Canadian railroad agreed to add more stock to its proposal and cover a $700 million breakup fee.
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Canadian railroad agreed to add more stock to its proposal and cover a $700 million breakup fee.
The post Canadian National Takes Lead in Bidding for Kansas City Southern first appeared on Online Web Store Site.
If the supplies begin at simply under a buck, just how can a financier intend to prosper in the long run?
To obtain one of the most acquires out of your cent supply financial investments, it’s crucial that you grab info regarding specific firms prior to the information strikes the main media stream.As quickly as word is produced concerning a business, the rate of the dime supply rises till it no more drops in the group of cent supplies whatsoever. Exactly how do you obtain this kind of info if the media isn’t distributing it to the public?
You need to do your very own due dilligence on the cent stock.As dime supplies are not complied with by the major stream common funds you can normally enter prior to they do.
You need to come to be a detective of kinds as well as identify which business have the most effective possibility for you to benefit from a financial investment of their dime supplies. Occasionally you’ll discover a little story where supplies aren’t also pointed out as well as it offers you simply sufficient details to take advantage of a financial investment of dime supply prior to the firm begins greatly advertising their supplies about the information.
In order to accumulate a ton of money in dime supplies it does indicate you are mosting likely to need to take large opportunities. Some capitalists choose to see as well as wait what will certainly occur with a business prior to they get supply.
This type of strategy squashes the chance they need to make use of the reduced supply price, since when capitalists understand without a doubt that a business gets on the increase, every person will certainly be clambering for the supply as well as a share rates will swiftly climb up.
One means to remain abreast of promising cent supply business is to sign up with among the several dime supply guidance discussion forums online and also enjoy what others need to state concerning the options offered to dime supply capitalists.
Constantly ensure you do your very own examination right into the business also, yet having various other capitalists with a similar perspective can assist you discover what to try to find prior to spending excessive cash as a junior.
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Web Marketing Made Simple
When you initially get started on a net advertising endeavor, it’s flawlessly regular to be bewildered. There is so much to discover, so lots of various points you can do to market a service online, as well as so numerous “specialists” that declare they’ve obtained the “secret” to making cash online.
What’s the trick to net advertising as well as making cash online? There are lots of techniques for numerous kinds of net advertising and marketing strategies and also what jobs fantastic for one company, may not function at all for an additional.
Instead than attempting to “grasp the art” of net advertising and marketing, it is best to obtain a fast review of web advertising strategies, determine which one (or 2) you desire to attempt initially, obtain the understanding as well as ability you require to draw off the strategy, as well as see just how it functions. Naturally you require to do some research study to determine your target audience as well as produce an advertising and marketing strategy, yet your web marketing strategy does not need to be substantial and also does not need to be uncompromising from the first day. You can examine your statistics, see what is functioning and also what isn’t, as well as fine-tune your online marketing project as you accompany to reinforce it and also make it extra reliable.
When you begin in online marketing, it is excellent to have an understanding of different sorts of web marketing strategies, yet the key ones to focus on initially are internet search engine advertising and marketing and also pay-per-click online search engine advertising. Usually, over 80% of the web traffic that involves a site locates the internet site via the online search engine, so online search engine listings are crucial to online marketing.
Online search engine advertising and marketing is composed mainly of enhancing your internet site utilizing targeted key phrases, loading it with pertinent material, developing appropriate inbound web links, as well as sending the website to the internet search engine. With pay-per-click online search engine advertising and marketing, the procedure of web marketing via the online search engine is streamlined a little bit due to the fact that you bid on search phrases that will certainly give outcomes for your specific site and also your online search engine ranking is based mostly on your proposal as opposed to depending only on website optimization which can be rather tough.
As opposed to concentrating on a selection of online marketing strategies at the same time, you’ll locate it is a lot more efficient to go after online marketing choices one by one. After developing one method, you can go on to the following, continuously reinforcing your online marketing initiatives.
There are bunches of methods for numerous kinds of web advertising methods as well as what jobs wonderful for one service, could not function at all for an additional.
Instead than attempting to “grasp the art” of net advertising and marketing, it is best to obtain a fast introduction of web advertising methods, choose which one (or 2) you desire to attempt initially, acquire the understanding as well as ability you require to draw off the method, and also see just how it functions. Of program you require to do some study to determine your target market as well as develop an advertising and marketing strategy, however your net advertising and marketing strategy does not have to be comprehensive as well as does not have actually to be established in rock from day one.
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Recently, I had a friend ask me for help because her website rankings were tanking.
Always willing to lend a helping hand, I asked her what she had been doing to build links and improve SEO.
Everything she was doing checked out OK. So, I fired up Ahrefs and took a look at her backlink profile. That’s when I saw it.
Tons of spammy links were pointing to her site. These links were killing her rankings.
Then I took a look at her Google Webmaster Tools account and saw that she had a manual actions report stating that her website had been penalized for low-quality links.
Here’s an example from linkresearchtools.com that shows what that report looks like.

