred Card from Chase. Earn 80,000 bonus points. But this is after you spend $5,000 on purchases. And it is within the first three months from account opening.

Also, earn three points per dollar. But this is on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, and cable and phon. It is also on advertising purchases made with social media sites and search engines each account anniversary year.

And earn one point per dollar on all other purchases. There is no limitation to the amount you can earn.

Get it here: https://creditcards.chase.com/credit-cards/small-business/ink-business-preferred

Business Credit Cards Comparison: Business Credit Cards for Fair Credit

For Fair Credit, we like the Capital One Spark Classic for Business. So it has no annual fee. There are cash-back rewards. But you will have to have a credit score of 690 or higher.

BEAR IN MIND: the standard APR is 23.99% variable APR.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Business Credit Cards Comparison Credit Suite

Check out how our reliable process will help your business get the best business credit cards.

Business Credit Cards Comparison: Low APR/Balance Transfers Business Credit Cards

For Low APR/Balance Transfers Business Credit Cards, we prefer the U.S. Bank Business Edge Platinum. You start off with twelve months of 0% APR financing on new purchases and balance transfers. But there is a 3% balance transfer fee.

Afterwards, the purchase APR is a variable 10.49% – 18.49%. So this is dependent on creditworthiness. And there is no annual fee.

Also, this card is solely available to those with great or excellent credit. But there is no rewards program for purchases.

Get it here: https://www.usbankedge.com/credit/business-edge-platinum.do

Blue Business Plus Credit Card from American Express

Also, take a look at the Blue Business Plus Credit Card from American Express. It has a 15-month initial 0% APR offer. Also, there is no annual fee. Right now businesses can get double points. But this is on the first $50,000 in purchases each year.

Get it here: https://creditcard.americanexpress.com/blue/

Business Credit Cards Comparison: Credit Builder Small business Credit Cards

Take a look at the Wells Fargo Business Secured Credit Card. It allows cardholders to get a credit limit of $500 – $25,000. The amount available is the same as the amount of money you supply to secure the line.

Your purchase APR rate can be as low as a variable 13.15%. And the yearly fee is $25. But the more cards you have the more expensive your yearly fee is going to be.

This card allows business owners with poor personal credit to get a card to make purchases and develop business credit. But the card will just report to the personal credit agencies if you default or are overdue on payments.

Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/

Business Credit Cards Comparison: Cards for Cash Back

Look at the SimplyCash Plus Business Credit Card from American Express. You can earn up to $400 cash back. Get a $200 statement credit. But this is after spending $5,000.

You get 5% cash back at US office supply stores and on wireless phone services. But they must be bought directly from US service providers. And this applies to the first $50,000 of yearly spending.

You also get 3% cash back on the spending category of your choice, from eight varying categories, consisting of air travel, gas, and advertising and computer purchases. So this applies to the first $50,000 of annual spending. And also you get 1% cash back on all other purchases.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279

Business Credit Cards Comparison Credit Suite

Check out how our reliable process will help your business get the best business credit cards.

Bank of America Business Advantage Cash Rewards MasterCard Credit Card

Also, take a look at the Bank of America Business Advantage Cash Rewards MasterCard Credit Card. With it, you can earn a $200 statement credit after $500 in purchases within 60 days of account opening.

You also get 3% cash back on purchases at filling stations and office supply stores. So this is as much as $250,000 per year. And you get 2% cash back on purchases at restaurants. Also, get 1% cash back on all purchases.

There is no yearly fee. But it is available to applicants with outstanding credit. And you can only redeem your cash back in $25 increments.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/cash-rewards-business-credit-card/

Spark Cash Select from Capital One

Additionally, take a look at the Spark Cash Select from Capital One. You get 1.5% cash back on all purchases. So this is without limitations.

New cardholders can also get a $200 cash bonus. But this is once they spend $3,000 on new purchases. And it is during the first three months of account opening.

New customers also get introductory APR of 0% on purchases for nine months. Also, there is no yearly fee.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

Business Credit Cards Comparison: Cards for Rewards

Have a look at the Business Gold Rewards Card from American Express OPEN. You can earn 50,000 Membership Rewards points. But this is after $5,000 in purchases on the card. And it is during first three months.

You get three points on your choice of five categories. Also, get two times the points on the remaining categories. And get one point per dollar on all other purchases.

So it has a $0 yearly fee for the first year. But after that your yearly fee increases to $175.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-gold-rewards

Business Platinum ® Card from American Express OPEN

Also, check out the Business Platinum ® Card from American Express OPEN. You can get up to 75,000 Membership Rewards points upon account opening.

You can also get 50,000 Membership Rewards points. But this is subsequent to spending $10,000. And get an extra 25,000 points after spending an added $10,000 all on qualifying purchases. So this is during the first three months.

Additionally you can get five times the Membership Rewards points on flights and prepaid hotels on amextravel.com. But it has a $450 annual fee. Yikes!

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/business-platinum/44279

Business Credit Cards Comparison: Your Best Business Credit Cards

Your very best corporate credit cards are dependent on your credit history and scores. Only you can decide which rewards you want and need, so make sure to do your due diligence. And, as always, make sure to build credit in the prescribed order for the optimum, fastest benefits.

 

 

The post Research-Backed Business Credit Cards Comparison appeared first on Credit Suite.

just how to review credit history

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