I asked her if she tried using the disavow tool to remove these spammy links. She looked at me like a deer in headlights.
Here’s the deal:
It’s no secret that spammy links can penalize your site’s rankings.
Knowing how to build links is a cornerstone of SEO. But the flip side is knowing how to avoid having harmful links point to your site.
If you don’t know how to protect yourself from bad backlinks, you could be setting your site up for epic failure.
The good news is that you can audit your link profile and use Google’s disavow tool to prevent or reverse any penalties.
If you use it the wrong way, you can do more harm to your site than good. You’ll want to make sure you’re careful when using the tool.
This article will teach you how to use the tool well.
Before we go into using the tool, let’s dive into the concept of disavowing links.
Good backlinks can raise your Domain Authority (DA) and Page Authority (PA) scores, increase your visibility in search engines, and help you rank better.
Bad backlinks do just the opposite. They harm your SEO and cause you to lose ranking.
With that said, you shouldn’t go disavowing links left and right.
When you disavow a link, you’re telling the search engines not to factor in a specific link when crawling your site.
There are a few categories of bad backlinks you might consider disavowing:
If you don’t have control over the spammy links, use the disavow tool so Google disregards them.

According to Google, using this tool the wrong way can have a negative effect on your rankings.

That sounds pretty intense, but don’t worry; Google just wants to make sure you’re not disavowing the wrong links. You should request removals first, and I’ll talk about that later.
Just make sure you use the tool when you have a lot of low-quality backlinks pointing to your site and when you’re sure they’re causing problems.
The good news is that if you use it the right way, you can improve your rankings.
There are a few important rules of thumb you should follow when using the disavow tool.:
Google prefers that you try removing links on your own before using the disavow tool.
You can do this with a link removal request.
A link removal request occurs when one site owner emails another to request the removal of a link.
Moz shows an example of a link removal request here.

Unfortunately, link-removal requests get a bad rap. Oftentimes they’re ignored, missed, malicious, and even spammy. There’s an art to sending successful link-removal requests.
Matt Cutts (former head of Google’s Webspam team) gives the green light on using the disavow tool:

You may be worried about negative SEO or a bunch of spammy links pointing toward your site. In this case, it would be a good move to disavow. It’s OK to disavow links even if you don’t see a message in your webmaster console.
If your removal-request emails aren’t effective, feel free to use the disavow tool whenever you need.
Instead of picking out bad links one by one, you should instead use the domain operator to disavow all bad backlinks from a whole domain instead. This is also a faster method for improving rankings. It may take longer to see results if you handpick bad links one by one.
Now it’s time to dive deep into how you can use the disavow tool — step by step
There are lots of different tools that you can use to get a list of your backlinks.
These services often try to automate the auditing process. While it does save time, you won’t get as clean of a result as would if you manually reviewed each link.
To create your own backlink list manually, here’s what you do.
First, go to Google Webmaster tools. Click search traffic, and links to your site. Download both the latest links and sample links.

If your site has a large number of domains linking to it (over 1,000), you can find more links by downloading the sample link list every day for a few days.
You can also download links from other sources:
Once you have gathered the spreadsheets from your sources, find the URL column of the sites that link to you and copy this column into a new spreadsheet. Feel free to use Google Docs or Excel — whichever you prefer.
Now you’ll have a master list of every link that leads to your site. You will see some duplicates, but don’t worry because we’ll fix that later.
Make a new column that is to the immediate left of your URLs. At the top of the spreadsheet (A1), type this formula:
=left(B1,find(“/“,B1,9-1)
Now, highlight the entire column and hit CTRL+D on your keyboard. This will fill in each cell in the row with the formula.

Once that’s done, highlight the whole column again and convert the results of the formula into values. This will allow you to copy and paste data into the column.
Do this by hitting CTRL+C to copy, then press Edit, Paste Special, and Paste Values Only.
Next, let’s use the Find & Replace tool to break everything down to its subdomain.
With column A highlighted, click edit, then find and replace. Type “HTTP://“ (without quotes), don’t put anything in the replace field, and hit “Replace All.”

Repeat the same steps with these two phrases
After you’re done, column A will now have the subdomains or domains of each URL that points back to your site.

You’ll likely have some domains with several links. What we want is to only have one link from each domain. Sort column A into alphabetic order and then insert a new column to the left of the domains. Put in this formula:
=if(B1=B2,”duplicate”,”unique”)
Copy this down the entire spreadsheet again (you can also click the little plus sign in the lower right-hand corner of a highlighted cell — also known as the “fill” button).
Next, filter this column to only show the duplicates. Finally, delete each duplicate URL.
Now you’ll have one URL for each domain that’s giving you a backlink.
Now, click on each URL on your spreadsheet and decide if you want to keep all the links from each domain or disavow them.

If you’re unsure, you can always mark links as “maybe” and come back to them later after you’ve looked at all your links.
Sometimes, you can pick up patterns after looking at all of your links that you wouldn’t have seen otherwise.
If you’re not sure whether or not you should disavow a link, think through these questions:
“Does this link help me?” i.e., “Could I actually get business and/or traffic from this link?”
“Was this link made 100% for SEO only?”
“If a Google employee saw this link, would I be worried?”
Remember that Google only penalizes sites that are trying to game the system. Every site has its share of unnatural links.
You’re not going to get hit with a penalty if you’re playing by the rules. So if you see some unnatural links, don’t sweat it.
Once you’re done reviewing each link, filter the column so you only see the links that you want to disavow.
Next, make a new spreadsheet and copy and paste your domains into the new sheet.

Next, you want to add “domain:” (no quotation marks) in front of every domain name.
When you disavow on the domain level, you’re doing a clean sweep of all the bad links on that domain. When you disavow by URL, you’re more likely to miss bad links.
You’ll want to always disavow at the domain level.
Type the following formula into B1 to add “domain:” to the front of every domain name.
=“domain:”&A1
Use the fill button to paste the formula down the entire column. Once again, highlight the column and then select paste special, paste as values.
Now, column B will be full of disavow directives.

Your disavow file must be in 7-bit ASCII or UTF-8 format. You can do this a couple different ways.
On a Mac, open TextEdit, copy and paste column B into TextEdit, and then hit Format and make plain text.
On Google Docs, open a Google Doc, copy column B into a document and then click File, Download As, and Plain text.
Feel free to add comments to your disavow file by starting your comment with a #. But remember, Google employees don’t look at your disavow file.
The disavow tool is 100% automated. Any comment you add is for your own records. You can insert them to jog your memory on certain things when revisiting the file in the future.

Go to the disavow tool and pick your file from the dropdown list. Click disavow links twice and then select “choose file”. Then you’ll want to upload the .txt file you made.
Here’s what a successful disavow looks like:

You may run into errors when you attempt to disavow links.
Luckily, it’s very common for an error to pop up when disavowing links. In this video, Matt Cutts talks about common mistakes that people run into when using the disavow tool.


Still got questions? Here’s a few of the most-asked questions
This all depends on your link profile. For example, if your site has a track record of unnatural links, you may need to do a monthly disavow.
In other cases, it’s best to do a link audit first and then a disavow.
By spacing out every disavow, you give yourself time to spot recurring problems and trends. This will help you make better decisions with your link-building strategies.
But if you have an average website that doesn’t have a history of low-quality links, and if you aren’t in a super competitive space where negative SEO isn’t much of a factor, you’re good with disavowing only once or twice per year.
Removing a link manually should always be your first option.
But, if you’re hit with an algorithm penalty, say from Penguin, there’s no need to go on a long, drawn-out process of emailing site owners to ask them to get rid of links.
In that case, you should disavow. But, if you’ve been hit with a manual penalty, you should definitely try to manually remove links first.

To reavow, modify your disavow file by removing the directive and re-upload it. Matt Cutts has stated that it takes “a lot longer” to reavow a link than to disavow it.
Google purposely builds in this lag time to discourage spammers from trying to game the system.
Google applies your disavow directives to your links as soon as it crawls your site.
After you’ve uploaded your directives, Google applies an invisible nofollow tag to the disavowed links that point to your site.
This means that those links will be thrown out of the equation when the Google algorithm considers your website.
You’ll need to wait until Google needs to run the algorithm again, so you won’t see changes right away. Most links only take a month to be removed.
The Disavow tool is a powerful tool to clean up your link profile. Here’s how to use it.
Head to Google Analytics, Ubersuggest, and Ahrefs to view all your links.
Pull all the lists together, then remove duplicates and sort.
Check to see which links are problematic, remove the ones that are okay.
Send emails to sites asking them to remove the links.
Your disavow file must be in 7-bit ASCII or UTF-8 format. You can do this a couple different ways.
Use # to add comments or notes as needed.
Send your file over and wait for Google’s decision.
Whether it’s from hiring a shady SEO agency or being the victim of negative SEO, you’ll need to disavow bad links before you get penalized.
However, be careful and don’t abuse the tool. Disavowing the wrong links can hurt your rankings the same way bad backlinks can.
If you carelessly disavow links, your backlink profile may look unnatural and can cause you to get penalized.
You must review individual backlinks before you submit your disavow file. There’s no getting around it.
When you get things right, though, and your traffic and SEO will improve.
The disavow tool is not the end-all-be-all magic button that will send tons of traffic your way.
However, it is a great SEO tool to have in your arsenal and one that every site owner should be familiar with.
What results have you experienced from using the disavow tool?
Visual branding is the most effective way to create a powerful online presence. If you don’t believe me, check out this article on why visuals are important in marketing: When half of the human brain …
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Structure Business Credit
Many companies intend to have the ability to obtain cash when they require it, without the proprietors needing to ensure the finances directly. This implies much less danger to the proprietors. Desiring to obtain credit report for your company as well as really obtaining it can be 2 various points.
One firm just recently approached us since over the previous 2 years they had actually developed an effective company, with over twenty staff members. They could not obtain an organization lending since they had not taken the time to develop an organization debt account and also really did not recognize where to begin.
You might have seen advertising buzz regarding exactly how an organization credit history account can get rid of a poor individual debt data. Nonetheless, it’s essential that little services have both excellent company credit history, as well as strong individual credit rating on the component of the proprietors.
Structure organization credit scores is totally various from constructing individual debt, though your individual debt might be connected somehow. Credit history coverage gigantic Experian markets a service credit rating that is based on both the danger of the company and also the individual debt of the proprietor of the business.
Additionally, you do not have the very same credit report security legislations with company credit report that you perform with individual credit rating. You desire to make certain you begin out on the ideal foot, or it can be tough to make modifications.
The secret to appropriately developing company credit history is twofold:
Establish up the appropriate service framework as well as take fundamental actions to guarantee your organization shows up “actual” as well as steady to the organization credit rating bureaus. Your service will usually require some kind of business framework to successfully develop a service credit scores score.
2. Obtain or get services and products from firms that will certainly report your credit rating to the significant service credit score reporting firms such as Dunn & Bradstreet as well as Experian.
Unlike individual debt rankings, where you can have a tiny revenue yet obtain a leading FICO credit report, the most effective organization credit report are scheduled for big secure companies, those with a number of million bucks in sales a year and also 25– 50 or even more staff members.
Do not allow that quit you! By taking a couple of mindful actions, you can begin tiny as well as still develop a respectable organization credit scores score to obtain you the loaning power your endeavor requires.
A couple of cautions:
Do not attempt to “acquire” great credit score! This is a hole off as well as if the credit report coverage companies discover out, they will certainly remove those referrals.
2. Do not invest large amounts of cash on a rack firm from a firm that “warranties” you will certainly have the ability to utilize it to obtain lendings. Most of the time, the business will not have the type of credit history score you’ll require to be effective.
3. Do not attempt to obtain organization credit history as an alternative for negative individual credit scores. Job on reconstructing it while you’re constructing company credit scores if you have actually harmed individual credit score.
Those are the exact same high qualities that will certainly aid you with the procedure of constructing solid service credit history. For even more details concerning structure company debt, check out www.BusinessCreditSuccess.com
You might have seen advertising buzz concerning exactly how a service credit report account can conquer a negative individual credit score data. Nonetheless, it’s vital that tiny organizations have both excellent company credit score, as well as strong individual credit report on the component of the proprietors. Establish up the appropriate service framework as well as take fundamental actions to guarantee your organization shows up “genuine” as well as steady to the company debt bureaus. Do not attempt to obtain organization credit scores as a replacement for poor individual debt. If you have actually harmed individual debt, job on reconstructing it while you’re constructing service credit history.
Looking for grants for women starting a business? Money is always going to be an issue. What if you could get what is essentially free money? That’s what grants are – for the most part.
But how do you find the best options for you? How do you know if you need to be looking for grants or business loans for women? We recommend that you explore every option. This is because it will probably take a combination of funding options to fully fund your business.
Plus, there are business loans. But they are often not just for women. But there are other funding choices out there. Loans, crowdfunding, and even angel investors are all viable options. More on those later.
The government and private organizations want to GIVE you money! They’re highly competitive and rarely enough to fund a business on their own. Still, grants are a great way to supplement other business funding. And they are still worth the effort to apply. There really isn’t anything to lose except time – it’s free money. Here are a few you can start with.
The Amber Grant awards one prize of $10,000 per month to a woman-owned business. One of the recipients also gets an additional $25,000 grant at the end of the year. Applicants only need to tell their story and turn it in with a $15 application fee. See ambergrantsforwomen.com/get-an-amber-grant/apply-now.
Cartier has a lot of grants for women starting a business or keeping a company going. The Cartier Women’s Initiative Award has a regional category award and a science and technology award. And the regional award is $100,000 for first place. With $30,000 for second and third place.
The award goes to three women from each of seven international regions. This award is a grant to 21 female business owners from around the world each year. But women business owners who are just getting started may qualify. Look over the complete application for more information. See cartierwomensinitiative.com/about-us.
Find out why so many companies use our proven methods to get business loans.
The Cartier Science and Technology Pioneer award is new as of 2021. Now three more women impact entrepreneurs at the forefront of scientific and technological innovation can get a new thematic award.
Open to women entrepreneurs from any country and sector. This award will highlight disruptive solutions built around unique, protected, or hard-to-reproduce technological or scientific advances. The laureate will get a $100,000 grant. Each of the two remaining finalists will get a $30,000 grant.
Cartier also offers a fellowship program. The fellowship is an educational program geared towards the 24 fellows selected each year. This fellowship program aims to equip the fellows with the necessary skills to grow their business.
It isn’t exactly a grant. But while it’s not a monetary award, the mentoring and networking opportunities could be worthwhile to apply for. Hence, see cartierwomensinitiative.com/fellowship-programme.
The mission of this group is to offer grants that help Alaska Natives, Native Hawaiians, and Native Americans. These are not just grants for women starting a business. They are meant for any gender, so you would be competing against Native Hawaiian, Alaskan, and Native American men. They help in the application process in addition to funds.
First Nations also helps point individuals to appropriate grants offered by other organizations, including the US government. This includes help with writing grant proposals. Therefore, see firstnations.org/grantmaking.
Also known as NBMBAA, the Scale-Up Pitch Challenge has cash prizes of $1,000 to $50,000. The association states its purpose is to help newer businesses with an African American ownership. This is a pitch competition for startup businesses. See nbmbaa.org/scale-up-pitch-challenge.
The NABDI Grant is funded by the US Department of the Interior’s Bureau of Indian Affairs. It is not just for women. It provides funding to business owners of Native American or Alaskan Native descent. In 2019, the program provided more than $727,000 to 21 indigenous tribes. It was to support economic feasibility studies for specific economic development projects or business startups.
For 2020, NABDI planned to award 20-25 grants. There is no minimum or maximum amount of funding that can be requested. But most awards run from $25,000 to $75,000. They only fund projects for one year at a time, which is when they expect projects to be completed. To apply for a NABDI grant for your proposed economic development feasibility study, go to bia.gov/service/grants/tedc/apply-nabdi-grant.
Find out why so many companies use our proven methods to get business loans.
There is more available via the Bureau of Indian Affairs. Businesses owned by Native Americans can get financing from the federal government through the Indian Affairs branch. These are not just for women. An individual can fill out an application for up to $500,000. But business entities and tribal enterprises may apply for more.
Potential borrowers can apply with any lending institution, they just have to use the application for Indian Affairs. Additional requirements are in place if the funds are used for construction, renovation, or refinancing. In general, a list of collateral, a credit report, and an analysis of business operations are required. See bia.gov/as-ia/ieed/loan-guaranty-insurance-and-interest-subsidy-program.
The Minority Business Development Agency (MBDA) is operated by the US Department of Commerce. It is dedicated to helping minority-owned businesses access the resources they need to grow and succeed. The MBDA is not just for women. But not: grant competitions are regularly changing.
Visit the MBDA’s website for information on all current opportunities. Currently, the MBDA helps its members apply for grants via Grants.gov. This involves help with how to apply for government grants. See mbda.gov/grants.
The MBDA oversees the Enterprising Women of Color (EWOC) Initiative. The initiative works to focus on the fast-expanding minority women entrepreneur population. This population is often a revenue generator for families, communities, and the nation. Minority women are the fastest growing population of entrepreneurs. While many women are making tremendous strides in the business world, they still face obstacles as entrepreneurs.
MBDA serves as an advocate for women’s economic empowerment. They support efforts to advance women’s equality and promote women economic advancement programming. The vision of EWOC is to ensure women worldwide to reach their economic potential. See mbda.gov.
Find out why so many companies use our proven methods to get business loans.
The Verizon Small Business Recovery Fund is new. It serves as a response to the COVID-19 pandemic. The fund offers $10,000 to successful applicants. The fund is specifically for providing grants to business owners of color, women-owned businesses, and other underrepresented entrepreneurs. See lisc.org/covid-19/small-business-assistance/small-business-relief-grants/verizon-small-business-recovery-fund.
If your business is in the arts, and you’re of South Asian descent, then check out this fund. The India Center Foundation runs the fund. It works to support US-based South Asian arts workers impacted by the COVID-19 pandemic.
The fund will disburse grants up to $2,000, depending on financial need to US-based arts workers of South Asian descent. This includes those in the performing arts, film, visual arts, and literature. You must have heritage from Afghanistan, Bangladesh, Bhutan, India, Maldives, Nepal, Pakistan, and Sri Lanka. Initial funding for the program is $20,000. But the India Center Foundation is soliciting donations to expand the grant program.
To be eligible, applicants must be of South Asian descent. Plus they must work in the arts and demonstrate loss of income due to COVID-19. Additionally, applicants must be at least 21 years old. They cannot be enrolled in a degree program. And they must be able to receive taxable income in the US. Grant funding could be put toward any artistic project. But the project must be developed, created, and presented within four to six weeks of receiving funding. See theindiacenter.us/artsfund.
The federal government’s Grants.gov is a running list of more than 1,000 available government grants, including minority business grants. The website compiles grants from over two dozen government agencies, like the SBA, the USDA, and the Department of Commerce. To find a grant that’s right for your business, use the Search Grants tool on the website. You can sort through the list of grants by keyword or opportunity number.
Once you find the grant you wish to apply for, click the hyperlinked opportunity number for more detail. There, you will find more info about the specific grant as well as any associated documentation you might need. To apply for a grant through Grants.gov, you must first register. Then, you can download an application package for the grant want to get. But be ready for a lengthy process. See grants.gov.
If you would rather not rely on grants so much to start and run your business, try crowdfunding. But not everyone with a campaign on a crowdfunding site is successful. More unique products and services tend to do better. Kickstarter and Indiegogo are two of the most popular crowdfunding platforms to use. Some platforms may have higher success rates for women than others.
Angel investors are informal investors. Essentially, you are selling a part of your business to them. They tend to not want a huge percentage of your business. Plus they won’t pass by more conventional businesses, like happens with crowdfunding and venture capital. Hence they can be another supplement or replacement for grants.
If grants aren’t an option, loans might work for you. If you’re an immigrant, try the Business Center for New Americans. They offer a pilot program for microloans up to $75,000. They work with immigrants, refugees, women, and other minority entrepreneurs. The goal is to help minority business owners who have not been able to get traditional financing. Terms are 3% interest, and your loan repayment term goes up to a year. So see accompanycapital.org.
There are several options for grants for women starting a business. Apply for whichever grants you feel you are most likely to get. Other options for funding include crowdfunding, angel investors, and loans. Credit Suite can help you get the funding you need.
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A virtual business address is when you pay for a separate address for your company. But, for the most part, you don’t do business there.
Business credit is credit in the name of a business. Correctly built, it doesn’t have anything to do with its owner’s personal credit. With business credit, a business owner can get:
You can get approval for business credit accounts regardless of personal credit quality. When you build business credit the right way, there is no personal credit pull. Building business credit depends on payment history more than anything else.
Learn more here and get started with building business credit with your company’s EIN and not your SSN.
Fundability is the ability of a business to be funded. This means, in essence, a business’s chances of getting money. This is money from lenders and credit providers. Building fundability goes hand in hand – and starts – the process of business credit building.
Some fundability elements are impossible to control, like your time in business. But others can be controlled by the ownership. This includes your business address.
There are a few things you can do to help lenders see your business as one that is fundable. It all starts with how you set up your business. It has to be set up in a very specific way to build fundability. Each step is vital, and if you miss one, it could do more harm that you may think.
The goal is to make your business a separate, stand alone, fundable entity apart from the owner, and to remove any doubts that it might not be. First, your business has to have separate contact information. This includes a business phone number, address, and email address.
Your business won’t be a separate legal entity from you unless you incorporate. Corporations need to have addresses, and it’s best for your corporation’s address to be in the same state where it’s incorporated. This is better for fundability.
Your business address is one of the first elements of fundability you should be setting up. Why? Because a lot of the subsequent paperwork you’ll need to fill out will call for your business address. This paperwork is everything from your EIN application to applying for business licenses.
You want all of your business’s paperwork to be right. So if you don’t have a separate address from the very start, you’re only going to have to change it later. And that means everywhere!
Just like a business phone number, your address will go on marketing materials, loan applications, and more. A residential address for a retail establishment can potentially get it flagged as un-established. The same is true if you use a UPS box or PO box. You need a brick and mortar address.
It has to be a place where mail can be delivered. Lenders, credit providers and more will check out your business on Google Street View. If they spot it’s a residential address, then a retail business could be inviting denials. And there’s no good reason to do so!
Learn more here and get started with building business credit with your company’s EIN and not your SSN.
A virtual office is a great solution. It’s far less expensive than renting office space. Here are three virtual office providers we love:
According to Wikipedia: “A virtual office is part of the flexible workspace industry that provides businesses with any combination of services, space and/or technology, without those businesses bearing the capital expenses of owning or leasing a traditional office.”
You can often get a great city address. There can be workspaces if you need to use them. And you might get access to conference rooms. Some plans include receptionists. A small business does not have to look small.
Regus offers:
Options from Regus include furnished offices with high-speed internet. These can be co-working spaces or window offices or interior. Call for pricing on office suites. Co-working spaces cost the least.
They have a presence around the world. Their more popular non-US locations are in several European countries. Costs vary.
Alliance offers:
They have a presence around the world. Their more popular non-US locations are in Mexico, the UAE, the UK, and the Netherlands. Costs for Alliance will run from $125 to $500.
Learn more here and get started with building business credit with your company’s EIN and not your SSN.
Davinci offers:
They have a presence around the world. Their more popular non-US locations are in Mexico, countries in Europe, South Korea, Hong Kong, Japan, and Brazil. Costs for Davinci addresses will vary.
You may need to improvise. Consider talking with local business owners. Find out what they do. Perhaps there are shared spaces. Or your fellow local business owners may even be interested in going in with you on a shared space. Will never, ever hurt to ask.
It might be fruitful to talk to local computer user groups too. Or you can consider going out of state if you are near a border. For example, Alexandria, Virginia and Baltimore, Maryland are less than 50 miles from each other. So in some cases you may have more options, just by looking past the border.
When addresses do not match, business credit providers and lenders will interpret that to be fraud. Unfortunately, this is regardless of your personal ethics or intentions.
Think about phone numbers, addresses, and even your business email address. Has your business address changed, or have you opened a new location?
You have to make certain any new addresses are listed on all documents. This includes:
This is the case whether your business address is virtual or not.
A separate business address is ultimately more professional. It’s also more fundable, giving lenders and credit providers a more positive feeling that your business will be able to pay its debts. In turn, that means it’s more likely that you’ll get loans and credit.
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